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Jino K Baby vs Safad.K.M
2025 Latest Caselaw 7724 Ker

Citation : 2025 Latest Caselaw 7724 Ker
Judgement Date : 7 April, 2025

Kerala High Court

Jino K Baby vs Safad.K.M on 7 April, 2025

MACA. No.3804/2016




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                                                 2025:KER:32661



              IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

            THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR

    MONDAY, THE 7TH DAY OF APRIL 2025 / 17TH CHAITHRA, 1947

                       MACA NO. 3804 OF 2016

         AGAINST THE AWARD DATED 23.04.2016 IN OPMV NO.745 OF

2014 OF PRINCIPAL MOTOR ACCIDENT CLAIMS TRIBUNAL, KOZHIKODE

APPELLANT/PETITIONER:

             JINO K BABY
             AGED 26 YEARS, S/O. BABY,
             RESIDING AT KARUVELY HOUSE, P.O,
             PUTHUPPADY, VIA THAMARASSERY,
             KOZHIKIDE - 673586.

             BY ADV SRI.AVM.SALAHUDIN


RESPONDENTS/RESPONDENTS:

     1       SAFAD.K.M
             S/O. MUHAMMED, AGE NOT KNOWN,
             RESIDING AT KARAKANDIMMAL HOUSE, P.O,
             KATTIPPARA, THAMARASSERY,
             KOZHIKODE - 673573.

     2       BASHEER K.A.
             AGED 37 YEARS, S/O. ABDURAHIMAN,
             RESIDING AT KANDIYIL HOUSE, P.O.,
             KATTIPPARA, THAMARASSERY,
             KOZHIKODE - 673573.
 MACA. No.3804/2016




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                                              2025:KER:32661

     3       BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD
             5TH FLOOR, M SONS, ARCADE,
             CHEROOTTY ROAD, KOZHIKODE - 673001.


             BY ADV SRI.VINUCHAND


       THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY
HEARD ON 07.04.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 MACA. No.3804/2016




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                                                       2025:KER:32661



                              JUDGMENT

Dated this the 7th day of April, 2025

The petitioner in O.P.(M.V.) No.745/2014 on the file of the

Principal Motor Accident Claims Tribunal, Kozhikode is the appellant

herein. (For the purpose of convenience, the parties are hereafter

referred to as per their rank before the Tribunal).

2. The petitioner filed the above O.P. under Section 163 A of the

Motor Vehicles Act, 1988, claiming compensation for the injuries

sustained in a motor vehicle accident that occurred on 27.12.2012.

According to the petitioner, on 27.12.2012 at about 3 p.m., while he was

riding a motor cycle, bearing No.RJ 04-M-4712 along the

Thamarashery - Engapuzha road, an Omni van bearing registration

No.KL 57 F 3089 driven by the 2nd respondent dashed against the motor

cycle and as a result of which the petitioner sustained serious injuries.

3. The 1st respondent is the owner, the 2nd respondent is the driver

and 3rd respondent is the insurer of the Omni van. According to the

2025:KER:32661

petitioner, the accident occurred due to the negligence of the driver of

the offending vehicle. The quantum of compensation claimed in the O.P.

is Rs1,00,000/-.

4. The insurance company filed a written statement, admitting the

accident as well as policy, but disputing the negligence on the part of the

driver of the offending vehicle.

5. The evidence in the case consists of the documentary evidence

Exts.A1 to A15, B1, and C1.

6. After evaluating the evidence on record, the Tribunal found

negligence on the part of the petitioner himself and dismissed the claim

petition on the ground that he himself is the tortfeasor.

7. Aggrieved by the above order dismissing the claim petition, the

petitioner preferred this appeal.

8. Heard Sri.A.V.M Salahuddeen, the learned Counsel appearing

for the petitioner/appellant, and Sri.Vinuchand, the learned Standing

Counsel for the 3rd respondent.

9. The law is well settled that in a claim petition field under

2025:KER:32661

Section 163A of the Motor Vehicles Act, the claimant need not plead or

prove the factum of negligence.

10. The learned counsel for the insurer would argue that the

petitioner ought to have proceeded against his own insurer as the

accident occurred because of his own negligence and there was no

negligence on the part of the 2 nd respondent. However the law is settled

that the insurer cannot claim against his own insurer and as such I do not

find any merits in the argument advanced by the learned counsel for the

3rd respondent.

11. As per the claim petition the petitioner is a coolie and the

income claimed in the original petition is Rs.3200/-. As per the dictum

laid down by the Hon'ble Supreme Court in the decision in

Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance

Co. Ltd. [2011 (13) SCC 236], the notional income of a coolie, in the

year 2012 will come to Rs.8,500/-. The outer limit of the annual

income for maintaining a claim petition under Section 163A of the

M.V. Act is Rs.40,000/- In the above circumstance, the notional annual

2025:KER:32661

income of the petitioner is fixed at Rs.40,000/-.

12. In this case, the petitioner sustained 25% disability. At the

time of the accident, he was aged 24 years. Therefore, as per the 2 nd

Schedule to the M.V. Act,, the compensation payable to him will come

to Rs.1,80,000/- (40000x18x25/100)

13. In addition to the same, the petitioner is entitled to get a sum

of Rs.5,000/- towards pain and suffering, and maximum amount of

Rs.15,000/- towards medical expenses. In this case, the petitioner has

produced medical bills worth Rs.73,666/-. However, since the

maximum compensation payable towards medical expenses is only

Rs.15,000/-, the compensation on that head is limited to Rs.15,000/-.

Therefore, the total compensation payable to the petitioner will come to

Rs.2,00,000/- (180,000+15000+5000)

14. In the result, this Appeal is allowed in part, and Respondent

No.3 is directed to deposit a total sum of Rs.2,00,000/- (Rupees two

lakhs only), less the amount already deposited, if any, along with interest

@ 8% per annum from the date of the petition till deposit/realisation,

2025:KER:32661

with proportionate costs, within a period of two months from today.

15. On depositing the aforesaid amount, the Tribunal shall

disburse the entire amount to the petitioner, excluding court fee payable,

if any, without delay, as per rules.

Sd/-

C. PRATHEEP KUMAR, JUDGE sou.

 
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