Citation : 2024 Latest Caselaw 18780 Ker
Judgement Date : 28 June, 2024
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE HARISANKAR V. MENON
FRIDAY, THE 28TH DAY OF JUNE 2024 / 7TH ASHADHA, 1946
WP(C) NO. 13789 OF 2012
NAME & ADDRESS OF THE PETITIONER:
A.V. SUBRAMANIAN
ARAKKAPARAMBIL HOUSE, VALLARPADAM P.O.,
ERNAKULAM DISTRICT.
BY ADVS.
M.M.SAIDU MUHAMMED
REENA MATHEW (THEVALAKKATTU)
NAME & ADDRESS OF THE RESPONDENTS:
1 THE DISTRICT COLLECTOR
COLLECTORATE, KAKKANAD, ERNAKULAM, PIN - 682 030.
2 THE DEPUTY TAHASILDAR (RR)
KANAYANNUR TALUK, ERNAKULAM, KOCHI - 11
3 KERALA TRANSPORT DEVELOPMENT FINANCE CORPORATION LTD.,
4TH FLOOR, GCDA COMMERCIAL COMPLEX, MARINE DRIVE,
COCHIN - 31, REPRESENTED BY THE ASSISTANT MANAGER,
(BRANCH) ERNAKULAM.
4 DIRECTOR,
STATE WATER TRANSPORT DEPARTMENT,
ALAPPUZHA, PIN - 688 001.
5 K.K.JAYACHANDRAN,
PADATH HOUSE, NAYARAMBALAM, NEDUNGAD P.O., ERNAKULAM,
PIN - 682 509.
6 V.K.BABU,
VATTAKKATUKARA HOUSE, NARAKKAL PRESENTLY RESIDING AT
C/O.MEENAKSHI KESAVAN, KALATHITHARA HOUSE, VALAPPU,
MALIPPURAM P.O., ERNAKULAM, PIN - 682 511.
BY ADVS.
GOVERNMENT PLEADER
SRI.SUNIL K.R.SC KTDFC
OTHER PRESENT:
SR.GP.SMT.RASHMI K.M.
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR FINAL HEARING ON
28.06.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
2
W.P.(C) No.13789 of 2012
HARISANKAR V. MENON, J.
-------------------------------
W.P.(C) No.13789 of 2012
-------------------------------
Dated this the 28th day of June 2024
JUDGMENT
The petitioner was a boat driver under the 4th respondent. The
petitioner retired from service on 30.04.2008. The petitioner, 5th and 6th
respondents as well as one P.J. Lasser, all of whom were working under
the 4th respondent, had stood as guarantors for one Smt.Treesa Antony
W/o P.J. Antony, Pallampally House, for obtaining a credit facility from
the 3rd respondent herein for purchasing a motor vehicle. It is stated
that the loan, so obtained, was to the extent of Rs.5.5 lakhs. It is stated
in the writ petition that, on account of the default committed by the
above referred Treesa Antony, proceedings were taken for realising the
loan amount from the guarantors through Revenue Recovery
proceedings. Petitioner states that although there were four guarantors,
he was singled out and recovery proceedings were taken only against
him as evidenced by Exts.P1 and P2 notices issued by the 2nd
respondent herein for realisation of the entire arrears. Petitioner
submitted Ext.P3 application dated 15.09.2011 pointing out that the
balance in his gratuity credit to the extent of Rs.1.96 lakhs may be
adjusted towards the liabilities as full and final settlement. The above
application at Ext.P3 was directed to be considered and disposed of by
this Court in Ext.P4 judgment dated 04.10.2011 in W.P.(C) No.2863 of
2010. Pursuant to the said directions, the 3rd respondent issued Ext.P5
dated 10.11.2011 informing the petitioner that the petitioner being one
of the guarantors, the liability is co-extensive with that of the loanee,
and recovery proceedings will be continued on account of the joint and
several liability. The 3rd respondent has also issued Ext.P6 letter dated
10.11.2011 to the 1st respondent herein, pointing out that there is a
subsisting grievance for the petitioner herein, that no recovery
proceedings are being taken against the other guarantors.
2. In such circumstance, the petitioner has filed the present
writ petition praying for quashing Exts.P1 and P2 revenue recovery
proceedings, for a direction to the 3rd respondent to consider the
request at Ext.P3 in an Adalath at the earliest and also for a direction to
the 4th respondent, not to disburse the retirement benefits of the other
guarantors. There is a further prayer for a direction to respondents 1
and 2 to take recovery proceedings against respondents 5 and 6 as well
as the legal heirs of the deceased P.J.Lasser, including by way of
attachment of the retirement benefits.
3. A counter affidavit is filed on behalf of the 1 st and 2nd
respondents dated 01.03.2013 and 16.10.2012 respectively, justifying
the recovery proceedings taken. The 4th respondent has filed a counter
affidavit dated 25.02.2013, pointing out that rest of the guarantors,
respondents 5, 6 and late P.J.Lasser, are not eligible for retirement
benefits since they were terminated from service on the basis of
disciplinary action taken against them and since P.J.Lasser expired
while in service and he has no legal heirs.
4. Pursuant to the directions issued by this Court on
20.06.2022, the 1st respondent has filed a statement dated 31.05.2024.
In this statement, the 1st respondent has pointed out that the 5th
respondent was dismissed from service; that he sold his properties in
2007 and therefore, he is not having any movable or immovable
properties in his name to be attached. As regards the 6th respondent,
it is reported that, there are no properties to be attached in his name.
At the same time in the statement, it is pointed out that the 6th
respondent is having 1/3rd undivided share over 2.58 Ares of land in Re-
survey No.427/1 in Thandaper No.9188. As regards late Lasser, the 1 st
respondent pointed out that he is eligible for getting gratuity benefits,
which has not been disbursed yet, since no prior consent has been
obtained in that regard.
5. Heard Sri.M.M. Saidu Muhammed, learned counsel for the
petitioner and Smt.Rashmi K.M., learned Senior Government Pleader
appearing for respondents 1, 2 and 4. Though notice has been served
on respondents 5 and 6, there is no appearance on their behalf.
6. The petitioner filed this writ petition only on the ground that
though he was only one among the guarantors, recovery proceedings
had been taken only against him. His main prayer is that appropriate
directions may be issued to the respondents to take steps against other
guarantors also.
7. However, admittedly, the petitioner has stood as a guarantor
to the 3rd respondent. Such a guarantee is an admission that he will
make payments if there is default by the principal debtor. Merely for the
reason that there are other guarantors, he cannot say that recovery
proceedings have to be taken against the other guarantors and it is only
after exhausting the steps against such guarantors, that proceedings
may be taken against him.
8. At the same time, it is noticed that an amount of Rs.29,500/-
is already deducted from the salary of the petitioner and paid to the
credit of the 3rd respondent. Another amount of Rs.2.75 lakhs is also
admitted to be received by the 3rd respondent pursuant to the sale of
the vehicle in question, which has been re-possessed by them. It is not
seen that any sort of recovery steps have been taken or proceedings
initiated against the other guarantors. Going by the statement dated
31.05.2024, filed by the 1st respondent as directed by this Court, the
sixth respondent is having an undivided share over a piece of land at
Elankunnappuzha. Similarly, deceased P.J.Lasser is also having gratuity
benefits, details of which have not been pointed out in the statement.
In such circumstances, this writ petition is disposed of with the
following directions.
(i) The petitioner would remit an amount of Rs.50,000/-
within a period of two months from today, with the 3rd respondent herein, to the arrears in his capacity as guarantor for Smt.Treesa Antony.
(ii) The petitioner to file a fresh application with the 3rd respondent herein after making payment of Rs.50,000/- as pointed out above, for availing benefits of any one time settlements, if available. The 3rd respondent is directed to consider the above application sympathetically and extent whatever
possible benefits available under any existing schemes, to the petitioner.
(iii) Respondents 1 and 2 would take proceedings against the undivided share of the 6th respondent, as identified in the 3rd paragraph of the statement dated 31.05.2024, towards the dues payable to the 3rd respondent herein.
(iv) The 4th respondent would transfer the entire amount lying in credit of the gratuity account of deceased P.J. Lasser to the 3rd respondent herein.
(v) The petitioner to file an undertaking with the 3rd respondent herein, to clear the balance arrears, if any, after the directions at (iii) and (iv) above are carried out.
Sd/-
HARISANKAR V. MENON, JUDGE
Skk//07.07.2024
APPENDIX OF WP(C) NO.13789 OF 2012
PETITIONER'S EXHIBITS:-
EXHIBIT P1 TRUE PHOTOSTAT COPY OF THE RR NOTICE DATED 16/12/2009 EXHIBIT P2 TRUE PHOTOSTAT COPY OF ATTACHMENT NOTICE DATED NIL SERVED ALONG WITH EXHIBIT P1 EXHIBIT P3 TRUE PHOTOSTAT COPY OF REPRESENTATION DATED 15/9/2011 SUBMITTED BY THE PETITIONER. EXHIBIT P4 TRUE PHOTOSTAT COPY OF JUDGEMENT DATED 4/10/2011 IN WPC NO.2863/2010 EXHIBIT P5 TRUE PHOTOSTAT COPY OF LETTER DATED 10/11/2011 SENT BY THE 3RD RESPONDENT TO THE PETITIONER.
EXHIBIT P6 TRUE COPY OF THE LETTER DATED 10/11/2011 ADDRESSED BY THE 3RD RESPONDENT TO THE DISTRICT COLLECTOR.
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