Thursday, 23, Apr, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Ravi vs The New India Assurance Company
2024 Latest Caselaw 23038 Ker

Citation : 2024 Latest Caselaw 23038 Ker
Judgement Date : 1 August, 2024

Kerala High Court

Ravi vs The New India Assurance Company on 1 August, 2024

                                                  2024:KER:61374
M.A.C.A. NO. 553 OF 2023
                              :- 1-:

             IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

        THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN

  THURSDAY, THE 1ST DAY OF AUGUST 2024 / 10TH SRAVANA, 1946

                       MACA NO. 553 OF 2023

[AGAINST THE AWARD DATED 15.02.2022 IN OP(MV) NO.156 OF 2020
OF MOTOR ACCIDENT CLAIMS TRIBUNAL VADAKARA]
APPELLANT:

             RAVI
             AGED 49 YEARS
             S/O PERUMAL SAMI, ERAMVALLI HOUSE, IRINGAL,
             KOYILANDY TALUK, KOZHIKODE DISTRICT., PIN - 673521


             BY ADV ZUBAIR PULIKKOOL


RESPONDENT:

             THE NEW INDIA ASSURANCE COMPANY
             THE NEW INDIA ASSURANCE COMPANY REPRESENTED BY ITS
             BRANCH MANAGER, BRANCH OFFICE, VATAKARA., PIN -
             673101


             BY ADV DEEPA GEORGE


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
ADMISSION ON 01.08.2024, THE COURT ON THE SAME DAY DELIVERED
THE FOL1LOWING:
                                                                 2024:KER:61374
M.A.C.A. NO. 553 OF 2023
                                   :- 2-:

                     SHOBA ANNAMMA EAPEN,J
                       --------------------------------------
                        M.A.C.A. NO. 553 OF 2023
                       -------------------------------------
                 Dated this the 1st day of August , 2024

                              JUDGMENT

This appal has been filed by the claimant in O.P(MV) No.156/2020

on the file of the Motor Accidents Claims Tribunal, Vatakara. The

respondents herein are the respondents before the tribunal.

2. According to the appellant, on 24.8.2019 at about 7 am, while

he was sitting in his Maruti Omni van bearing Reg.No. KL-57-C-1621 parked

along the rear side of the road at Narayana Nagar, Vatakara, all of a sudden

a car bearing Reg.No.KL-59-S-9152, driven by the first respondent in a rash

and negligent manner, hit against the omni van and the appellant sustained

serious injuries. The appellant approached the tribunal claiming a total

compensation of ₹10,00,000/-.

3. The respondent-insurer filed a written statement, admitting the

insurance policy, but disputing the quantum of compensation claimed. Before

the tribunal, no oral evidence was adduced on either side. Exts. A1 to A13

were marked on the side of the appellant. The tribunal, after analysing the

pleadings and materials on record, awarded a sum of ₹3,67,300/- as

compensation under different heads with interest @ 9% per annum from the

date of petition till realization, against the respondent being the insurer.

2024:KER:61374 M.A.C.A. NO. 553 OF 2023 :- 3-:

Dissatisfied with the quantum of compensation awarded by the tribunal, the

claimant has come up in appeal.

4. Heard the learned counsel for the appellant and the learned Standing

Counsel for the respondent insurer.

5. The learned counsel for the appellant claims enhancement mainly

under the following heads:-

Notional income - The learned counsel for the appellant submits that

though the appellant claimed that he was earning ₹20,000/- per month, the

tribunal has fixed the notional monthly income at ₹12,500/-. It is submitted

that the appellant was a flower vendor and he is the sole breadwinner of the

family consisting of five members. On a consideration of the facts of the case

as well as the award, I find that by fixing an amount of ₹13,500/- as the

notional monthly income of the appellant will be just and reasonable.

Accordingly I fix the notional monthly income of the appellant at ₹13,500/-

Loss of earnings - Since the notional monthly income of the appellant is re-

fixed as ₹13,500/-, the compensation payable under the head 'loss of

earnings' is recalculated thus: ₹81,000/- (13,500 x 6). The Tribunal granted

an amount of ₹75,000/- under the said head. Hence, the appellant will be

entitled to get an additional compensation of ₹6,000/- towards loss of 2024:KER:61374 M.A.C.A. NO. 553 OF 2023 :- 4-:

earnings.

Permanent disability - Since the notional income of the appellant is fixed at

₹13,500/- and the multiplier is 13, the appellant will be entitled to get a total

compensation of ₹1,05,300/- (₹13,500 x 12 x 5/100 x 13) towards permanent

disability. The tribunal awarded an amount of ₹97,500/- towards the said

head. Hence, there will be an additional amount of ₹7,800/- under the head

'permanent disability'.

6. Though the appellant claimed enhancement of compensation under

other heads, on a perusal of the records available, I am not inclined to

interfere with the compensation awarded by the tribunal under other heads

since it appears to be just and reasonable.

Thus, the impugned award of the tribunal is modified as follows:-

Sl. Head of claim Amount Amount modified total No claimed awarded in appeal compensation by the tribunal

1 Loss of - 75000 6,000 81,000 earnings

2 Transport to 5000 11000 Not 11,000 Hospital modified

3 Damage to 5000 2000 Not 2000 clothing and modified articles

4 Extra 10000 15000 Not 15000 nourishment modified 2024:KER:61374 M.A.C.A. NO. 553 OF 2023 :- 5-:

5 Medical 5,00,000 19300 Not 19300 expenses modified

6 Bystander's 25,000 7500 Not 7500 expenses modified

7 Future 5,00,000 30000 Not 30000 treatment modified

8 Pain and 5,00,000 60000 Not 60000 suffering modified

9 Compensation 3,00,000 97500 7,800 1,05,300 for continuing or permanent disability

10 Compensation 2,00,000 Nil - -

for the loss of earning power

11 Compensation - 50,000 Not 50,000 for loss of modified enjoyment and amenities

12 Compensation 3,00,000 Nil - -

for inconvenience and discomfort

13 Compensation 3,00,000 Nil - -

for loss of support and assistance to the injured

Total claim 28,45,000 3,67,300 13800 Limited to 10,00,000 2024:KER:61374 M.A.C.A. NO. 553 OF 2023 :- 6-:

Accordingly, the appeal is allowed in part and the

appellant/claimant is awarded an additional compensation of ₹13,800/-

(Rupees Thirteen Thousand Eight Hundred only) over and above the

compensation awarded by the tribunal with interest @ 8% per annum from

the date of petition till realization and proportionate costs. The respondent

insurer shall deposit the said amount together with interest and costs within a

period of two months from the date of receipt of a certified copy of this

judgment. The claimant shall furnish copies of the PAN Card, ADHAAR Card

and bank details before the respondent insurer within a period of one month

so as to enable the insurance company to make the deposit as ordered

above. In case of failure to furnish details as above, it shall be open for the

insurance company to deposit the said amount before the tribunal. Upon

such deposit being made, the entire amount shall be disbursed to the

appellant at the earliest in accordance with law. However, it is made clear

that the enhanced compensation will not carry interest for the period of delay

of 251 days in filing the appeal.

Sd/-

SHOBA ANNAMMA EAPEN, JUDGE MBS/

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IDRC

 

LatestLaws Partner Event : IJJ

 
 
Latestlaws Newsletter