Wednesday, 15, Apr, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Nazimuddin Abdul Rasheed vs The Banking Ombudsman
2024 Latest Caselaw 10998 Ker

Citation : 2024 Latest Caselaw 10998 Ker
Judgement Date : 12 April, 2024

Kerala High Court

Nazimuddin Abdul Rasheed vs The Banking Ombudsman on 12 April, 2024

Author: T.R.Ravi

Bench: T.R.Ravi

          IN THE HIGH COURT OF KERALA AT ERNAKULAM
                            PRESENT
               THE HONOURABLE MR. JUSTICE T.R.RAVI
   FRIDAY, THE 12TH DAY OF APRIL 2024 / 23RD CHAITHRA, 1946
                    WP(C) NO. 13254 OF 2024
PETITIONER:
          NAZIMUDDIN ABDUL RASHEED
          AGED 72 YEARS, S/O E.A. RASHEED, KUNNIL HEIGHTS,
          FLAT NO. 6B KUZHUVILA,
          KARIMANAL BEACH P.O. THIRUVANANTHAPURAM, KERALA,,
          PIN - 695 583.

          BY ADVS.
               DHEERAJ KRISHNAN PEROT
               VINEETHA A.A.
               ARYA DEVASIA
               SREERAG S.
               MEGHA
               SREEPRIYA K.U.

RESPONDENTS:
    1     THE BANKING OMBUDSMAN
          RESERVE BANK OF INDIA THIRUVANANTHAPURAM BRANCH
          OFFICE NO.6507, BAKERY JCT RD, NANDAVANAM, PALAYAM,
          THIRUVANANTHAPURAM, KERALA,
          PIN - 695 033.

    2     THE BRANCH MANAGER
          FEDERAL BANK, BR. PONGUMOODU BHAGAVATHY PLAZA,
          MEDICAL COLLEGE, PONGUMOODU, THIRUVANANTHAPURAM,
          KERALA,
          PIN - 695 011.

          BY ADVS.
               MOHAN JACOB GEORGE
               LAWRENCE D CUNHA
               MATHEW BONSTANE(K/151/2015)
               MATHEW KURIAN MATTAM(K/001009/2021)
               JIJO ISAAC(K/1025/2002)
               AMRUTHA S. MENON(K/001069/2024)
               GODWIN JOSE(K/103/2008)

      THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 12.04.2024, ALONG WITH WP(C).13610/2024, THE COURT ON THE
SAME DAY DELIVERED THE FOLLOWING:
 W.P.(C) Nos.13254 and 13610 of 2024

                                      :2:


               IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                      PRESENT
                  THE HONOURABLE MR. JUSTICE T.R.RAVI
      FRIDAY, THE 12TH DAY OF APRIL 2024 / 23RD CHAITHRA, 1946
                          WP(C) NO. 13610 OF 2024
PETITIONER:

             NISSAM M.
             AGED 44 YEARS, C/O MAHADOON, 31/2761-1,
             SWATHY NAGAR, PIPPINMOODU, THIRUVANANTHAPURAM,
             PIN - 695 003.

             BY ADVS.
                  DHEERAJ KRISHNAN PEROT
                  VINEETHA A.A.
                  SREERAG S.
                  ARYA DEVASIA
                  MEGHA
                  SREEPRIYA K.U.


RESPONDENTS:

     1       THE BANKING OMBUDSMAN
             RESERVE BANK OF INDIA THIRUVANANTHAPURAM BRANCH OFFICE
             NO.6507, BAKERY JCT RD, NANDAVANAM,
             PALAYAM, THIRUVANANTHAPURAM, KERALA,
             PIN - 695 033.

     2       THE BRANCH MANAGER
             FEDERAL BANK, BR. PONGUMOODU BHAGAVATHY PLAZA, MEDICAL
             COLLEGE, PONGUMOODU, THIRUVANANTHAPURAM, KERALA, PIN -
             695 011.

             BY ADVS.
                  MOHAN JACOB GEORGE
                  LAWRENCE D CUNHA
                  MATHEW BONSTANE(K/151/2015)
                  MATHEW KURIAN MATTAM(K/001009/2021)
                  JIJO ISAAC(K/1025/2002)
                  AMRUTHA S. MENON(K/001069/2024)
                  GODWIN JOSE(K/103/2008)

      THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
12.04.2024, ALONG WITH WP(C).13254/2024, THE COURT ON THE SAME
DAY DELIVERED THE FOLLOWING:
 W.P.(C) Nos.13254 and 13610 of 2024

                                      :3:


                                JUDGMENT

Dated this the 12th day of April, 2024

Admit. Standing Counsel takes notice for the 2nd

respondent and notice to the 1st respondent is dispensed with.

2. The complaints filed by the petitioners before the 1 st

respondent have been rejected on the ground that the petitioners

have not approached the 2nd respondent. The case of the petitioners

is that the petitioners had approached the 2nd respondent.

3. Standing Counsel for the 2nd respondent also submits

that the petitioners had approached the 2nd respondent.

In the above circumstances, Ext.P5 orders in both these

writ petitions are set aside. There will be a direction to the 1 st

respondent to reconsider the complaints, issued with notice to the

parties at the earliest, at any rate within two months from the date

of receipt of a copy of this judgment.

Sd/-

                                                     T.R. RAVI
AMR                                                   JUDGE

W.P.(C) Nos.13254 and 13610 of 2024

APPENDIX OF WP(C) 13254/2024

PETITIONER'S EXHIBITS

Exhibit P1 TRUE COPY OF THE UDYAM REGISTRATION CERTIFICATE DATED 30.09.2022.

Exhibit P2 TRUE COPY OF THE LATEST SANCTION ORDER DATED 31.01.2023.

Exhibit P3 TRUE COPY OF THE COMPLAINT DATED 21.09.2023.

Exhibit P4 TRUE COPY OF THE COMPLAINT DATED 21.09.2023 MADE TO THE 1ST RESPONDENT.

Exhibit P5 TRUE COPY OF THE REPLY LETTER DATED 04.10.2023.

Exhibit P6 TRUE COPY OF THE REPLY DATED 25.10.2023.

Exhibit P7 TRUE COPY OF THE JUDGMENT DATED 13.03.2024. W.P.(C) Nos.13254 and 13610 of 2024

APPENDIX OF WP(C) 13610/2024

PETITIONER'S EXHIBITS

Exhibit P1 TRUE COPY OF THE UDYAM REGISTRATION CERTIFICATE DATED 28.01.2022.

Exhibit P2 TRUE COPY OF THE LATEST SANCTION ORDER DATED 24.02.2023.

Exhibit P3 TRUE COPY OF THE COMPLAINT DATED 07.10.2023.

Exhibit P4 TRUE COPY OF THE COMPLAINT DATED 21.09.2023 MADE TO THE 1ST RESPONDENT.

Exhibit P5 TRUE COPY OF THE REPLY LETTER DATED 26.09.2023.

Exhibit P6 T RUE COPY OF THE REPLY BY THE 2ND RESPONDENT DATED 13.12.2023.

Exhibit P7 TRUE COPY OF THE JUDGMENT IN WPC 7947 OF 2024 DATED 13.03.2024.

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IDRC

 
 
Latestlaws Newsletter