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Rashida Beevi vs Prasannan
2024 Latest Caselaw 10726 Ker

Citation : 2024 Latest Caselaw 10726 Ker
Judgement Date : 12 April, 2024

Kerala High Court

Rashida Beevi vs Prasannan on 12 April, 2024

           IN THE HIGH COURT OF KERALA AT ERNAKULAM‬
           ‭
                             PRESENT‬
                             ‭
           THE HONOURABLE MRS. JUSTICE SOPHY THOMAS‬
           ‭
                 TH‬
                 ‭
   FRIDAY, THE 12‬
   ‭                 DAY OF APRIL 2024 / 23RD CHAITHRA,‬‭
                     ‭                                  1946‬

                     MACA NO. 2762 OF 2012‬
                     ‭


AGAINST THE AWARD DATED 14.03.2012 IN OP(MV) NO.603 OF 2007 OF‬
‭
   FIRST ADDITIONAL MOTOR ACCIDENTS CLAIMS TRIBUNAL, KOLLAM‬
   ‭



APPELLANT/S:‬
‭

 ‭ASHIDA BEEVI,‬
 R
 W/O.KUNJUMON, SULTHANA MANZIL, MEMANA MURI,‬
 ‭
 OACHIRA VILLAGE, KARUNAGAPPALLY TALUK, KOLLAM DISTRICT.‬
 ‭

 ‭Y ADVS.‬
 B
 SRI.K.SIJU‬
 ‭
 SMT.BINDU GEORGE‬
 ‭



RESPONDENTS/RESPONDENTS:‬
‭

 1‬ ‭
 ‭  PRASANNAN,‬
    S/O.KRISHNAN KUTTY, PRASANNA BHAVANAM,‬
    ‭
    KRISHNAPURAM P.O.,‬
    ‭
    ALAPPUZHA DISTRICT - 690 533.‬
    ‭

*2‬‭
‭  SHANAVAS, S/O.KUNJUMON, MULLASSERIL VEEDU, NJAKKANAL P.O‬
   ALAPPUZHA DISTRICT - 690557. (DELETED)‬
   ‭

   ‭ THE SECOND RESPONDENT IS DELETED FROM THE PARTY ARRAY AT‬
   *

THE RISK OF THE APPELLANT, AS PER ORDER DATED 8/11/2021 IN‬ ‭ I.A NO. 1/2021 IN MACA 2762/2012.‬ ‭ ‭MACA 2762 of 2012‬ ‭2‬

3‬ ‭ ‭ THE DIVISIONAL MANAGER,‬ THE NATIONAL INSURANCE CO.LTD., KOLLAM - 691001.‬ ‭

BY ADV SMT.SARAH SALVY, SC, THE NATIONAL INSURANCE CO.LTD.‬ ‭

‭HIS‬ ‭ T MOTOR‬ ‭ ACCIDENT‬ ‭ CLAIMS‬ ‭ APPEAL‬ ‭ HAVING‬ ‭BEEN‬ ‭ FINALLY‬ HEARD‬ ‭ ‭ ON‬ ‭ 12.04.2024,‬ ‭ THE‬ ‭ COURT‬ ‭ ON‬ ‭ THE‬ ‭ SAME‬ ‭ DAY‬ ‭ DELIVERED‬ ‭ THE‬ FOLLOWING:‬ ‭ ‭MACA 2762 of 2012‬ ‭3‬

‭J U D G M E N T‬

‭This‬‭appeal‬‭is‬‭at‬‭the‬‭instance‬‭of‬‭the‬‭claimant‬‭in‬‭OP(MV)‬

‭No.603‬ ‭of‬ ‭2007‬ ‭on‬ ‭the‬ ‭file‬ ‭of‬ ‭First‬ ‭Additional‬ ‭Motor‬

‭Accidents‬ ‭Claims‬ ‭Tribunal,‬ ‭Kollam,‬ ‭challenging‬ ‭the‬ ‭award‬

‭on the ground of inadequacy of compensation.‬

‭2.‬ ‭The‬ ‭appellant‬ ‭met‬ ‭with‬ ‭a‬ ‭road‬ ‭traffic‬ ‭accident‬ ‭on‬

‭11.09.2004,‬ ‭while‬ ‭she‬ ‭was‬ ‭pillion‬ ‭riding‬ ‭KL-04/N-2058‬

‭motorcycle‬ ‭ridden‬ ‭by‬ ‭the‬ ‭2nd‬ ‭respondent,‬ ‭in‬ ‭a‬ ‭rash‬ ‭and‬

‭negligent‬ ‭manner.‬ ‭She‬ ‭suffered‬ ‭injuries‬ ‭including‬

‭comminuted‬ ‭fracture‬ ‭of‬ ‭right‬ ‭humerus.‬ ‭She‬ ‭was‬‭admitted‬

‭and‬ ‭treated‬ ‭at‬ ‭A‬ ‭M‬ ‭Hospital,‬ ‭Karunagapally,‬ ‭for‬ ‭20‬ ‭days.‬

‭Even‬ ‭after‬ ‭discharge,‬ ‭she‬ ‭was‬ ‭continuing‬ ‭her‬ ‭treatment‬

‭and‬ ‭was‬ ‭admitted‬ ‭for‬ ‭three‬ ‭days‬ ‭for‬ ‭removal‬‭of‬‭implants.‬

‭She‬ ‭approached‬ ‭the‬ ‭Tribunal‬ ‭claiming‬ ‭compensation‬ ‭of‬

‭Rs.1,50,000/-,‬‭but‬ ‭the‬‭Tribunal‬‭awarded‬‭only‬‭Rs.56,500/-.‬

‭Hence this Appeal.‬ ‭MACA 2762 of 2012‬ ‭4‬

‭3.‬ ‭The‬‭1st‬‭respondent‬‭was‬‭the‬‭owner‬‭of‬‭the‬‭offending‬

‭motorcycle,‬ ‭2nd‬ ‭respondent‬ ‭was‬ ‭its‬ ‭rider‬ ‭and‬ ‭the‬ ‭3rd‬

‭respondent‬ ‭was‬ ‭its‬ ‭Insurer.‬ ‭Before‬ ‭the‬ ‭Tribunal,‬

‭Respondents‬ ‭1‬ ‭and‬ ‭2‬ ‭remained‬ ‭ex‬ ‭parte‬‭.‬ ‭The‬ ‭3rd‬

‭respondent-Insurer‬ ‭contested‬ ‭the‬ ‭case,‬ ‭but‬ ‭admitted‬ ‭the‬

‭policy.‬‭According‬‭to‬‭them,‬‭the‬‭2nd‬‭respondent‬‭rider‬‭had‬‭no‬

‭driving‬‭licence‬ ‭and‬ ‭hence‬ ‭there‬‭was‬‭violation‬ ‭of‬‭the‬‭policy‬

‭conditions.‬ ‭So‬‭'pay‬‭and‬ ‭recovery'‬‭was‬‭ordered‬‭in‬‭favour‬‭of‬

‭the Insurer.‬

‭4.‬ ‭In‬ ‭the‬ ‭appeal,‬ ‭the‬ ‭1st‬ ‭respondent-owner‬ ‭of‬ ‭the‬

‭offending‬‭vehicle‬‭opted‬‭to‬‭remain‬‭absent‬‭in‬‭spite‬‭of‬‭service‬

‭of‬‭notice.‬‭The‬‭2nd‬‭respondent-rider‬‭was‬‭removed‬‭from‬‭the‬

‭party‬ ‭array.‬ ‭The‬ ‭3rd‬ ‭respondent-Insurer‬ ‭entered‬

‭appearance‬ ‭through‬ ‭counsel‬ ‭and‬ ‭admitted‬ ‭the‬ ‭policy,‬ ‭but‬

‭reiterated‬ ‭their‬ ‭contention‬ ‭that‬ ‭there‬ ‭was‬ ‭violation‬ ‭of‬ ‭the‬

‭policy conditions.‬ ‭MACA 2762 of 2012‬ ‭5‬

‭5.‬‭Heard‬‭learned‬‭counsel‬‭for‬‭the‬‭appellant‬‭and‬‭learned‬

‭counsel for the 3rd respondent-Insurer.‬

‭6.‬‭The‬ ‭main‬‭grievance‬‭of‬ ‭the‬‭appellant‬‭is‬‭that‬‭though‬

‭she‬‭was‬ ‭a‬ ‭house‬ ‭wife‬‭aged‬‭only‬‭48,‬‭learned‬‭Tribunal‬‭fixed‬

‭her‬ ‭notional‬ ‭income‬ ‭@‬ ‭Rs.2,500/-,‬ ‭which‬ ‭is‬ ‭on‬ ‭the‬ ‭lower‬

‭side.‬ ‭Relying‬ ‭on‬ ‭the‬ ‭decision‬ ‭Ramachandrappa‬ ‭v.‬

‭Manager,‬ ‭Royal‬ ‭Sundaram‬ ‭Alliance‬ ‭Insurance‬

‭Company‬ ‭Limited‬ ‭[AIR‬ ‭2011‬ ‭SC‬ ‭2951]‬‭,‬ ‭learned‬

‭counsel‬ ‭for‬ ‭the‬ ‭appellant‬ ‭would‬ ‭submit‬ ‭that‬ ‭since‬ ‭the‬

‭accident‬‭was‬ ‭in‬‭the‬‭year‬ ‭2004,‬‭she‬ ‭was‬‭eligible‬‭to‬‭get‬‭her‬

‭notional‬ ‭income‬ ‭fixed‬ ‭@‬ ‭Rs.4,500/-.‬ ‭Even‬ ‭if‬ ‭she‬ ‭was‬ ‭a‬

‭housewife‬ ‭earning‬ ‭no‬ ‭income,‬ ‭her‬ ‭services‬ ‭to‬ ‭the‬ ‭family‬

‭had‬ ‭to‬ ‭be‬‭taken‬‭into‬ ‭account‬‭and‬ ‭so,‬‭her‬ ‭monthly‬ ‭income‬

‭can‬ ‭be‬ ‭notionally‬ ‭fixed‬ ‭as‬ ‭Rs.4,500/-.‬ ‭She‬ ‭suffered‬

‭comminuted‬ ‭fracture‬ ‭of‬ ‭right‬ ‭humerus,‬ ‭and‬ ‭she‬ ‭was‬

‭hospitalised‬‭for‬‭23‬‭days‬‭in‬‭total.‬ ‭So‬‭loss‬‭of‬‭earning‬‭can‬‭be‬ ‭MACA 2762 of 2012‬ ‭6‬

‭taken‬ ‭for‬ ‭a‬ ‭period‬‭of‬‭three‬‭months‬ ‭@‬ ‭Rs.4,500/-.‬‭So,‬ ‭she‬

‭is‬ ‭eligible‬ ‭to‬ ‭get‬ ‭Rs.13,500/-.‬ ‭After‬ ‭deducting‬ ‭Rs.5,000/-‬

‭already‬‭awarded,‬‭she‬‭is‬‭entitled‬‭to‬‭get‬‭the‬‭balance‬‭amount‬

‭of Rs.8,500/- under the head 'loss of earning.‬

‭7.‬‭Towards‬‭bystander‬‭expenses,‬‭this‬‭Court‬‭is‬‭inclined‬

‭to‬ ‭award‬ ‭Rs.1,500/-‬ ‭more‬ ‭as‬ ‭she‬ ‭was‬ ‭hospitalised‬ ‭for‬ ‭23‬

‭days in total.‬

‭8.‬ ‭Towards‬ ‭pain‬ ‭and‬ ‭suffering,‬ ‭Rs.5,000/-‬ ‭more‬ ‭is‬

‭awarded‬‭as‬‭she‬‭has‬‭suffered‬‭comminuted‬‭fracture‬‭on‬‭right‬

‭humerus with hospitalisation of 23 days.‬

‭9.‬‭Towards‬ ‭discomfort,‬‭learned‬ ‭Tribunal‬ ‭awarded‬‭only‬

‭Rs.5,000/-.‬‭Since‬‭the‬‭appellant‬ ‭was‬ ‭a‬ ‭housewife‬‭aged‬ ‭48,‬

‭comminuted‬ ‭fracture‬ ‭of‬ ‭right‬‭humerus‬ ‭might‬‭have‬ ‭caused‬

‭much‬‭discomfort,‬‭in‬‭her‬‭day‬‭to‬‭day‬‭affairs.‬‭So‬‭this‬‭Court‬‭is‬

‭inclined‬ ‭to‬ ‭award‬ ‭Rs.10,000/-‬ ‭more‬ ‭towards,‬ ‭discomfort‬

‭suffered by her.‬ ‭MACA 2762 of 2012‬ ‭7‬

‭10.‬‭The‬‭compensation‬‭awarded‬‭under‬ ‭all‬‭other‬ ‭heads‬

‭seems‬ ‭to‬ ‭be‬ ‭reasonable,‬ ‭and‬ ‭hence‬ ‭it‬ ‭needs‬ ‭no‬

‭modification.‬

‭Head of claim‬ ‭Amount‬ ‭Amount‬ ‭ ifference to‬ D ‭ warded by‬ a ‭awarded in‬ ‭be drawn as‬ ‭the Tribunal‬ ‭appeal‬ ‭enhanced‬ ‭compensation‬

‭Loss of earning‬ ‭Rs.5,000/-‬ ‭Rs.13,500/-‬ ‭Rs.8,500/-‬

‭ ystander‬ B ‭expenses‬ ‭Rs.2,000/-‬ ‭Rs.3,500/-‬ ‭Rs.1,500/-‬

‭Pain & suffering‬ ‭Rs.10,000/-‬ ‭Rs.15,000/-‬ ‭Rs.5,000/-‬

‭Discomfort‬ ‭Rs.5,000/-‬ ‭Rs.15,000/-‬ ‭Rs.10,000/-‬

‭Total‬ ‭Rs.‬‭25,000‬‭/-‬

‭11.‬ ‭In‬ ‭the‬ ‭result,‬ ‭the‬ ‭appellant‬ ‭is‬ ‭entitled‬ ‭to‬ ‭get‬

‭enhanced‬ ‭compensation‬ ‭of‬‭Rs.25,000/-‬‭(8,500‬ ‭+‬ ‭1,500‬‭+‬

‭5,000 + 10,000).‬

‭12.‬ ‭The‬‭3rd‬‭respondent-Insurer‬‭is‬‭directed‬‭to‬‭deposit‬

‭enhanced‬ ‭compensation‬ ‭of‬ ‭Rs.25,000/-‬ ‭(Rupee‬ ‭Twenty‬

‭Five‬ ‭Thousand‬‭only),‬‭with‬ ‭7.5%‬ ‭interest‬‭per‬ ‭annum,‬‭from‬

‭the‬ ‭date‬‭of‬ ‭petition‬ ‭till‬‭the‬‭date‬‭of‬‭deposit,‬‭(excluding‬‭164‬ ‭MACA 2762 of 2012‬ ‭8‬

‭days‬ ‭of‬ ‭delay‬ ‭in‬ ‭filing‬ ‭the‬ ‭appeal)‬ ‭before‬ ‭the‬ ‭First‬

‭Additional‬ ‭Motor‬ ‭Accidents‬ ‭Claims‬ ‭Tribunal,‬‭Kollam,‬ ‭within‬

‭a‬ ‭period‬‭of‬ ‭two‬‭months‬‭from‬ ‭the‬‭date‬ ‭of‬‭receipt‬‭of‬‭a‬‭copy‬

‭of‬ ‭this‬ ‭judgment.‬ ‭Learned‬ ‭Tribunal‬ ‭shall‬ ‭disburse‬ ‭that‬

‭amount‬ ‭to‬ ‭the‬ ‭appellant‬ ‭after‬ ‭deducting‬ ‭liabilities,‬ ‭if‬ ‭any,‬

‭towards‬‭tax,‬‭balance‬‭court‬‭fee,‬‭legal‬‭benefit‬‭funds‬‭etc.‬‭The‬

‭pay‬ ‭and‬ ‭recovery‬ ‭order‬ ‭in‬ ‭favour‬ ‭of‬ ‭the‬ ‭3rd‬

‭respondent-Insurer is confirmed.‬

‭The‬‭appeal‬ ‭is‬‭allowed‬‭to‬‭the‬‭extent‬ ‭as‬‭above,‬‭and‬‭no‬

‭order is made as to costs.‬

‭Sd/-‬

‭SOPHY THOMAS‬ ‭JUDGE‬ ‭DSV/-‬

 
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