Citation : 2023 Latest Caselaw 2808 Ker
Judgement Date : 1 March, 2023
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE SHAJI P.CHALY
WEDNESDAY, THE 1ST DAY OF MARCH 2023 / 10TH PHALGUNA, 1944
WP(C) NO. 6369 OF 2023
PETITIONER:
THOMAS.T
AGED 60 YEARS
S/O THOMAS, THOTTAPPALLY HOUSE,
KOLLUR P.O, MANANTHAVADY,
WAYANAD DISTRICT, PIN - 670645
BY ADVS.
V.SHYAM
SAHEERA K.
RESPONDENTS:
1 THE SPECIAL DEPUTY TAHSILDAR(RR)
KERALA STATE FINANCIAL ENTERPRISES,
KOZHIKODE KERALA., PIN - 673001
2 THE MANAGER
KERALA STATE FINANCIAL ENTEPRISES,
MANANTHAVADY BRANCH, WAYANAD DISTRICT,
PIN - 670645
SRI.P.C.ANILKUMAR,SC
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
01.03.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
W.P.(C) No.6369 of 2023
2
JUDGMENT
Dated this the 1st day of March, 2023
The petitioner has availed a loan from the Kerala State
Financial Enterprises Limited, Manathavady Branch - the 2 nd
respondent. Admittedly, repayment was defaulted and the
loan period is also over. Since the petitioner failed to pay
the loan amount, KSFE initiated recovery action resorting to
the provisions of the Kerala Revenue Recovery Act, 1968,
evident from Exts.P3 and P4 notices issued under Sections
34 and 36 of the Act. It is thus challenging the legality and
correctness of the recovery action, the writ petition is filed.
2. Even though, various contentions are raised
learned counsel for the petitioner submitted that it would
suffice if the petitioner is permitted to pay the outstanding
amount in ten equated monthly instalments.
3. Learned Standing Counsel for the KSFE Ltd.,
submitted that as on today an amount of Rs.4,39,894/- with
accrued interest and other charges is due from the
petitioner; and submitted that reasonable instalments may
be granted.
W.P.(C) No.6369 of 2023
I have heard the learned counsel for the petitioner, Sri.
Shyam V, and learned Standing Counsel for the KSFE Ltd.,
Sri.P.C.Anilkumar and perused the pleadings and material on
record. Taking into consideration the adverse financial and
economic and the other adverse factors prevailing in the
community; petitioner is permitted to pay the outstanding
amount specified above in ten equated monthly instalments
starting from 10.03.2023 and on the corresponding date of
the succeeding months along with accruing interest and
other charges. However, I make it clear that if the petitioner
fails to pay any of the instalment, the respondents are at
liberty to proceed in accordance with law and recover the
amount in lump.
Sd/-
SHAJI P. CHALY
JUDGE AP W.P.(C) No.6369 of 2023
APPENDIX OF WP(C) 6369/2023
PETITIONER EXHIBITS Exhibit P1 A COPY OF THE REPORT OF THE DEPARTMENT OF RDIO DIAGNOSIS GOVERNMENT MEDICAL COLLEGE HOSPITAL KOZHIKODE Exhibit P2 A COPY OF THE DEMAND NOTICE ISSUED BY THE 1ST RESPONDENT DATED 03.10.2022.
Exhibit P3 A COPY OF THE SAID DEMAND PRIOR TO ATTACHMENT OF LAND NOTICE OF THE 1ST RESPONDENT.
Exhibit P4 A COPY OF THE POSSESSION NOTICE ISSUED BY THE 1ST RESPONDENT DATED 10.01.2023.
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