Sunday, 03, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Gracy Thankappan vs Untied India Insurance Co.Ltd
2021 Latest Caselaw 9645 Ker

Citation : 2021 Latest Caselaw 9645 Ker
Judgement Date : 23 March, 2021

Kerala High Court
Gracy Thankappan vs Untied India Insurance Co.Ltd on 23 March, 2021
             IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

           THE HONOURABLE MR. JUSTICE P.V.KUNHIKRISHNAN

     TUESDAY, THE 23RD DAY OF MARCH 2021 / 2ND CHAITHRA, 1943

                        MACA.No.883 OF 2009

   AGAINST THE AWARD IN OPMV 304/2005 DATED 03-12-2008 OF MOTOR
              ACCIDENT CLAIMS TRIBUNAL ,PERUMBAVOOR


APPELLANTS/PETITIONER IN OP(MV) NO.304/2005:

      1      GRACY THANKAPPAN,
             AGED 39 YEARS,
             K.THANKAPPAN, MATTAPPILLY VEEDU,
             THDIYITTAPARAMBU P.O.,
             VAZHATHOPPU, THODUPUZHA.

      2      TIJIN THANKAPPAN,
             (MINOR) 19 YEARS
             S/O.DECEASED K.THANKAPPAN, MATTAPPILLY VEEDU,
             THDIYITTAPARAMBU P.O., VAZHATHOPPU,
             THODUPUZHA.
             REPRESENTED BY 1ST APPELLANT

      3      GITHIN THANKAPPAN,
             (MINOR) 13 YEARS,
             DOB:28/04/1995, S/O.DECEASED K.THANKAPPAN,,
             MATTAPPILLY VEEDU, THDIYITTAPARAMBU P.O.,,
             VAZHATHOPPU,THODUPUZHA.

             BY ADV. SMT.ANUPAMA JOHNY

RESPONDENT/RESPONDENT NO.3 IN O.P.(MV)NO.304/2005:

             UNTIED INDIA INSURANCE CO.LTD.
             DIVISIONAL OFFICE, PALAKKAD PIN-678 614.

             R1 BY ADV. SRI.P.V.JYOTHI PRASAD
             SMT.RAJI.T.BHASKAR FOR RESPONDENT(BY COURT ORDER)

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON
23.03.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA.No.883 OF 2009

                                            2


                                    JUDGMENT

Dated this the 23rd day of March 2021

This appeal is filed by the petitioners in O.P.

(MV)No.304/2005 on the files of Motor Accidents Claims

Tribunal, Perumbavoor. It is a claim petition filed under 166 of

the Motor Vehicles Act. The petitioners are the legal heirs of

deceased Thankappan, who died in a motor vehicle accident.

(Hereinafter the parties are mentioned in accordance to their

rank before the Tribunal).

2. Short facts are like this:- On 13.11.2004 at about

7.55 p.m., the deceased Thankappan was walking through

the Angamaly - Aluva road from north to south. When he

reaches St.Joseph's School, a lorry bearing Reg.No.KL-9/B-

5857 owned and driven by the first respondent came in an

rash and negligent manner from north to south direction and

hit against the petitioner causing serious injuries to him. He

was taken to hospital and he succumbed to the injuries.

According to the petitioners the accident occurs because of the

rash and negligent driving of the 1 st respondent. According to

claimants, the respondents are jointly an severally liable to MACA.No.883 OF 2009

pay compensation to the petitioners.

3. To substantiate the case Exts.A1 to A9 were

marked on the side of the petitioners. Ext.X1 salary certificate

is also marked. After going through the evidence and

documents, the Tribunal found that the appellants are entitled

an amount of Rs.7,11,409/- with interest at the rate of 7.5%

per annum from the date of application till realization.

Aggrieved by the quantum of compensation this appeal is

filed.

4. Heard the counsel for the appellants and the

learned counsel for the respondent.

5. The learned counsel for the appellants submitted

that the Tribunal without adding future prospects, fixed the

monthly income of the deceased as Rs.16,519/-. The learned

counsel relied the judgment of the Apex Court in National

Insurance Co. Ltd v. Pranay sethi [2017(4) KLT 662]. The

deceased was aged 55 years at the time of accident. He was

in Food Corporation of India and his job was permanent in

nature. In such situation 15% is to be added towards future

prospects while assessing the monthly income. That amount MACA.No.883 OF 2009

will be Rs.2,477/-. Then the monthly income is to be

reassessed as : 16,519 + 2,477 = Rs.18,996/-. In this case,

loss of dependency is to be calculated for the post retirement

and before retirement period separately. The deceased was

aged 55 at the time of accident. Therefore the dependency

compensation is to be assessed for five years taking the

monthly income of Rs.18,996/-. Thereafter for the remaining

period of four years notional income is to be taken and the

same can be fixed as Rs.7,000/-. I took this notional income

for the post retirement period based on the decision in

Ramachandrappa v. The Manager, Royal Sundaram [2011(13) SCC

236]. Therefore the dependency compensation before

retirement and after retirement can be assessed in the

following manner :

             Before retirement    =       18,996 x 12 x 5 x 2/3
                                  =       Rs.7,59,840/-


             After retirement     =       7,000 x 12 x 4 x 2/3
                                  =       Rs.2,24,000/-


             Total                =       7,59,840 + 2,24,000
                                  =       Rs.9,83,840/-
 MACA.No.883 OF 2009




From the above amount the amount already granted is to be

deducted. Then the balance amount will be:

9,83,840 - 6,48,659 = Rs.3,35,181/-

Then the learned counsel for the appellant submitted

that the appellants are entitled loss of consortium, in the light

of the decision of the Apex Court in Magma General Insurance

Co. Ltd. v. Nanu Ram Alias Chuhru Ram & Others [(2018) 18 SCC

130]. The appellants are the wife and minor children of the

deceased. They are entitled 40,000/- each towards

consortium. The Tribunal already awarded an amount of

Rs.20,000/- towards loss of love and affection and

Rs.15,000/- towards loss of consortium. Therefore,

Rs.35,000/- is to be deducted from the above amount. Then

the balance amount entitled by the appellants towards loss of

consortium is Rs.85,000/-. As far as loss of estate and funeral

expense is concerned only Rs.2,500/- each is awarded. The

appellants are entitled another amount of Rs.12,500/- each on

those two heads. Therefore, the enhanced amount entitled by

the appellants can be summerized like this:

 MACA.No.883 OF 2009




            Loss of dependency   =       Rs.3,35,181/-

            Loss of consortium   =       Rs. 85,000/-

            Loss of estate       =       Rs.12,500/-

            Funeral expenses     =     Rs.12,500/-
                                     _____________

                  Total                  Rs.4,45,181/-


The appellants are entitled interest at the rate of 7.5%

per annum from the date of application till realization.

Therefore, this appeal is allowed in part. The impugned

award is modified. Appellants are entitled an enhanced

amount of Rs.4,45,181/- with interest at the rate of 7.5% per

annum from the date of application till realization. The

respondent is directed to pay the enhanced compensation with

interest.

Sd/-

P.V.KUNHIKRISHNAN JUDGE VPK

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter