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The Reliance General Insurance Company ... vs Harisha K S
2026 Latest Caselaw 508 Kant

Citation : 2026 Latest Caselaw 508 Kant
Judgement Date : 27 January, 2026

[Cites 2, Cited by 0]

Karnataka High Court

The Reliance General Insurance Company ... vs Harisha K S on 27 January, 2026

                                       -1-
                                                NC: 2026:KHC:4189-DB
                                                MFA No. 4486 of 2020


            HC-KAR



                 IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                   DATED THIS THE 27TH DAY OF JANUARY, 2026

                                    PRESENT
                       THE HON'BLE MR. JUSTICE D K SINGH
                                      AND
                      THE HON'BLE MR. JUSTICE S RACHAIAH
                 MISCELLANEOUS FIRST APPEAL NO. 4486/2020 (MV-I)

            BETWEEN:

            1.    THE RELIANCE GENERAL
                  INSURANCE COMPANY LIMITED
                  EAST WING, 5TH FLOOR, NO.28
                  CENTENARY BUILDING
                  M.G.ROAD, BENGALURU-560001
                  NOW REPRESENTED BY
                  MANAGER LEGAL
                                                        ...APPELLANT

            (BY SRI ASHOK N PATIL, ADVOCATE)
Digitally
signed by   AND:
VASANTHA
KUMARY B
K           1.    HARISHA K S
Location:         S/O SRINIVASA MURTHY
HIGH              AGED ABOUT 26 YEARS
COURT OF
KARNATAKA         R/AT KAREGOWDANAHALLI
                  KASABA HOBLI
                  GUBBI TALUK
                  TUMAKURU DISTRICT-572223

            2.    PUSHPARAJA T
                  S/O CHIKKATHIMMEGOWDA
                  NO.17, 23RD MAIN ROAD
                  F CROSS, PIPELINE ROAD
                  J C NAGAR
                  BENGALURU-560086
                            -2-
                                    NC: 2026:KHC:4189-DB
                                    MFA No. 4486 of 2020


HC-KAR




3.   MUNIRAJU M
     S/O MOTAPPA
     NO.93, OPP. RMC CLUSTERS
     1ST CROSS
     DEVINAGAR
     RMV 2ND STAGE
     SANJAYANAGAR POST
     BENGALURU-560094

4.   THE MANAGING DIRECTOR
     KSRTC
     DOUBLE ROAD
     SHANTHINAGAR
     BENGALURU-560 027
                                         ...RESPONDENTS


(BY SRI R. CHANDRAKUMAR, ADVOCATE FOR R-3;
 SMT. H.R. RENUKA, ADVOCATE FOR R4;
 R-1 & R-2 ARE SERVED AND UNREPRESENTED)


      THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE

JUDGMENT AND AWARD DATED 24.02.2020 PASSED IN MVC

NO.4182/2017 ON THE FILE OF THE IX ASCJ, C/C XXII ASCJ,

ACMM, MEMBER, MACT, BANGALORE, SCCH-24, AWARDING

COMPENSATION OF RS.12,84,836/- WITH INTEREST AT 6%

P.A. FROM THE DATE OF PETITION TILL REALIZATION OF

ENTIRE AMOUNT.


      THIS APPEAL, COMING ON FOR HEARING, THIS DAY,

JUDGMENT WAS DELIVERED THEREIN AS UNDER:
                               -3-
                                         NC: 2026:KHC:4189-DB
                                        MFA No. 4486 of 2020


 HC-KAR




CORAM: HON'BLE MR. JUSTICE D K SINGH
       and
       HON'BLE MR. JUSTICE S RACHAIAH

                     ORAL JUDGMENT

(PER: HON'BLE MR. JUSTICE D K SINGH)

1. The present appeal has been filed impugning the judgment

and award dated 24.02.2020 passed by the IX Additional Small

Causes Judge, C/C XXII ASCJ and MACT, Bengaluru

(SCCH-24) in MVC No.4182/2017.

2. The appellant-Reliance General Insurance Company

Limited is the insurer of the Innova Car bearing Registration

No.KA-04-MJ-9262 which was moving on NH.206 and when it

reached near Kavalakki, the driver of the car hit the parked

Karnataka State Road Transport Corporation (KSRTC) bus

bearing Registration No.KA-31-F-1391 from behind. As a result

of the impact of the accident, two inmates of the car sustained

injuries. An FIR against the driver of the car in Crime

No.380/2016 for the offences punishable under Sections 279

and 338 of the Indian Penal Code came to be registered on the

complaint given by the KSRTC. One of the inmates of the car

NC: 2026:KHC:4189-DB

HC-KAR

viz., the petitioner/claimant (the respondent No.1 herein) filed the

aforesaid MVC No.4182/2017 seeking compensation for the

injuries sustained by him in the accident.

3. The Tribunal, on the basis of the pleadings and the

evidence produced by the parties, has framed the following

issues for consideration:-

"1. Whether the Petitioner proves that, he has sustained grievous injuries in the road traffic accident that occurred on 11.10.2016 at about 8-00 a.m. on N.H.206 road, near Kavalakki Bus Stand, Honnavara, Uttara Kannada, due to the rash and negligent driving of the Car bearing registration No.KA-04-MJ- 9262 by its driver as alleged?

2. Whether the Petitioner is entitled for compensation as claimed? If so, to what amount and from whom?

3. What Order or Award?"

4. The Tribunal held that the accident was the result of rash

and negligent driving of the car by its driver and accordingly,

awarded compensation of Rs.12,84,836/- considering the

injuries sustained by the petitioner/respondent No.1.

NC: 2026:KHC:4189-DB

HC-KAR

5. The quantum of compensation is not under challenge.

What is challenged is the non-apportionment of the

liability/negligence between the driver of the car and the driver of

the bus.

6. Mr. Ashok N. Patil, learned counsel for the appellant-

Insurance Company submits that the bus was not parked at the

bus stand, but it was parked on the National Highway. He

submits that the bus stand was only 60 meters away from the

place where the bus was parked. He further submits that the

bus was suddenly halted without any prior signal and therefore,

the driver of the bus was also responsible to some extent for the

occurrence of the accident.

7. We have considered the submissions. It is not in dispute

that the driver of the Innova car had banged the parked KSRTC

bus from behind. This would itself show that the driver of the

Innova car was driving the car in a rash and negligent manner.

The principle of res ipsa loquitur is fully applicable to the facts of

the present case. The mere fact that the bus was not parked at

NC: 2026:KHC:4189-DB

HC-KAR

the bus stand would not negate the fact of rash and negligent

driving of the Innova car by its driver.

8. We are, therefore, of the opinion that the accident was the

result of the rash and negligent driving of the Innova car by its

driver and no liability can be apportioned towards the driver of

the bus. We do not find any ground to interfere with the

impugned award. The appeal is without any merit and therefore,

we dismiss the same, however, without costs.

Sd/-

(D K SINGH) JUDGE

Sd/-

(S RACHAIAH) JUDGE

BKV List No.: 1 Sl No.: 4.1

 
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