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Cholamandalam Ms Gic Ltd vs Saleem
2025 Latest Caselaw 6076 Kant

Citation : 2025 Latest Caselaw 6076 Kant
Judgement Date : 11 June, 2025

Karnataka High Court

Cholamandalam Ms Gic Ltd vs Saleem on 11 June, 2025

                                      -1-
                                                     NC: 2025:KHC:19973
                                                   MFA No. 8308 of 2019


           HC-KAR




          IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                    DATED THIS THE 11TH DAY OF JUNE, 2025

                                   BEFORE
           THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
          MISCELLANEOUS FIRST APPEAL NO. 8308 OF 2019 (ECA)
          BETWEEN:

               CHOLAMANDALAM MS GIC LTD.,
               16/1/44 (14), 1ST FLOOR,
               SR COMPLEX, BENDOORWELL ROAD,
               MANGALORE-575 002
               PRESENTLY AT: 6TH FLOOR,
               GOLDEN HEIGHTS BUILDING,
               NEAR SUJATHA THEATRE,
               RAJAJI NAGAR, BENGALURU-10
                                                            ...APPELLANT
          (BY SRI. MURALIDHARA N., ADVOCATE)

          AND:

          1.   SALEEM
               S/O HAMZA,
Digitally      AGED ABOUT 31 YEARS
               R/AT HN HOUSE, NELLIGUDDE,
signed by      MIYARU, KARKALA TALU,
SUVARNA T      UDUPI DISTRICT-574 104
Location:
HIGH      2.   SMT. RATHIKALA
COURT OF       W/O BABU,
KARNATAKA      AGED ABOUT 43 YEARS
               R/AT VELLACHIMAVILAI HOUSE,
               MADICHAL, PO KUJITHURAI,
               VILAVAMAKODE TALUK,
               KANYAKUMARI DISTRICT-629 163
                                                         ...RESPONDENTS
          (BY SRI.PRATHEEP K.C., ADVOCATE FOR R1
              R2- SERVED AND UNREPRESENTED)

               THIS MFA FILED U/S. 30(1) OF EMPLOYEES COMPENSATION
          ACT, AGAINST THE JUDGMENT AND AWARD DATED: 15.06.2019,
                                 -2-
                                               NC: 2025:KHC:19973
                                           MFA No. 8308 of 2019


 HC-KAR



PASSED IN ECA NO.3/2014, ON THE FILE OF THE SENIOR CIVIL
JUDGE AND COMMISSIONER FOR EMPLOYEES COMPENSATION,
KARKALA,   AWARDING COMPENSATION OF RS.9,11,175/- WITH
INTEREST AT THE RATE OF 12 PERCENT P.A., FROM 15.11.2010 TILL
REALIZATION.

      THIS APPEAL HAVING BEEN HEARD AND RESERVED ON
07.03.2025, COMING ON FOR PRONOUNCEMENT OF JUDGMENT THIS
DAY, THE COURT PRONOUNCED THE FOLLOWING:

CORAM:     HON'BLE SMT. JUSTICE LALITHA KANNEGANTI


                        CAV JUDGMENT

Aggrieved by the award passed in ECA No.03/2014 dated

15.06.2019 by the Senior Civil Judge and Commissioner for

Employees Compensation, Karkala, the Insurance Company is

before this Court questioning the liability.

2. The parties are referred to as arrayed before the Trial

Court.

3. The respondent No.1 herein had filed a petition under

section 3 and 4 of Workmen's Compensation Act, claiming

compensation for the injuries sustained by him while he was

working as compressor operator under the 1st respondent who

is insured with the 2nd respondent-Insurance Company.

4. The facts of the case are that the petitioner was

working as compressor operator under respondent No.1 since 6

NC: 2025:KHC:19973

HC-KAR

years. On 15.11.2010 at about 1.30 p.m., when the petitioner

was working as compressor operator because of the vibration of

the compressor, one stone slipped and fell on his body, due to

that the left upper limb below elbow bone smashed and the

bone of both lower limbs was fractured and the petitioner had

lost his conscious immediately. He regained conscious after

three days of the accident. Because of the injuries the

petitioner had amputation of his left upper limb. The

respondent No.1/employer filed written statement denying the

petition averments and it is stated that the petitioner was never

under his employment and on the said date he had come to the

spot on his own as a curious on looker. He was not a

compressor operator or workmen under respondent

No.1/employer. It is stated that on the said date, the employer

has hired the compressor from third party. Hence, there is no

question of hiring the petitioner as compressor operator. The

insurance company had filed the written statement and they

have also denied the liability stating that they have not insured

the compressor and they have insured only the tractor and the

case was registered against the driver for not having a valid

NC: 2025:KHC:19973

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driving license, even on that count also the insurance company

is not liable to pay the compensation.

5. The tribunal had granted compensation of an amount

of Rs.9,11,175/- and held that it is the duty of the employer/R-

1 to prove that there was no employer-employee relationship

and he has not stepped into the witness box to prove the

contentions and just filing written statement is not sufficient to

discharge the burden. The Tribunal has also not considered the

stand taken by the Insurance Company that the compressor is

not insured. The tribunal observed that it is mentioned in the

insurance policy i.e., Ex.R-2 IMT 47 i.e., drilling rigs attached to

tractor, for that also premium is collected. Hence, the

Insurance Company is liable to pay the compensation.

6. Learned counsel appearing for the Insurance Company

submits that the insurance company is not liable to pay the

compensation as the petitioner has failed to establish the

employee and employer relationship. The case is registered

against the driver of the tractor that he was not having a valid

driving license. He had relied on the Judgment of the three

NC: 2025:KHC:19973

HC-KAR

Judges Bench of this court in the case of Gadhilingappa alias

Gadhilinga and Anr Vs. K. Guleppa K. Lingappa and Anr1

When the policy is in respect of tractor or crushing machine,

ploughing machine or any other instrument attached to the

tractor cannot be considered to be attachment to tractor and so

as the person sitting on it. Learned counsel further submits

that the order passed by the tribunal needs to be set aside as

the tribunal had failed to consider the factual as well as the

legal aspects.

7. Learned counsel for the petitioner/respondent submits

that the employer without even entering the witness box

cannot say that he has failed to establish that there is no

employer-employee relationship. The tribunal has held that

there was an employer-employee relationship and had rightly

granted the compensation and there are no grounds to

interfere with the well considered order passed by the tribunal.

8. Having heard the learned counsels on either side,

perused the entire material available on record. The claim

AIR 2021 KAR 102

NC: 2025:KHC:19973

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petition is filed under Section 3 and 4 of the Workmen

Compensation Act. The first requisite for filing an application

under the Workmen Compensation Act is the relationship

between employer and employee that the accident had taken

place during the course of employment and the valid insurance

policy. Here in this case, the court had observed that employer

has not adduced any evidence. When the claim petition is filed,

the initial burden lies on the claimant to show that there is an

employer-employee relationship. This court has perused the

exhibits that are filed on behalf of the claimant i.e, Ex.P-1 to

Ex.P-13. None of these exhibits disclose anything with regard

to the employment of the petitioner. The tribunal without any

basis had fastened the burden on the employer and presumed

that the claimant is working with the respondent

No.1/employer from the last several years. This observation of

the tribunal needs to be interfered by this court as said

observation is without any basis and without any evidence.

Under these circumstances, this court deems it appropriate to

give an opportunity to the claimant to adduce the evidence in

this regard and also the insurance company and all the

NC: 2025:KHC:19973

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question of liability and quantum are kept open and the parties

are at liberty to adduce the evidence in support of their case.

Accordingly, this court is passing the following:

          i.    The     impugned          order      passed     in

                ECA.No.3/2014 dated         15.06.2019 by the

Senior Civil Judge and Commissioner for

Employees Compensation, Karkala is set

aside and the matter is Remanded Back to

the Tribunal for fresh consideration.

Accordingly, the appeal is Allowed.

ii. Both the parties are at liberty to adduce

evidence before the tribunal and tribunal

shall consider all the questions involved in

this case afresh.

iii. Without further reference, the parties shall

appear before the tribunal on 23.06.2025

and the Tribunal shall decide the case as

expeditiously as possible but not later

than six months.

NC: 2025:KHC:19973

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v. The amount in deposit by the insurance

company shall be forthwith transferred to the

MACT.

vi. The Registry is directed to return the Trial

Court Record to the Tribunal along with the

certified copy of the order passed by this

court forthwith without further delay.

vii. No costs.

Pending miscellaneous petitions, if any, shall stand

closed.

SD/-

(LALITHA KANNEGANTI) JUDGE

TS

 
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