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M/S United India Insurance Company ... vs Sri Srinivasa @ Seena
2025 Latest Caselaw 2061 Kant

Citation : 2025 Latest Caselaw 2061 Kant
Judgement Date : 8 January, 2025

Karnataka High Court

M/S United India Insurance Company ... vs Sri Srinivasa @ Seena on 8 January, 2025

                                            -1-
                                                        NC: 2025:KHC:461
                                                   MFA No. 3620 of 2014




                      IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                         DATED THIS THE 8TH DAY OF JANUARY, 2025

                                          BEFORE
                      THE HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA
                 MISCELLANEOUS FIRST APPEAL NO.3620 OF 2014(MV-I)

                 BETWEEN:

                 M/S. UNITED INDIA INSURANCE COMPANY LIMITED,
                 DIVISIONAL OFFICE,
                 P.B.NO.88, 1187/947,
                 2ND FLOOR, RUB BUILDING
                 A.A.CIRCLE, B.H.ROAD,
                 SHIMOGA,
                 NOW REP. BY ITS DIVISIONAL OFFICE,
                 M.M.K.COMPLEX, AKKAMAHADEVI ROAD,
                 P.J.EXTENSION, DAVANAGERE- 577 001.
                 REP BY ITS DIVISIONAL MANAGER.
                                                           ...APPELLANT
                 (BY SRI. LAKSHMINARASAPPA K.S., ADVOCATE FOR
                 SRI. A. M. VENKATESH, ADVOCATE)
                 AND:
Digitally signed by
AASEEFA PARVEEN 1.     SRI. SRINIVASA @ SEENA
Location: HIGH         S/O. BHOJA NAIK,
COURT OF               AGED ABOUT 24 YEARS,
KARNATAKA
                       AT PRESENT NO WORK,
                       (EARLIER WORKING AS AUTORICKSHAW DRIVER
                       AND AGRICULTURIST)
                       R/O BIDARAHALLI VILLAGE,
                       HONNALI TALUK,
                       DAVANAGERE DISTRICT - 577 001.

                 2.    THIPPESHI,
                       S/O. VENKATAPPA,
                       AGE MAJOR,
                       DRIVER OF VANI BUS
                       BEARING NO.KA-20-AA-4444,
                               -2-
                                               NC: 2025:KHC:461
                                         MFA No. 3620 of 2014




     R/O. MASUR VILLAGE,
     HIREKERURU TALUK
     HAVERI DISTRICT - 581 110.

3.   SIRASAPPA GOGI,
     S/O VASAPPA GOGI,
     AGE MAJOR,
     OWNER OF VANI ROADWAYS AND
     OWNER OF VANI BUS
     BEARING NO.KA-20-AA-4444,
     R/O 1ST CROSS, GANDHINAGAR,
     SHIMOGA - 577 201.
                                               ...RESPONDENTS
(R1 TO R3 ARE SERVED)

     THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 24.1.2014           PASSED IN
MVC NO.104/2011 ON THE FILE OF THE SENIOR CIVIL JUDGE
& MEMBER, ADDL. MACT, HARIHAR AWARDING A SUM OF
RS.5,72,131/- WITH INTEREST AT 6% P.A. FROM THE DATE OF
PETITION TILL DEPOSIT.

     THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM:     HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA


                       ORAL JUDGMENT

Heard Sri.Lakshminarasappa K.S. who represents

Sri.A.M.Venkatesh, learned counsel on record for the appellant.

Though notice was served upon respondents No.1 to 3, none

represents.

2. Aggrieved by the order that is rendered by the

Additional Motor Accident Claims Tribunal, Harihar in MVC

NC: 2025:KHC:461

No.104/2011 dated 24.01.2014, this appeal is preferred by the

insurance company.

3. The insurance company disputes its liability to pay

compensation to the injured claimant i.e. respondent No.1

herein.

4. The matrix of the case as projected by respondent

No.1 (hereinafter be referred to as the 'claimant' for the sake of

convenience of discussion) is that on 23.12.2010 while he was

proceeding in his goods auto bearing Registration No.KA.17

A.9673 from Anjanapura to Harogoppa village and while he was

driving the said goods auto, a bus bearing Registration

No.KA.20 AA-4444 came in the opposite direction driven by its

driver in a rash and negligent manner and dashed against his

auto, due to which he sustained injuries.

5. Arguing on the merits of the matter, learned

counsel for the appellant submits that though the appellant

produced sufficient evidence to establish that entire negligence

lies on part of the claimant and due to his negligence in driving

his auto the accident occurred, yet the Tribunal fastened

liability against the appellant and therefore this appeal is

NC: 2025:KHC:461

preferred. Learned counsel also states that the Tribunal failed

to appreciate the evidence that is brought on record properly,

more particularly the evidence of RWs.1 and 2 and also Ex.R1-

Map. Learned counsel also states that the claimant was not

having proper licence to drive a transport vehicle. Learned

counsel also contends that it is the claimant who dashed his

vehicle against the bus. Learned counsel thereby seeks to

exonerate the insurance company from liability to pay

compensation.

6. Record discloses that the Tribunal subjecting the

evidence of PW1, RW1, RW2, Ex.P1-FIR, Ex.P2-Complaint,

Ex.P3-Further Statement, Ex.P4-Mahazar, Ex.P6-IMV report

and Ex.R1-Map to scrutiny came to a conclusion that the

accident occurred due to the negligence of the drivers of both

vehicles. The Tribunal also held that the negligence is in the

ratio of 50:50.

7. It is not in dispute that the driver of the bus

admitted his guilt before the competent criminal court. The

Tribunal at para 10 of the impugned order made a clear

mention that when RW1 was cross-examined by the claimant,

NC: 2025:KHC:461

he admitted that the driver of the bus had admitted his guilt

before the Court of Judicial Magistrate of I Class. The Tribunal,

having discussed at length with regard to the manner of

happening of accident basing on the evidence produced, came

to a conclusion that negligence lies on part of the drivers of

both vehicles i.e. auto rickshaw and the bus. This Court does

not find any grounds to hold that entire negligence lies on part

of the claimant and he is solely responsible for the accident to

occur.

8. Having considered the evidence produced and the

discussion that is made by the Tribunal with regard to each and

every aspect of the case and the findings given basing on such

evidence and exhibiting an opinion that the conclusion arrived

at by the Tribunal is proper on all aspects, this Court is of the

view that there are no grounds to interfere with the well

reasoned order of the Tribunal. Though learned counsel also

argued with regard to the amount that is awarded as

compensation and held that the said amount is excessive,

however, having considered the evidence of PW2 and the

relevant medical record produced by the claimant, this Court is

NC: 2025:KHC:461

of the view that the amount awarded as compensation is highly

justifiable.

Therefore, this Court ultimately holds that the appeal

lacks merits.

Resultantly, the appeal stands dismissed.

The amount, if any in deposit, be transmitted to the

concerned Tribunal immediately.

Sd/-

(DR.CHILLAKUR SUMALATHA) JUDGE

AP CT:TSM

 
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