Saturday, 16, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Smt D M Sujatha vs The Manager, Iffco-Tokio General
2024 Latest Caselaw 22783 Kant

Citation : 2024 Latest Caselaw 22783 Kant
Judgement Date : 9 September, 2024

Karnataka High Court

Smt D M Sujatha vs The Manager, Iffco-Tokio General on 9 September, 2024

                                                  -1-
                                                                 NC: 2024:KHC:36758
                                                             MFA No. 988 of 2022
                                                        C/W MFA No. 2909 of 2021
                                                             MFA No. 603 of 2022
                                                             MFA No. 656 of 2022


                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                             DATED THIS THE 9TH DAY OF SEPTEMBER, 2024

                                                BEFORE
                           THE HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA
                      MISCELLANEOUS FIRST APPEAL NO. 988 OF 2022 (MV-I)
                                            C/W
                      MISCELLANEOUS FIRST APPEAL NO.2909 OF 2021(MV-I)
                      MISCELLANEOUS FIRST APPEAL NO. 603 OF 2022 (MV-I)
                      MISCELLANEOUS FIRST APPEAL NO. 656 OF 2022 (MV-I)

                      IN MFA No. 988 OF 2022:

                      BETWEEN:

                      SMT. BHAGYALAKSHMI
                      W/O SHANTHAMURTHY M.,
                      AGED ABOUT 44 YEARS,
                      R/O NO 64, AVALAHALLI,
                      SINGANAYAKANAHALLI POST,
                      YELAHANKA HOBLI,
                      BENGALURU - 560 064
                                                                       ...APPELLANT
                      (BY SRI. M. V. MAHESWARAPPA, ADVOCATE)
Digitally signed by
AASEEFA PARVEEN
Location: HIGH        AND:
COURT OF
KARNATAKA
                      1.    THE MANAGER, IFFCO-TOKIO GENERAL
                            INSURANCE CO. LTD.,
                            REP BY ITS MANAGER, NO. 151,
                            5TH FLOOR, III MAIN, EAST TO
                            N. G. E. F. LAYOUT, KASTURINAGARA,
                            BENGALURU - 560 043.

                      2.    SRI G. CHANNAKESHAVA
                            MAJOR, NO. 6, WARD NO. 9,
                              -2-
                                          NC: 2024:KHC:36758
                                        MFA No. 988 of 2022
                                   C/W MFA No. 2909 of 2021
                                        MFA No. 603 of 2022
                                        MFA No. 656 of 2022


     NEAR PETROL BUNK,
     CHANDAPURA MAIN ROAD,
     ANEKAL TALUK, BENGALURU - 560 100.
                                             ...RESPONDENTS
(BY SRI. N.A. MALLIKARJUN REDDY, ADVOCATE
FOR SRI. PRADEEP B., ADVOCATE FOR R1;
R2- NOTICE DISPENSED WITH,
V/O. DATED 16.02.2022)

     THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 29.01.2021 PASSED IN
MVC NO. 2642/2018 ON THE FILE OF THE VIII ADDITIONAL
SMALL   CAUSES    JUDGE   AND   ACMM,   MEMBER-MACT,
BENGALURU (SCCH-5), PARTLY ALLOWING THE CLAIM
PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT
OF COMPENSATION.

IN MFA NO. 2909 OF 2021:

BETWEEN:

SMT D. M. SUJATHA
W/O CHANDRASHEKAR
AGED ABOUT 33 YEARS
NO.5, AVALAHALLI SHED FARM,
BENGALURU NORTH TALUK,
BENGALURU - 560 064.
                                              ...APPELLANT

(BY SRI. M. V. MAHESWARAPPA.,ADVOCATE)


AND:

1.   THE MANAGER, IFFCO-TOKIO
     GENERAL INSURANCE CO. LTD.,
     REP BY ITS MANAGER
     NO.151, 5TH FLOOR
     III MAIN, EAST TO N.G.E.F. LAYOUT,
     KASTURINAGARA,
     BENGALURU - 560 043.
                            -3-
                                        NC: 2024:KHC:36758
                                      MFA No. 988 of 2022
                                 C/W MFA No. 2909 of 2021
                                      MFA No. 603 of 2022
                                      MFA No. 656 of 2022


2.   SRI. G. CHANNAKESHAVA,
     MAJOR,
     NO.6, WARD NO.9,
     NEAR PETROL BUNK,
     CHANDAPURA MAIN ROAD,
     ANEKAL TALUK,
     BENGALURU - 560 100.
                                         ...RESPONDENTS

(BY SRI. ANUP SEETHARAMA RAO, ADVOCATE
FOR SRI. B. C.ANUP SEETHARAM RAO.,ADVOCATE
FOR R1 (VC);
R2- NOTICE DISPENSED WITH,
V/O. DATED 24.03.2022)

    THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 29.01.2021 PASSED IN MVC
NO. 2651/2018 ON THE FILE OF THE VIII ADDITIONAL SMALL
CAUSES JUDGE AND ACMM, MEMBER-MACT, BENGALURU
(SCCH-5), PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION     AND    SEEKING     ENHANCEMENT     OF
COMPENSATION.

IN MFA NO. 603 OF 2022:

BETWEEN:

SMT. K. SUNITHA,
W/O. LAKSHMINARAYANA,
AGED ABOUT 51 YEARS,
R/AT AVALAHALLI,
SINGANAYAKANAHALLI POST,
BENGALURU NORTH TALUK,
BENGALURU-560 064.
                                            ...APPELLANT

(BY SRI. M. V. MAHESWARAPPA, ADVOCATE)

AND:

1.   THE MANAGER, IFFCO TOKIO
     GENERAL INSURANCE CO. LTD.,
                           -4-
                                       NC: 2024:KHC:36758
                                     MFA No. 988 of 2022
                                C/W MFA No. 2909 of 2021
                                     MFA No. 603 of 2022
                                     MFA No. 656 of 2022


     REP. BY ITS MANAGER,
     NO.151, 5TH FLOOR, III MAIN,
     EAST TO N.G.E.F. LAYOUT,
     KASTURINAGARA, BENGALURU-560 043.

2.   SRI G. CHANNAKESHAVA
     MAJOR, NO.6, WARD NO.9,
     NEAR PETROL BUNK, CHANDAPURA MAIN ROAD, ANEKAL
     TALUK, BENGALURU-560 100.
                                      ...RESPONDENTS

(BY SRI. N.A. MALLIKARJUN REDDY, ADVOCATE FOR
SRI. B. PRADEEP, ADVOCATE FOR R1;
R2- NOTICE DISPENSED WITH,
V/O. DATED 24.03.2022)

    THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 29.01.2021 PASSED IN MVC
NO. 2649/2018 ON THE FILE OF THE VIII ADDITIONAL SMALL
CAUSES JUDGE AND ACMM, MEMBER-MACT, BENGALURU
(SCCH-5), PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION     AND    SEEKING     ENHANCEMENT     OF
COMPENSATION.

IN MFA NO. 656 OF 2022:

BETWEEN:

SMT. CHANNAMMA
W/O RAJENDRA
AGED ABOUT 48 YEARS,
NO.5, AVALAHALLI SHED FARM,
BENGALURU NORTH TALUK,
BENGALURU-560 064.
                                           ...APPELLANT

(BY SRI. M. V. MAHESWARAPPA, ADVOCATE)

AND:

1.   THE MANAGER, IFFCO TOKIO
     GENERAL INSURANCE CO. LTD.,
     REP BY ITS MANAGER,
                              -5-
                                           NC: 2024:KHC:36758
                                         MFA No. 988 of 2022
                                    C/W MFA No. 2909 of 2021
                                         MFA No. 603 of 2022
                                         MFA No. 656 of 2022


     NO.151, 5TH FLOOR, III MAIN,
     EAST TO N.G.E.F. LAYOUT,
     KASTURINAGARA,
     BENGALURU-560 043.
2.   SRI. G. CHANNAKESHAVA,
     MAJOR, NO.6, WARD NO.9
     NEAR PETROL BUNK,
     CHANDAPURA MAIN ROAD,
     ANEKAL TALUK,
     BENGALURU-560 100.
                                            ...RESPONDENTS

(BY SRI. N.A. MALLIKARJUN REDDY, ADVOCATE FOR
SRI. B. PRADEEP, ADVOCATE FOR R1;
R2- NOTICE DISPENSED WITH,
V/O. DATED 24.03.2022)

    THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 29.01.2021 PASSED IN MVC
NO. 2650/2018 ON THE FILE OF THE VIII ADDITIONAL SMALL
CAUSES JUDGE AND ACMM, MEMBER-MACT, BENGALURU
(SCCH-5), PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION     AND    SEEKING     ENHANCEMENT     OF
COMPENSATION.


     THESE APPEALS, COMING ON FOR ADMISSION,
THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:    HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA


                ORAL COMMON JUDGMENT

      Heard   Sri.M.V.Maheswarappa,    learned   counsel   who

appears for the appellants in all the four appeals. Also heard

Sri.Mallikarjuna Reddy N.A., learned counsel who represents
                                -6-
                                            NC: 2024:KHC:36758
                                          MFA No. 988 of 2022
                                     C/W MFA No. 2909 of 2021
                                          MFA No. 603 of 2022
                                          MFA No. 656 of 2022


Sri.Pradeep B., learned counsel on record for respondent No.1 -

insurance company in MFA Nos.988/2022, 603/2022 and

656/2022. Also heard Sri.Anup Seetharam Rao, learned counsel

who appeared through video conference for respondent No.1 in

MFA No.2909/2021. All these appeals arise out of the common

order that rendered by the Motor Accidents Claims Tribunal,

Bengaluru, in MVC No.2649/2018, 2650/2018, 2651/2018 and

2642/2018 dated 29.01.2021. All these appeals are filed

seeking enhancement of compensation.


Entitlement of compensation by the appellant in MFA
No.988/2022 who is the claimant in MVC No.2642/2018:

     2. The undisputed facts in this case are as under:

     i) The appellant sustained grievous injuries that occurred

in a road traffic accident on 14.12.2017.


     ii) The appellant was aged about 40 years by the date of

accident.


     iii) Though the appellant contended that by running a

provision store   and by selling flowers she was earning

Rs.20,000/- per month, no proof was produced to that effect.
                                 -7-
                                               NC: 2024:KHC:36758
                                             MFA No. 988 of 2022
                                        C/W MFA No. 2909 of 2021
                                             MFA No. 603 of 2022
                                             MFA No. 656 of 2022


      iv) That the appellant sustained left open Type III C

fracture of both bones of forearm and left mid shaft humerus

fracture.

      v)    That   the   appellant    underwent   external   fixator

application for humerus forearm with debridement.

      vi) That the appellant underwent left mid forearm

amputation.

      vii) That PW6 Dr. Mahesh assessed the disability in

respect of upper limb as 90% and the whole body as 30%.


      3.     Arguing      the        matter,   learned       counsel

Sri.M.V.Maheswarappa contends that the appellant lost her left

forearm and is suffering a lot. Though by running a provision

store and by selling flowers, the appellant was earning

Rs.20,000/- per month, the Tribunal took the notional income

as Rs.9,000/- per month which is unjustifiable. Learned counsel

also contends that the appellant was hospitalized for more than

10 days where she underwent surgeries. But the Tribunal

awarded a meager sum under the head loss of earnings during

laid up period which is unjustifiable. Learned counsel thereby

seeks for enhancement of compensation.
                                  -8-
                                               NC: 2024:KHC:36758
                                            MFA No. 988 of 2022
                                       C/W MFA No. 2909 of 2021
                                            MFA No. 603 of 2022
                                            MFA No. 656 of 2022


     4.    Though      learned   counsel   Sri.Mallikarjuna    Reddy

submits   that   the   amount    awarded    as    compensation    is

justifiable, learned counsel endorsed to the submission made

by the learned counsel for the appellant that as the accident

occurred in the year 2017, as considered by the Karnataka

State Legal Services Authority, the notional income is required

to be taken as Rs.11,000/- per month.

     5.    The Tribunal through the impugned order awarded

a sum of Rs.17,37,000/- as compensation divided under

following heads:

    Sl.     Heads of compensation                Amount
    No                                            in Rs.
     I     PECUNIARY DAMAGES
           (Special Damages)
      1    Expenses relating to:
           a)to              treatment,
                                                 6,96,000-00
           hospitalization, medicines,
           transportation
           b)nourishing     food   and
                                                  20,000-00
           miscellaneous expenditure
      2    Loss of earnings which the
           injured would have made
           had he not been injured,
           comprising:
           a) Loss of earnings during
           period of treatment                     9,000-00
           b)Loss of future earnings
           on account of permanent               6,32,000-00
           disability
      3    Future medical expenses                50,000-00
                               -9-
                                            NC: 2024:KHC:36758
                                         MFA No. 988 of 2022
                                    C/W MFA No. 2909 of 2021
                                         MFA No. 603 of 2022
                                         MFA No. 656 of 2022


     II    NON-PECUNIARY
           DAMAGES            (General
           Damages)
      4    Damages for pain, suffering
           and      trauma      as    a       2,0,000-00
           consequence of the injuries
      5    Loss of amenities                  50,000-00
           a)     Compensation      for
                                              50,000-00
           disfigurement
           b) compensation for special
           diet,      attendant    and        30,000-00
           conveyance charges
                   Total                  17,37,000-00


     6.     Having taken the notional income as Rs.11,000/-

per month, the appellant being aged about 40 years by the

date of accident, adding 25% towards future prospects as per

the decision of the Hon'ble Apex Court in National Insurance

Company Limited v. Pranay Sethi and Others reported in

(2017) 16 SCC 680, applying appropriate multiplier '15' as per

the decision of the Hon'ble Apex Court in Sarla Verma and

Others v. Delhi Transport Corporation and Another reported in

2009 SAR (Civ) 592 and the permanent physical disability in

respect of whole body being 30%, the loss of future earnings

due to permanent physical disability is as under:


             Description                   Amount
                                             Rs.
          Notional income per month         11,000-00
                                    - 10 -
                                                    NC: 2024:KHC:36758
                                                  MFA No. 988 of 2022
                                             C/W MFA No. 2909 of 2021
                                                  MFA No. 603 of 2022
                                                  MFA No. 656 of 2022


          Annual income (11,000 x
                                                  1,32,000-00
          12)
          Add 25% towards future
                                                  1,65,000-00
          prospects(1,32,000+25%)
          Applying the appropriate
                                                 24,75,000-00
          multiplier '15'(1,65,000x15)
          Loss of future earnings,
          permanent            physical           7,42,500-00
          disability being 30%


     7.        The Tribunal through the impugned order awarded

a sum of Rs.6,32,000/- only towards loss of future earnings.

Thus, the enhancement in this regard will be Rs.1,10,500/-

(Rs.7,42,500/- - Rs.6,32,000/-).


     8.        Admittedly,   the     appellant    underwent     left   mid

forearm amputation. Having considered the trauma faced

through such amputation and pain and suffering, this Court is

of the view that the appellant would not have been in a position

to attend her normal pursuits at-least for a period of eight

months. Thus, the loss of earnings during laid up period comes

to Rs.88,000/- (11,000/- x 8). However, the Tribunal awarded a

sum of Rs.9,000/- only towards loss of earnings during the

period    of   treatment.    Thus,     the    enhancement     would     be

Rs.79,000/- (Rs.88,000/- - Rs.9,000/-).
                                   - 11 -
                                                  NC: 2024:KHC:36758
                                                MFA No. 988 of 2022
                                           C/W MFA No. 2909 of 2021
                                                MFA No. 603 of 2022
                                                MFA No. 656 of 2022


     9.     Also this Court is of the view that the appellant is

entitled to a sum of Rs.1,00,000/- towards loss of amenities in

life. The Tribunal awarded a sum of Rs.50,000/-. Thus, the

enhancement     will    be   Rs.50,000/-        (Rs.1,00,000/-     -

Rs.50,000/-).


     10.    Thus, the total compensation which the appellant is

entitled to in addition to the sum that is awarded by the

Tribunal is Rs.2,39,500/- (Rs.1,10,500/- + Rs.79,000/- +

Rs.50,000/-).


     11. Thus, with the foregoing discussion this Court

ultimately holds that the appellant is entitled to an additional

sum of Rs.2,39,500/- as compensation.


Entitlement of compensation by the appellant in MFA
No.2909/2021           who   is        the     claimant   in     MVC
No.2651/2018:

     12.    The undisputed facts of the case are as under:
     i) The appellant sustained injuries in a road traffic

accident that occurred on 14.12.2017.


     ii) The appellant was aged about 30 years by the date of

accident.
                                - 12 -
                                               NC: 2024:KHC:36758
                                             MFA No. 988 of 2022
                                        C/W MFA No. 2909 of 2021
                                             MFA No. 603 of 2022
                                             MFA No. 656 of 2022


      iii) Though the appellant contended that by doing

vegetables vending business she was earning Rs.18,000/- per

month, no proof was produced before the Tribunal to that

effect.


      iv) That the appellant sustained spleenic injury and

fracture of left sacral ala, which are grievous in nature.


      v) That spleenectomy was done and fracture of sacrum

was managed conservatively.


      vi) That the appellant took treatment as inpatient for a

period of 11 days.

      [




      13.   Sri.M.V.Maheswarappa,       learned   counsel    for   the

appellant submits that, the only grievance of the appellant is

that the notional income was taken as Rs.9,000/- per month

and in fact for the relevant period even the Karnataka State

Legal Services Authority is taking the notional income as

Rs.11,000/- and at-least the said figure should have been

considered by the Tribunal.


      14.   Sri.Anup Seetharama Rao, learned counsel who

appears through video conference and represents respondent
                               - 13 -
                                               NC: 2024:KHC:36758
                                            MFA No. 988 of 2022
                                       C/W MFA No. 2909 of 2021
                                            MFA No. 603 of 2022
                                            MFA No. 656 of 2022


No.1 did not deny the request made by the learned counsel for

the appellant to take the notional income as Rs.11,000/- per

month. Also the request made is justifiable.


      15.   Thus, taking the notional income as Rs.11,000/- per

month, the appellant being aged about 30 years by the date of

accident, adding 40% towards future prospects as per the

decision of the Hon'ble Apex Court in National Insurance

Company Limited v. Pranay Sethi and Others reported in

(2017) 16 SCC 680, applying appropriate multiplier '17', as per

the decision of the Hon'ble Apex Court in Sarla Verma and

Others v. Delhi Transport Corporation and Another reported in

2009 SAR (Civ) 592 and permanent physical disability being

15%, the loss of future earnings due to permanent physical

disability is as under:


              Description                   Amount
                                              Rs.
         Notional income per month           11,000-00
         Annual income (11,000 x
                                            1,32,000-00
         12)
         Add 40% towards future
                                            1,84,800-00
         prospects(1,32,000+40%)
         Applying the appropriate
                                           31,41,600-00
         multiplier '17'(1,84,800x17)
         Loss of future earnings,
         permanent            physical      4,71,240-00
         disability being 15%
                              - 14 -
                                             NC: 2024:KHC:36758
                                           MFA No. 988 of 2022
                                      C/W MFA No. 2909 of 2021
                                           MFA No. 603 of 2022
                                           MFA No. 656 of 2022


     16.   The Tribunal through the impugned order awarded

a sum of Rs.2,76,000/- only towards loss of future earnings.

Thus, the enhancement will be Rs.1,95,240/- (Rs.4,71,240/- -

Rs.2,76,000/-).


     17.   Having considered the nature of injuries sustained,

this Court is of the view that the appellant would not have

attended her normal pursuits at-least for a period of four

months. Thus, the loss of earnings during laid up period comes

to Rs.44,000/- (11,000/- x 4). However, the Tribunal awarded

a sum of Rs.9,000/- under the said head. The enhancement

thus will be Rs.35,000/- (Rs.44,000/- - Rs.9,000/-).


     18.   Thus, the total amount which the appellant is

entitled to in addition to the amount that is awarded by the

Tribunal is Rs.2,30,240/- (1,95,240/- + 35,000/-).


Entitlement of compensation by the appellant in MFA
No.603/2022 who is the claimant in MVC No.2649/2018:


     19.   The undisputed facts of the case are as under:


     (i) The appellant sustained injuries in a road traffic

accident that occurred on 14.12.2017.
                                  - 15 -
                                                    NC: 2024:KHC:36758
                                               MFA No. 988 of 2022
                                          C/W MFA No. 2909 of 2021
                                               MFA No. 603 of 2022
                                               MFA No. 656 of 2022


      (ii)   The   appellant   sustained     thoracic   D11    and D12

compression fracture and right lateral malleoli fracture which

are grievous in nature.

      (iii) The appellant underwent a surgery for D9 to Lumbar

L2 decompression.

      (iv) The     right lateral malleoli fracture was treated

conservatively.

      (v) The appellant took treatment as inpatient for 9 days.

      (vi) The appellant was aged about 48 years by the date of

accident.

      (vii) Though the appellant contended that by maintaining

a stationary shop, she was earning Rs.20,000/- per month, no

evidence was produced before the Tribunal to that effect.


     20.     Arguing   the     matter,    learned    counsel   for   the

appellant Sri.M.V.Maheswarappa submits that the disability in

respect of whole body as assessed by the Tribunal itself is 18%

and that being the case, award of Rs.9,000/- towards loss of

earnings during laid up period is highly irrational. Learned

counsel also states that the Tribunal took the notional income

as Rs.9,000/- and proceeded with awarding of amount of
                                    - 16 -
                                                    NC: 2024:KHC:36758
                                                 MFA No. 988 of 2022
                                            C/W MFA No. 2909 of 2021
                                                 MFA No. 603 of 2022
                                                 MFA No. 656 of 2022


Rs.2,53,000/- under the head loss of future earnings and as the

accident occurred in the year 2017, the figure adopted for

taking notional income i.e., Rs.11,000/- ought to have been

considered by the Tribunal. Sri.Mallikarjun Reddy representing

respondent No.1 did not raise any objection for taking the

notional income as Rs.11,000/- per month. Also the said

request appears to be justifiable.


      21.     Taking the notional income as Rs.11,000/- per

month, the appellant being aged about 48 years by the date of

accident, adding 25% of the actual earnings towards future

prospects as per the decision of the Hon'ble Apex Court in the

case of National Insurance Company Limited vs. Pranay Sethi

and Others reported in (2017) 16 SCC 680, applying the

appropriate    multiplier   '13'   and      the   permanent   functional

disability being 18%, loss of future earnings due to permanent

physical disability is as under:

                                                  Amount
                Description
                                                   In Rs.
   Notional monthly income                          11,000-00
   Annual Income (11,000X12)                      1,32,000-00
   Add     25%      towards           future
                                                  1,65,000-00
   prospects (1,32,000+25%)
                                   - 17 -
                                                    NC: 2024:KHC:36758
                                                MFA No. 988 of 2022
                                           C/W MFA No. 2909 of 2021
                                                MFA No. 603 of 2022
                                                MFA No. 656 of 2022


     Apply appropriate multiplier '13'           21,45,000-00
     Loss of future earnings, permanent
                                                  3,86,100-00
     physical disability being 18%


        22.    The Tribunal through the impugned order awarded a

sum of Rs.2,53,000/- only towards loss of future earnings.

Thus, the enhancement in this regard will be Rs.1,33,100/-

(Rs.3,86,100/- - Rs.2,53,000/-). Having considered the nature

of injuries sustained more particularly to the spine, this

Court     is    the    view   that     the      appellant       would    not

have attended her normal pursuits atleast for a period

of    eight    months.    Thus,   loss     of    earnings       during   laid

up period comes to Rs.88,000/- (Rs.11,000/-X8). The Tribunal

through        the    impugned    order         awarded     a     sum     of

Rs.9,000/- only under the said head. Thus, the enhancement

will be Rs.79,000/- (Rs.88,000/- - Rs.9,000/-). Also this Court

is of the view that the appellant is entitled to Rs.15,000/-

towards food, nourishment and allied expenditure. However,

the Tribunal awarded a sum of Rs.10,000/- only under the said

head. Thus, the enhancement will be Rs.5,000/-. Thus, the

total amount which the appellant is entitled to in addition to the

sum that is awarded by the Tribunal as compensation is
                                   - 18 -
                                                     NC: 2024:KHC:36758
                                                 MFA No. 988 of 2022
                                            C/W MFA No. 2909 of 2021
                                                 MFA No. 603 of 2022
                                                 MFA No. 656 of 2022


Rs.2,17,000/- (Rs.1,33,100/- + Rs.79,000/- + Rs.5,000/-).

Therefore, this Court considers that the appellant is entitled to

a sum of Rs.2,17,100/- in addition to the sum that is awarded

by the Tribunal as compensation.


Entitlement of the compensation by the appellant in MFA
No.656/2022 who is the claimant in MVC No.2650/2018:


      23.      The undisputed facts of the case are as under:

      (i)      The appellant sustained injuries in a road traffic

accident that occurred on 14.12.2017.

      (ii)     The   appellant   had       spleen   injury,   multiple   rib

fractures, compression fracture of D5 and D6 vertebrae,

fracture of right lamina and fracture of left transverse process

of D1 vertebral body.

      (iii)    The appellant was treated conservatively however

as inpatient for a period of seven days.

      (iv)     The appellant was aged about 42 years by the date

of accident.

      (v)      Through the appellant contended that as Tailor she

was earning Rs.15,000/- per month by the date of accident, no

proof was produced to that effect before the Tribunal.
                                - 19 -
                                               NC: 2024:KHC:36758
                                             MFA No. 988 of 2022
                                        C/W MFA No. 2909 of 2021
                                             MFA No. 603 of 2022
                                             MFA No. 656 of 2022




      24.   Learned      counsel         for    the     appellant

Sri.M.V.Maheswarappa contends that the Tribunal took the

notional income as Rs.9,000/- per month which is erroneous.

Learned counsel submits that as tailor, the appellant was

earning Rs.15,000/- per month. However, as rightly contended

by Sri.Mallikarjun Reddy, no proof was produced before the

Tribunal regarding the actual occupation and earnings of the

appellant by the date of accident. However, learned counsel

Sri.Mallikarjun Reddy did not deny the submission that is made

by learned counsel for appellant Sri.M.V.Maheswarappa that the

notional income is required to be taken as Rs.11,000/- per

month for the relevant period which the Karnataka State Legal

Services Authority is doing. Also the request made appears

justifiable. Therefore, this Court considers desirable to take the

notional income of the appellant as Rs.11,000/- per month by

the date of accident. There is no denial of the fact that the

appellant was aged about 42 years by the date of accident.

Thus, 25% of the actual earnings are required to be added

towards future prospects as per the decision of the Hon'ble

Apex Court in the case of National Insurance Company Limited
                                         - 20 -
                                                             NC: 2024:KHC:36758
                                                      MFA No. 988 of 2022
                                                 C/W MFA No. 2909 of 2021
                                                      MFA No. 603 of 2022
                                                      MFA No. 656 of 2022


VS. Pranay Sethi and Others reported in (2017) 16 SCC 680.

Also the appropriate multiplier to be applied as per the decision

of the Hon'ble Supreme Court in the case of Sarla Verma and

Others Vs. Delhi Transport Corporation and Another reported in

AIR 2009 SC 3104 is '14'. This Court does not find any reason

to interfere with the finding given by the Tribunal that the

permanent physical disability is 12% in respect of whole body.

Thus, loss of future earnings due to permanent physical

disability is as under:

                                                               Amount
                          Description
                                                                In Rs.
         Notional monthly income                               11,000-00
         Annual Income (11,000X12)                           1,32,000-00
         Add    25%              towards         future
                                                             1,65,000-00
         prospects
         Apply appropriate multiplier '14"                23,10,000-00
         Loss    of          future        earnings,
         permanent           physical      disability 2,77,200-00
         being 12%


       25.    The         Tribunal     through         the     impugned      order

awarded       a    sum     of    Rs.1,81,000/-         only    towards     loss   of

future    earnings          on       account      of      permanent        physical

disability.       Thus,    the    enhancement           will    be   Rs.96,200/-

(Rs.2,77,200/- - Rs.1,81,000/-).
                                           - 21 -
                                                              NC: 2024:KHC:36758
                                                        MFA No. 988 of 2022
                                                   C/W MFA No. 2909 of 2021
                                                        MFA No. 603 of 2022
                                                        MFA No. 656 of 2022




         26.        Having considered the fact that the appellant

sustained number of grievous injuries for which she took

treatment as inpatient, this Court is of the view that the

appellant       would       not   have     attended       her   normal pursuits

atleast for a period of 5 months. Thus, the loss of earnings

during laid up period comes to Rs.55,000/- (Rs.11,000 X 5).

However, the Tribunal awarded a sum of Rs.9,000/- only

under         the    said   head.    Thus,         the   enhancement     will   be

Rs.46,000/- (Rs.55,000/- - Rs.9,000/-). Thus, the total sum

which the appellant is entitled to in addition to the sum

that     is     awarded      by     the     Tribunal     as     compensation    is

Rs.1,42,200/- (Rs.96,200/- + Rs.46,000/-). Thus, the appellant

is entitled to a sum of Rs.1,42,200/- in addition to the

sum that is awarded by the Tribunal through the impugned

order.

         27.        Thus, in the light of the foregoing discussion, all the

appeals are disposed of with the following:

                                      ORDER

(i) All the four appeals are allowed in part.

- 22 -

NC: 2024:KHC:36758

(ii) The compensation that is awarded by the Motor Accidents Claims Tribunal, Bangalore, through orders in MVC No.2642/2018 dated 29.01.2021 is enhanced by Rs.2,39,500/-.

(iii) The compensation that is awarded by the Motor Accidents Claims Tribunal, Bangalore, through orders in MVC No.2651/2018 dated 29.01.2021 is enhanced by Rs.2,30,240/-.

(iv) The compensation that is awarded by the Motor Accidents Claims Tribunal, Bangalore, through orders in MVC No.2649/2018, dated 29.01.2021 is enhanced by Rs.2,17,100/-.

(v) The compensation that is awarded by the Motor Accidents Claims Tribunal, Bangalore, through orders in MVC No.2650/2018, dated 29.01.2021 is enhanced by Rs.1,42,200/-.

(vi) The enhanced sum shall carry interest at the rate of 6% per annum from the date of petition till the date of deposit.

(vii) Respondent No.1 is directed to deposit the enhanced sum within a period of eight weeks from the date of receipt of copy of this order.

- 23 -

NC: 2024:KHC:36758

(viii) On such deposit, the appellants in all the appeals are permitted to withdraw the deposited amount.

Sd/-

(DR.CHILLAKUR SUMALATHA) JUDGE

AP,DS CT:TSM

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter