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Sri. V Thulasi Ram vs Canara Bank
2024 Latest Caselaw 25156 Kant

Citation : 2024 Latest Caselaw 25156 Kant
Judgement Date : 22 October, 2024

Karnataka High Court

Sri. V Thulasi Ram vs Canara Bank on 22 October, 2024

                                               -1-
                                                       NC: 2024:KHC:42328-DB
                                                        WA No. 1068 of 2024




                        IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                           DATED THIS THE 22ND DAY OF OCTOBER, 2024

                                            PRESENT
                          THE HON'BLE MR. N. V. ANJARIA, CHIEF JUSTICE
                                               AND
                             THE HON'BLE MR. JUSTICE K. V. ARAVIND
                             WRIT APPEAL NO. 1068 OF 2024 (GM-RES)
                   BETWEEN:

                   1.   SRI V. THULASI RAM
                        S/O. SRI VISHWANATH,
                        AGED ABOUT 53 YEARS,
                        RESIDENT OF HOUSE No.3208,
                        6TH MAIN ROAD, 13TH CROSS,
                        HAL 2ND STAGE, INDIRA NAGAR,
                        BENGALURU - 560 008.

                   2.   SMT. BHUVANESHWARI
                        W/O. SHRI THULASI RAM
                        AGED ABOUT 44 YEARS,
                        RESIDENT OF HOUSE No.3208,
Digitally signed        6TH MAIN ROAD, 13TH CROSS,
by VALLI                HAL 2ND STAGE, INDIRA NAGAR,
MARIMUTHU
                        BENGALURU - 560 008.
Location: High
Court of                                                      ...APPELLANTS
Karnataka          (BY SRI X.M. JOSEPH, ADVOCATE)
                   AND:

                   1.   CANARA BANK
                        MAGADI ROAD II BRANCH,
                        No.46, MAGADI MAIN ROAD
                        BESIDE ANJAN CINEMAS
                        BENGALURU - 560 023.
                        REPRESENTED BY ITS
                        AUTHORISED OFFICER UNDER
                        SARFAESI ACT, 2002.

                                                             ...RESPONDENT
                                   -2-
                                             NC: 2024:KHC:42328-DB
                                                WA No. 1068 of 2024




       THIS WRIT APPEAL IS FILED U/S 4 OF THE KARNATAKA
HIGH COURT ACT, 1961 PRAYING TO SET ASIDE THE FINAL
ORDER        DATED   08/07/2024    PASSED       IN   WRIT   PETITION
NO.13424/2024 AND PASS SUCH OTHER ORDER.

       THIS APPEAL, COMING ON FOR PRELIMINARY HEARING,
THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM: HON'BLE THE CHIEF JUSTICE MR. JUSTICE
       N. V. ANJARIA
       and
       HON'BLE MR JUSTICE K. V. ARAVIND


                         ORAL JUDGMENT

(PER: HON'BLE THE CHIEF JUSTICE MR. JUSTICE N. V. ANJARIA)

Heard learned advocate Mr.X.M. Joseph for the appellants.

2. Invoking the jurisdiction of this Court under Article 226 of the

Constitution, the appellants made prayers in two folds. The first part

of the prayer is to set aside and/or expunge the recordings dated

29.12.2023, 08.02.2024 and 26.02.2024 (copy produced at

Annexure-D) recorded by learned X Additional Chief Metropolitan

Magistrate, Bengaluru in Crl.Misc.No.50231 of 2021 as incorrect and

arbitrary. The second limb of the prayer is to set aside and/or

expunge the recordings dated 20.04.2024 recorded by the same

NC: 2024:KHC:42328-DB

Court in the very proceedings in which the expression "mischievous

memos" was employed.

3. The aforesaid proceedings of Crl.Misc.No.50231 of 2021 are

under the provisions of the Securitisation and Reconstruction of

Financial Assets and Enforcement of Security Interest Act, 2002

(SARFAESI Act). They are in relation to the petitioners-the husband

and wife who have taken housing loan for purchase of house.

4. It appears that in the said proceedings, certain miscellaneous

orders/endorsements came to be passed by learned Judge while

adjourning the proceedings from time to time. The order sheet is

produced.

5. It is true that the word "mischievous memos" etc., are used by

learned Magistrate. The Court is of the view that a Judicial Officer

should desist and dissuade himself or herself from using

indiscriminate language in the judicial orders.

6. Apart above, no rights accrue for the petitioners to get the

same set aside inasmuch as they are the miscellaneous

observations/orders/endorsements passed in the course of the

proceedings which do not decide any of the rights of the parties and

NC: 2024:KHC:42328-DB

do not reflect on the rights of the parties. The prayers in the nature

made and advanced in the petition could hardly be granted.

7. Furthermore, the record suggests that the Court of Chief

Metropolitan Magistrate has already passed final order under Section

14 of the SARFAESI Act allowing the petition of the Canara Bank-

respondent herein directing to take over possession of the property

from the appellants.

8. In the above context, learned Single Judge, while dismissing

the writ petition, rightly observed that the petitioners have alternative

statutory, efficacious remedy under Section 17 of the SARFAESI Act.

Therefore, learned Single Judge has not entertained the petition,

without expressing any opinion on the merits and reserving liberty for

the petitioners to approach the Debt Recovery Tribunal under Section

17 of the SARFAESI Act. Learned Single Judge directed the

petitioners to deposit a sum of Rs.1,00,00,000/- out of which,

Rs.60,00,000/- came to be deposited by the petitioners. The

remaining balance, it was observed by learned Single Judge, shall be

paid by the petitioners within two weeks and that the interim order

passed on 27.05.2024 was directed to continue for further period of

three weeks.

NC: 2024:KHC:42328-DB

9. No error could be booked in the order of learned Single Judge

disposing of the petition reserving liberty for the petitioners to

approach the Debt Recovery Tribunal by exhausting the alternative

remedy. The challenge is meritless.

10. The appeal is accordingly dismissed.

In view of dismissal of the appeal, the interlocutory applications

would not survive and they stand accordingly disposed of.

Sd/-

(N. V. ANJARIA) CHIEF JUSTICE

Sd/-

(K. V. ARAVIND) JUDGE

DDU

 
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