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Sri Rangaswamy vs M/S Bharathi Axa Genl Ins Co.Ltd
2024 Latest Caselaw 24876 Kant

Citation : 2024 Latest Caselaw 24876 Kant
Judgement Date : 16 October, 2024

Karnataka High Court

Sri Rangaswamy vs M/S Bharathi Axa Genl Ins Co.Ltd on 16 October, 2024

Author: N S Sanjay Gowda

Bench: N S Sanjay Gowda

                                                  -1-
                                                              NC: 2024:KHC:41811
                                                            MFA No. 8309 of 2018




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                             DATED THIS THE 16TH DAY OF OCTOBER, 2024

                                               BEFORE
                             THE HON'BLE MR JUSTICE N S SANJAY GOWDA
                           MISCELLANEOUS FIRST APPEAL NO. 8309 OF 2018
                                                (MV-I)
                      BETWEEN:

                      1.    SRI RANGASWAMY
                            SON OF VENKATARAMA SHETTY,
                            AGED ABOUT 53 YEARS,
                            RESIDING AT NO.E-147-5,
                            KALYANNAGAR,T.DASARAHALLI,
                            BENGALURU-57.
                                                                    ...APPELLANT
                      (BY SMT. ARCHANA T.V., FOR
                          SRI. T N VISWANATHA., ADVOCATE)

                      AND:

                      1.    M/S BHARATHI AXA GENL INS CO.LTD.,
                            BY ITS MANAGING DIRECTOR
                            1ST FLOOR, FERNS SURVEY NO.28,
Digitally signed by         DODDANEKUNDI, BANGALORE-37.
KIRAN KUMAR R
Location: High
Court of Karnataka    2.    SRI MURALIDHAR RAMOO
                            SON OF M.RAMOO, MAJOR,
                            RESIDING AT NO.52,
                            RAMAKRISHNA GARDENS,
                            RMV 2ND STAGE, NEW BEL ROAD,
                            BENGALURU-54.
                                                               ...RESPONDENTS
                      (BY SRI. PRADEEP B., ADVOCATE FOR R-1;
                          VIDE ORDER DATED:24.07.2024, NOTICE TO R-2 IS
                          HELD SUFFICIENT)
                               -2-
                                           NC: 2024:KHC:41811
                                        MFA No. 8309 of 2018




       THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:01.06.2018
PASSED IN MVC NO.4369/2017 ON THE FILE OF THE XIX
ADDITIONAL SMALL CAUSE JUDGE, MACT, BENGALURU (SCCH-
17),    PARTLY   ALLOWING      THE    CLAIM   PETITION    FOR
COMPENSATION        AND     SEEKING      ENHANCEMENT       OF
COMPENSATION.


       THIS APPEAL, COMING ON FOR FURTHER ORDERS, THIS
DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM:     HON'BLE MR JUSTICE N S SANJAY GOWDA

                      ORAL JUDGMENT

1. Being dissatisfied with the award of compensation of

Rs.2,40,980/-, the claimant is in this appeal seeking

enhancement of compensation.

2. The occurrence of the accident and the liability of the

insurer to pay the compensation by the Insurer are not in

dispute.

3. The Tribunal has recorded a finding that the claimant

had suffered fractures to both the bones of his left leg and

has assessed the disability to the whole body at 10%. It

NC: 2024:KHC:41811

was the case of the claimant that he was a Tailor and the

fractures to his left leg has rendered his functional

capability to a larger extent and he is unable to discharge

his avocation as a Tailor. In the light of the fact, the

claimant contends that he is a Tailor and there is a

fractures of both the bones of his left leg, it would be

appropriate to determine the whole body disability at 15%

as against 10%.

4. As far as the income is concerned, the Tribunal has

taken the notional income of the claimant as Rs.9,000/-,

since there was no evidence to that effect. The Karnataka

State Legal Services Authority has determined the notional

income as Rs.11,000/- for the accident of the year 2017, it

would be appropriate to determine the notional income of

the claimant at Rs.11,000/-. Consequently, the claimant

would be entitled to a sum of Rs.2,17,800/- (Rs.11,000/-

X 12 X 11 X 15%) towards loss of future earnings.

5. The Tribunal has awarded a sum of Rs.50,000/-

towards pain and sufferings and Rs.20,000/- towards loss

NC: 2024:KHC:41811

of amenities. In my view, having regard to the fact that

the claimant had suffered fractures to both the bones of

his left leg, it would be appropriate to enhance the said

sums to Rs.75,000/- and Rs.50,000/-, respectively. Since

the claimant was admitted to hospital for 23 days, as

against a sum of Rs.20,000/- awarded by the Tribunal, it

would be appropriate to award a sum of Rs.30,000/-. A

sum of Rs.6,780/- awarded towards medical expenses and

is affirmed. The Tribunal has taken the laid up period as 3

months since the income has now been enhanced to

Rs.11,000/-, and the claimant would be entitled to a sum

of Rs.33,000/- (Rs.11,000 X 3 months) towards loss of

earnings during the laid-up period. The Tribunal has

awarded a sum of Rs.20,000/- towards future medical

expenses, which is just and proper.

6. Consequently, the award of the Tribunal is modified

and the following sums are awarded as compensation:

NC: 2024:KHC:41811

As As awarded awarded Sl. Compensation by the by this No. under different Tribunal Court Heads (Rs.) (Rs.)

1. Pain and sufferings 50,000/- 75,000/-

Attendant charges, 20,000/- 30,000/-

2. extra food and conveyance.

3. Medical expenses 6,780/- 6,780/-

Loss of income 27,000/- 33,000/-

4. during the laid up period

Loss of income due 97,200/- 2,17,800/-

5. to permanent disability.

Loss of future 20,000/- 50,000/-

6. amenities and happiness

7. Towards future 20,000/- 20,000/-

medical expenses

Total 2,40,980/- 4,32,580/-

7. Accordingly, the claimant is held entitled for

compensation of Rs.4,32,580/- as against Rs.2,40,980/-

NC: 2024:KHC:41811

along with interest at the rate of 6% p.a. from the date of

petition till its realisation.

8. The Insurance Company is directed to deposit the

amount of compensation awarded within two months from

the date of receipt of a certified copy of this judgment.

9. The appeal is accordingly allowed in part.

Sd/-

(N S SANJAY GOWDA) JUDGE

GSR

 
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