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Oriental Insurance Co Ltd vs Smt Laxmi Bai
2024 Latest Caselaw 12759 Kant

Citation : 2024 Latest Caselaw 12759 Kant
Judgement Date : 7 June, 2024

Karnataka High Court

Oriental Insurance Co Ltd vs Smt Laxmi Bai on 7 June, 2024

Author: K.Natarajan

Bench: K.Natarajan

                                                -1-
                                                              NC: 2024:KHC:19920
                                                             MFA No. 706 of 2023




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU
                               DATED THIS THE 7TH DAY OF JUNE, 2024
                                              BEFORE
                               THE HON'BLE MR JUSTICE K.NATARAJAN
                      MISCELLANEOUS FIRST APPEAL NO. 706 OF 2023 (MV-D)


                      BETWEEN:

                      ORIENTAL INSURANCE CO. LTD.,
                      VASCO-DA-GAMA, GOA STATE,
                      REP. BY ITS REGIONAL OFFICE,
                      ORIENTAL INSURANCE CO. LTD.,
                      TP-HUB, REGIONAL OFFICE,
                      NO.44/4, LEO SHOPPING COMPLEX,
                      RESIDENCY ROAD CROSS,
                      BANGALORE-560025
                      REP. BY ITS REGIONAL MANAGER.
                                                                    ...APPELLANT
                      (BY SRI. A RAVISHANKAR., ADVOCATE)
                      AND:

                      1.    SMT. LAXMI BAI
                            W/O LATE AMITH KUMAR CHOURASIA
Digitally signed by         AGED ABOUT 36 YEARS
VEDAVATHI A K
Location: High
Court of Karnataka    2.    MASTER CHOTU @ ARUN KUMAR
                            S/O LATE AMITH KUMAR CHOURASIA
                            AGED ABOUT 14 YEARS

                            MINOR REPRESENTED BY HIS
                            NATURAL GUARDIAN MOTHER
                            RESPONDENT NO.1

                            RESPONDENTS 1 AND 2 ARE
                            R/O VINAYAKA NAGARA MAIN ROAD,
                            NEAR ANJANEYA TEMPLE
                            DAVANAGERE-577006.
                            -2-
                                         NC: 2024:KHC:19920
                                        MFA No. 706 of 2023




3.   SMT GITA CHOURASIA
     AGED MAJOR
     W/O BALARAM CHOURASIA
     MOTHER OF LATE AMITH KUMAR

4.   SRI BALRAM CHOURASIA
     AGED MAJOR, FATHER OF LATE AMITH KUMAR

     RESPONDENTS 3 AND 4 ARE
     R/O #113, CHOURASIA MOHALLA
     KOTWALI POLICE STATION LIMITS
     JHANSI, UTTARPRADESH-284002.

5.   SRI PRAKASH
     AGED MAJOR, S/O BAARSATI LAL HALWAI
     R/O DESTERRO APARTMENTS
     NEAR BUSY BEE SCHOOL
     VASCO-GOA STATE-403802

6.   M/S BHARATHI SHIPYARD LTD.,
     PEREIRA CHAMBERS, 1ST FLOOR
     VASCO-DA-GAMA, GOA STATE-403802
     REP. BY ITS MANAGING DIRECTOR/MANAGER

7.   SRI SITARAM LAMANI
     S/O JAWRAPPA, AGED MAJOR
     NEAR DURGA MA TEMPLE
     MANGOOR, VASCO
     GOA STATE-403804

8.   THE ORIENTAL INSURANCE CO. LTD.,
     VASCO DA GAMA
     GOA STATE-403804
     REP. BY ITS MANAGER
     (INSURER OF MOTOR CYCLE)
                                            ...RESPONDENTS
(BY SRI. HARSHA A.K., ADV. FOR R1,
 R2 IS MINOR, REPRESENTED BY R1,
 V/O DATED: 07.06.2024, NOTICE TO R3 TO R6
 ARE DISPENSED WITH.)
                                -3-
                                            NC: 2024:KHC:19920
                                           MFA No. 706 of 2023




     THIS MFA IS FILED U/S.173(1) OF MV ACT, AGAINST THE
JUDGMENT AND AWARD DT.10.11.2022 PASSED IN MVC
NO.250/2012 ON THE FILE OF THE PRL. SENIOR CIVIL JUDGE
AND CJM, DAVANGERE,       AWARDING COMPENSATION OF
RS.22,31,200/- WITH INTEREST AT 6 PERCENT P.A. FROM THE
DATE OF PETITION TILL THE DATE OF DEPOSIT.

     THIS APPEAL, COMING             ON FOR HEARING ON
INTERLOCUTORY APPLICATION,           THIS DAY, THE COURT
DELIVERED THE FOLLOWING:

                          JUDGMENT

This appeal is filed by the appellant-insurer under Section

173(1) of the Motor Vehicles Act, 1988 (for short 'M.V.Act')

challenging the judgment and award passed by the Prl. Senior

Civil Judge and CJM, Davangere in MVC No.250/2012 seeking

reduction in the compensation awarded by the Tribunal.

2. Heard the arguments of learned counsel for the

parties.

3. The rank of the parties before the Tribunal is

retained for the sake of convenience.

4. Brief facts of the case are as under:

Respondents-petitioner Nos.1 and 2 filed the claim

petition under Section 166 of M.V. Act claiming compensation

for the death of the husband of the petitioner No.1 who died in

NC: 2024:KHC:19920

the road traffic accident occurred on 21.3.2009. That on

21.3.2009, the deceased-Amith Kumar was going on the motor

Cycle bearing registration No.GA-06/B-8407 as a pillion rider

along with his friend and at about 11.35 p.m., the rider of

Mahendra Bolero Jeep bearing registration No.GA-02-V-7492

came in a rash and negligent manner from the opposite side

and dashed to the motor cycle. As a result, the said Amith

Kumar sustained grievous injuries and died on the way to the

hospital. Hence the petitioners came to claim compensation and

parents of the deceased were made as respondent Nos.6 and 7.

The insurer appeared before the court, filed statement of

objection by denying in respect of age, occupation and income

and negligence of the driver of the offending vehicle and prayed

for dismissing the same. Based upon the pleading the Tribunal

framed following issues:

"1. Whether petitioners prove that the deceased Amit Kumar Chourasia S/o Balram Chourasia died as a result of an accident that occurred on 21/03/2009 at about 11-35 p.m solely due to negligent driving of Mahendra Bolero Jeep bearing Reg. No.GA-02/V-7492 by respondent No.1 and the motor cycle bearing Reg. No.GA- 06/B-8407 by its rider?

NC: 2024:KHC:19920

2. Whether petitioners are entitled for compensation? If so, to what extent and from whom?

3. What Order or Award?"

5. On behalf of the petitioners, petitioner No.1 is

examined as P.W.1 and got marked 18 documents and behalf

of the respondents, no evidence were lead. After hearing the

arguments, the Tribunal passed the award of Rs.22,31,200/-

and allowed the petition in part. Being aggrieved by the same,

the insurer-company is before this court.

6. The learned counsel for the petitioners has seriously

contended that the Tribunal considered the loss of dependency

for Rs.20,41,200/- by taking Rs.9,000/- per month as income

even though there is no documents produced before the court

to prove the income. Therefore, the notional income shall have

to be considered at least Rs.4,500/- to 5,000/- per month for

the accident occurred in the year 2009. Therefore, considering

income as Rs.9,000/- is not correct. Hence, prayed for reducing

the same.

NC: 2024:KHC:19920

7. The learned counsel has not seriously contested in

respect of award granted for the conventional heads. Hence,

prayed for allowing the appeal.

8. Per contra, learned counsel for respondent has

supported the judgment of the tribunal.

9. Having heard the arguments and on perusal of the

records, the points would arise for my consideration are:

"(1) Whether the award pa0ssed by the Tribunal calculating the dependency of Rs.20,41,200/- is excessive and exorbitant?

(2) If so, what award?

10. The learned counsel for the appellant brought to the

notice of the court that the income of the deceased is not

proved and therefore, the court required to take Rs.5,000/- as

income. Normally, the courts were considering the guidelines

issued by the Karnataka Legal Services Authority considering

the notional income for the self-employed persons for

Rs.4,500/- to Rs.5,000/- per month for the accident occurred

during the year 2008 and 2009. Of course, the same amount

used to be considered only during the settlement in the

NC: 2024:KHC:19920

Lokadalath, but the court cannot restrict or fix to the said

amount for computation of the income when the evidence is

adduced by the claimants. Hence, in this case the petitioners

accept oral testimony and in the petition it is stated that the

deceased was a cook at Goa and earning huge income, but no

documents is produced. As per the evidence of the petitioner,

the deceased was working in Goa in hotel Anand Ashram at

Vasco. Though they have not produced any document, but it is

pertinent to note that the deceased was a pillion rider in the

motorbike where the accident occurred in Goa, Vasco. Such

being the case, it cannot be said that he is not having any

avocation. However, he was getting free food and

accommodation in the hotel. Therefore, the hotel people will

give some amount as a salary to the deceased. Therefore,

without any evidence on record, I propose to consider

Rs.6,000/- per month instead of Rs.5,000/- computed in the

Lokadalath. If Rs.6,000/- is considered, 40% of Rs.6,000/-

would be Rs.2,400/-. Rs.6,000/-+ Rs.2,400/- would be

Rs.8,400 and 1/4th of Rs.8,400/- is 2,100/-. Therefore, if one-

fourth of the dependency for four persons is deducted, it

becomes 6,300 x 12 x 18 multiplier, it comes to Rs.13,60,800/-

NC: 2024:KHC:19920

. This would be the actual loss of dependency by the claimants

as well as parents of the deceased. As regards to the other

heads, there is no dispute. The consortium awarded by the

Tribunal i.e., filial consortium, parental consortium, marital

consortium, no need to reduce the same. Therefore, the

respondents are entitled for Rs.13,60,800/- towards loss of

dependency instead of Rs.20,41,200/- calculated by the

Tribunal.

11. Thus in all, this Court has awarded the

compensation as under:

1 Loss of dependency Rs.13,60,800-00 2 Loss of Estate Rs.15,000-00 3 Loss of Funeral expenses Rs.15,000-00 4 Loss of consortium Rs.1,60,000-00

Rs.15,50,800-00 Hence, the appellants are entitled for a total reduced

compensation of Rs.15,50,800/- as against Rs.22,31,200/-

awarded by the Tribunal.

12. Accordingly, I pass the following:

ORDER

(i) Appeal is allowed in part.

NC: 2024:KHC:19920

(ii) The compensation awarded by the Tribunal, i.e., Rs.22,31,200/- with interest @6% p.a. is reduced to Rs.15,50,800/- with the interest @ 6% p.a. till realization;

(iii) The amount already deposited by the appellant is ordered to be adjusted;

(iv) The statutory amount, if any deposited shall be transmitted to the Tribunal;

(v) The apportionment made by the Tribunal is hereby confirmed.

(vi) Registry is directed to return the Trial Court records to the Tribunal, along with the certified copy of the order passed by this Court forthwith without any delay;

      (ix)    Draw award accordingly.



                                           Sd/-
                                          JUDGE



GBB

 

 
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