Citation : 2024 Latest Caselaw 15319 Kant
Judgement Date : 2 July, 2024
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MFA No. 201473 of 2021
IN THE HIGH COURT OF KARNATAKA
KALABURAGI BENCH
DATED THIS THE 2ND DAY OF JULY, 2024
PRESENT
THE HON'BLE MR. JUSTICE ASHOK S. KINAGI
AND
THE HON'BLE MR. JUSTICE RAJESH RAI K
MISCL. FIRST APPEAL NO. 201473 OF 2021 (MV-I)
BETWEEN:
SHRISHAIL
S/O MALLAPPA BHAIRASHETTI,
AGE: 29 YEARS, OCC:AGRICULTURE,
GRADUATE PERSON,ATTENDING COACHING
CLASSES OF KPSC AND UPSC EXAMS,
R/O DOMANAL, TQ AND DIST.VIJAYAPURA,
DUE TO HEAD INJURY, UNABLE TO UNDERSTAND
WORDLY AFFAIRS AND MOVE FROM THE BED,
PRESENTED BY HIS GUARDIAN MOTHER
SMT. SUSHILABAI
Digitally signed by W/O MALLAPPA BHAIRASHETTY,
BASALINGAPPA
SHIVARAJ AGE: 54 YEARS, OCC.H.H.WORK,
DHUTTARGAON R/O DOMANAL, TQ AND DIST.VIJAYAPURA- 586 103.
Location: HIGH
COURT OF
KARNATAKA ...APPELLANT
(BY SRI. BAPUGOUDA SIDDAPPA, ADVOCATE)
AND:
1. MURAGESH
S/O YALAGURI PATTANSHETTI,
AGE: 39 YEARS, OCC: BUSINESS,
R/O H.NO.112, GANGA NILAYA
VIDHYA NAGAR, OPP.BLDEA HOSPITAL,
VIJAYAPURA - 586 101.
(OWNER OF CAR NO.KA-28/M-9969)
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MFA No. 201473 of 2021
2. THE CHIEF EXECUTIVE OFFICER
THE BHARTI AXA GENERAL
INSURANCE COMPANY LIMITED,
1ST FLOOR, FERNS ICON,
SURVEY NO.28, DODDANAKUNDI VILLAGE,
K.R.PURAM HOBLI, BANGALORE-560 037.
...RESPONDENTS
(BY SRI. SUBHASH MALLAPUR, ADVOCATE FOR R2;
NOTICE TO R1 IS DISPENSED WITH)
THIS MFA IS FILED U/S 173(1) OF MV ACT, PRAYING TO
MODIFY THE JUDGMENT AND AWARD DATED 10.06.2021
PASSED IN MVC NO.325/2017 ON THE FILE OF THE COURT OF
THE IV ADDL. DISTRICT AND SESSIONS JUDGE AND MEMBER
MOTOR ACCIDENT CLAIMS TRIBUNAL NO.XIII, VIJAYAPURA AT
VIJAYAPURA. AND ALLOW THIS APPEAL TO GRANT THE
COMPENSATION AMOUNT BY RS.84,35,922/- ONLY AS
CLAIMED BY THE APPELLANT BEFORE THIS HON'BLE Court. IN
THE INTEREST OF JUSTICE AND EQUITY.
THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY ASHOK S. KINAGI J., DELIVERED THE FOLLOWING:
JUDGMENT
This miscellaneous first appeal is filed by the
petitioner challenging the judgment and award dated
10.06.2021 passed in MVC No.325/2017 by the IV Addl.
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District and Sessions and MACT-XIII, Vijayapura,
(hereinafter referred to as 'the Tribunal', for short).
2. For the sake of convenience, parties are
referred to as per their ranking before the Claims Tribunal.
Appellant is the petitioner and the respondents are the
respondents.
3. The facts giving rise to filing of this appeal
briefly stated are that, on 28.12.2016 at about 7.30 a.m.,
the petitioner was proceeding on a motorcycle bearing
registration No.KA-28/EJ-9888. At that time, the
respondent No.1 being the driver of car bearing
registration No.KA-28/M-9969 came from Solapur side
with a high speed in a rash and negligent manner and
dashed to the motorcycle of the petitioner by causing
accident. Due to the said accident, the petitioner sustained
grievous injuries and the accident was occurred due to
rash and negligent driving by the driver of the offending
vehicle. The petitioner has spent huge amount towards
medical expenses. The petitioner is aged about 25 years
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and working as self-employee and earning monthly income
of Rs.15,000/- per month. After the accident, the
petitioner could not able to do work as he was doing
before the accident. Hence, the petitioner filed claim
petition under Section 166 of M.V. Act seeking
compensation of Rs.86,90,000/- with interest @ 18% p.a.
for having sustained injuries in the road traffic accident
and accordingly prays to allow the claim petition.
4. Respondent No.1 filed the written statement
denying the averments made in the claim petition. It is
contended that, the vehicle was insured with the
respondent No.2, at the time of accident policy was also
valid. In case the compensation is awarded the
respondent No.2 is liable to indemnify the respondent No.1
and prayed to dismiss the claim petition against
respondent No.1.
5. Respondent No.2 filed the written statement
denying the averments made in the claim petition and
contended that the driver was not possessing the valid and
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effective driving license as on the date of accident. Hence,
respondent No.1 had violated the terms of insurance
policy. Respondent No.2 is not liable to pay the
compensation and prayed to dismiss the claim petition.
6. The Tribunal on the basis of rival pleadings of
the parties framed the issues for its consideration.
7. In order to substantiate the case, petitioner got
examined PW.1 to 4 and got marked 20 documents as
Exs.P1 to 20. The respondents did not examine any
witnesses. The respondent No.2 got marked insurance
policy as Ex.R1, but has not led any oral evidence.
8. The Tribunal, after recording the evidence,
hearing on both sides and on the assessment of oral and
documentary evidence answered issue Nos.1 and 3 in the
affirmative, issue No.2 in the negative, issue No.4 as per
the final order. The Tribunal allowed the claim petition in
part with costs. It is ordered that the petitioner is entitled
for compensation of Rs.2,54,078/- with interest @ 6% p.a.
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from the date of petition till its realization and held that
respondent Nos.1 and 2 are jointly and severally liable to
pay the compensation to the petitioner. Respondent No.2
was directed to deposit the entire compensation amount
with accrued interest within 30 days from the date of
judgment.
9. Being dissatisfied with the compensation
awarded by the Tribunal, the petitioner has filed the
present appeal seeking enhancement of the compensation
amount.
10. We have heard the learned counsel for the
petitioner and also learned counsel for respondent No.2-
Insurance Company.
11. Learned counsel for the petitioner submits that,
the petitioner has suffered permanent disability and in
order to establish that the petitioner has suffered
permanent disability examined a doctor as PW.3, who has
opined that the petitioner has suffered permanent
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disability of 80%, wherein the Tribunal has discarded the
evidence of PW.3 only on the ground that he is not a
treated doctor. He also submits that the Tribunal has failed
to award the compensation under the heads of future
medical expenses, marriage prospects etc. Hence, on
these grounds, he prays to allow the appeal.
12. Per contra, the learned counsel for the
respondent No.2/Insurance Company supports the
judgment and award passed by the Tribunal, contending
that the compensation awarded by the tribunal is just and
proper and same does not call for any interference. Hence,
prays to dismiss the appeal.
13. We have perused the records and considered
the submissions made by the learned counsel for the
parties. The point that arises for our consideration is in
regard to quantum of compensation.
14. It is not in dispute that, the petitioner met with
an accident and suffered multiple injuries. In order to
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establish that the accident was occurred due to rash and
negligent riding of the driver of the offending vehicle, the
petitioner has produced the copy of FIR marked as Ex.P4,
and certified copy of the charge sheet marked as Ex.P9.
From the perusal of Ex.P9, it discloses that the accident
was occurred due to rash and negligent driving of the
driver of the offending vehicle and the Tribunal was
justified in recording the finding that the accident was
occurred due to rash and negligent driving of the driver of
the offending vehicle.
15. Insofar Assessment of Disability: Though it
is the case of the petitioner that the petitioner has
suffered several multiple injuries, in order to establish that
he has suffered permanent disability, he has examined a
doctor as PW.3, who has issued a disability certificate
marked as Ex.P20. PW.3 has examined the petitioner on
31.10.2018 for his permanent physical disability. He has
clinically examined the petitioner and calculated the
permanent physical disability as follows:
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Sl.No. Disability Disability rate
1. Altered sensorium 100% of Neurological
2. Bladder disability i.e. 75% of Neurological incontinence severe
3. Motor system disability 75% of Neurological Paraparesis right side
4. Post head injury and its 50% of Neurological epileptics Moderate
5. Ataxia Moderate 50% of Neurological
16. According to the book called a manual for
doctors to evaluate permanent physical disability by
B.P.Yadav and S.K.Verma. Therefore, he has opined that
total disability is , a= Higher value, b=
lower value = 100% Neurological and further he is of the
opinion that petitioner has suffered permanent disability of
80%.
17. The tribunal has considered the evidence of
PW.3 and disability certificate issued to him as per Ex.P20.
PW.3 is the doctor, though he may not a treated doctor,
he is an expert in the medical field and he has opined that
petitioner has suffered permanent disability of 80% to the
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whole body. The Tribunal ought to have assessed the
permanent disability. The Tribunal without assessing any
permanent disability has declined to grant compensation
under the head of loss of future income. Considering the
evidence of PW.3 and Ex.P20, we assess the disability at
40% to the whole body.
18. Insofar as Quantum of Compensation:
It is the case of the petitioner that petitioner was
aged about 25 years as on the date of accident and he was
an agriculturist and getting income of Rs.1,5000/- p.m. In
order to substantiate the case of the petitioner, the
petitioner has not produced any income proof and in the
absence of income proof, we assess the notional income as
per the guidelines issued by the Karnataka Legal Services
Authority. The accident is of the year 2016, we assess the
notional income at Rs.8,750/- p.m. As we have already
assessed disability, permanent disability at 40% and
petitioner was aged about 25 years as on the date of
accident. The multiplier applicable to the age group of the
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petitioner is '17'. Considering the monthly income of the
petitioner at Rs.8,750/- and the other factors as stated
supra, the petitioner is entitled for compensation of
Rs.7,14,000/- (Rs.8,750/- x 12 x 17 x 40%) on account of
'loss of future income'.
19. Thus, considering the evidence of PW.3 and
Ex.P9 and 20, we have re-assessed the compensation
under the following different heads:
Sl.No. Heads By this Court
1. Pain and suffering 1,00,000/-
2. Towards loss of amenities 75,000/-
3. Towards attendant, charge, 50,000/-
diet and nourishment.
4. Towards medical expenses
(maintained as it is awarded 1,09,078/-
by the Tribunal)
5. Loss of future income on
account of permanent 7,14,000/-
disability
6. Future medical expenses 30,000/-
7. Towards loss of income
during the period of 26,250/-
treatment (8750 X 3)
8. Marriage prospects 1,00,000/-
Total 12,04,328/-
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20. The petitioner is entitled for a total
compensation of Rs.12,04,328/- as against Rs.2,54,078/-
awarded by the tribunal. Hence, the petitioner is entitled
for an enhanced compensation of Rs.9,50,250/- with
interest @ 6% p.a.
21. Hence, we proceed to pass the following:
ORDER
(a) The appeal is allowed in part.
(b) The impugned judgment and award passed by the Tribunal is modified.
(c) The petitioner is entitled for a total compensation of Rs. 12,04,328/- as against Rs.2,54,078/- awarded by the tribunal. The petitioner is entitled for an enhanced compensation of Rs.9,50,250/- with interest @ 6% p.a. from the date of petition till its realization.
(d) The respondent No.2-Insurance Company is directed to deposit the enhanced compensation amount with accrued interest
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before the tribunal within a period of eight weeks from the date of receipt of certified copy of this judgment.
(e) The registry is directed to transmit the trial court records to the Tribunal.
Sd/-
JUDGE
Sd/-
JUDGE MSR,SKS
CT;BN
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