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The Oriental Insurance Co. Ltd vs Surendra Jadhav S/O Ramachandra
2024 Latest Caselaw 1180 Kant

Citation : 2024 Latest Caselaw 1180 Kant
Judgement Date : 12 January, 2024

Karnataka High Court

The Oriental Insurance Co. Ltd vs Surendra Jadhav S/O Ramachandra on 12 January, 2024

Author: V.Srishananda

Bench: V.Srishananda

                                                       -1-
                                                                NC: 2024:KHC-D:927
                                                                 MFA No. 24046 of 2012
                                                             C/W MFA No. 24047 of 2012



                        IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH
                               DATED THIS THE 12TH DAY OF JANUARY, 2024
                                                   BEFORE
                                 THE HON'BLE MR JUSTICE V.SRISHANANDA
                            MISCELLANEOUS FIRST APPEAL NO.24046 OF 2012 (MV-I)
                                                       C/W
                               MISCELLANEOUS FIRST APPEAL NO.24047 OF 2012
                       IN M. F. A. NO.24046 OF 2012:
                       BETWEEN:
                       THE ORIENTAL INSURANCE CO. LTD.,
                       R/BY ASSISTANT MANAGER,
                       ORIENTAL INSURANCE CO. LTD.,
                       C1/24, SHAH BUILDING, ASHOK NAGAR,
                       NIPANI, TQ. CHIKKODI, DIST.BELAGAVI.
                       REGIONAL OFFICE, LAMINGTON ROAD, HUBLI.
                                                                            ...APPELLANT
                       (BY SRI. S.V. YAJI, ADVOCATE)

                       AND:
                       1.     SHRI. SURENDRA JADHAV
                              S/O. RAMACHANDRA,
                              AGE: 50 YEARS, OCC: AGRICULTURIST/MILK VENDING,
          Digitally
                              R/O: NOOL, TQ: GADAHINGLAJI,
          signed by
          SAMREEN
                              DIST: KOLHAPUR, STATE: MAHARASTRA STATE.
SAMREEN   AYUB
AYUB      DESHNUR
          Date:
                       2.     SHRI. MALLAPPA GIJAWANI
DESHNUR   2024.01.29
          15:28:41
                              S/O. KALLAPPA,
          +0530               AGE: 31 YEARS, OCC: DRIVER,
                              R/O: KURANI, TQ: HUKKERI.
                              DIST: BELAGAVI.
                       3.   SHRI. T.K. KELAGERI,
                            AGE: 42 YEARS, OCC: SERVICE POLICE DEPATMENT
                            R/O: HATTARKI, TQ: HUKKERI.
                            DIST: BELAGAVI.
                                                                     ...RESPONDENTS
                       (BY SRI. S.S. YALIGAR, ADVOCATE FOR
                           SRI. MRUTYUNJAY TATA BANGI, ADVOCATE FOR R1;
                           R2 SERVED;
                           SRI. MURUGENDRA S.WANTAMURI, ADVOCATE FOR R3)
                                 -2-
                                         NC: 2024:KHC-D:927
                                          MFA No. 24046 of 2012
                                      C/W MFA No. 24047 of 2012




       THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER SECTION
173(1) OF MV ACT 1988, AGAINST THE JUDGMENT AND AWARD DTD:04-
07-2012 PASSED IN MVC NO.2924/2010 ON THE FILE OF PRESIDING
OFFICER, FAST TRACK COURT AND MEMBER, MACT, HUKKERI, AWARDING
THE COMPENSATION OF RS.17,200/-WITH INTEREST AT THE RATE OF 6%
P.A., FROM THE DATE OF PETITION TILL REALISATION.

IN M. F. A. NO.24047 OF 2012:
BETWEEN:
THE ORIENTAL INSURANCE CO. LTD.,
R/BY ASSISTANT MANAGER,
ORIENTAL INSURANCE CO. LTD.,
C1/24, SHAH BUILDING, ASHOK NAGAR,
NIPANI, TQ. CHIKKODI, DIST.BELAGAVI.
REGIONAL OFFICE, LAMINGTON ROAD, HUBLI.
                                                     ...APPELLANT
(BY SRI. S.V. YAJI, ADVOCATE)

AND:
1.   SHRI. IRANNA IKKALMARI
     S/O. SIDDAPPA,
     AGE: 34 YEARS, OCC: AGRICULTURIST,
     R/O: HATTARGI, TQ: HUKKERI,
     DIST: BELAGAVI.
2.   SHRI. MALLAPPA GIJAWANI
     S/O. KALLAPPA,
     AGE: 31 YEARS, OCC: DRIVER,
     R/O: KURANI, TQ: HUKKERI.
     DIST: BELAGAVI.
3.   SHRI. T.K. KELAGERI,
     AGE: 42 YEARS, OCC: SERVICE POLICE DEPARTMENT
     R/O: HATTARGI, TQ: HUKKERI.
     DIST: BELAGAVI.
                                              ...RESPONDENTS
(BY SRI. S.S. YALIGAR, ADVOCATE FOR
    SRI. MRUTYUNJAY TATA BANGI, ADVOCATE FOR R1;
    R2 SERVED;
    SRI. MURUGENDRA S.WANTAMURI, ADVOCATE FOR R3)
                                 -3-
                                         NC: 2024:KHC-D:927
                                          MFA No. 24046 of 2012
                                      C/W MFA No. 24047 of 2012



      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER SECTION
173(1) OF MV ACT 1988, AGAINST THE JUDGMENT AND AWARD DTD:
04-07-2012 PASSED IN MVC NO.2923/2010 ON THE FILE OF PRESIDING
OFFICER, FAST TRACK COURT AND MEMBER, MACT, HUKKERI, AWARDING
THE COMPENSATION OF RS.1,11,840/-WITH INTEREST AT THE RATE OF 6%
P.A., FROM THE DATE OF PETITION TILL REALISATION.


      THIS MISCELLANEOUS FIRST APPEAL, COMING ON FOR
ADMISSION, THIS DAY, THE COURT DELIVERED THE FOLLOWING:



                           JUDGMENT

Though the appeals are listed for admission, by consent

of parties, both the appeals are taken up for disposal.

2. Heard Shri. S. V. Yaji, learned counsel for the

appellant-Insurance Company, Shri. S.S. Yaligar representing

Shri. Mrutyunjay Tata Bangi, learned counsel for respondents.

3. These two appeals are filed against the judgment

and award passed in MVC Nos.2923/2010 and 2924/2023

dated 04.07.2012 where under, injured persons namely Iranna

and Surendra laid a claim for awarding suitable compensation

in respect of the injuries sustained by them in a road traffic

accident occurred on 08.04.2006 at about 10.00 a.m., involving

motor cycles bearing registration Nos.KA-22/Q-9177 and KA-

23/R-4942.

NC: 2024:KHC-D:927

4. According to the claim petition averments, the

accident has occurred when the injured persons were travelling

on the motor cycle bearing registration No.KA-22/Q-9177 on

account of rash and negligent riding of the rider of the motor

cycle bearing registration No.KA-23/R-4942.

5. The claim petitions were resisted by the Insurance

Company by filing necessary written statement.

6. The Tribunal raised necessary issues. Thereafter in

order to prove the case of the claimants, claimants got

examined themselves as PWs.1 and 3 and doctors who treated

them were examined as PWs.2 and 4.

7. The claimants placed on record 16 documents which

were exhibited and marked at Ex.P.1 to P.16 comprising of FIR,

complaint, sport mahazar, hand sketch, wound certificates,

charge sheet, IMV report, Insurance policy, X-ray film.

8. On the contrary, the respondent produced the

Insurance policy on behalf of the Insurance Company which

was marked at Ex.R.1 and no oral evidence was adduced.

9. On conclusion of recording of evidence, learned

Trial Judge heard the parties in detail and allowed the claim

petition in part in granting a sum of Rs.1,11,840/- in respect of

NC: 2024:KHC-D:927

claim in MVC No.2923/2010 and a sum of Rs.17,200/- in

respect of claim in MVC No.2924/2010 with interest at the rate

of 6% per annum from the date of petitions till its realization.

10. Being aggrieved by the same, the Insurance

Company is in appeal.

11. It is also pertinent to note that the claimants have

filed two appeals challenging the quantum of compensation in

MFA Nos.23367/2013 and 23368/2013 and both the appeals

came to be dismissed for non prosecution.

12. Shri. S.S. Yaligar, learned counsel representing the

claimants in those cases submitted that despite best efforts

the matter could not be restored as there was no assistance

and instructions from the claimants.

13. Therefore, the appeals filed by the Insurance

Company alone have been taken up for consideration.

14. Sri. S. V. Yaji, learned counsel for the appellant

reiterating the grounds urged in the appeal memorandum

contended that taking advantage of the fact that owner of the

motor cycle bearing registration No.KA-22/Q-9177 being a

police constable, working in the same police station a case

came to be registered and falsely implicated the said motor

NC: 2024:KHC-D:927

cycle only to allow the claimants to lay a false claim on the said

motor cycle and said aspect of the matter has not been

properly considered by the learned Trial Judge and sought for

allowing the appeal.

15. He also contended that the quantum of

compensation awarded by the Tribunal in respect of claim in

MVC No.2923/2010 is on the higher side inasmuch as the

monthly income that was required to be computed by the

Tribunal in the absence of proper proof of income notionally

was in a sum of Rs.3,750/- where as the Tribunal has taken a

sum of Rs.4,500/- as the monthly income of the injured and

therefore quantum of compensation needs reduction.

16. Insofar as the quantum of compensation awarded in

MVC No.2924/2010, Shri. S. V. Yaji, learned counsel for the

appellant submitted that the injured therein has suffered only

simple injuries and therefore granting the compensation in a

sum of Rs.17,200/- is on the higher side and sought for

allowing the appeal.

17. Per contra, Shri. S.S. Yaligar representing Shri.

Mrutyunjay Tata Bangi, learned counsel for respondents

opposed the appeals grounds and contended that but for the

NC: 2024:KHC-D:927

non co-operation of the claimants, the claim of respondents

would have been considered by this Court for enhancement. In

such event, claimants would be entitled to enhanced

compensation as there is a meager compensation awarded by

the Tribunal and sought for dismissal of the appeals filed by the

Insurance Company.

18. In view of the rival contentions of the parties, this

Court perused the material on record meticulously.

19. On such perusal of the material on record, it is

crystal clear that police have filed the charge sheet against the

rider of the motor cycle bearing registration No.KA-23/R-4942.

The said vehicle was duly insured.

20. According to the Insurance Company, the charge

sheet should have been filed against the rider of the motor

cycle bearing registration No.KA-22/Q-9177. To establish the

said aspect of the matter there is no material evidence placed

on record by the Insurance Company. No officer of the

Insurance Company is examined on behalf of the Insurance

Company to probablize the said defence.

NC: 2024:KHC-D:927

21. Further, the charge sheet filed by the police on the

rider of the motor cycle bearing registration No.KA-23/R-4942.

He did not choose to challenge the same.

22. According to the Insurance Company there is an

active collusion of the owner of the motor cycle bearing

registration No.KA-22/Q-9177 and the claimants. If that was

so, private investigation should have been conducted by the

Insurance Company and some material should have been

placed before the Court so as to advance the case of the

Insurance Company. No such effort has been made before the

Trial Court.

23. As such, for the first time before this Court the

grounds urged on behalf of the Insurance company that there

is false implication of the vehicle without there being any

material evidence placed on record cannot be countenanced in

law. The matter is not yet admitted though it is of the year

2012. Hence said contention is rejected.

24. With regard to the contentions urged on the behalf

of the Insurance Company in regard to the quantum of

compensation, no doubt there is some force with regard to the

computation of monthly income. However on considering the

NC: 2024:KHC-D:927

quantum of compensation assessed by the Tribunal, no amount

is awarded on the ground of loss of amenities. So also on the

head of attendant charges only a sum of Rs.3,500/- is awarded.

25. No amount is awarded on the head of loss of

income during the laid up period. So also there is no

compensation awarded with regard to the conveyance and

other charges.

26. Thus, reducing the quantum of compensation on

the head of loss of income and enhancing the quantum of

compensation on the other heads would be a futile exercise

having regard to the fact that the claim is of the year 2006.

27. Accordingly, no case is made out for admitting the

matter for further consideration.

28. Hence, the following order is passed:

ORDER

(i) Admission declined. Appeals are

dismissed.

(ii) No order as to costs.

- 10 -

NC: 2024:KHC-D:927

(iii) Amount in deposit is ordered to be

transmitted to the Tribunal for disbursement in

accordance with law.

(iv) Balance sum if any, shall be

deposited by the Insurance Company within a

period of four weeks from today.

Sd/-

JUDGE

SMM

 
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