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The Royal Sundaram Alliance vs Asharani D/O Shivanand Didagur
2024 Latest Caselaw 5251 Kant

Citation : 2024 Latest Caselaw 5251 Kant
Judgement Date : 21 February, 2024

Karnataka High Court

The Royal Sundaram Alliance vs Asharani D/O Shivanand Didagur on 21 February, 2024

Author: V.Srishananda

Bench: V.Srishananda

                                                   -1-
                                                          NC: 2024:KHC-D:4302
                                                           MFA No. 24573 of 2013
                                        C/W MFA No. 24572 of 2013, MFA No. 24574
                                                                         of 2013


                       IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH

                              DATED THIS THE 21ST DAY OF FEBRUARY, 2024

                                                 BEFORE
                               THE HON'BLE MR JUSTICE V.SRISHANANDA
                       MISCELLANEOUS FIRST APPEAL NO. 24573 OF 2013 (MV-I)
                                                    C/W
                            MISCELLANEOUS FIRST APPEAL NO. 24572 OF 2013
                            MISCELLANEOUS FIRST APPEAL NO. 24574 OF 2013


                       IN MFA NO. 24573/2013

                       BETWEEN:

                       THE ROYAL SUNDARAM ALLIANCE
                       INSURANCE COMPANY LIMITED,
                       MANGALYA PUNARBHAVAN NO.182,
                       BRIGADE ROAD, BANGALORE
                       R/BY ITS AUTHORIZED SINGNATORY
                       ROYAL SUNDARAM ALLIANCE INSURANCE CO.LTD.
                       SUBRAMANIAM BUILDING CLUB HOUSE ROAD,
                       ANMNASALAI, CHENNAI
                                                                      ...APPELLANT
          Digitally    (BY SRI. G.N. RAICHUR, ADVOCATE)
          signed by
          SAMREEN
SAMREEN   AYUB
AYUB      DESHNUR      AND:
DESHNUR   Date:
          2024.02.23
          16:28:57
          +0530        1.     ASHARANI D/O. SHIVANAND DIDAGUR
                              AGE: 21 YEARS, OCC: DTDC WORK,
                              R/O: TQ: RANEBENNUR

                       2.     GANGADHARWAPPA S/O. BASAVANNEPPA SAVANUR
                              AGE: MAJOR, OCC: AGRICULTURIST
                              R/O: GUDDADA ANVERI VILLAGE,
                              TQ: RANNEBENNUR,
                              (OWNER OF TRACTOR NO.KA27/TA-3451)

                       3.     SANNAPPA RAMAPPA KADARAMANDALAGI
                              AGE: MAJOR, OCC: AGRICULTURIST
                              R/O: GUDDADA ANVERI VILLAGE,
                               -2-
                                    NC: 2024:KHC-D:4302
                                     MFA No. 24573 of 2013
                  C/W MFA No. 24572 of 2013, MFA No. 24574
                                                   of 2013


       TQ: RANNEBENNUR,
       (OWNER OF TRAILER NO.KA.27/7979)

       DECEASED BY HIS LRS.

3.A)   RENUKAMMA W/O. SANAPPA KADARAMANDALGI

3.B)   RAMESH S/O. SANAPPA KADARMANDALGI

3.C)   MALTESH SANAPPA KADARAMANDALGI

       RESPONDENTS NO.3A TO 3C ARE MAJORS,

3.D) DEVARAJA SANNAPPA KADARAMANDALAGI
     MINOR REPRESENTED BY HIS
     MINOR GUARDIAN RESPONDENT NO. 3.(A)

4.    THE DIVISIONAL MANAGER
      NEW INDIA ASSURANCE COMPANY
      LIMITED, A,M ARADA, NEAR VIDYARTHI BHAVAN,
      C.G.HOSPITAL ROAD, DAVANGERE,
      R/BY ITS BRANCH MANAGER, RANEBENNUR
                                             ...RESPONDENTS
(BY SRI. G.S. HULMANI, ADVOCATE FOR R1;
SRI. G.N. NARASAMMANAVAR, ADVOCATE FOR R2, R3(A-C);
R3D IS MINOR REPRESENTED BY R3.A;
SRI. S.V. YAJI ADVOCATE FOR R4)

     THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF THE MOTOR VEHICLE ACT, PRAYING TO CALL
FOR THE RECORDS HEAR THE PARTIES AND SET ASIDE THE
JUDGMENT AND AWARD DATED 17-09-2013 PASSED BY IN THE
COURT OF PRL. SENIOR CIVIL JUDGE AND MACT RANEBENNUR, IN
MVC NO. 488/2010 BY ALLOWING THIS APPEAL WITH COST IN THE
ENDS OF JUSTICE AND EQUITY.

IN MFA NO. 24572/2013

BETWEEN:

THE ROYAL SUNDARAM ALLIANCE
INSURANCE COMPANY LIMITED,
MANGALYA PUNARBHAVAN NO.182,
BRIGADE ROAD, BANGALORE
R/BY ITS AUTHORIZED SINGNATORY
                             -3-
                                   NC: 2024:KHC-D:4302
                                    MFA No. 24573 of 2013
                 C/W MFA No. 24572 of 2013, MFA No. 24574
                                                  of 2013


ROYAL SUNDARAM ALLIANCE, INSURANCE CO.LTD.
SUBRAMANIAM BUILDING CLUB HOUSE ROAD,
ANMNASALAI, CHENNAI.
                                               ...APPELLANT
(BY SRI. G.N. RAICHUR, ADVOCATE)

AND:

1.     SHIVANAND @ SHIVARAJ S/O. BHIMAPPA DIDAGUR
       AGE: 43 YEARS, OCC: BUSINESS,
       R/O: TQ: RANEBENNUR.

2.     GANGADHARWAPPA S/O. BASAVANNEPPA SAVANUR
       AGE: MAJOR, OCC: AGRICULTURIST
       R/O: GUDDADA ANVERI VILLAGE,
       TQ: RANNEBENNUR,
       (OWNER OF TRACTOR NO.KA27/TA-3451)

3.     SANNAPPA RAMAPPA KADARAMANDALAGI
       AGE: MAJOR, OCC: AGRICULTURIST
       R/O: GUDDADA ANVERI VILLAGE,
       TQ: RANNEBENNUR,
       (OWNER OF TRAILER NO.KA.27/7979)
       DECEASED BY HIS LRS.

3.A)   RENUKAMMA W/O. SANAPPA KADARAMANDALGI

3.B)   RAMESH S/O. SANAPPA KADARAMANDALGI

3.C)   MALTESH SANAPPA KADARMANDALGI
       RESPONDENT NO.3A TO 3C ARE MAJORS,

3.D) DEVARAJA SANNAPPA KADARAMANDALAGI
     MINOR R/BY HIS MINOR GUARDIAN RESPONDENT NO.3A

4.    THE DIVISIONAL MANAGER
      NEW INDIA ASSURANCE COMPANY
      LIMITED, A,M ARADA, NEAR VIDYARTHI BHAVAN,
      C.G.HOSPITAL, ROAD, DAVANGERE,
      R/BY ITS BRANCH MANAGER, RANEBENNUR.
                                             ...RESPONDENTS
(BY SRI. G.S. HULAMANI, ADVOCATE FOR R1;
SRI. G.N. NARASAMMANAVAR, ADVOCATE FOR R2, R3(A-C);
R3D IS MINOR REPRESENTED BY R3A;
SRI. S.V. YAJI, ADVOCATE FOR R4)
                               -4-
                                    NC: 2024:KHC-D:4302
                                     MFA No. 24573 of 2013
                  C/W MFA No. 24572 of 2013, MFA No. 24574
                                                   of 2013


     THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF THE MOTOR VEHICLE ACT, PRAYING TO CALL
FOR THE RECORDS HEAR THE PARTIES AND SET ASIDE THE
JUDGMENT AND AWARD DATED 17-09-2013 PASSED BY IN THE
COURT OF PRL. SENIOR CIVIL JUDGE AND MACT RANEBENNUR, IN
MVC NO. 486/2010 BY ALLOWING THIS APPEAL WITH COST IN THE
ENDS OF JUSTICE AND EQUITY.

IN MFA NO. 24574/2013

BETWEEN:

1.   THE ROYAL SUNDARAM ALLIANCE
     INSURANCE COMPANY LIMITED,
     MANGALYA PUNARBHAVAN NO.182,
     BRIGADE ROAD, BANGALORE
     R/BY ITS AUTHORIZED SINGNATORY
     ROYAL SUNDARAM ALLIANCE INSURANCE CO.LTD.
     SUBRAMANIAM BUILDING CLUB HOUSE ROAD,
     ANMNASALAI, CHENNAI
                                                   ...APPELLANT
(BY SRI. G.N. RAICHUR, ADVOCATE)

AND:

1.     AKKAMMA @ RATNA W/O. MANJAPPA NEKAR
       AGE: 33 YEARS,
       OCC: WEAVING AGRICULTURIST, MILK VENDING,
       R/O: SHIDDESHWAR, TQ: RANEBENNUR.

2.     GANGADHARWAPPA S/O. BASAVANNEPPA SAVANUR
       AGE: MAJOR, OCC: AGRICULTURIST
       R/O: GUDDADA ANVERI VILLAGE,
       TQ: RANNEBENNUR,
       (OWNER OF TRACTOR NO.KA27/TA-3451)


3.     SANNAPPA RAMAPPA KADARAMANDALAGI
       AGE: MAJOR, OCC: AGRICULTURIST
       R/O: GUDDADA ANVERI VILLAGE,
       TQ: RANNEBENNUR,
       (OWNER OF TRAILER NO.KA.27/7979)

       DECEASED BY HIS LRS.
                               -5-
                                      NC: 2024:KHC-D:4302
                                     MFA No. 24573 of 2013
                  C/W MFA No. 24572 of 2013, MFA No. 24574
                                                   of 2013


3.A)   RENUKAMMA W/O. SANAPPA KADARAMANDALGI

3.B)   RAMESH S/O. SANAPPA KADARAMANDALGI

3.C)   MALTESH SANAPPA KADARAMANDALGI

       RESPONDENT NO.3A TO 3C ARE MAJORS,

3.D) DEVARAJA SANNAPPA KADARAMANDALAGI
     MINOR R/BY HIS MINOR
     GUARDIAN RESPONDENT NO. 3A.

4.     THE DIVISIONAL MANAGER
       NEW INDIA ASSURANCE COMPANY
       LIMITED, A,M ARADA, NEAR VIDYARTHI BHAVAN,
       C.G.HOSPITAL, ROAD, DAVANGERE,
       R/BY ITS BRANCH MANAGER, RANEBENNUR.
                                              ...RESPONDENTS

(BY SRI. G.S. HULAMANI, ADVOCATE FOR R1;
SRI. G.N. NARASAMMANAVAR, ADVOCATE FOR R2, R3(A-C);
R3D IS MINOR REPRESENTED BY R3A;
SRI. S.V. YAJI, ADVOCATE FOR R4)


       THIS   MISCELLANEOUS   FIRST   APPEAL   IS   FILED   UNDER

SECTION 173(1) OF THE MOTOR VEHICLE ACT, PRAYING TO CALL

FOR THE RECORDS HEAR THE PARTIES AND SET ASIDE THE

JUDGMENT AND AWARD DATED 17-09-2013 PASSED BY IN THE

COURT OF PRL. SENIOR CIVIL JUDGE AND MACT RANEBENNUR, IN

MVC NO. 487/2010 BY ALLOWING THIS APPEAL WITH COST IN THE

ENDS OF JUSTICE AND EQUITY.


       THESE APPEALS, COMING ON FOR FINAL HEARING, THIS DAY,

THE COURT DELIVERED THE FOLLOWING:
                                -6-
                                       NC: 2024:KHC-D:4302
                                       MFA No. 24573 of 2013
                    C/W MFA No. 24572 of 2013, MFA No. 24574
                                                     of 2013


                          JUDGMENT

Heard Sri.G.N.Raichur, learned counsel for the

appellant and Sri.Girish S Hulamani,

Sri.G.N.Narasammanavar and Sri.S.V.Yaji, learned

counsels for respondents.

2. These three appears are filed by the insurer of

tractor bearing No.KA-27/TA-3454 challenging entire

liability fastened on to the driver of tractor in MVC

Nos.486/2010, 487/2010 and 488/2010 dated 17.09.2013

on the file of Principal Senior Civil Judge and Additional

Motor Accident Claims Tribunal, Ranebennur.

3. Facts in brief which are utmost necessary for

disposal of these cases are as under:

Claimants, namely, Shivanand, Akkamma and

Asharani being the inmates of auto rickshaw bearing

No.KA-27/7359 laid a claim for the accidental injuries

sustained by them on 27.01.2010 contending that while

they were returning from Guddada Anveri village at about

NC: 2024:KHC-D:4302

C/W MFA No. 24572 of 2013, MFA No. 24574 of 2013

10.30 p.m., a tractor and trailer unit dashed against the

said auto rickshaw on account of rash and negligent

driving of driver of tractor and as a result they sustained

injuries.

4. Claim petitions were resisted by filing detailed

written statements.

5. Tribunal, on contest, allowed the claim petitions

in a sum of Rs.2,16,200/-, Rs.1,12,940/- and

Rs.1,41,260/- with interest at 6% per annum from the

date of petition till realisation and fastened liability on the

insurer of tractor who is appellant in these appeals.

6. Being aggrieved by the said judgment, insurer

of the tractor namely Royal Sundaram Alliance Insurance

Company preferred the present appeal.

7. Sri.G.N.Raichur reiterating the grounds urged in

the appeal memorandum, vehemently contended that the

approach of the Tribunal in fastening entire liability on the

NC: 2024:KHC-D:4302

C/W MFA No. 24572 of 2013, MFA No. 24574 of 2013

insurer of tractor is incorrect and sought for allowing the

appeals.

8. He further pointed out that the trailer is

separately registered and it did not have any insurance

and therefore, owner of trailer must be held liable at least

to the extent of 50%.

9. He also pointed out that the driver of tractor did

not possess valid driving licence and appellant has issued

noticed to the owner of tractor but the owner failed to

produce driving licence and therefore, it should be

presumed that the driver of tractor did not have valid

driving licence and sought for allowing the appeal in toto.

10. Per contra, learned counsel for the claimants,

Sri.G.S.Hulamani supported the impugned judgment. So

also Sri.S.V.Yaji representing the Insurance Company of

trailer.

11. Sri.S.V.Yaji further pointed out that as on the

date of accident there was no insurance of trailer and the

NC: 2024:KHC-D:4302

C/W MFA No. 24572 of 2013, MFA No. 24574 of 2013

same has been clearly spelt out in the written statement

and therefore, sought for dismissal of the appeal.

12. Sri.G.N.Narasammanavar representing the

owner of trailer also supports the impugned judgment.

13. In view of the rival contentions of the parties,

this Court perused the material on record meticulously.

14. On such perusal of material on record,

admittedly in these matters claimants have not preferred

any appeal. They have established the accidental injuries

sustained by them being the inmates of auto rickshaw.

15. Tractor and trailer were separately registered

and having separate register numbers. Therefore,

attributing entire liability on the Insurance Company of

tractor is incorrect.

16. Trailer unit, as on the date of accident was not

duly insured. Therefore, compensation amount is to be

paid by the Insurance Company of the tractor and owner

of trailer in the ratio of 50:50.

- 10 -

NC: 2024:KHC-D:4302

C/W MFA No. 24572 of 2013, MFA No. 24574 of 2013

17. Tractor and trailer unit is always having a joint

liability when it meets with an accident. No trailer without

insurance can be brought on road. Therefore, to that

extent owner of trailer is negligent in allowing the trailer to

be attached to the tractor without insurance.

18. Further, the argument put forth on behalf of

appellant that the tractor driver did not possess valid

driving licence cannot be countenanced in law as there is

no positive evidence placed on record. Further, driver is

not charge sheeted for under Section 3 of Motor Vehicles

Act.

19. In view of the foregoing discussion, following

order is passed:

ORDER

(i) Appeals are allowed in part.

(ii) Adjudged compensation is to be paid in the

ratio of 50:50 each by the Insurance Company

of tractor (appellant) and owner of trailer who

- 11 -

NC: 2024:KHC-D:4302

C/W MFA No. 24572 of 2013, MFA No. 24574 of 2013

are legal representatives of Sri.Sannappa

Ramappa Kadaramandalagi who was

respondent No.3 in claim petitions.

(iii) 50% of the amount in deposit is ordered to be

transmitted to the concerned Tribunal in

accordance with law for disbursement.

(iv) Remaining 50% is to be withdrawn by the

appellant under due identification.

(v) Legal representatives of owner of trailer

Sri.Sannappa Ramappa Kadaramandalagi are

directed to deposit balance 50% of

compensation amount within four weeks from

today.

Sd/-

JUDGE

SH

 
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