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Smt Sannu vs National Insurance Co Ltd
2024 Latest Caselaw 5077 Kant

Citation : 2024 Latest Caselaw 5077 Kant
Judgement Date : 20 February, 2024

Karnataka High Court

Smt Sannu vs National Insurance Co Ltd on 20 February, 2024

                                           -1-
                                                      NC: 2024:KHC:7118
                                                   MFA No. 3349 of 2016




                   IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                      DATED THIS THE 20TH DAY OF FEBRUARY, 2024

                                          BEFORE
                        THE HON'BLE MR JUSTICE C.M. POONACHA
                  MISCELLANEOUS FIRST APPEAL NO.3349 OF 2016(MV-D)
             BETWEEN:

             1.    SMT. SANNU,
                   W/O LATE CHANTU,
                   AGED ABOUT 50 YEARS.

             2.    KUM. SUNANDA,
                   D/O LATE CHANTU,
                   AGED ABOUT 32 YEARS.

             3.    KUM. SUNITHA,
                   D/O LATE CHANTU,
                   AGED ABOUT 31 YEARS.

             4.    KUM. VANITHA,
                   D/O LATE CHANTU,
                   AGED ABOUT 27 YEARS.

Digitally    5.    SMT. KUPPU,
signed by
BHARATHI S         D/O LATE CHAKRA,
Location:          AGED ABOUT 82 YEARS.
HIGH COURT
OF
KARNATAKA          ALL ARE R/AT
                   HUNASEKATTE, DARKASTU HOUSE,
                   NITTE VILLAGE,
                   KARKALA TALUK - 574 104.
                                                           ...APPELLANTS



             (BY SRI. B.R. GURUPRASAD, ADVOCATE)
                                  -2-
                                            NC: 2024:KHC:7118
                                         MFA No. 3349 of 2016




AND:

1.    NATIONAL INSURANCE CO.LTD.,
      DIVISIONAL OFFICE,
      BHARATH BUILDING,
      MANGALORE - 575 001,
      REP. BY ITS MANAGER.

2.    MR. MOHAMMED MUSTAFA,
      S/O ABDULLA,
      AGED ABOUT 26 YEARS,
      R/O MARDOLY HOUSE,
      NARIKOMBU POST,
      BANTWAL TALUK - 574 211.

3.    MR. SANTHOSH,
      S/O LATE CHANTU,
      AGED ABOUT 25 YEARS,
      R/AT HUNASEKATTE,
      DARKASTU HOUSE,
      NITTE VILLAGE,
      KARKALA TALUK - 574 104.
                                                  ...RESPONDENTS


(BY SRI. O. MAHESH, ADVOCATE FOR R1;
    VIDE ORDER DATED:10.02.2017, NOTICE TO
    R2 AND R3 IS DISPENSED WITH)


       THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED:26.11.2015              PASSED IN MVC
NO.734/2014 ON THE FILE OF THE III ADDITIONAL DISTRICT
JUDGE, MEMBER, MACT-IV, D.K., MANGALORE, PARTLY ALLOWING
THE    CLAIM   PETITION   FOR     COMPENSATION    AND   SEEKING
ENHANCEMENT OF COMPENSATION.

       THIS APPEAL, COMING ON FOR FINAL HEARING, THIS DAY,
THE COURT DELIVERED THE FOLLOWING:
                                                 -3-
                                                            NC: 2024:KHC:7118
                                                         MFA No. 3349 of 2016




                                        JUDGMENT

The above appeal is filed by the claimants challenging the

judgment and award dated 26.11.2015 passed in

MVC.No.734/2014 on the file of the III Additional District Judge

and Motor Accidents Claims Tribunal,-IV, D.K, Mangalore1,

seeking for enhancement of the compensation awarded.

2. For the sake of convenience, the parties herein are

referred as per their ranking before the Tribunal.

3. The Tribunal by its judgment and award dated

26.11.2015 has awarded sum of `6,00,000/- together with

interest at 6% per annum. The finding of the Tribunal on

negligence and the liability is not under challenge. Hence, the

only question that is required to be considered is, 'Whether the

quantum of compensation is required to be enhanced?'

4. The deceased was aged 15 years as on the date of

the accident i.e., 05.02.2014. Hence, the appropriate multiplier

to be adopted is 11 as has been assessed by the Tribunal.

5. The deceased is stated to be a coolie. However, no

documents have been produced to prove the income of the

Hereinafter referred to as the 'Tribunal'

NC: 2024:KHC:7118

deceased. The Tribunal has assessed the income at `6,000/-

per month. Having regard to the fact that no documents have

been produced to prove the income, the same is re-assessed as

the notional income as per the chart being followed for

settlement of claims by the Lok-Adalath conducted by the Legal

Service Authority and having regard to the date of accident the

income is re-assessed at `8,000/- per month.

6. The claimants are the wife, three major daughters,

major son and the mother. As rightly assessed by the Tribunal

since the children are major, the 1/3 of the income is deducted

toward personal expenses. Hence, (8500 - 1/3)= `2833/-;

(8500 - 2833)= `5,677/-.

7. 10% is required to be added towards future

prospects as per the judgment of Hon'ble Supreme Court in the

case of NATIONAL INSURANCE COMPANY LTD V/S

PRANAY SETHI AND ORS2. Hence, future prospects is

assessed as (5667 + 10%)=`566/-; (5667 + 566) = `6233/-.

8. The loss of dependency is re-assessed as (6233 X

12 X 11) = `8,22,756/-.

(2017)16 SCC 680

NC: 2024:KHC:7118

9. The claimants being wife, children and mother are

entitled for loss of consortium as per the judgment of Hon'ble

Supreme Court in the case of MAGMA GENERAL INSURANCE

COMPANY V/S NANU RAM ALIAS CHUBRU RAN AND

ORS3. Hence, the same is re-assessed as (44000 X 6) =

`2,64,000/-.

10. The compensation of `16,500/- each required to be

awarded towards loss estate and funeral expenses.

11. Accordingly, the total compensation under various

heads is re-assessed as follows:

Sl.               Heads              Amount         Amount awarded
No.                                  awarded by the by this Court (`)
                                     Tribunal (`)

1.       Loss of dependency              528000.00             822756.00

2.       Loss of estate                      25000.00           16500.00

3.       Loss of        love   and           10000.00               00.00
         affection

4.       Medical bills                        1500.00

5.       Loss of consortium                  10000.00          264000.00

6.       Funeral        and                  25000.00           16500.00
         obsequies ceremony

                  Total                 599500.00           1119756.00



    (2018) 18 SCC 130

                                                    NC: 2024:KHC:7118





12. Hence, the appellant/claimant is entitled for an

enhancement of `5,19,756/- (`11,19,756 - `6,00,000) rounded

of to `5,20,000/- together with interest at 6% p.a.

13. In view of the aforementioned, the following:

ORDER

i) The appeal is allowed in part;

ii) The judgment and award dated 03.09.2014 passed in MVC.No.658/2013 by the Motor Vehicles Accident Claims Tribunal, Bengaluru, is modified to the extent stated herein. In all other respects, the judgment and award of the Tribunal remain unaltered;

iii) The appellant/claimant is entitled to an enhancement of `5,20,000/- with interest at 6% per annum from the date of petition till its realization in addition to the compensation awarded by the Tribunal;

iv) Respondent No.2 - insure shall deposit the enhanced compensation together with accrued interest within a period of eight weeks from the date of receipt of a copy of this judgment;

NC: 2024:KHC:7118

v) The Registry to draw the modified award accordingly;

      vi)    No costs.




                                            Sd/-
                                           JUDGE



PNV

CT:SNN
 

 
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