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K.S. Vinod @ Vinod Kumar vs Hdfc Ergo Gen.Ins.Co.Ltd
2024 Latest Caselaw 10527 Kant

Citation : 2024 Latest Caselaw 10527 Kant
Judgement Date : 18 April, 2024

Karnataka High Court

K.S. Vinod @ Vinod Kumar vs Hdfc Ergo Gen.Ins.Co.Ltd on 18 April, 2024

Author: Jyoti Mulimani

Bench: Jyoti Mulimani

                                                 -1-
                                                              NC: 2024:KHC:14781
                                                          MFA No. 7095 of 2015




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                               DATED THIS THE 18TH DAY OF APRIL, 2024

                                               BEFORE

                              THE HON'BLE MS. JUSTICE JYOTI MULIMANI

                      MISCELLANEOUS FIRST APPEAL NO.7095 OF 2015(MV-I)

                      BETWEEN:
                      K.S.VINOD @ VINOD KUMAR
                      S/O. SIDDARAMU,
                      AGED 27 YEARS,
                      R/AT NO.745, KEELARA VILLAGE,
                      MANDYA-571 140.
                                                                    ...APPELLANT
                      (BY SRI. RAGHAVENDRA., ADVOCATE FOR
                          SRI. KALYAN.R., ADVOCATE)

                      AND:

                      1.    HDFC ERGO GEN. INSURANCE CO.LTD.,
                            2ND FLOOR, H.M.GENEVA TOWERS,
                            CUNNINGHAM ROAD,
                            BANGALORE-560 001.
Digitally signed by
PREMCHANDRA M R       2.    M/S. SWARANA LATHA ENTERPRISES,
Location: HIGH
COURT OF                    PROP. V.S.N.PRATAP REDDY,
KARNATAKA
                            NO.24, 6TH CROSS,
                            MUNESHWARA LAYOUT,
                            AYYAPPA NAGAR,
                            K.R.PURAM,
                            BANGALORE-36.
                                                                 ...RESPONDENTS
                      (BY SRI. H.S.LINGARAJ., ADVOCATE FOR R1;
                          NOTICE TO R2-DISPENSED WITH V/O DATED: 01.03.2017)

                             THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
                      SECTION 173(1) OF THE MOTOR VEHICLES ACT, 1988,
                                -2-
                                             NC: 2024:KHC:14781
                                          MFA No. 7095 of 2015




AGAINST THE JUDGMENT AND AWARD DATED:06.03.2015
PASSED IN MVC NO.6097/2013 ON THE FILE OF THE JUDGE,
COURT OF SMALL CAUSES, XXVI ACMM, (SCCH-09), MACT,
BENGALURU.

      THIS MISCELLANEOUS FIRST APPEAL IS COMING ON FOR
DISMISSAL,       THIS   DAY,   THE   COURT      DELIVERED      THE
FOLLOWING:
                           JUDGMENT

Sri.Raghavendra., learned counsel on behalf of

Sri.Kalyan.R., for the appellant and Sri.H.S.Lingaraj., learned

counsel for respondent No.1 have appeared in person.

2. Though the appeal is listed today for dismissal, it is

heard finally.

3. The claimant has preferred the captioned appeal

seeking enhancement of the compensation.

4. Learned counsel for the respective parties have

urged several contentions. Heard, the contentions urged on

behalf of the respective parties and perused the appeal papers

and also the records with utmost care.

5. The point that would arise for consideration is

whether the Claimant is entitled for enhanced compensation.

NC: 2024:KHC:14781

6. The Claimant's appeal is one for enhancement of

compensation and modification of the judgment. The grounds

urged in the present appeal are mainly relating to the meager

compensation awarded under different heads by the Tribunal.

The Claimant has suffered pain and agony owing to the injuries

sustained in the accident.

It is noticed that the Tribunal has awarded compensation

of Rs.2,60,000/- (Rupees Two Lakhs Sixty only) towards Loss

of future income due to permanent disability. In the absence of

any proof of income, the chart prepared by the Legal Service

Authority must be taken into consideration. As per the chart, if

the accident is occurred in the year 2013, the salary of the

injured must be taken as Rs.8,000/- (Rupees Eight Thousand

only) per month. The age of the claimant was 26 years as on

the date of accident, hence the multiplier 17 is to be adopted.

Counsel Sri.R.Kalyan., strenuously urged that the

Tribunal has erred in taking the disability at 17%. By way of

reply to this contention, learned counsel for the Insurance

Company submits that the assessment of the disability at 17%

is just and proper.

NC: 2024:KHC:14781

The submission regarding disability is noted with utmost

care. A doctor by name B.Ramesh was examined as PW2. He

has deposed that the claimant suffers permanent physical

disability of 52% of right lower limb and 26% to the whole

body. Suffice it to note that the doctor who was examined as

PW2 has not treated the claimant. He has not deposed about

the functional disability. It is also noticed that the fractures

sustained by the claimant were well united. The Tribunal

extenso referred to the material on record and concluded the

disability at 17%. The conclusion so arrived at by the Tribunal

is just and proper. Hence, this Court deems it appropriate to

consider the disability at 17%. Accordingly, the amount

towards Loss of future income due to permanent disability is

calculated as under:

Rs.8,000/- X 12 X 17 X 17/100 = Rs.2,77,440/-.

7. Therefore, this Court deems it appropriate to re-

asses the compensation as under:-

NC: 2024:KHC:14781

1. Pain and sufferings 40,000 + 10,000 Rs.50,000/-

2. Attendant charges, 40,000 Rs.40,000/-

extra nourishment and conveyance charges

3. Medical Expenses 68,000 Rs.68,000/-

4. Loss of income due to 2,77,440 Rs.2,77,440/- disability

5. Loss of future amenities 20,000 + 10,000 Rs.30,000/- and unhappiness

6. Loss of income during 45,000 Rs.45,000/- laid up period

7. Future medical 12,000 Rs.12,000/-

   expenses
                                             Total:     Rs.5,22,440/-
     (Less) Compensation awarded by the                -Rs.4,85,000/-
                                          Tribunal:
      Enhanced compensation awarded by                    Rs.37,440/-
                                         this Court:



        8.      Hence, the following:

                                    ORDER

                1.   The    Miscellaneous      First   appeal   is

        allowed      and   the   Judgment      dated:06.03.2015

passed by the Court of Small Causes and MACT,

NC: 2024:KHC:14781

Bengaluru (SCCH-09) in M.V.C No.6097/2013 is

modified to the extent stated hereinabove.

2. The claimant is entitled for the enhanced

compensation of Rs.37,400/- (Rupees Thirty Seven

Thousand Four Hundred and Forty only) with

interest at the rate of 6% per annum from the date

of the claim petition till the date of realization.

3. The first respondent - Insurance

Company shall deposit the enhanced compensation

amount along with 6% interest within a period of

two months from the date of receipt of the certified

copy of this Judgment.

4. The Registry to draw the modified award

accordingly.

5. Office is directed to transmit the original

records to the concerned Tribunal forthwith.

Sd/-

JUDGE MRP

 
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