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Mr. Shivaraju vs M/S Iffco-Tokio General Insurance Co. ...
2024 Latest Caselaw 10066 Kant

Citation : 2024 Latest Caselaw 10066 Kant
Judgement Date : 8 April, 2024

Karnataka High Court

Mr. Shivaraju vs M/S Iffco-Tokio General Insurance Co. ... on 8 April, 2024

                                                   -1-
                                                                NC: 2024:KHC:14366
                                                             MFA No. 4181 of 2018




                            IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                                  DATED THIS THE 8TH DAY OF APRIL, 2024

                                                 BEFORE
                               THE HON'BLE MR. JUSTICE VENKATESH NAIK T
                           MISCELLANEOUS FIRST APPEAL NO. 4181 OF 2018 (MV-I)
                      BETWEEN:

                      MR. SHIVARAJU
                      S/O. MR. HUCHEGOWDA,
                      AGED ABOUT 47 YEARS,
                      R/AT. NO.17, 10TH CROSS,
                      PIPELINE ROAD,
                      SUNKADAKATTE,
                      BANGALORE - 560 058.
                                                                    ...APPELLANT
                      (BY SRI. KESHAVA MURTHY B., ADVOCATE)

                      AND:

                      1.     M/S IFFCO-TOKIO GENERAL INSURANCE CO. LTD.
                             REGIONAL OFFICE,
Digitally signed by
MOUNESHWARAPPA
                             NO.6(D), I MAIN, I STAGE,
NAGARATHNA
Location: HIGH
                             PEENYA INDUSTRIAL AREA,
COURT OF
KARNATAKA                    BANGALORE - 560 038.
                             REP. BY ITS MANAGER.

                      2.     MR. NANJAPPA
                             S/O. MR. NARASAIAH,
                             NO.9/17, ANNAPOORNESWHARI NAGAR,
                             HEGGANAHALLI CROSS,
                             BANGALORE - 560 091.
                                                                 ...RESPONDENTS
                      (BY SRI.D.VIJAY KUMAR, ADVOCATE FOR R1
                      V/O DTD., 20.11.2023, NOTICE TO R2 IS D/W)
                                 -2-
                                              NC: 2024:KHC:14366
                                          MFA No. 4181 of 2018




      THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 21.11.2017 PASSED IN MVC
NO.4207/2016 ON THE FILE OF THE XXI ACMM & XXIII ASCJ,
MACT, COURT OF SMALL CAUSES, BENGALURU[SCCH-25],
PARTLY     ALLOWING        THE        CLAIM    PETITION       FOR
COMPENSATION       AND     SEEKING        ENHANCEMENT          OF
COMPENSATION.

      THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:

                          JUDGMENT

This appeal is filed by the claimant aggrieved by the

judgment and award dated 21-11-2017 passed in M.V.C.

No.4207 of 2016 on the file of the Motor Accident Claims

Tribunal and Court of Small Causes, Bengaluru, whereby,

the Tribunal awarded a sum of Rs.1,93,600/- as

compensation.

2. For the sake of convenience, the parties are

referred to as they are referred to in the claim petition

before the Tribunal.

3. The claim petition was filed seeking compensation on account of the injuries sustained by the

NC: 2024:KHC:14366

claimant in the accident that took place on 16-4-2016 at about 7.30 p.m. It is the case of the claimant that after the accident, he was shifted to Ashraya Hospital, Bengaluru, where he took treatment, X-rays were done, and the Doctors noticed the fracture of left vertebral body, abrasion over right gluteal region and Laceration on the scalp.

4. The Tribunal considering the evidence on record at

Exs.P1 to P.9 and considering the oral evidence of PWs.1

and 2, awarded compensation of Rs.1,93,600/-.

5. Learned counsel for the appellant/claimant

submits that the Tribunal has failed to consider the injuries

sustained by the claimant and the amount that was spent

towards treatment. As per the wound certificate, injury

No.1 is grievous in nature and injuries No.2 and 3 are

simple in nature and the Tribunal has failed to grant

reasonable compensation amount for the said injuries. He

further submitted that the Tribunal has not awarded any

compensation in respect of medical bills. Further, the

Tribunal has not granted any compensation under the

NC: 2024:KHC:14366

head, loss of amenities, pain and suffering, loss of income

during laid up period. Hence, he prayed to allow the

appeal.

6. Learned counsel for respondent No.2/Insurance

Company submits that the Tribunal considering the

medical evidence as well as oral evidence and other

exhibits has reasonably granted the compensation. He

further submitted that no grounds are made out for

seeking enhancement of compensation.

7. As there is no dispute regarding injuries sustained

by the claimant in a road traffic accident occurred on

16-4-2016 due to rash and negligent driving of

Autorickshaw bearing registration No.KA-02/AB-6232

driven by its driver and liability of the insurer of the

offending vehicle, the only point that arises for my

consideration in the appeal is:

"Whether quantum of compensation awarded by the Tribunal is just and reasonable or does it call for any enhancement?"

NC: 2024:KHC:14366

8. After hearing the learned counsel appearing for

the parties and perusing the judgment and award of the

Tribunal, I am of the view that the compensation awarded

by the Tribunal is not just and reasonable, it is on the

lower side and hence, it is required to be enhanced.

9. As per Ex.P5-Wound Certificate, the claimant

sustained the following injuries:

1. Fracture of left vertebral body.

2. Abrasion over right gluteal region

3. Laceration of 3 cm on the scalp,

As per the opinion of the Doctor, injury No.1 is

grievous in nature and injury Nos.2 and 3 are simple in

nature. The claimant was treated at Ashraya Hospital,

Bengaluru, where he was treated as in-patient from

16-4-2016 to 30-4-2016 i.e., for a period of fifteen days.

The injuries sustained and treatment taken by the

claimant is also supported by the oral evidence of the

claimant and the Doctor, who were examined as PWs.1

and 2, respectively.

NC: 2024:KHC:14366

10. In this case, the Tribunal has observed that the

claimant sustained in all three injuries, viz., injury No.1 is

grievous in nature and injury Nos.2 and 3 are simple in

nature. For one grievous injury, as per settled law, the

claimant is entitled for amount of Rs.40,000/- and towards

simple injuries, he is entitled for amount of Rs.5,000/-

each. Therefore, the claimant is entitled for Rs.50,000/-

under the head 'pain and sufferings' as against

Rs.35,000/- awarded by the Tribunal.

11. Towards 'incidental expenses', the Tribunal has

not considered the medical bills furnished by the claimant

and the Tribunal has not assigned any proper reasons to

reject the claim of the claimant in respect of said medical

bills. Considering the period of treatment, the petitioner

was treated as inpatient in the hospital. The Tribunal

ought to have granted compensation in respect of medical

bills but has not considered. Hence, considering the

amount spent towards medical bills or the actual amount

incurred towards medical bills, the same has to be

NC: 2024:KHC:14366

awarded, hence, Rs.2,27,309/- is awarded in respect of

medical expenses.

12. Towards 'loss of income during laid up period',

the Tribunal has awarded Rs.16,000/- (Rs.8,000 X 2

months). The nature of injuries sustained by the claimant

that he must have been under rest and took treatment for

a period of three months and therefore, a sum of

Rs.28,500/- (Rs.9,500/- x 3) is awarded under the said

head as against Rs.16,000/- awarded by the Tribunal by

taking notional income at the rate of Rs.9,500/- per

month.

13. Towards 'loss of future income', the Tribunal

awarded a sum of Rs.1,07,520/- (Rs.8,000 X 12 X 14 X

8%), which is not reasonable one. If the income of the

claimant is considered at Rs.9,500/- per month, then it

has to be calculated as Rs.9,500 X 12 X 14 X 8%.

Therefore, it works out to Rs.1,27,680/- as against

Rs.1,07,520/- awarded by the Tribunal.

NC: 2024:KHC:14366

14. Towards loss of amenities, the Tribunal

awarded a sum of Rs.15,000/- which is not reasonable.

Hence, an additional compensation of Rs.10,000/- is

granted under this head.

15. The Tribunal awarded compensation in respect of

attendant, conveyance, food and nourishment charges,

which comes to Rs.20,000/- which is on the lower side and

hence, additional sum of Rs.5,000/- is granted under this

head.

16. In the light of the law laid down by the Hon'ble

Supreme Court in the case of V. MEKALA v. M. MALATHI

AND ANOTHER reported in (2014) 11 SCC 178, the

claimant is entitled for amount of Rs.10,000/- towards

'legal expenses'.

17. Thus, the claimant is entitled for the following

compensation:

NC: 2024:KHC:14366

HEADS Rs.

    Pain and sufferings                                 50,000.00
    Medical expenses                                  2,27,309.00
    Loss of income during laid up period                28,500.00
    Loss of future income                             1,27,680.00
    Loss of Amenities                                   25,000.00
    Legal expenses                                      10,000.00
                     TOTAL                            4,68,489.00
      Less: Compensation awarded by the
                                                      1,93,600.00
                     Tribunal
        ENHANCED COMPENSATION                     2,74,889.00


18. Accordingly, the appeal is allowed-in-part. The

judgment and award passed by the Tribunal is modified to

the extent stated herein above. The claimant is entitled for

a total compensation of Rs.4,68,489/- as against

Rs.1,93,600/- awarded by the Tribunal with interest at 6%

per annum on the additional compensation of

Rs.2,74,889/- from the date of filing of the claim petition

till the date of its realisation.

19. Respondent No.2/Insurance Company is directed

to deposit the additional compensation amount together

with interest within a period of four weeks from the date of

receipt of a copy of this judgment.

- 10 -

NC: 2024:KHC:14366

20. Out of the additional compensation, the entire

compensation amount shall be released in favour of the

petitioner on proper identification.

No order as to costs.

Sd/-

JUDGE

PSJ

 
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