Citation : 2022 Latest Caselaw 12596 Kant
Judgement Date : 27 October, 2022
1
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 27TH DAY OF OCTOBER 2022
BEFORE
THE HON'BLE MR. JUSTICE H. T. NARENDRA PRASAD
MFA No.2416 OF 2020(MV)
BETWEEN
SRI RAJEGOWDA
S/O LATE NINGEGOWDA
AGED ABOUT 52 YEARS
R/AT KARIGOWDANAKOPPALU VILLAGE
YAGATI DAKHLE
MARITHAMMANAHALLI POST
DODDAMAGGE HOBLI
ARKALGUD TALUK
HASSAN DISTRICT.
...APPELLANT
(BY SRI.SHRIPAD V SHASTRI, ADV.)
AND
1. SRI VEERAJ YADAV
S/O LATE GUNASHEKHARA
AGED ABOUT 23 YEARS.
2. SMT KUSUMA
W/O LATE GUNASHEKHARA
AGED ABOUT 47 YEARS
R1 AND R2 ARE PRESENT R/O
VENKATADRI NILAYA
2
BALEGARARA BEEDI
KOTE, HOLENARASIPURA TOWN.
3. THE MANAGER
THE NATIONAL INSURANCE CO LTD.
MANJUNATHESHWARA COMPLEX
BUS STAND ROAD, HASSAN
...RESPONDENTS
(BY SRI.L.SREEKANTA RAO, ADV. FOR R3:
NOTICE TO R1 & R2 IS DISPENSED WITH
V/O DATED:27.10.2022)
THIS MFA IS FILED UNDER SECTION 173(1) OF MV
ACT AGAINST THE JUDGMENT AND AWARD DATED
10.01.2020 PASSED IN MVC NO. 131/2019 ON THE FILE
OF THE SENIOR CIVIL JUDGE AND MEMBER, M.A.C.T.,
ARKALGUD, PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION AND SEEKING ENHANCEMENT OF
COMPENSATION.
THIS MFA COMING ON FOR ORDERS THIS DAY, THE
COURT DELIVERED THE FOLLOWING:
JUDGMENT
This appeal under Section 173(1) of Motor
Vehicles Act, 1988 (hereinafter referred to as 'the
Act') has been filed by the claimant being aggrieved
by the judgment dated 10.1.2020 passed by MACT,
Arkalgud in MVC 131/2019.
2. Facts giving rise to the filing of the appeal
briefly stated are that on 23.12.2017 when the
claimant was proceeding on motorcycle bearing
registration No.KA-13-EJ-9591 from his native village
to Holenarasipura Town, near Water tank gate, at that
time, car bearing registration No.KA-13-N-5424 being
driven by its driver at a high speed and in a rash and
negligent manner, dashed to the vehicle of the
claimant. As a result of the aforesaid accident, the
claimant sustained grievous injuries and was
hospitalized.
3. The claimant filed a petition under Section
166 of the Act seeking compensation. It was pleaded
that he spent huge amount towards medical
expenses, conveyance, etc. It was further pleaded
that the accident occurred purely on account of the
rash and negligent driving of the offending vehicle by
its driver.
4. On service of notice, the respondent No.2
appeared through counsel and filed written statement
in which the averments made in the petition were
denied.
5. On the basis of the pleadings of the parties,
the Claims Tribunal framed the issues and thereafter
recorded the evidence. The claimant himself was
examined as PW-1 and got exhibited documents
namely Ex.P1 to Ex.P17. On behalf of the
respondents, three witness was examined as RW-1 to
3 and got exhibited documents namely Ex.R1 to
Ex.R10. The Claims Tribunal, by the impugned
judgment, inter alia, held that the accident took place
on account of rash and negligent driving of the
offending vehicle by its driver, as a result of which,
the claimant sustained injuries. The Tribunal further
held that the claimant is entitled to a compensation of
Rs.93,000/- along with interest at the rate of 6% p.a.
and directed the owner of the offending vehicle to
deposit the compensation amount along with interest.
Being aggrieved, the present appeal has been filed.
6. The learned counsel for the claimant has
contended that as on the date of accident the driver of
the offending vehicle was having learner's licence and
since he was not having valid driving licence, the
Tribunal has fastened the liability on the owner of the
offending vehicle. He contended that the offending
vehicle was insured and having valid insurance policy.
Hence, the Insurance Company is liable to pay
compensation and later recover the same from the
owner of the offending vehicle. In support of his
contention, he has relied upon the decision of the
Apex Court in the case of PAPPU AND ORS. V. VINOD
KUMAR LAMBA AND ANR. [AIR 2018 SC 592] and Full
Bench decision of this Court in the case of 'NEW INDIA
ASSURANCE CO. LTD. BIJAPUR vs. YALLAVVA AND
ANOTHER' ILR 2020 Kar.2239 and decision of this
Court in MFA 6334/2014 c/w MFA 3275/2013 disposed
of on 1.8.2022. Hence, he sought for allowing the
appeal.
7. On the other hand, the learned counsel for
the Insurance Company has contended that as on the
date of accident, the driver of the offending vehicle
was not having valid and effective driving licence and
the insured has violated the policy conditions. Hence,
the Insurance Company is not liable to pay
compensation. The Tribunal has rightly exonerated the
Insurance Company from liability. Hence, he sought
for dismissal of the appeal.
8. Heard the learned counsel for the parties
and perused the judgment and award of the Tribunal.
9. It is not in dispute that the claimant has
sustained injuries in the road traffic accident occurred
due to rash and negligent driving of the offending
vehicle by its driver. The only point that arises for
consideration in this appeal is 'whether the Insurance
Company is liable to pay compensation and later
recover the same from the owner of the offending
vehicle?'.
In this case, it is not in dispute that the driver of
the offending vehicle was not having valid and
effective driving licence as on the date of accident.
Since the insured has violated the policy conditions,
the Tribunal has rightly exonerated the Insurance
Company from liability. But since the offending vehicle
was covered with valid insurance policy and since third
party risk is involved, in view of the decision of the
Apex Court and decisions of this Court referred supra,
the Insurance Company is directed to pay
compensation to the claimant and later recover the
same from the owner of the offending vehicle.
10. In the result, the appeal is allowed in
part. The judgment of the Claims Tribunal is modified.
The Insurance Company is directed to deposit
the compensation amount along with interest @ 6%
p.a. from the date of filing of the claim petition till the
date of realization, within a period of six weeks from
the date of receipt of copy of this judgment with
liberty to recover the same from the owner of the
offending vehicle.
Sd/-
JUDGE
DM
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