Citation : 2022 Latest Caselaw 3831 Kant
Judgement Date : 7 March, 2022
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 07TH DAY OF MARCH, 2022
BEFORE
THE HON'BLE MR. JUSTICE PRADEEP SINGH YERUR
M.F.A. NO.4095 OF 2019 (MV-I)
BETWEEN:
AFSAR PASHA
S/O ABDUL BASHEER
AGED ABOUT 30 YEARS
R/AT NO.26/2, JANATHA COLONY
CHALLAGHATTA, KUMBAGODLU
BENGALURU - 560 074
.. APPELLANT
(BY SRI K.SHANTHARAJ, ADVOCATE)
AND:
1. RAKSHITH N
S/O.NAGARAJU K
MAJOR
R/O NO.1, 1ST 'D' MAIN
2ND CROSS, UPANAGAR
BENGALURU - 560 060
2. UNITED INDIA INSURANCE
COMPANY LIMITED
BY ITS MANAGER
6TH FLOOR, KRISHI BHAVAN
HUDSON CIRCLE
NRUPATHUNGA ROAD
BENGALURU - 560 001
... RESPONDENTS
(BY SRI RAVISH BENNI, ADVOCATE FOR R-2; NOTICE
TO R-1 IS DISPENSED WITH)
***
2
THIS MISCELLANEOUS FIRST APPEAL IS FILED
UNDER SECTION 173(1) OF MOTOR VEHICLES ACT
AGAINST THE JUDGMENT AND AWARD DATED
24.01.2018,PASSED IN MVC NO.396/2018, ON THE FILE OF
THE XXI ACMM, & XXIII ADDITIONAL SMALL CAUSES
JUDGE AND MACT, BENGALURU , PARTLY ALLOWING THE
CLAIM PETITION FOR COMPENSATION AND SEEKING
ENHANCEMENT OF COMPENSATION AND ETC.
THIS APPEAL COMING ON FOR PRELIMINARY
HEARING, THIS DAY, THE COURT DELIVERED THE
FOLLOWING:
JUDGMENT
Heard learned counsel Mr. Shantharaj.K., learned
counsel for appellant and learned counsel Mr. Ravish Benni,
learned counsel for respondent No.2.
2. This is an appeal preferred by the claimant
being aggrieved by the judgment and award dated
24.01.2019 in MVC No. 396/2018 before the MACT, Court
of Small Causes at Bengaluru (hereinafter referred to as
'the Tribunal') seeking for an enhancement of the
compensation.
3. Brief Facts:
On 28.10.2017 at about 08.00 pm when the claimant
was walking near Mobile Mane, Kengeri Upanagar,
Bangalore a motor cycle ridden by its rider bearing
Registration No. KA-04 HW-2184, came in a high speed in a
rash and negligent manner from his opposite side and
dashed against the claimant. As a result of which claimant
fell down and sustained grievous injuries. Immediately, he
was shifted to Shreya Hospital, Bangalore, where he has
taken first-aid treatment and thereafter he was shifted to
Rajarajeshwari Hospital and obtained treatment.
4. It is the case of the claimant that before the
accident he was hale and healthy and doing driving work
and earning Rs.40,000/- per month. Pursuant to the
accident he is disabled permanently and he is unable to do
day to day activities as directed by his employer.
Therefore, he has lost earning capacity to drive a motor
vehicle as that was his skill and technical knowledge. Due
to the accident the claimant has suffered serious injuries
and incurred huge financial expenditure towards treatment
and surgery. Therefore, he has filed a claim petition before
the Tribunal seeking compensation.
5. On service of notice, respondent No.1 - owner
has not contested the case before the Tribunal and hence,
he was placed exparte. The respondent No.2 - the
Insurance company, appeared and filed its statement of
objections. It denied the claim made by the claimant, inter
alia, also took up a plea that the accident occurred due to
the fault of the claimant and contended that the respondent
No.1- rider of the motor cycle was not holding a valid
driving license as on the date of accident, therefore, he
violated the terms and conditions of the Policy. It is
contended that the negligence was on the part of the
claimant himself as he was not crossing the road at the
place specified and reserved to cross the road. He was
crossing the road by violating the traffic rules. Further,
pleaded that there is contributory negligence on the part of
the claimant. Hence, denied the liability on itself to pay the
compensation and sought for dismissal of the claim petition.
6. On the basis of the pleading the Tribunal
framed relevant issues.
7. In order to prove and establish his case, the
claimant got examined himself as PW1 and got marked
Ex.P1 to P10. He also got examined a Dr B.N.Roashan
Kumar, Orthopedic Surgeon as PW2 and marked three
documents at Ex.P11 to P13. The respondents, on the
other hand, got examined Mr. Rakshit, as RW1. However,
did not produce any documents on their behalf.
8. After hearing both sides and providing sufficient
opportunity to both parties, the Tribunal came to the
conclusion that the claimant is liable towards contributory
negligence of 25% and he would only be entitled for a
compensation in a sum of Rs.2,83,180/- with interest at the
rate of 8% per annum from the date of claim petition till
the date of payment. The respondent No.2 - Insurer was
directed to pay the compensation.
9. Being aggrieved by the Judgment and award of
the Tribunal for inadequacy of compensation and fastening
of contributory negligence of 25% on him, the claimant has
preferred this appeal seeking for enhancement and to set
aside the contributory negligence attributed on his part.
10. The point that would arise for consideration is
as to whether the Tribunal has awarded a reasonable and
just compensation in commensurate to the injuries suffered
by the claimant in the accident occurred on 23.09.2017?
11. It is vehemently contended by the learned
counsel for the appellant that the judgment and award
passed by the Tribunal is erroneous in law and Tribunal has
awarded a meager and inadequate compensation resulting
in mis-carriage of justice to the claimant. He further
contends that contributory negligence attributed by the
Tribunal is erroneous, unreasonable and is against the
material evidence produced by the claimant.
12. He further contends that that there is absolutely
no contributory negligence and entire negligence deserves
to fastened on the respondents. He further contends that
the income assessed by the Tribunal to compute the
compensation at Rs.9,000/-p.m is on the lower side,
whereas the claimant being the driver in profession was
earning a sum of Rs.40,000/- per month and accordingly
the same requires to be enhanced. He further contends
that the percentage of disability has been elaborately
discussed by PW2, none other than Doctor and in his
evidence stated that claimant has got permanent disability
at 45% to the left lower limb, which is 15% to his whole
body. However, Tribunal has taken only 13% as disability,
which is contrary to the material produced and erroneous to
the evidence adduced by PW2 - doctor.
13. He further contends that Tribunal has erred in
not computing the appropriate compensation for the loss of
income during the laid up period and so also towards future
medical expenses, which are on the lower side. He further
contends that the compensation awarded towards loss of
future income and happiness by the Tribunal is on the lower
side and the same requires enhancement. Hence, on those
grounds he seeks to allow the appeal and enhance the
compensation.
14. Per contra, learned counsel Mr. Ravish Benni,
learned counsel for respondent No.2 - Insurer vehemently
contends that judgment and award passed by the Tribunal
is a reasoned and considered order and the Tribunal has
considered all aspects of income, multiplier, loss of future
income so also pain and sufferings and accordingly awarded
just and reasonable compensation and the same does not
warrant interference by this Court. He further contends
that disability has been arrived by the Tribunal based on
the evidence lead by Doctor as PW2 and accordingly there
is no requirement of interference under this head.
15. He further contends that the Tribunal relied on
the documents produced by the claimant at Ex.P1 to P3 and
P6, wherein it is specifically stated that the rider of the
offending motorcycle riding the same in a rash and
negligent manner and dashed against the claimant who was
standing beside the road. He further contends that the
version of the respondent No.2 - Insurer is that there is
negligence on the part of the claimant himself as he was
crossing the road violating the traffic rules and regulations
and at the place where there was no provision for
pedestrian to cross the road. This aspect of the matter was
not considered by the Tribunal. Further it is his contention
that claimant has also contributed for occurrence of
accident. He further contends that it is the case of the
claimant that he is not crossing the road at stipulated
specified point of crossing the road, namely Zebra crossing
He further contends that it is very clear from the
documents produced that the claimant was cross the road
violating the rules and regulations and hence he is liable to
be fastened contributory negligence. Thus, awarding of
25% contributory negligence as against the claimant is
correct and same does not deserve to be interfered. On the
basis of these submissions learned counsel for respondent
No.2 - Insurer submits that the appeal does not merit
consideration and the same requires to be dismissed.
16. Having heard the learned counsel for appellant
and respondent No.2 and having perused the orginal
records and the impugned judgment and award, this Court
is of the opinion that this is a fit case for enhancement of
compensation in favour of the claimant for the reasons
stated below.
17. It is not in dispute that the accident occurred on
23.10.2017 at 8.00 pm when the rider of the motor cycle
dashed against the claimant who was walking near Mobile
Mane, Kengeri Upanagara, Bangalore from West to East. In
order to prove his case the claimant has produced Ex.P1 to
P3, which are Police records, wherein the FIR registered
against the rider of the vehicle and charge sheet is filed and
panchanama was also drawn. Once charge sheet is laid
against the rider of the motor cycle, which is apparent that
the charge is placed by the Police after thorough
investigation against the rider of the motor cycle. It is their
claim that there is a rash and negligent manner of driving
by the rider of the motor cycle. Though learned counsel for
respondent No.2 - Insurer contends that in the FIR, charge
sheet and the spot panchanama, it is clearly mentioned that
the claimant was moving from West to east after crossing
the divider in the center of the road and some where about
8 ft accident occurred, which is apparent from the
documents produced by the claimant himself. However,
the charge sheet or criminal case have not been challenged
either by the respondent No.1 or respondent No.2. This
apparently would go to show that there is no challenge to
the charge sheet prepared by the Police after conducting
investigation.
18. However, learned counsel for respondent No.2
- Insurer has read out the spot panchanama - Ex.P3, in
support of his case. It is further contended by the learned
counsel for respondent No.2 - Insurer that the
compensation awarded under all other heads are
commensurate with the injuries sustained by the claimant
which does not warrant interference by this court.
19. In motor vehicle accident cases what has to be
kept in mind and for consideration by the Court is
preponderance of probabilities and not proof beyond
reasonable doubt has to be proved as contemplated under
criminal law.
20. In the present case on hand when the claimant
has made out effective statement by furnishing police
records that he was a pedestrian and he was hit by the
motor cycle while he was standing in front of Mobile Mane
at Kengeri Upanagara, Bangalore, then it is for the
respondents to disprove the case of the claimant that he
was walking in the center of the road and not standing on
the side of the road. When the same has not been
countered and disproved by the respondents, the question
of attributing contributory negligence as against the
claimant by the Tribunal to the extent of 25% deserves to
be interfered by this Court.
21. It is not in dispute that apart from producing
ex.P7, which is copy of driving license of the claimant, no
other document is produced to show that he was a driver
and doing driving work and earning Rs.40,000/- per month.
Merely saying that he was earning Rs.40,000/- by doing
driver job no other relevant documents are either produced
before the Tribunal nor before this Court. However, in view
of there being no cogent material evidence to show his
income, the income is taken by the Tribunal at Rs.9,000/-
per month for the accident having occurred in the year
2017, I am in agreement with the argument of the learned
counsel for the claimant that when there is no income proof
produced by the claimant then Tribunal or this Court has to
adopt notional income as per the chart provided by the
Legal Services Authority.
22. In the present case on hand the accident
occurred in the year 2017, the notional income ought to
have been taken at Rs.11,000/- while the Tribunal has
taken Rs.9,000/- which is on the lower side. The claimant
has also produced Ex.P6 - driving license to show that he is
a driver by profession, which is not disputed by the
respondents. Further the claimant has not produced any
supporting document to show that he was a driver by
profession and was earning Rs.40,000/- per month. In the
present case, since the claimant has produced his driving
license, and he being a skilled worker, I deem it appropriate
to take his income at Rs.12,000/- per month. Accordingly,
the income of the claimant is taken at Rs.12,000/- per
month.
23. The claimant has produced Ex.P8, which is
aadhar card and Ex.P7 - driving license, the date of birth of
the claimant is shown as 10.09.1987 and the date of
accident is 23.10.2017. Thus, as on the date of accident
the claimant was aged 31 years. Therefore, the proper
multiplier applicable to the claimant as per the judgment of
the Apex Court in the case of Sarla Verma (Smt) and
others vs. Delhi Transport Corporation and another,
reported in (2009) 6 Supreme Court Cases 121
would be 17. The Tribunal has adopted multiplier of 16.
In my opinion the proper multiplier 17 has to be adopted.
24. Claimant has got examined PW2 - Doctor, who
has stated in his evidence that the claimant has suffered
grievous injuries and sustained lacerated wound on left side
forehead, there is permanent disability to the extent of
45% to the left lower limb and 15% to the whole body,
whereas the Tribunal has taken disability at 13%, which is
erroneous and the same is required to be fixed at 15% to
whole body. Therefore, the claimant is entitled to
compensation in a sum of Rs.3,67,200/- (Rs.12,000 X 17
X 12 X 15/100) towards loss of future income as against
Rs.2,24,640/- awarded by the Tribunal.
25. The Tribunal has awarded a sum of Rs.40,000/-
towards pain and sufferings. The claimant was inpatient for
13 days and he has suffered fracture to his left leg.
Therefore, I deem it appropriate to enhance it by another
Rs.10,000/-. Accordingly, claimant is entitled to
compensation in a sum of Rs.50,000/- towards pain and
sufferings as against Rs.40,000/- awarded by the Tribunal.
26. The Tribunal has awarded a sum of Rs.18,000/-
towards loss of income during laid up period, which
deserves to be enhanced to Rs.36,000/- (Rs.12,000 x 3),
which accordingly awarded
27. The Tribunal has awarded a sum of Rs.20,000/-
towards loss of future amenities and happiness. In the
facts and circumstances of the case, I deem it just and
proper to increase the same by another Rs.20,000/-. Thus,
the claimant is entitled to compensation under this head at
Rs.40,000/-.
28. A sum of Rs.20,000/- is awarded by the
Tribunal to the claimant towards attendant, conveyance,
food and nourishment charges, which I do not find on the
lower side and does not require any interference.
29. Towards loss of future medical expenses the
Tribunal has awarded compensation to the claimant in a
sum of Rs.15,000/-, whereas PW2 - Doctor has lead in
evidence with regard to the injuries and expenses to be
incurred in future for removal of implants and other
incidental expenses Therefore, keeping in mind the
evidence of the doctor and his opinion, I deem it just and
proper to award a sum of Rs.25,000/- towards future
medical expenses as against Rs.15,000/- awarded by the
Tribunal.
30. The Tribunal on the basis of the medical bills
and other documents produced by the claimant as per
Ex.P10, has awarded a sum of Rs.39,831/- towards
Medical expenses. In my opinion awarding of the said
amount is based on the materials produced by the claimant.
I deem it just and proper and the same is retained.
31. On careful consideration of the evidence both
oral and documentary and also submissions of the learned
counsel for appellant as well as respondent No.2 - Insurer,
I am of the opinion that the Tribunal has committed an
error in fastening 25% contributory negligence on the part
of the claimant, whereas there is no basis or material
evidence to award such contributory negligence as against
claimant. Further, there is no dispute with regard to
registration of FIR and charge sheet Unless there is any
cogent evidence and relevant documents produced by the
respondents, fastening of contributory negligence on the
part of the claimant is an error committed by the Tribunal.
In the present case on hand, it is only preponderance of
probabilities which is required to be proved by the claimant
and not proof beyond reasonable doubt as required in
criminal case. Therefore, I deem it proper that contributory
negligence fastened by the Tribunal requires to be set
aside. Accordingly, it is set aside.
32. In view of the discussions made above, the
claimant would be entitled for the enhanced
compensation as mentioned in the table below.
Sl.No. Heads Amount (Rs.)
1. Loss of future income 3,67,200=00
(Rs.12,000/- X 12 X 17 X
15/100)
2. Pain and suffering 50,000=00
3. Loss of income during laid 36,000=00
up period
4. Loss of future amenities 40,000=00
and happiness
5. Attendant, conveyance, 20,000=00
food and nourishment
charges
6. Future medical expenses 25,000=00
7. Medical expenses 39,831=00
TOTAL: 5,78,031=00
33. In view of the discussions made above, I pass
the following:
ORDER
i) The appeal is partly allowed.;
ii) Consequently, the judgment and award dated
24.01.2019 in MVC No. 396/2018 before the
MACT, Court of Small Causes at Bengaluru is
modified.;
iii) The compensation awarded by the Tribunal is
enhanced from Rs.3,77,471/- to
Rs.5,78,031/- (Rupees five lakh seventy
eight thousand thirty one only), with 6%
interest from the date of claim petition till its
realization.;
iv) The contributory negligence saddled on the
claimant at 25% by the Tribunal is set aside.
The respondent No.2 - Insurer to deposit
entire award of compensation by the Tribunal
and enhanced by this Court.
v) All other conditions imposed by the Tribunal
being left intact.;
vi) The insurer shall pay the differential enhanced
compensation amount within a period of six
weeks from the date of receipt of a copy of
this judgment, failing which the interest would
accrue at 9% for the said amount.
vii) Registry to forthwith send back the trial
Court records.
viii) No order as to costs.
Sd/-
JUDGE
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