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The New India Assurance Company ... vs Sri.Kempegowda
2021 Latest Caselaw 3488 Kant

Citation : 2021 Latest Caselaw 3488 Kant
Judgement Date : 23 October, 2021

Karnataka High Court
The New India Assurance Company ... vs Sri.Kempegowda on 23 October, 2021
Author: Sachin Shankar Magadum
                          1



  IN THE HIGH COURT OF KARNATAKA AT BENGALURU

       DATED THIS THE 23RD DAY OF OCTOBER, 2021

                       BEFORE

THE HON'BLE MR. JUSTICE SACHIN SHANKAR MAGADUM

            M.F.A NO. 296 OF 2016(MV-D)

BETWEEN:

THE NEW INDIA ASSURANCE COMPANY LTD
NO.12241/4, GIRIYAMMA SHAMBHUGOWDA COMPLEX
CHURCH ROAD, CHANNAPATNA TOWN
RAMANAGARA DISTRICT-571501
REPRESENTED BY ITS DIVISIONAL MANAGER

                                        ...APPELLANT

(BY SRI.SANMATHI E I, ADVOCATE)

AND:

1. SRI.KEMPEGOWDA
S/O LATE MALLEGOWDA
AGED MAJOR
R/AT S.M DODDI VILLAGE
AKKUR POST, VIRUPAKSHIPURA HOBLI
CHANNAPATNA TALUK-571501
RAMANAGARA DISTRICT

2. SRI NAGEGOWDA
S/O LATE SHIVALINGEGOWDA
AGED ABOUT 44 YEARS

3. SMT MANJULA
W/O NAGEGOWDA
AGED ABOUT 4 YEARS
                         2



4. SRI AJAY V N
S/O NAGEGOWDA
AGED ABOUT 18 YEARS

RESPONDENTS NO.2 TO 4 ARE
R/AT DODDAVITALENAHALLI VILLAGE
VIRUPAKSHIPURA HOBLI
CHANNAPATNA TALUK-571501
RAMANAGARA DISTRICT

                                     ...RESPONDENTS

(BY SRI.T P VIVEKANANDA, ADVOCATE FOR R2;
NOTICE TO R1 IS SERVED & UNREPRESENTED)

     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST

THE JUDGMENT AND AWARD DATED:05.10.2015 PASSED

IN MVC NO.229/13 ON THE FILE OF THE SENIOR CIVIL

JUDGE & JMFC, ADDITIONAL MACT, CHANNAPATTANA,

AWARDING   COMPENSATION     OF   RS.7,79,000/-   WITH

INTEREST AT 6% P.A. FROM THE DATE OF PETITION TILL

THE DATE OF DEPOSIT.


     THIS MFA COMING ON FOR HEARING THIS DAY,

THE COURT DELIVERED THE FOLLOWING:
                              3



                         JUDGMENT

The captioned appeal is filed by the Insurance

Company questioning the finding of the Tribunal in

fixing the liability on the Insurance Company to pay

the compensation determined by the Tribunal.

2. The appellant-Insurance Company is before

this Court questioning the finding of the Tribunal

wherein the liability is fixed on the appellant-Insurer.

The learned Single Judge having examined the

question of law involved in the present case on hand

referred the present appeal to be heard along with

the batch of petitions which were already listed before

the Full Bench to decide the controversy as to whether

the passenger traveling on a tractor is covered under

the policy and the Insurance Company is liable to pay

the compensation. The said issue has been put at rest

by the Full Bench of this Court in the judgment

rendered in the present case on 20.4.2021. The Full

Bench of this Court placing reliance on the judgment

rendered by the Apex Court in the case of The New

India Insurance Company .vs. Darshana Devi

and Others1 has held that the liability of a person

sitting on the mud-guard of a tractor is not required to

be covered by the statutory insurance as

contemplated under Sub-Section(1) of Section 147 of

the M.V. Act.

3. In the light of the dictum laid down by the

Full Bench in the judgment cited supra, on reference,

the short point that arises in the present case on hand

has to be answered in favour of the Insurance

Company.

4. Admittedly, in the present case on hand,

the deceased was travelling along with the driver of

the offending vehicle sitting on the mud guard of the

tractor. Therefore, the liability cannot be fixed on the

2008 ACJ 1388(SC)=(2008) 7 SCC 416

insurance company to pay compensation. In the light

of the judgment cited supra, the Insurance Company

is not liable to pay compensation.

5. Accordingly, I pass the following:

ORDER

(i)The appeal is allowed in part.

(ii)The judgment and award passed by the

Tribunal fastening the liability on the appellant-

Insurance Company as well as the first respondent-

owner to pay compensation to the claimants stand

modified.

(iii)The claim petition is dismissed as against the

appellant-Insurance Company.

(iv) The first respondent-owner is liable to pay

the compensation of Rs.7,79,000/- with costs and

future interest at the rate of 6% per annum from

the date of petition till the date of deposit.

(v)The amount in deposit, if any, shall be

refunded to the appellant-insurance company.

Sd/-

JUDGE *alb/-

 
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