Saturday, 02, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

United India Insurance Co. Ltd vs Ramu
2021 Latest Caselaw 2343 Kant

Citation : 2021 Latest Caselaw 2343 Kant
Judgement Date : 23 June, 2021

Karnataka High Court
United India Insurance Co. Ltd vs Ramu on 23 June, 2021
Author: P.Krishna Bhat
               IN THE HIGH COURT OF KARNATAKA
                       DHARWAD BENCH

             DATED THIS THE 23RD DAY OF JUNE 2021

                            BEFORE

            THE HON'BLE MR. JUSTICE P. KRISHNA BHAT


                  MFA NO.24298 OF 2013 (WC)
                            C/W
                  MFA NO.24299 OF 2013 (WC)
                  MFA NO.24297 OF 2013 (WC)


BETWEEN:

UNITED INDIA INSURANCE COMPANY LTD.,
THE DIVISIONAL MANAGER, BELLARY DISTRICT,
REPRESENTED. BY ITS
DIVISIONAL MANAGER.
                                       ...COMMON APPELLANT

(BY SRI.SHASHANK S HEGDE, ADVOCATE)

IN MFA NO.24298/2013

AND:

1.     SRI. CHANDRASHEKHAR S/O MARISWAMI
       AGE:29 YEARS, OCC:EX-CLEANER,
       R/O RAMPUR, NOW R/AT RENUKA NAGAR,
       TALURU ROAD, DIST:BELLARY.

2.     SRI. A. ANAND S/O CHANDRASHEKHARAPPA
       AGE:MAJOR, C/O SARASWATI TRADERS,
       RAMPUR, MOLAKALMURUT TQ,
       DIST:CHITRADURUGA.
       (OWNER OF LORRY NO.KA-35/295)
                               2


                                                 ...RESPONDENTS
(R1-HELD SUFFICIENT) (R2-SERVED)


IN MFA NO.24297/2013

AND:

1.     SRI. RAMU S/O DURGAPPA
       AGE:41 YEARS, OCC:EX-DRIVER,
       R/O RAMPUR, NOW R/AT HALAKUNDI VILLAGE,
       TQ & DIST:BELLARY.

2.     SRI. A. ANAND S/O CHANDRASHEKHARAPPA
       AGE:MAJOR, C/O SARASWATI TRADERS,
       RAMPUR, MOLAKALMURUT TQ,
       DIST:CHITRADURUGA.
       (OWNER OF LORRY NO.KA-35/295)
                                                 ...RESPONDENTS


(BY SRI. Y. LAKSHMIKANTH REDDY, ADV. FOR R1)
(SRI. B. SHARANABASAWA, ADV. FOR R2)

IN MFA NO.24299/2013

AND:

1.     SRI. SHIVKUMAR S/O DURGAPPA
       AGE:29 YEARS, OCC:EX-LOADER,
       R/O RAMPUR, NOW R/AT MOOKA ROAD,
       GANDHI NAGAR, DIST:BELLARY.

2.     SRI. A. ANAND S/O CHANDRASHEKHARAPPA
       AGE:MAJOR, C/O SARASWATI TRADERS,
       RAMPUR, MOLAKALMURUT TQ,
       DIST:CHITRADURUGA.
       (OWNER OF LORRY NO.KA-35/295)
                                               ...RESPONDENTS

(R1-HELD SUFFICIENT) (R2-SERVED)
                               3



     MFA NO.24298/2013 IS FILED UNDER SECTION 30(1) OF THE
EMPLOYEES' COMPENSATION ACT, 1923 PRAYING TO CALL FOR THE
RECRODS CONNECTED WITH CASE NO.WC/NF NO.92/2012 ON THE
FILE OF THE LABOUR OFFICER AND WORKMEN'S COMPENSATION
COMMISSIONER, SUB-DIVISION-1, BELLARY, EXAMINE THE SAME
AND SET-ASIDE THE AWARD DATED 20.08.2013 AS AGAINST THE
APPELLANT IN THE INTEREST OF JUSTICE.


     MFA NO.24297/2013 IS FILED UNDER SECTION 30(1) OF THE
EMPLOYEES' COMPENSATION ACT, 1923 PRAYING TO CALL FOR THE
RECRODS CONNECTED WITH CASE NO.WC/NF NO.103/2012 ON THE
FILE OF THE LABOUR OFFICER AND WORKMEN'S COMPENSATION
COMMISSIONER, SUB-DIVISION-1, BELLARY, EXAMINE THE SAME
AND SET-ASIDE THE AWARD DATED 20.08.2013 AS AGAINST THE
APPELLANT IN THE INTEREST OF JUSTICE.


     MFA NO.24299/2013 IS FILED UNDER SECTION 30(1) OF THE
EMPLOYEES' COMPENSATION ACT, 1923 PRAYING TO CALL FOR THE
RECRODS CONNECTED WITH CASE NO.WC/NF NO.93/2012 ON THE
FILE OF THE LABOUR OFFICER AND WORKMEN'S COMPENSATION
COMMISSIONER, SUB-DIVISION-1, BELLARY, EXAMINE THE SAME
AND SET-ASIDE THE AWARD DATED 20.08.2013 AS AGAINST THE
APPELLANT IN THE INTEREST OF JUSTICE.


     THESE APPEALS COMING ON FOR ADMISSION THIS DAY, THE
COURT DELIVERED THE FOLLOWING:
                                           4


                             COMMON JUDGMENT

      These three appeals are by the insurer calling in

question      the    legality      of   the    award      dated     20.08.2013

passed in WC.NF Nos.92/2012, 93/2012 and 103/2012 by

the   learned            Labour    Officer         and    Commissioner             for

Workmen's            Compensation,                 Sub-Division-1,         Bellary

(for short, 'Commissioner').


      2. Brief facts are that claimant-Ramu was working as

a   Driver,     claimant-Chandrashekhar                  was     working      as    a

Cleaner    and       claimant-Shivakumar                 was    working       as    a

Hamali     in      respect    of    lorry      bearing         registration     No.

KA-35/295 owned by respondent No.1-A.Anand before the

learned    Commissioner            and    insured        with     the    appellant

herein.       It    is    stated   that       on    28.1.2011,      as    per      the

instructions of respondent No.1, these claimants loaded

the said lorry with Cucumber in Arekabavi and they were

proceeding to Bengaluru for unloading the same.                               When

the lorry in question was near Heggeri, it met with an

accident and fell into a ditch resulting in serious injuries
                              5


to these claimants and case in Crime No.32/2011 was

registered in Challakere Police Station.

     3. Before   the   learned    Commissioner,      respondent

No.1-A.Anand remained exparte.

     4. During   the   enquiry,    the   claimants    examined

themselves as PW1 to PW3 and also one qualified medical

practitioner by name Dr.Laxminarayan and Exs.P1 to P7

were marked. The appellant-insurance company examined

one witness and got marked policy of insurance and DL

extract of driver-Ramu.


     5. Upon consideration of the materials placed before

him, the learned Commissioner answered all the points for

consideration in favour of the claimants and against the

appellant-insurance company and awarded a compensation

of Rs.27,000/- each to the claimants-Chandrashekhar and

Shivakumar and Rs.1,51,389/- in favour of driver-Ramu

with interest thereon at 12% per annum.
                                      6


      6. Learned         counsel     for       the   appellant-insurer

contended that the driver of the lorry in question, who is

one of the claimants herein, was not having valid and

effective driving license as on the date of the accident.

He    submitted      that   the    driving     license   held   by   the

claimant-Ramu (driver) had expired on 9.1.2000 and he

got it renewed only on 15.9.2011.               He further contended

that since the accident took place on 28.1.2011 and the

driver-Ramu was not having effective and valid driving

license as on that day, the appellant/insurance company

is   not   liable   to   reimburse       the   compensation     awarded

against respondent No.1/A.Anand, who is RC owner of the

vehicle in question. In this behalf, he places reliance on a

decision of the Hon'ble Supreme Court in the case of Beli

Ram Vs. Rajinder Kumar & Another reported in AIR

2020 SC 4453.

      7. I have given my anxious consideration to the

submission made by the learned counsel for the appellant

and also I have perused the certified copies of records
                                       7


made available to me by the learned counsel for the

appellant.

      8. There is no dispute about the fact that at the

material time i.e. 28.1.2011 when the accident took place,

the   insured    vehicle       namely          lorry   bearing   registration

No.KA-35/295 owned by respondent No.1-A.Anand was

driven by claimant-Ramu. A certified copy of Ex.R2(2)

which is made available to me by the learned counsel for

the appellant shows that the driver-Ramu had held DL for

driving    heavy        goods    vehicle          w.e.f.   10.09.1997       to

9.1.2000,     and       thereafter,       it     was    renewed     only   on

15.9.2011 upto 14.9.2014.             From the said document, it is

evident that as on the date of the accident i.e. 28.1.2011,

driver-Ramu was not having valid and effective driving

license.     The present case is squarely covered by the

decision of Hon'ble Supreme Court in the case of Beli

Ram (supra), wherein it is held that the employer like

respondent No.1-A.Anand cannot wash his hands off of

responsibility     of    not    checking         up    whether   driver    has

renewed license or not and if he does not ensure that the
                                             8


driver to whom he has entrusted the insured vehicle for

the   purpose    of   driving          is    holding        valid    and     effective

driving license, the insurance company is not liable to

reimburse the compensation amount.                              In that view of the

matter,   finding     of    the    learned           Commissioner            that   the

insurance       company           is        liable         to      reimburse        the

compensation is illegal and it is unsustainable.                               Hence,

the appeals filed by the insurance company are liable to

be allowed. Hence, the following:

                                   ORDER

a) The above appeals are allowed to the

extent that the direction in the impugned

award dated 20.08.2013 passed in WC.NF

No.93, 103 and 92 of 2012 by the learned

Commissioner insofar as fastening the

liability on the appellant-insurance

company to reimburse the compensation

amount awarded against the RC owner of

the vehicle in question is set-aside.

b) The amounts in deposit before this Court

shall be refunded to the

appellant/insurance company forthwith.

Sd/-

JUDGE

JTR

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter