Citation : 2021 Latest Caselaw 2280 Kant
Judgement Date : 17 June, 2021
IN THE HIGH COURT OF KARNATAKA
DHARWAD BENCH
DATED THIS THE 17TH DAY OF JUNE 2021
BEFORE
THE HON'BLE MR. JUSTICE P. KRISHNA BHAT
MFA NO.21980 OF 2011 (WC)
BETWEEN:
THE DIVISIONAL MANAGER
UNITED INDIA INSURANCE CO. LTD.,
DIVISIONAL OFFICE, MARUTHI GALLI,
BELGAUM. REP. BY ITS DIVISIONAL MANAGER.
...APPELLANT
(BY SRI.N.R. KUPPELUR, ADVOCATE)
AND:
1. SRI. KENCHAPPA S/O SANNAMAYAPPA DOLLI
AGE:49 YEARS, OCC:AGRICULTURE
2. SMT. RATNAWWA W/O KENCHAPPA DOLLI
AGE:42 YEARS, OCC:HOUSEHOLD WORK,
BOTH ARE R/O AT/POST:MALAGALI,
TQ:SAVADATTI, DIST:BELGAUM.
NOW RESIDING AT/PO HADAGINALA,
TQ:GOKAK, DIST:BELGAUM.
3. SRI. BASANAGOUDA S/O CHANNABASAPPAGOUDA PATIL
AGE:MAJOR, OCC:AGRICULTURE & BUSINESS,
R/O AT/PO;SIRUR-KOLUR, TQ:MUDDEBIHAL,
DIST:BIJAPUR.
...RESPONDENTS
(BY SRI. HARISH S MAIGUR, ADV. FOR R1 & R2) (R3-HELD SUFFICIENT)
2
THIS APPEAL IS FILED UNDER SECTION 30(1) OF THE WORMENS'
COMPENSATION ACT, 1923 PRAYING TO CALL FOR THE RECORDS
CONNECTED WITH WCA:SR:26/2008 MADE BY THE LABOUR OFFICER
AND WORKMENS' COMPENSATION COMMISSIONER, SUB-DIVISION-1,
BELGAUM TO EXAMINE THE SAME AND SET-ASIDE THE ORDER DATED
31.1.2011 IN THE INTEREST OF JUSTICE.
THIS APPEAL COMING ON FOR ADMISSION THIS DAY, THE COURT
DELIVERED THE FOLLOWING:
JUDGMENT
Being aggrieved by the award dated 31.01.2011
passed in WCA:SR:26/2008 by the learned Labour Officer
and Commissioner for Workmen's Compensation,
Sub-division-1, Belgaum (for short, 'Commissioner'),
insurance company has preferred this appeal under
Section 30(1) of the Employees' Compensation Act, 1923.
2. Brief facts are that the deceased Mayappa
Kenchappa Dolli was working as a Hamali in a tractor and
trailer bearing registration No.KA-28/T-5159/5910 owned
by Sri.Basanagouda Channabasappagouda Patil, who is
respondent No.1 before the learned Commissioner. On
19.5.2005, as per instructions of respondent No.1, the
deceased was proceeding in the said tractor and trailer
along with another Hamali by name Sri. Shivanagouda
Sanganagouda Biradar and on account of negligence of the
driver of the tractor, it capsized and fell into Tunga river
canal and due to the impact, Mayappa Kenchappa Dolli
died in the accident.
3. The only contention advanced before me by the
learned counsel for the appellant-Insurance Company is
that the claim petition itself discloses that the deceased
Mayappa Kenchappa Dolli was sitting on the engine of the
tractor and on account of tractor falling into Tunga river
canal, he had died. His further submission is that as per
contract of insurance and under the statute, the
appellant-insurance company had covered risk of only
driver of the tractor and not the risk of any other person
traveling on the engine of the tractor. In this behalf, he
relies on Regulation 28 of the Road Regulations. He also
drew my attention to the averments in the claim petition
and also evidence of PW1 in support of his contention.
4. I have perused the claim petition as well as
admission made by PW1 during his cross-examination.
Relevant pleadings at para-2 of the claim petition is as
follows:
"That on 19.5.2005, the de ceased was proceeding by the side of the T unga Upper project Nala in said tractor No .KA-28/T-5159 and traile r No.KA-28/T -5910 as a labour, on the said day at e vening at about 7.00 p.m. after de live ry of the sand lo aded in the tractor, driver was driven the tractor engine o nly for turning it, at that time the deceased Mayappa Do lli and another o ne Shivanago uda Sanganagouda Biradar were sitting in the said e ngine o n bo th side mud- guard by that time the drive r drive n it in high speed with rash and negligent manner so as to endangering the human life, suddenly cut the tractor direction, for that the tractor engine fe ll down in the Tunga Upper Proje ct Nala and there by caused accident. The spo t of accident is Tunga Uppe r Proje ct Nala which comes within the limits of Kamalapur village . Due to the heavy impact of the accident, the deceased Mayappa sustaine d grievo us fatal injuries and died on the spot itse lf."
(Emphasis supplie d)
5. Further, PW1, who is father of claimant No.1 has
admitted during his cross-examination as follows:
"£À £ À ß ªÀ Ä ÈvÀ ªÀ Ä UÀ £ À Ä mÁæ ö åPÀ Ö g ï£À ªÀ Ä qÀ U Áqï ªÉ Ä Ã¯É PÀ Ä ½vÀ Ä PÉ Æ AqÀ Ä ¦ü A iÀ i Áð¢AiÀ Ä °è w½¹gÀ Ä vÉ Û Ã £É JAzÀ Ä ¸À Æ a¸À Ä ªÀ Å zÀ Ä ¸À j "
6. In the above background, precise submission of
the learned counsel for the appellant is that as per the
statute, the insurance company is not required to cover
the risk of any person other than driver of the tractor
traveling in the same. He has also submitted that the
appellant-insurance company had also not agreed to cover
the risk of any such person traveling on the tractor engine
except driver of the tractor engine himself.
7. Regulation 28 of the Road Regulations relied upon
by the learned counsel for the appellant-insurer reads as
under:
"28. Dr ivin g of tractors and goods vehicles- A driver when driving a tractor shall not carry or allo w any person to be carrie d on the tractor. A driver o f goo ds carriage shall not carry in the driver's cabin more numbe r of perso ns than that is mentione d in the Registration Certificate and shall not carry passengers fo r hire o r reward."
8. Upon consideration of applicable statute and the
Regulation, Full Bench of this Court in MFA Crob
No.100001/2016 in MFA No.102649/2015 and connected
matters by its judgment dated 20.04.2021 has observed
as follows:
"23. The Ape x Co urt has reiterated that a tractor could lawfully accommodate only one person, namely, the driver. The Ape x Court catego rically held that the appellant in the said case had travele d in the tractor as a passenger even though the tracto r could accommodate only one person namely the drive r. It was cate gorically held that the insurer was no t liable to indemnify the owner o f the tracto r fo r the liability o f a passenger traveling on the tractor. Hence, in view o f the dictum of the Ape x Court refe rred above , the liability of a pe rson sitting on the mud-guard o f a tractor is no t re quired to be covered by statutory insurance policy, as contemplate d by sub-section ( 1) o f Sectio n 147 of the M .V. Act.
33. Hence, in view o f the de cisions o f the Apex Court in the case of V. Chinnamma, Shivaraj and Darshana De vi (supra) and the analysis made above , we have no manner of doubt that a liability of a pe rson working either on the ploughing o r crushing machines attached to the tractor and who is traveling o n the mud-guard o f the tracto r is no t require d to be co vered by the
statuto ry insurance as contemplate d under sub- section ( 1) o f Section 147 of the M.V . Act."
9. The learned Commissioner in the impugned award,
after noticing the averments made in the claim petition
that the deceased was traveling on the engine of the
tractor, has proceeded to fasten the liability for payment
of compensation on the appellant/insurance company,
which is wholly illegal and unsustainable. In that view of
the matter, I proceed to pass the following:
ORDER
a) The above appeal is allowed.
b) The impugned award dated 31.1.2011
passed by the learned Commissioner
insofar as direction regarding payment of compensation by the appellant/insurance company in favour of the respondent- claimant is concerned, is set-aside.
c) The amount in deposit before this Court shall be refunded to the appellant- insurance company forthwith.
Sd/-
JUDGE JTR
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