Citation : 2021 Latest Caselaw 5541 Kant
Judgement Date : 6 December, 2021
1
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 6TH DAY OF DECEMBER 2021
BEFORE
THE HON'BLE MR.JUSTICE H.T.NARENDRA PRASAD
MFA No.5181 OF 2016 (MV)
BETWEEN:
The Divisional Manager
Cholamandalam General
Insurance Company Limited
No.271, "Ashraya"
Lakshmi vilas road
Devaraja mohalla, Mysore
By The claims manager
Cholamandalam General
Insurance Company Limited
Unit no.4, ninth floor
(level-06) "Golden Heights"
Complex 59th 'c' cross
Industrial Suburb
Rajajinagar, 4th 'M' Block
Bengaluru - 560 010
... Appellant
(By Sri. O. Mahesh., Advocate)
AND:
1. Mahesh
Aged 28 years
S/o late Somegowda
R/at Hanur, Kollegala taluk
2
At presently r/at
Surendra, Gundlupet Town
Chamarajanagara Dist-571 313
2. Rangaswamy, Major
S/o Late Rangegowda
r/at no.861, Maruthi
Nagar, Hanur, Kollegala
Taluk, Chamarajanagar Dist - 571 313
... Respondents
(R1 & R2 served-unrepresented)
This MFA is filed under Section 173(1) of MV Act,
against the Judgment and Award dated:05.03.2016 passed
in MVC No.25/2013 on the file of the Senior Civil Judge &
CJM & MACT, Chamarajanagar, Awarding compensation fo
Rs.6,23,025/- with interest at 6% p.a., from the date of
petition till deposit.
This MFA, coming on for hearing, this day, this
Court, delivered the following:
JUDGMENT
This appeal under Section 173(1) of the Motor
Vehicles Act, 1988 (hereinafter referred to as 'the Act',
for short) has been filed by the Insurance Company
being aggrieved by the judgment dated 5.3.2016
passed by the Motor Accident Claims Tribunal,
Chamarajanagar in MVC 25/2013.
2. Facts giving rise to the filing of the appeal
briefly stated are that on 6.12.2012, the claimant and
his friend were returning from Talakadu in Innova car
bearing No.KA-10-M-1888, near Inorahundi on
Madapura-Kaliyur Road, the driver of the said car
drove the same at a high speed and in a rash and
negligent manner, dashed to the tree on the road. As
a result of the aforesaid accident, the claimant
sustained grievous injuries and was hospitalized.
3. The claimant filed a petition under Section
166 of the Act seeking compensation. It was pleaded
that he spent huge amount towards medical
expenses, conveyance, etc. It was further pleaded
that the accident occurred purely on account of the
rash and negligent driving of the offending vehicle by
its driver.
4. On service of notice, the respondent No.2
appeared through counsel and filed written statement
in which the averments made in the petition were
denied. It was pleaded that the petition itself is false
and frivolous in the eye of law. The respondent has
disputed the occurrence of the accident and
involvement of the said car. The driver of the
offending vehicle did not have valid driving licence as
on the date of the accident. The offending vehicle had
no valid fitness certificate and permit as on the date of
accident. It was further pleaded that the quantum of
compensation claimed by the claimant is exorbitant.
Hence, he sought for dismissal of the petition.
The respondent No.1 did not appear before the
Tribunal inspite of service of notice and was placed
ex-parte.
5. On the basis of the pleadings of the parties,
the Claims Tribunal framed the issues and thereafter
recorded the evidence. The claimant himself was
examined as PW-1 and one Ramu was examined as
PW-2 and Dr..Ravikiran as CW-1 got exhibited
documents namely Ex.P1 to Ex.P15 and Ex.C-1 and C-
2. On behalf of the respondents, neither any witness
was examined nor any document was produced. The
Claims Tribunal, by the impugned judgment, inter alia,
held that the accident took place on account of rash
and negligent driving of the offending vehicle by its
driver, as a result of which, the claimant sustained
injuries. The Tribunal further held that the claimant is
entitled to a compensation of Rs.623,025/- along with
interest at the rate of 6% p.a. and directed the
Insurance Company to deposit the compensation
amount along with interest. Being aggrieved, this
appeal has been filed.
6. The learned counsel for the appellant-
Insurance Company has raised the following
contentions:
Firstly, the Tribunal has erred in holding that the
accident was due to either the rash act or negligence
of the insured, who is stated to be driving the vehicle
at the time of the accident and dashed against the
road side tree based on the independent corroborative
evidence except that of interested testimony of
injured-claimant, who was one of the claimant. The
offending vehicle was not having valid permit and
fitness certificate as on the date of accident.
Secondly, the injuries sustained by the claimant
are minor in nature. CW-1, the doctor has stated in
his evidence that the claimant has suffered physical
disability of 66%. But the Tribunal has erred in taking
the whole body disability at 40%, which is on the
higher side. Considering the oral and documentary
evidence and considering the age and avocation of the
claimant, the compensation awarded by the Tribunal
is on the higher side. Hence, he sought for allowing
the appeal.
7. The respondents are served and unrepresented.
8. Heard the learned counsel for the appellant
and perused the records.
9. The case of the claimant is that on
6.12.2012, the claimant and his friend were returning
from Talakadu in Innova car bearing No.KA-10-M-
1888, near Inorahundi on Madapura-Kaliyur Road, the
driver of the said car drove the same at a high speed
and in a rash and negligent manner, dashed to the
road side tree. As a result of the aforesaid accident,
the claimant sustained grievous injuries and was
hospitalized. After recovering from the injuries, the
claimant has filed the claim petition.
The claimant to prove his case has examined
himself as PW-1 and produced 15 documents. PW-1 in
his deposition has reiterated the averments made in
the claim petition. He has categorically stated that
the driver of the car was rash and negligent in driving
the car and hence, he sustained injuries due to the
driving of the car by its driver.
As per FIR, complaint, spot mahazar, IMV report,
it is very clear that the driver of the car was negligent
in causing the accident. To disprove the version of the
claimant, the respondent-Insurance Company has
neither examined any evidence nor produced any
documents. Further, even though the Insurance
Company has taken a specific pleading that the
offending vehicle was not having valid permit and
fitness certificate as on the date of accident, they
have not examined the officer from the transport
authority or produced any documents. Hence, the
Tribunal has rightly rejected the said pleading of the
Insurance Company.
Therefore, taking into consideration the evidence
of the claimant and documents namely Ex.P-1 FIR,
Ex.P-2 complaint, Ex.P-3 spot mahazar and Ex.P-4
IMV report, I am of the opinion that the accident has
occurred due to rash and negligent driving of the car
by its driver. The Tribunal has rightly answered issue
No.1 in the affirmative. Hence, the finding of the
Tribunal with regard to negligence is concerned, the
same is confirmed.
Re: Quantum of compensation.
10. The claimant claims that he was earning
Rs.9,000/- per month by working in a mobile shop.
But he has not produced any documents to prove his
income. In the absence of proof of income, the
Tribunal considering the age and avocation of the
claimant has rightly taken the income of the claimant
at Rs.5,000/- p.m.
As per wound certificate, the claimant has
sustained fracture of left femur. CW-1, the doctor has
stated in his evidence that the claimant has suffered
disability of 66% to limb. Therefore, taking into
consideration the deposition of the doctor, CW-1 and
injuries mentioned in the wound certificate, the whole
body disability can be taken at 22% as against 40%
taken by the Tribunal. The claimant is aged about 26
years at the time of the accident and multiplier
applicable to his age group is '17'. Thus, the
claimant is entitled for compensation of
Rs.2,24,400/- (Rs.5,000*12*17*22%) on account of
'loss of future income'.
Considering the nature of injuries, the
compensation awarded by the Tribunal under other
heads is just and reasonable.
11. Thus, the claimant is entitled to the
following compensation:
As awarded As awarded Compensation under by the by this different Heads Tribunal Court (Rs.) (Rs.) Pain and sufferings 10,000 10,000 Medical expenses 170,025 170,025 Food, nourishment, 15,000 15,000 conveyance and attendant charges Loss of income during 20,000 20,000 laid up period Loss of future income 408,000 224,400 Total 623,025 439,425
12. In the result, the appeal is allowed in
part. The judgment of the Claims Tribunal is modified.
The claimant is entitled to a total compensation
of Rs.4,39,425/-.
The Insurance Company is directed to deposit
the compensation amount along with interest @ 6%
p.a. from the date of filing of the claim petition till the
date of realization, within a period of six weeks from
the date of receipt of copy of this judgment.
The amount in deposit is ordered to be
transferred to the Tribunal forthwith.
Sd/-
JUDGE
DM/-
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