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Khalil Ansari Son Of Late J. Ansari vs Anupama Devi
2025 Latest Caselaw 484 Jhar

Citation : 2025 Latest Caselaw 484 Jhar
Judgement Date : 2 July, 2025

Jharkhand High Court

Khalil Ansari Son Of Late J. Ansari vs Anupama Devi on 2 July, 2025

Author: Sanjay Kumar Dwivedi
Bench: Sanjay Kumar Dwivedi
                                                        ( 2025:JHHC:17472 )



              IN THE HIGH COURT OF JHARKHAND AT RANCHI
                      M.A. No. 568 of 2017

     Khalil Ansari son of late J. Ansari, resident of Murga Bari, P.O. and P.S.
     Govindpur, Dhanbad, District-Dhanbad, Jharkhand
                                                 ......... Appellant
                                   -VERSUS-
     1. Anupama Devi, wife of late Ramesh Kumar Choubey
     2. Awanish Kumar Choubey, son of late Ramesh Kumar Choubey
     3. Ashish Kumar Choubey, son of late Ramesh Kumar Choubey
      All are resident of Quarter No. K-2-32 Telco Colony P.O. and P.S. Telco
     Town Jamshedpur, District-East Singhbhum, Jharkhand
     4. Branch Manager, United India Insurance Company Limited, Branch
     Office Main Road, Opposite Ram Mandir P.O. and P.S. Bistupur, Town
     Jamshedpur, District-East Singhbhum             ....... Respondents
         CORAM:      HON'BLE MR. JUSTICE SANJAY KUMAR DWIVEDI

For the Appellant              : Mr. Kamdeo Pandey, Advocate
For the Respondent No. 4       : Mr. Mansih Kumar, Advocate
                                 Mrs. Nirupama, Advocate


06/Dated: 02/07/2025

Heard Mr. Kamdeo Pandey, the learned counsel, who has been

authorized to argue this matter on behalf of Mr. G.P. Roy, who is the

Advocate on record and Mr. Manish Kumar, the learned counsel appearing

on behalf of the respondent no.4/ United India Insurance Company Limited.

2. Learned counsel for the appellant submits that I.A. No. 1534

of 2018 has been filed for condonation of delay of 354 days in filing the

appeal. He submits that in preparation of filing appeal, the said delay has

occurred which may kindly be condoned.

3. Mr. Manish Kumar, learned counsel for the Insurance Company

submits that there is no explanation and no cogent reason has been

assigned to condone the delay of 354 days.

4. Taking the lenient view, the delay of 354 days in filing the

appeal is condoned.

5. I.A. No. 1534 of 2018 stands disposed of.

( 2025:JHHC:17472 )

6. The appellant has filed the present appeal being dissatisfied

with the judgment/ award dated 22.07.2016 passed by learned District

Judge-III -cum-Motor Vehicles Accident Claims Tribunal, Jamshedpur in

Compensation Case No.145 of 2014.

7. Mr. Kamdeo Pandey, the learned counsel appearing for the

appellant submits that the case was instituted on the basis of the fardbeyan

of the informant namely Anup Kumar Singh and his fardbeyan was recorded

on 19.04.2014 at about 6.30 a.m. and it was registered as Nirsa P.S. Case

No.121 of 2014, dated 19.04.2014 against the driver of the truck bearing

registration No.JH-10N-9051. It was stated in the fardbeyan that Anup

Kumar Singh aged about 26 years son of late Madhab Prasad, village-Jedor

Manjgai, P.S. Amarpur, District Banka (Bihar) at that time was residing at

Jamshedpur. On 18.04.2014 the deceased along with his relatives standing

on left side of NH-2 road for starting the procession of Barat and during that

time the offending truck bearing registration No.JH-10N-9051 was coming

from Nirsa Bazar side which was being driven rashly and negligently hit the

deceased and thereafter he has left for his heavenly abode. He submits that

the learned court has wrongly passed the award holding that the driving

license of the driver was fake. He submits that the truck in question was

insured with insurance company and in view of that the appellant is not

liable to pay whereas the direction was issued by the learned Tribunal to

satisfy the award and recover the same from the owner of the truck. In that

view of the matter, the award may kindly be modified.

8. Mr. Manish Kumar, the learned counsel for the insurance

company/ United India Insurance Company Limited draws the attention of

the Court to the finding of the learned court with regard to the driving

license and submits that Issue No.III was framed with regard to the valid

driving license. He submits that the learned court has come to the finding

( 2025:JHHC:17472 )

on the documents brought by the insurance company that two licenses on

which the owner has relied were found to be fake and in view of that the

learned Tribunal has rightly passed the said order.

9. The learned Tribunal has considered that the insurance

company has filed the xerox copy of the license of driver namely, Sanjay

Kumar Mandal which has been marked as Exhibit-A, Original Certificate

dated 01.03.2016 issued by the D.T.O., Lohardaga is marked as Exhibit-D,

Original Investigation Report dated 07.03.2016 of Ashish Agarwal is Exhibit-

E and Original Challan dated 12.02.2016 is marked as Exhibit-F. The learned

Tribunal has further considered that insurance company produced one oral

witness namely Kamal Nayan who has stated in his examination-in-chief that

he was posted as Administrative Officer at United India Insurance Company

and as such, he was knowing about the facts of accident. He has stated that

Sanjay Kumar Mandal was driving the truck and it is alleged that he has

kept License No.106/PE and it was issued from the D.T.O. Office, Ranchi for

driving the light motor vehicles and it was alleged that this license was

included HGV from the D.T.O. Office, Lohardaga for running the heavy

motor vehicle and the driving License no.2341/04 has been issued. The said

witness further stated that the insurance company has enquired about the

license through his investigating officer Shahnaj Parvin from the D.T.O.,

Ranchi and D.T.O., Ranchi has sent a reply through letter on 27.02.2015 and

found the license was not issued by his office and found that the license is

fake. Shahnaj Parvin has also submitted his report on 21.09.2015 in this

regard. She has further stated that License No.2341/04 of Sanjay Kumar

Mandal issued from the D.T.O. Office, Lohardaga was also found to be fake

on enquiry. Considering this aspect of the matter, the learned Tribunal has

come to the conclusion that there is violation of the terms and conditions of

the Policy, so the insurance company is not liable to pay the compensation

( 2025:JHHC:17472 )

to the claimants.

10. When the license was found to be fake, onus lies upon the

owner of the vehicle to prove the fact that it was not fake. The owner has

not been able to prove the same fact before the learned Tribunal. Thus,

there is no illegality in the said finding and if there is violation of the terms

and conditions of the Policy, the learned Tribunal has rightly held that the

Policy will be satisfied by the insurance company and the insurance

company will recover the same from the owner of the truck in question.

11. The Court finds that there is no illegality or any error in the

finding of the learned Tribunal.

12. As such, this appeal being M.A. No. 568 of 2017 is dismissed.

13. Pending petition, if any, also stands disposed of accordingly.

( Sanjay Kumar Dwivedi, J.)

Satyarthi/-

 
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