Citation : 2025 Latest Caselaw 8054 Guj
Judgement Date : 18 November, 2025
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C/FA/2131/2015 JUDGMENT DATED: 18/11/2025
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IN THE HIGH COURT OF GUJARAT AT AHMEDABAD
R/FIRST APPEAL NO. 2131 of 2015
FOR APPROVAL AND SIGNATURE:
HONOURABLE MR.JUSTICE MOOL CHAND TYAGI
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Approved for Reporting Yes No
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SHILPABEN NARSHIBHAI SOLANKI & ORS.
Versus
SAMIRBHAI KADARBHAI RINDBLOCH & ORS.
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Appearance:
MR. HEMAL SHAH(6960) for the Appellant(s) No. 1,2,3,4,5
MR NIKUNT K RAVAL(5558) for the Defendant(s) No. 4
MR R G DWIVEDI(6601) for the Defendant(s) No. 2
RULE SERVED for the Defendant(s) No. 1,3
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CORAM:HONOURABLE MR.JUSTICE MOOL CHAND TYAGI
Date : 18/11/2025
ORAL JUDGMENT
1. The captioned appeal is filed against the impugned judgment and award dated 22.08.2015 passed by the learned Motor Accident Claims Tribunal, at Rajula in MACP No.767/2011, whereby the learned Tribunal has awarded a sum of Rs.2,89,660/- as a compensation along with interest at the rate of 9% per annum from the date of filing of claim petition till its realization.
2. The succinct facts leading to file the captioned appeal are that on 25.04.2010, the deceased and his friend Dineshbhai were going for
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filling the diesel in Bolero Jeep owned by respondent no.3 herein at the petrol pump situated at Rajula-Ningala Road and after getting filled the diesel, when they were returning back, in the meantime, a truck bearing registration no.GJ-8-U-1017 came at excessive speed and in rash and negligent manner so as to endanger human life and dashed with the Bolero Jeep. At the time of accident, the truck was being driven by the driver of respondent no.1 and the Bolero Jeep was being driven by the deceased-Narshibhai Rudabhai Solanki. In the said accident, the deceased sustained grievous injuries and succumbed to the injuries. It is also the case of the claimants before the learned Tribunal that the accident occurred owing to the sole negligence of the driver of respondent no.1.
3. On being served with the notices of the claim petition, the insurance company of the truck bearing registration no. GJ-8-U-1017 i.e. the respondent no.2 herein filed the written statement at Exh.22, thereby denying the averments made in the claim petition and prayed for dismissal of the claim petition on the ground that the deceased himself was negligent for causing the accident. It was also contended that the deceased was not holding the valid driving licence to drive the vehicle in question at the time of accident. The respondent no.3/owner of the Bolero Jeep had also appeared before the learned Tribunal and filed the written statement at Exh.16, thereby submitting that the accident occurred owing to the sole negligence on the part of driver of the truck of respondent no.1. The respondent no.4/insurance company had also filed the written statement at Exh.36 and thereby denying the contentions raised in the claim petition and prayed for dismissal of the claim petition.
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4. Having considered the pleadings of the parties, the learned Tribunal framed the following issues at Exh.25:-
(1) Whether the applicants prove that deceased received injuries and died as a result of rash and negligent driving of the driver of the vehicle involved in the accident as alleged?
(2) Whether the applicant is entitled to get the compensation amount?
If yes, how much amount and from whom?
(3) What order and award?
5. Having considered the evidences on record, the learned Tribunal held that the deceased himself was negligent to the extent of 30% and while the driver of the truck bearing registration no.GJ-8-U-1017 was negligent to the extent of 70%. The learned Tribunal has awarded a total sum of Rs.3,88,800/- and out of the said amount, 30% of the awarded amount was deducted on account of self-negligence of the deceased and exonerated the respondent nos.3 and 4; however, the respondent nos.1 and 2 i.e. the owner and the insurance company of the truck bearing registration no.GJ-8-U-1017 were directed to pay 70% of the awarded amount i.e. Rs.2,89,660/-.
6. Being aggrieved and dissatisfied with the impugned judgment and award, the original claimants/appellants herein challenged the impugned judgment on the ground of exoneration of respondent nos.3 and 4 from satisfying the award and also on the ground of quantum awarded by the learned Tribunal.
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7. Heard learned counsels for the parties.
8. Mr. Hemal Shah, learned counsel appearing on behalf of the appellant vehemently submitted that the deceased was the paid driver of Bolero Jeep bearing registration no.GJ-14-T-4469 and the owner of the vehicle has paid the additional amount of premium of Rs.25/- for covering the risk of the paid driver. Therefore, the learned Tribunal has committed gross illegality in exonerating the respondent nos.3 and 4 from satisfying the award. The learned counsel for the appellant, in support of his contention, relied on the judgment of the Full Bench rendered in case of Valiben Laxmanbhai Thakore (Koli) Widow of Late Laxmanbhai Ramsingbhai Thakore (Koli) & 3 others Vs. Kandla Dock Labour Board & 1 others, reported in 2021 (4) GLH 77.
9. Learned counsel for the appellant further submitted that the learned Tribunal has determined the income of the deceased as Rs.2,700/- per month, which is lesser than the minimum wages prevalent at the time of accident. It is further submitted that the learned Tribunal has not considered the future prospects of the deceased, therefore, in view of the judgment of National Insurance Company Ltd. Vs. Pranay Sethi, reported in 2017 (16) SCC 680, 40% of the monthly income is required to be added on account of the future prospective income of the deceased. So far as the multiplier is concerned, learned counsel for the appellant submitted that the learned Tribunal has applied the right multiplier; however, learned Tribunal has awarded the meagre amount under the heads of loss of estate, funeral expenses and loss of consortium. He further submitted that the deceased was left behind by 4 legal representatives, therefore, the learned Tribunal ought to have awarded the loss of consortium to all the
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legal representatives. He further submitted that the award is required to be modified to that extent. Learned counsel for the appellant further submitted that during the pendency of the present proceedings, the appellant no.4-Rudabhai Ranabhai Solanki has expired on 10.01.2023. He further submitted that all the legal representatives of Rudabhai Ranabhai Solanki has already been on record. Therefore, the appellant no.4 may be deleted from array of the parties. Learned counsel for the appellant has placed the death certificate of Rudabhai Ranabhai Solanki on record during the course of arguments.
10. On the other hand, Mr. R.G. Dwivedi, learned counsel appearing on behalf of respondent no.2/insurance company and Mr. Nikunt K. Raval, learned counsel appearing on behalf of respondent no.4 vehemently submitted that there is no infirmity in the impugned judgment and award. Therefore, the present appeal deserves to be rejected.
11. Having considered the submission of the learned counsels for the parties and having gone through the record, it is to be noted that the learned Tribunal while deciding the issue of negligence, held that the truck driver was negligent to the extent of 70% for causing the accident and the deceased himself, who was driving the Bolero Jeep at the time of accident, is negligent to the extent of 30% for causing the accident. The said finding has not been disputed by the appellants. It is the say of the appellants that the deceased, who was the driver of the Bolero Jeep at the time of accident, was the paid driver and the owner has paid the additional premium to cover the risk of the paid driver/deceased herein. Therefore, the learned Tribunal has committed serious illegality in deducting 30% of the awarded amount on account of the self-
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negligence. It is not in dispute that the additional premium of Rs.25/- was not paid to cover the risk of the paid driver. The issue is no more res integra and has been settled by the Full Bench of this High Court in First Appeal No.3907/2017 and allied matters titled as Valiben Laxmanbhai Thakore (Koli) Widow of Late Laxmanbhai Ramsingbhai Thakore (Koli) & 3 other(s) Vs. Kandla Dock Labour Board & 1 other(s), reported in 2021 (4) GLH 77. In the said case, the question which was referred to the Full Bench of this Court in Para 4 is as under:-
"4 By an order dated 27.06.2018 passed by coordinate bench, considering the various judgments, was pleased to refer the following questions for consideration of the larger bench - "Whether the Division Bench of this Court in the case of Saberabibi Hisammiya Umarvmiya & Anr. (Supra) laid down correct law by holding that in view of insured paying additional premium for the liability of the paid driver, the Insurance Company is liable to pay compensation under the Motor Vehicles Act computed upon the death or injury caused to the driver out of an accident which arises solely on account of driver's own negligence"
12. The Full Bench has replied the said reference and observed in Para 15 is as under:-
"15 In our opinion, by accepting additional premium, the Insurance Company indemnifies the owners for paid Driver and/or Conductor and risk of Driver/Conductor is covered under it. Upon death or injury caused to the paid Driver and/or Conductor, the Insurance Company would be liable to satisfy such claim irrespective of self-negligence. Thus, the observations made by the Division Bench in the case of Saberabibi Hisammiya Umarvmiya & Anr. (supra) lays down the correct law. The Reference is thus, answered accordingly".
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13. The controversy in the case on hand is that the deceased, who was driving the Bolero Jeep at the time of accident, was held negligent to the extent of 30% and the respondent nos.3 and 4 were exonerated on that ground alone. It is not in dispute that the deceased was the paid driver and the owner of jeep had paid additional premium of Rs.25 to cover the risk of paid driver and conductor. In my considered view, the case is squarely covered by the ratio of the judgment of Full Bench of this Court rendered in case of Valiben Laxmanbhai Thakore (supra). Hence, the finding returned by the learned Tribunal on the point of exoneration of the owner/driver and insurance company of Bolero Jeep bearing registration no.GJ-14-T-4469 is not sustainable and hence liable to be reversed.
14. So far as the quantum is concerned, the learned Tribunal has determined the monthly income of the deceased as Rs.2,700/- per month. It is not in dispute that at the time of accident, the deceased was a driver, therefore, he may be termed as skilled worker. At the relevant point of time, when the accident occurred, the minimum wages for skilled worker as notified by the Government of Gujarat was Rs.4,200/- per month; however, the learned Tribunal has considered the monthly notional income of the deceased as Rs.2,700/- per month, which is lesser than the minimum wages prevalent at that relevant point of time. Therefore, the learned Tribunal has committed the serious illegality in considering the income of the deceased, which is much lower than the minimum wages. Therefore, the notional income of the deceased at the time of accident is determined as Rs.4,200/- per month.
15. It is not in dispute that at the time of accident, the deceased was
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aged about 31 years, therefore, the notional income is further to be enhanced by 40% on account of future prospects of the deceased in accordance to the ratio of the judgment of Hon'ble Apex Court rendered in the case of Pranay sethi (supra). Accordingly, after adding 40% of the monthly notional income of the deceased, the monthly income of the deceased would come of Rs.5,880/- i.e. (4,200+4,200X40%). It is on record that at the time of accident, the deceased was survived by 5 legal representatives, therefore, 1/4th of the monthly notional income is required to be deducted on account of the personal expenses of the deceased. Therefore, after deducting 1/4th of the notional monthly income, the net monthly income of the deceased would come to Rs.4,410/- i.e. (5,880-5,880X1/4). It is not in dispute that at the time of accident, the deceased was aged about 31 years, therefore, the multiplier of 16 is required to be applied to calculate the loss of dependency. Therefore, accordingly the loss of dependency would come to Rs.8,46,720/- i.e. (4,410X12X16).
16. The learned Tribunal has awarded the meagre amount of compensation under the heads of loss of estate and funeral expenses and the same is enhanced to Rs.18,150/- under each head in accordance to the ratio of judgment of Hon'ble Apex Court rendered in the case of Pranay sethi (supra) and Magma General Insurance Company Limited Vs. Nanu Ram @ Chuhru Ram and Ors., reported in 2018 (18) SCC 130. It is not in dispute that the deceased was survived by 5 legal representatives; however, the learned Tribunal has awarded a sum of Rs.10,000/- under the head of loss of consortium. It is to be noted that during the pendency of the present appeal, the respondent no.4/father of the deceased has expired on 10.01.2023. Therefore, the appeal against respondent no.4 stand abated and is
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deleted for the array of the parties and accordingly, now the deceased survived by 4 legal representatives, therefore, all the 4 legal representatives are entitled for the compensation under the head of loss of consortium and accordingly a sum of Rs.1,93,600/- i.e. (48400X4) is awarded under the head of loss of consortium. Thus, in view of the above discussions, the claimants/appellants shall be entitled for the following compensation under the following heads:-
Sr. No. Particular Amount
1. Loss of dependency 8,46,720/-
2. Loss of estate 18,150/-
3. Funeral expenses 18,150/-
4. Loss of consortium 1,93,600/-
Total 10,76,620/-
17. As discussed above, the impugned judgment and award was not disputed on the point of negligence and the learned Tribunal has apportioned the inter se negligence of the driver of the Bolero Jeep and the driver of the truck in the ratio of 30:70. Therefore, all the respondents shall be liable to satisfy the award in the ratio determined by the learned Tribunal. The learned Tribunal has awarded the total sum of Rs.2,89,660/-(after deducting 30% on account of the self- negligence of the driver). Therefore, the appellant shall be entitled for additional amount of compensation of Rs.7,86,960/- i.e. (10,76,620- 2,89,660). The learned Tribunal has awarded the interest at the rate of 9% per annum from the date of filing of claim petition till its realization. The said rate of interest is not interfered and therefore, the appellant shall be entitled for the same rate of interest on the additional amount of compensation.
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18. In view of the above discussions, the present appeal stands allowed. The insurance company i.e. respondent nos.2 and 4 shall deposit their respective shares of compensation along with interest within a period of 6 weeks from today. Upon depositing of the said amount of compensation, the learned Tribunal shall disburse the entire amount of compensation along with interest to the original claimants/appellants herein after due verification and after deducting deficit Court fee, if any. The statutory amount, if any, lying deposited with the registry of this Court, the same shall be transmitted to the learned Tribunal concerned forthwith. No order as to costs.
19. Record & Proceedings, if any, be sent back to the learned Tribunal concerned.
(MOOL CHAND TYAGI, J) HARSHIT
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