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Oriental Insurance Company Ltd vs Namdev Dhanuji Jagtap
2025 Latest Caselaw 7951 Guj

Citation : 2025 Latest Caselaw 7951 Guj
Judgement Date : 14 November, 2025

Gujarat High Court

Oriental Insurance Company Ltd vs Namdev Dhanuji Jagtap on 14 November, 2025

                                                                                                               NEUTRAL CITATION




                            C/FA/543/2015                                     JUDGMENT DATED: 14/11/2025

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                                 IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                             R/FIRST APPEAL NO. 543 of 2015

                                                 With
                       CIVIL APPLICATION (FOR VACATING INTERIM RELIEF) NO. 1 of
                                                 2018
                                   In R/FIRST APPEAL NO. 543 of 2015
                                                 With
                                  R/CROSS OBJECTION NO. 108 of 2015
                                                   In
                                    R/FIRST APPEAL NO. 543 of 2015

                      FOR APPROVAL AND SIGNATURE:


                      HONOURABLE MR.JUSTICE MOOL CHAND TYAGI
                      ==========================================================

                                   Approved for Reporting                     Yes            No
                                                                                         ✔
                      ==========================================================
                                            ORIENTAL INSURANCE COMPANY LTD
                                                         Versus
                                             NAMDEV DHANUJI JAGTAP & ORS.
                      ==========================================================
                      Appearance:
                      MR RITURAJ M MEENA(3224) for the Appellant(s) No. 1
                      MAULIK H VAGHELA(7810) for the Defendant(s) No. 1,3,4,5,6
                      MR KRUNAL R SAKSENA(5915) for the Defendant(s) No. 1,3,4,5,6
                      MS E.SHAILAJA(2671) for the Defendant(s) No. 9
                      MS VANDANA L BHATT(2464) for the Defendant(s) No. 2
                      RULE UNSERVED for the Defendant(s) No. 7,8
                      ==========================================================
                        CORAM:HONOURABLE MR.JUSTICE MOOL CHAND TYAGI

                                                         Date : 14/11/2025

                                                         ORAL JUDGMENT

1. The present appeal is filed against the impugned judgment

and award dated 22.04.2014 passed by the Motor Accident

Claims Tribunal (Auxi), City Civil & Sessions Court, Ahmedabad

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C/FA/543/2015 JUDGMENT DATED: 14/11/2025

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in Motor Accident Claim Petition No.813 of 2003, whereby the

learned Tribunal has awarded a sum of Rs.7,60,000/- as a

compensation along with the interest at the rate of 9% per

anuum from the date of filing of the claim petition till the date of

realization.

2. The original claimants have also filed the captioned Cross-

objection for the enhancement of compensation.

3. The succinct facts leading to file the present appeal and

Cross-objection are that on 16.01.2003 deceased Rahulbhai was

going from Palanpur to Ahmedabad by driving Tempo bearing

registration No.GJ-1-TT-9663 and when he was passing from

Palanpur Highway near Bharkavada Sim, in the meantime, the

respondent No.1 came by driving his truck bearing registration

No.RJ-19-G-4100 in a rash and negligent manner at an

excessive speed so as to endanger the human life and hit the

Tempo of the deceased Rahulbhai. In the said accident,

Rahulbhai succumbed to the injuries. It is also the case of the

claimants before the learned Tribunal that at the time of

accident, the deceased was aged about 24 years and was earning

Rs.3,000/- per month and an incentive of Rs.50/- per day.

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Hence, they claimed the compensation of Rs.10,00,000/- with

interest.

4. The notices of the claim petition were duly served upon the

respondents, original respondent No.2 i.e. Oriental Insurance

Company Limited/appellant herein filed the written statement at

Exh-13 denying all the contentions raised in the claim petition

and prayed for dismissal of the claim petition.

5. Having considered the pleadings of the parties, the learned

Tribunal has framed the issued at Exh-59 which are as under:-

"1. Whether the petitioners prove that the accident had taken place due to rash and negligent driving of driver of vehicle involved in the accident?

2. Whether the petitioners are entitled to get compensation? If yes, what amount and from whom?

3. What final award?"

6. In order to prove their claims, the original claimants have

led the following oral as well as the documentary evidences.

                       Sr No.      Particulars                                     Exhibit


                       3.          Copy of panchnama of the place 56
                                   of accident

                       5.          Post Mortem                  report     of   the 58
                                   deceased






                                                                                                                NEUTRAL CITATION




                            C/FA/543/2015                                     JUDGMENT DATED: 14/11/2025

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7. Having considered the material on record, the learned

Tribunal has partly allowed the claim petition and awarded a

sum of Rs.7,60,000/- as a compensation along with the interest

at the rate of 9% per annum from the date of filing of claim

petition till realization and respondent No.1 and 2 held liable to

pay the compensation jointly and severally, however, the

respondent No.3 and 4 were exonerated from all the liabilities.

8. Being aggrieved and dissatisfied with the impugned

judgment and award, original opponent No.2 before the learned

Tribunal/appellant herein preferred the appeal and thereby

challenging the impugned judgment and award on the ground of

quantum while the original claimants have filed the captioned

Cross-objection for enhancement of compensation.

9. Heard learned advocates for the parties.

10. Learned advocate Mr. Rituraj M. Meena appearing on

behalf of the appellant vehemently submitted that the learned

Tribunal has committed serious illegality in ascertaining the

income of the deceased at Rs.3,000/- per month, though the

income was not proved on record. He further submitted that the

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accident occurred in the year 2003, therefore, the learned

Tribunal cannot be considered the income more than Rs.2,000/-

at the time of accident. He further submitted that, therefore, the

award is required to be modified accordingly.

11. On the other hand, learned advocate for the original

claimants vehemently submitted that there is no infirmity in

considering the income of the deceased as Rs.3,000/- at the time

of accident. He further submitted that the oral evidences have

been led to that extent that the deceased was earning Rs.3,000/-

per month and he was also getting the incentive of Rs.50/- per

day. Therefore, the learned Tribunal has rightly considered the

income of the deceased. He further submitted that the original

claimants are not challenging the award on the ground of

negligence but they are challenging the award on the ground

that the meager amount has been awarded under the head of

loss of estate, loss of consortium and funeral expenses.

Therefore, the compensation awarded under these heads be

suitably modified in accordance to the settled positions of the

law as laid down by the Hon'ble Apex Court in the case of Sarla

Varma & Ors Vs. Delhi Transport Corp. & Anr. reported in

2009 (06) SCC 121 and National Insurance Company Ltd. Vs.

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Pranay Shethi, reported in (2017) 16 SCC 680 and Magma

General Insurance Company Limited Vs Nanu Ram @ Chuhru

Ram reported in 2018 (18) SCC 130. He further submitted that

the award is required to be modified to that extent.

12. Having considered the submissions of the learned

advocates for the parties, it is to be noted that there is no

dispute regarding the negligence, age and the manner of

happening of accident. The appellant has challenged the income

while the original claimants have challenged the compensation

awarded under the conventional heads.

13. Having considered the pleadings of the original claimants

and the oral evidence on record, the learned Tribunal has

considered the income of the deceased at Rs.3,000/- per month.

The learned Tribunal has also enhanced the income by 40% on

account of the future prospective income of the deceased. The

accident had occurred in the year 2003. It is not in dispute that

the deceased was the driver and he can be termed as skilled

worker. Therefore, the learned Tribunal has not committed any

error in considering the income of the deceased at Rs.3,000/-

per month at the time of accident and further adding the 40% of

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the monthly income on account of future prospects of the

deceased as the deceased was 24 years old at the time of

accident.

14. So far as the contention of the learned advocate for the

original claimants is concerned, the learned Tribunal has

awarded a sum of Rs.10,000/- under the head of loss of estate.

Considering the ratio of the judgment of the Hon'ble Apex Court

in the case of Pranay Shethi (Supra) and Nanu Ram @ Chuhru

Ram (Supra) the learned Tribunal could have awarded the

reasonable amount. Therefore, a sum of Rs.18,150/- is awarded

under the head of loss of estate. Further the learned Tribunal

has awarded a sum of Rs.10,000/- under the head of loss of

consortium, though it is on record that the deceased was

survived by his wife, two minor children, his parents and his

brother. Therefore, in view of the ratio of the judgment rendered

in the case of Pranay Shethi (Supra) and Nanu Ram @ Chuhru

Ram (Supra). Both the parents, wife and children are entitled

for the compensation under the head of loss of consortium,

therefore, accordingly a sum of Rs.2,42,000/- (48,400 x 5) under

the head of loss of consortium. Similarly, the learned Tribunal

has awarded a meager amount of Rs.5,000/- under the head of

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funeral expenses, it is required to be enhanced to Rs.18,150/-.

The learned Tribunal has awarded a sum of Rs.6,000/- on

account of transportation of dead body the same is maintained.

Therefore, in view of the above discussions, the original

claimants shall be entitled for the following amount of

compensation under the following heads.

                                                   Particulars                                Amount (Rs.)
                          Loss of dependency                                                         7,29,000/-
                          Loss of estate                                                                18,150/-
                          Loss of consortium (48400 x 5)                                             2,42,000/-
                          Funeral Expenses                                                              18,150/-
                          Expenses towards transportation of dead                                          6000/-
                          body
                                                                                    Total          10,13,300/-
                                       Less: compensation already awarded                            7,60,000/-
                                                                      Enhancement                   2,53,300/-


15. Learned Tribunal has awarded a sum of Rs.7,60,000/-. In

view of the above discussions, the original claimants shall be

entitled for an additional amount of Rs.2,53,300/-

(Rs.10,13,300/- -(minus) Rs.7,60,000/-). The learned Tribunal

has awarded the interest at the rate of 9% per annum the same

is maintained and not required any interference.

16. In view of the above discussions, the appeal preferred by

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the Insurance Company stands dismissed and the Cross-

objection stands allowed partly.

17. The appellant Insurance Company shall deposit additional

amount of compensation within a period of 6 weeks from today

along with the interest with the learned Tribunal. Upon

depositing of the said amount, the learned Tribunal shall

disburse the amount to the original claimants along with the

interest after due verification.

18. Statutory amount, if any, lying deposited with the Registry

of this Court, the same be transmitted to the concerned learned

Tribunal forthwith.

19. R & P be sent back to the concerned learned Tribunal

forthwith.

20. No order as to costs.

21. In view of the above, the Civil Application will not survive.

Hence, Civil Application is disposed of accordingly.

(MOOL CHAND TYAGI, J) CDP

 
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