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Hdfc Ergo General Insurance Company Ltd vs Kamlaben Manubhai Machhi
2025 Latest Caselaw 7794 Guj

Citation : 2025 Latest Caselaw 7794 Guj
Judgement Date : 11 November, 2025

Gujarat High Court

Hdfc Ergo General Insurance Company Ltd vs Kamlaben Manubhai Machhi on 11 November, 2025

                                                                                                               NEUTRAL CITATION




                            C/FA/6067/2019                                    JUDGMENT DATED: 11/11/2025

                                                                                                                undefined




                                IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                              R/FIRST APPEAL NO. 6067 of 2019

                                                           With
                                             R/CROSS OBJECTION NO. 378 of 2023
                                                            In
                                              R/FIRST APPEAL NO. 6067 of 2019

                      FOR APPROVAL AND SIGNATURE:


                      HONOURABLE MR.JUSTICE MOOL CHAND TYAGI

                      ==========================================================

                                   Approved for Reporting                     Yes            No
                                                                                         ✔
                      ==========================================================
                                  HDFC ERGO GENERAL INSURANCE COMPANY LTD
                                                   Versus
                                      KAMLABEN MANUBHAI MACHHI & ORS.
                      ==========================================================
                      Appearance:
                      MR YOGI K GADHIA(5913) for the Appellant(s) No. 1
                      MR MOHSIN M HAKIM(5396) for the Defendant(s) No. 1,2
                      RULE SERVED for the Defendant(s) No. 3
                      ==========================================================

                        CORAM:HONOURABLE MR.JUSTICE MOOL CHAND TYAGI

                                                        Date : 11/11/2025

                                                         ORAL JUDGMENT

1. The present appeal and Cross-objection are filed against

the impugned judgment and award dated 31.07.2019 passed by

the learned Motor Accident Claims Tribunal (Auxiliary) at

Rajpipla, District Narmada in Motor Accident Claim Petition

No.44 of 2016.

NEUTRAL CITATION

C/FA/6067/2019 JUDGMENT DATED: 11/11/2025

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2. The succinct facts leading to file the present appeal are

that the accident took place on 18.12.2015 at about the 6:30

p.m. near Village Vasai within the jurisdiction of Dabhoi

(District- Vadodara) Police Station. It is the case of the appellant

on 18.12.2015, the deceased Ranjitbhai was coming back from

his work by riding motorcycle bearing registration No.GJ-06-JL-

5937, when he reached near the Village Vasai at the place of

accident, in the meantime, the respondent No.1 herein came by

driving the tempo bearing registration No.GJ-06-W-5661 in rash

and negligent manner and dashed with the motorcycle of the

deceased from behind. In the said accident, the rider of the

motorcycle as well as the pillion rider Manojbhai Arvindbhai

Machhi sustained grievous injuries and the rider Ranjitbhai

died on the spot.

3. Upon being served with the notices of the claim petitions,

the respondent No.2 herein filed the written statement at Exh-

26, thereby denying the contentions raised in the claim petition

and in brief, prayed for dismissal of the claim petition.

4. Having considered the pleadings of the parties, the learned

NEUTRAL CITATION

C/FA/6067/2019 JUDGMENT DATED: 11/11/2025

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Tribunal framed the following issued at Exh-17 which are as

under:-

"1. Whether the applicants prove that deceased met with a vehicular accidental death due to rash and negligent driving of the driver of the vehicle involved in the accident?

2. Whether the applicant is entitled to get compensation? If yes, what amount?

3. What award and against whom?"

5. Having considered the oral as well as the documentary

evidences on record, the learned Tribunal has partly allowed the

claim petition and awarded a sum of Rs.5,16,240/- along with

the interest at the rate of 9% per annum.

6. Being aggrieved, the Insurance Company/respondent No.2

before the learned Tribunal has preferred the present appeal

while the original claimants preferred the cross-objections in the

captioned appeal for enhancement of compensation.

7. Heard learned advocates for the parties.

8. Learned advocate Mr. Yogi K. Gadhia appearing on behalf

of the appellant vehemently submitted that the learned Tribunal

NEUTRAL CITATION

C/FA/6067/2019 JUDGMENT DATED: 11/11/2025

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has not considered the material on record while deciding the

issue of negligence. He further submitted that though the

witness of the original claimants was cross-examined by the

Insurance Company, however, the learned Tribunal observed in

the impugned judgment that the witness of the claimants were

not cross-examined. He further submitted that the learned

Tribunal has also committed serious error in holding that the

Insurance Company has not led any evidence though the

sufficient evidences in the nature of oral as well as the

documentary were led before the learned Tribunal. He further

submitted that the learned Tribunal has totally ignored the

evidences led by the Insurance Company before the learned

Tribunal. Therefore, the findings on the Issue No.1 is not

sustainable. At the outset, learned advocate for the appellant

submitted that the findings returned by the learned Tribunal on

Issue No.1 is perverse and liable to be set aside.

9. On the other hand, learned advocate Mr. Mohsin M. Hakim

appearing on behalf of the original claimants, who have also filed

the Cross objections, vehemently submitted that the learned

Tribunal has not awarded the adequate compensation to the

original claimants. At the outset, he challenged the award on the

NEUTRAL CITATION

C/FA/6067/2019 JUDGMENT DATED: 11/11/2025

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point of quantum.

10. Having considered the submissions of the learned

advocates for the parties and having perused the record, it is to

be noted that the learned Tribunal has not considered the

material on record while deciding the Issue No.1 i.e. of

negligence. Learned Tribunal has not considered the evidences

led by the Insurance Company rather the learned Tribunal

recorded in the impugned judgment that the Insurance

Company has not led any evidence. The said findings of the

learned Tribunal is perverse and not sustainable in the facts and

circumstances of the present case.

11. In view of the above, the impugned judgment and award is

liable to be set aside and the matter is remanded back to the

learned Tribunal for re-hearing the claim petition on the point of

negligence as well as on the point of quantum afresh. It is made

clear that the learned Tribunal shall decide the claim petition

without being influenced by the observations made in the instant

order.

12. The learned Tribunal shall decide the matter within the

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C/FA/6067/2019 JUDGMENT DATED: 11/11/2025

undefined

period of four months from today. Both the parties are directed

to co-operate with the learned Tribunal in earliest disposal of the

matter.

13. In view of the above, the matter is remanded back to the

learned Tribunal. The amount lying deposited before the learned

Tribunal shall be kept with the learned Tribunal till the disposal

of the claim petition and thereafter be dealt as per directions of

the learned Tribunal.

14. R & P be sent to the concerned learned Tribunal forthwith.

(MOOL CHAND TYAGI, J) CDP

 
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