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The Reliance General Insurance Co. Ltd vs Manjuben Mahendrabhai Pandey
2025 Latest Caselaw 981 Guj

Citation : 2025 Latest Caselaw 981 Guj
Judgement Date : 17 July, 2025

Gujarat High Court

The Reliance General Insurance Co. Ltd vs Manjuben Mahendrabhai Pandey on 17 July, 2025

                                                                                                             NEUTRAL CITATION




                               C/FA/433/2025                                ORDER DATED: 17/07/2025

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                            IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                R/FIRST APPEAL NO. 433 of 2025
                                             With
                          CIVIL APPLICATION (FOR STAY) NO. 1 of 2024
                                              In
                                 R/FIRST APPEAL NO. 433 of 2025
                       ======================================
                           THE RELIANCE GENERAL INSURANCE CO. LTD.
                                             Versus
                            MANJUBEN MAHENDRABHAI PANDEY & ORS.
                       ======================================
                       Appearance:
                       MR RATHIN P RAVAL(5013) for the Appellant(s) No. 1
                       MR NAGESH C SOOD(1928) for the Defendant(s) No. 9
                       NISHIT A BHALODI(9597) for the Defendant(s) No. 1
                       NOTICE SERVED for the Defendant(s) No. 2,5,6,8
                       NOTICE UNSERVED for the Defendant(s) No. 7
                       ======================================

                       CORAM: HONOURABLE MS. JUSTICE NISHA M. THAKORE

                                                      Date : 17/07/2025

                                                       ORAL ORDER

1. Heard Mr. Rathin Raval, learned advocate for the appellant - insurance company.

2. Mr. Bhalodi, learned advocate has entered his appearance on behalf of the respondent nos.1 and 2 - original claimants. Mr. Sood, learned advocate has entered his appearance on behalf of the respondent no.9 - insurance company.

3. The present appeal is filed at the instance of original opponent no.3 - insurance company of the Truck involved in the accident under Section 173 of the Act being aggrieved and

NEUTRAL CITATION

C/FA/433/2025 ORDER DATED: 17/07/2025

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dissatisfied with the judgment and award dated 12 th July, 2024 passed by the Motor Accident Claims Tribunal (Main), Bharuch in MACP no.435 of 2014.

4. At the outset, learned advocate has invited my attention to the findings and reasons assigned by the Tribunal while considering the aspect of computation of amount of compensation. Learned advocate has submitted that the Tribunal has committed error in considering the monthly income of the deceased as Rs.18,000/- and thereafter has awarded amount of Rs.36,45,000/- towards the future loss of income by considering 50% prospective income. He has further raised the issue of adoption of deduction being considered as 1/4th instead of 1/3 rd without appreciating the fact that two of the original claimants being parents of the deceased having expired were deleted from the array of the parties. By making the aforesaid submissions, learned advocate has urged this Court to allow the appeal and reduce the amount of compensation.

5. Per contra, learned advocate for the respondent nos.1 and 2 - original claimants have vehemently objected to the aforesaid submission. By referring to the findings and reasons assigned by the Tribunal on the aforesaid issues, learned advocate has submitted that upon appreciation of the evidence on record, the Tribunal has arrived at just and reasonable amount of the future loss of income, which calls no interference of this Court. Learned advocate had mainly relied upon the documentary evidence, which has been proved

NEUTRAL CITATION

C/FA/433/2025 ORDER DATED: 17/07/2025

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and established by the original claimant through her deposition as well as by examining the witness at Exh.51. He has therefore submitted that no error can be found with the approach of the Tribunal in assessing the income of the deceased as Rs.18,000/- per month. As regards the averments made by the learned advocate for the appellant - insurance company on the issue of prospective income is concerned, learned advocate has relied upon the relevant observations made by the Hon'ble Supreme Court in case of National Insurance Company Ltd., Vs. Pranay Shethi and others reported in 2017 (3) GLH-536 and has contended that noticing the age of the deceased being proved as 39 years and being permanently employed in a private company, the Tribunal has rightly considered 50% as prospective income for determining the future loss of income. Lastly, with regard to the submission made by the learned advocate for the appellant for deduction of 1/4th considered, learned advocate has submitted that considering the fact that the deceased was survived by the widow, minor daughter and his parents, the Tribunal has rightly applied deduction of 1/4 th in the facts of the case. He has therefore urged this Court to dismiss the appeal and to confirm the award of the Tribunal.

6. Mr. Sood, learned advocate for the respondent no.9 - insurance company has supported the submissions made by the learned advocate for the appellant and has urged this Court to pass appropriate orders.

7. Having heard the learned advocates for the respective

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C/FA/433/2025 ORDER DATED: 17/07/2025

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parties and having perused the findings and reasons assigned by the Tribunal, in the opinion of this Court, upon appreciation of the documentary evidence in light of the deposition of the widow as well as the witness of the employee, who has been examined at Exh.51, no error can be found with the approach of the Tribunal in assessing the income of the deceased as Rs.18,000/-. It is evident from the record that the aforesaid findings and reasons assigned by the Tribunal are well supported by the documentary evidence in the nature of pay-slip produced at Exh.53, Income Tax Return forms produced at Exh.54. As regards the submission made with regard to the prospective income being considered as 50% and the deduction applied as 1/4 th, in the opinion of this Court, in the facts of the case, the Tribunal has rightly considered the same in view of the settled legal position of the Hon'ble Supreme Court. Hence, in absence of any other grounds being raised, this Court does not find any error being committed by the Tribunal in awarding future prospective loss of income to the tune of Rs.36,45,000/- in the facts of the case.

8. Hence, for the foregoing reasons the appeal fails and is hereby stands dismissed. Notice discharged. Since the appeal has been dismissed, the amount which is lying in the Tribunal is directed to be released and disbursed. Hence, the entire awarded amount is directed to be disbursed in favour of the original claimants, subject to due verification, after considering the apportionment. Let the aforesaid exercise be undertaken by the Tribunal within a period of three weeks from the date of receipt of this order strictly in adherence

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C/FA/433/2025 ORDER DATED: 17/07/2025

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with the guidelines issued by the Hon'ble Supreme Court in this regard.

In view of the dismissal of the main appeal, civil application for stay stands disposed of.

(NISHA M. THAKORE, J.) AMAR RATHOD...

 
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