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Reliance General Insurance Company Ltd vs P Manishkumar Laxman
2025 Latest Caselaw 1175 Guj

Citation : 2025 Latest Caselaw 1175 Guj
Judgement Date : 21 July, 2025

Gujarat High Court

Reliance General Insurance Company Ltd vs P Manishkumar Laxman on 21 July, 2025

Author: A.Y. Kogje
Bench: A.Y. Kogje
                                                                                                                    NEUTRAL CITATION




                             C/FA/900/2017                                        JUDGMENT DATED: 21/07/2025

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                                    IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                                R/FIRST APPEAL NO. 900 of 2017


                      FOR APPROVAL AND SIGNATURE:


                      HONOURABLE MR. JUSTICE A.Y. KOGJE                                      Sd/-

                      and
                      HONOURABLE MR.JUSTICE N.S.SANJAY GOWDA                                 Sd/-

                      ==========================================================

                                    Approved for Reporting                        Yes           No

                      ==========================================================
                                       RELIANCE GENERAL INSURANCE COMPANY LTD
                                                         Versus
                                             P MANISHKUMAR LAXMAN & ORS.
                      ==========================================================
                      Appearance:
                      MR RATHIN P RAVAL(5013) for the Appellant(s) No. 1
                      MR SUNIL B PARIKH(582) for the Defendant(s) No. 5
                      RULE SERVED for the Defendant(s) No. 2,3,4
                      RULE UNSERVED for the Defendant(s) No. 1
                      ==========================================================

                           CORAM:HONOURABLE MR. JUSTICE A.Y. KOGJE
                                 and
                                 HONOURABLE MR.JUSTICE N.S.SANJAY GOWDA

                                                              Date : 21/07/2025

                                                ORAL JUDGMENT

(PER : HONOURABLE MR. JUSTICE A.Y. KOGJE)

1. Present Appeal under Section 173 of the Motor Vehicles Act, 1988

NEUTRAL CITATION

C/FA/900/2017 JUDGMENT DATED: 21/07/2025

undefined

is filed against the judgment and award dated 10-11-2016 passed by

Motor Accident Claims Tribunal (3rd Aux), Bhuj-Kachchh in M.A.C.P.

No.403/2011.

2. By the aforesaid judgment and award, the Tribunal has decided 5

claim petitions arising out of the same accident. The Insurance Company

is in Appeal and the present Appeal is against the award in Motor

Accident Claim Petition No.403 of 2011.

3. The facts in nutshell are that the claimant was one of the traveler

in Bolero Jeep bearing No. GJ-12-AE-6387, which was belonging to one

A. P. Bava & Company Pvt. Ltd. and on the day of accident i.e. on 23-

06-2011 at the spot of accident collided with the Truck bearing No.GJ-

12-Z-3681. As a result of accident, the claimant sustained grievous

injuries.

4. Learned Advocate for the appellant has challenged the award on

the ground of quantum as the award granted is exorbitant. Learned

Advocate for the appellant has submitted that in assessing monthly

income of the claimant, the Tribunal has erroneously arrived at average

monthly income of Rs.20,000/-. However, in support of such claim, the

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C/FA/900/2017 JUDGMENT DATED: 21/07/2025

undefined

claimant has failed to produce necessary evidence and only on the basis

of Salary Slip, assessment was made. According to learned Advocate,

nature of employment of claimant was such that loose Salary Slip could

not have been treated as evidence particularly in absence of any tax

returns and therefore, notional income ought to have been considered

only to tune of Rs.3,000/- per month.

4.1 Learned Advocate for the appellant has submitted that salary

assessed higher in absence of evidence cannot be treated to be just

compensation and therefore, the award requires to be interfered with.

4.2 Learned Advocate for the appellant has also submitted that

disability sustained out of accident is not required to be automatically

equated to the loss of income and loss of income is actually required to

be proved and therefore, also considering the nature of injuries sustained,

assessment of disability is also on the higher side.

5. Learned Advocate for the respondent - claimant has objected

Appeal and has drawn attention of this Court to evidence placed on

record for assessment of his monthly income particularly evidence of

witness recorded vide Exh-58, who has placed on record necessary

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C/FA/900/2017 JUDGMENT DATED: 21/07/2025

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documents to consider monthly income.

5.1 Learned Advocate for the respondent - claimant has also justified

the impugned award by submitting that the Tribunal has taken into

consideration age of the claimant to be 28 years and therefore, has not

awarded any prospective income and therefore, compensation awarded

has to be treated as just compensation.

5.2 In so far as injury sustained by the claimant is with regard to

fracture injury sustained by the claimant, learned Advocate has submitted

that disability is treated to be 30% as against claim of 72% disability

though under Employees Compensation Act, as per First Schedule,

disability is required to be treated as at 72%. Therefore, also

compensation is just.

6. The Court has taken into consideration rival submissions of the parties and perused the documents on record. By impugned award, the claimant has been granted compensation, which is as under:

                       Sr. No.                             Particular                               Amount (Rs.)
                            1        Loss of future earnings                                        12,24,000/-
                            2        Medical Expenses                                                 76,283/-
                            3        Pain and Suffering                                               20,000/-
                            4        Nutritional Diet, Attendant Charges and                          25,000/-
                                     Transportation Costs
                            5        Actual Loss of Income                                            90,000/-
                                     Total                                                          14,35,283/-





                                                                                                                 NEUTRAL CITATION




                            C/FA/900/2017                                     JUDGMENT DATED: 21/07/2025

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                      6.1      The contention raised with regard to assessment of monthly income

not being proved by claimant. The Court has taken into consideration

evidence of one witness; Dilip Kishnan Ker, who has deposed at Exh-58,

who has deposed that the claimant was working as an Accountant and in

the year 2011, was drawing salary of Rs.20,000/- and Salary Slip is also

placed on record vide Exh-61.

6.2 The Tribunal was therefore, justified in arriving at conclusion that

monthly income of the claimant after deducting taxes on the salary being

paid to claimant to be Rs.20,000/- is established by the claimant.

6.3 In so far as the contention with regard to the medical disability, the Tribunal has taken into consideration deposition of Dr. Suresh Doshi at Exh-53, who has assessed the disability as under:

Left hip forward flexion possible 50 degree 9% Backward extention possible nil 5% Abduction possible 10 degree 12% Adduction possible 10 degree 4% Internal rotation nil 10% Left knee Active flexion possible 60 degree 32%

Total: 72%

6.4 In the cross examination of this witness also, the deposition with

regard to disability was not shaken, only some procedural requirement,

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C/FA/900/2017 JUDGMENT DATED: 21/07/2025

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which were not complied with have come on the fore. However, same

would not be of any consequence in so far as the assessment of disability

is concerned. Thereafter, the Court has taken into consideration Exh-96,

which is Disability Certificate and deposition of Dr. Dipak Suthar at

Exh-93, who has advised regarding restricted use of lower limbs. X-ray

Report and the Certificate in this connection at Exh-93 and Exh-95 are

also examined by the Tribunal and ultimately, disability arrived at is to

the extent of 30% of the whole entire body. The Court has taken into

consideration reasoning given by the Tribunal in making such assessment

and restricted movement post the accident with the claimant is to suffer.

7. In view of the aforesaid reasoning, the Court is not inclined to

interfere with impugned judgment and award in so far as the claimant of

M.A.C.P. No.403/2011 is concerned. The Appeal therefore fails and the

same is hereby dismissed.

(A.Y. KOGJE, J)

(NSSG,J) PARESH SOMPURA

 
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