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National Insurance Co Ltd vs Lopaben Kishorbhai Desai
2025 Latest Caselaw 2728 Guj

Citation : 2025 Latest Caselaw 2728 Guj
Judgement Date : 5 February, 2025

Gujarat High Court

National Insurance Co Ltd vs Lopaben Kishorbhai Desai on 5 February, 2025

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                              C/FA/751/2013                                   ORDER DATED: 05/02/2025

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                                 IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                              R/FIRST APPEAL NO. 751 of 2013

                      ==========================================================
                                                 NATIONAL INSURANCE CO LTD
                                                            Versus
                                              LOPABEN KISHORBHAI DESAI & ORS.
                      ==========================================================
                      Appearance:
                      MS LILU K BHAYA(1705) for the Appellant(s) No. 1
                      MR.HIREN M MODI(3732) for the Defendant(s) No. 1,2
                      RULE UNSERVED for the Defendant(s) No. 3
                      ==========================================================

                         CORAM:HONOURABLE MR. JUSTICE J. C. DOSHI

                                                          Date : 05/02/2025
                                                            ORAL ORDER

1. The present First Appeal, under Section 173 of Motor Vehicles Act, 1988, is preferred by the appellant - Insurance Company being aggrieved and dissatisfied with the judgment and award dated 19.12.2012 passed by the Motor Accident Claims Tribunal, Valsad in Motor Accident Claim Petition No.180 of 2004.

2. Brief facts of the case are as under:

2.1 The brief fact of the present appeal is such that on 29.06.2000, deceased Kishorkumar was travelling in rickshaw No.GJ-15-V-6963 towards Vapi and when he reached near the place of accident, opponent No.1 who was driver of the rickshaw drove the rickshaw in rash and negligent manner and dashed with unknown vehicle and due to that rickshaw turned turtle. As a result, the accident took place and deceased sustained severe injuries and succumbed to the injuries. The legal heirs of the

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C/FA/751/2013 ORDER DATED: 05/02/2025

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deceased have filed aforestated claim petition under Section 166 of the Motor Vehicle Act, 1988 claiming compensation of Rs.15,00,000/-. The learned Tribunal vide impugned judgment and award dated 19.12.2012 has granted compensation to the tune of Rs.6,89,500/-. Hence, the present appeal.

3. Heard learned advocate Ms.Lilu K. Bhaya appearing for the appellant - National Insurance Company Limited and learned advocate Mr.Hiren Modi appearing for the original claimants.

4. Finding fault with the impugned judgment and award fastening liability of the Insurance Company to pay the compensation, learned advocate Ms.Bhaya submits that claimants have produced driving licence at Exhibit-33 which is of one Mr.Yashvant. She would further submit that at the relevant time even as per the case of the claimants, opponent No.1 was riding the rickshaw. She would submit that claimants since have produced false licence of opponent No.1, finding of learned Tribunal based upon presumption that opponent No.1 must be riding the vehicle having valid and effective licence is incorrect finding and it is based upon hypothesis and assumption. She would further submit that since claimants failed to prove that opponent No.1 was holding valid and effective driving licence at the time of accident, fastening of liability upon the Insurance Company is unsustainable, illegal and against the evidence on record. Therefore, she urges to defasten the liability of the Insurance Company by allowing this appeal.

5. Learned advocate Mr.Modi appearing for the claimants on the other side would argue that even if we believe the argument

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C/FA/751/2013 ORDER DATED: 05/02/2025

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of Insurance Company that licence produced at Exhibit-33 does not belong to opponent No.1, yet it would not prove that opponent No.1 was not holding valid licence on the day of accident. He would further submit that Insurance Company could have easily led the evidence of RTO or even opponent No.1 to establish that opponent No.1 was not holding valid and effective driving licence. He would submit that learned Tribunal observed the said aspect in the impugned judgment and award while fastening liability upon the Insurance Company and as such no error has been committed by the learned Tribunal. Upon above submissions, he would submit to dismiss the appeal.

6. Having heard learned advocates for both sides, at the outset, it could be noticed that FIR of the accident has been lodged by opponent No.1. He was rider of the vehicle and he has mentioned his licence number in the FIR and he also mentioned which RTO has issued licence to him. This FIR has not been questioned by the Insurance Company. The contention of learned advocate Ms.Bhaya for Insurance Company that licence produced at Exhibit-33 (on page 175 of the record and proceedings) belongs to one Yashvant Krishnan and therefore, it could be presumed that opponent No.1 was not holding valid and effective driving licence on the day of accident. I am failed to accept the said contention. May be the licence produced at Exhibit-33 does not belong to the opponent No.1 but it is not the duty of claimants to lead negative evidence to prove that driver of offending vehicle was not holding valid and effective driving licence on the day of accident.








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                              C/FA/751/2013                                       ORDER DATED: 05/02/2025

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7. Rule 211 of the Gujarat Motor Vehicle Rules requires the claimant to file application under Section 166(1) with specific particulars and in specific form. Rule 211(5) requires the claimant to file FIR, medical certificates of injury, post mortem or death certificate and certificate regarding ownership and insurance, particulars of the vehicle involved in the accident. Apart from that, no other documentary evidence are required to be filed by the claimant. If the claimant files any additional document along with claim petition under Section 166 of the Motor Vehicle Act, 1988, such documents can neither be treated as adverse against the claimant nor it absolve the liability of Insurance Company to lead evidence to prove that driver of the offending vehicle was not holding valid and effective driving licence on the day of accident. In the present case, it is unfortunate scenario that though Insurance Company did not take pain to lead any kind of evidence to buttress and sustain its contention, repeatedly takes up the contention that opponent No.1 was not holding valid and effective driving licence on the day of accident.

8. What could be noticed that Insurance Company could have easily secured evidence of RTO, Valsad to prove that number of licence stated in the FIR does not belong to opponent No.1, but as said earlier, the Insurance Company except raising contention did not do anything to establish the defense. In view of above, according to this Court, the appeal sans merit. Rest of the finding in the impugned judgment and award has not been challenged by the Insurance Company and therefore, discussion on the legality of those finding are not made in this appeal.






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                              C/FA/751/2013                             ORDER DATED: 05/02/2025

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9. For the reasons stated hereinabove, the appeal deserves to be dismissed. It is, accordingly, dismissed. Registry is directed to send back the record and proceedings, if any, to the concerned Tribunal, forthwith.

(J. C. DOSHI, J) GAURAV J THAKER

 
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