Citation : 2025 Latest Caselaw 8507 Guj
Judgement Date : 1 December, 2025
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C/FA/1321/2016 JUDGMENT DATED: 01/12/2025
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IN THE HIGH COURT OF GUJARAT AT AHMEDABAD
R/FIRST APPEAL NO. 1321 of 2016
With
R/CROSS OBJECTION NO. 43 of 2017
In
R/FIRST APPEAL NO. 1321 of 2016
FOR APPROVAL AND SIGNATURE:
HONOURABLE MR.JUSTICE MOOL CHAND TYAGI
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Approved for Reporting Yes No
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UNITED INDIA INSURANCE COMPANY LIMITED.
Versus
UGABHAI BHACHUBHAI RABARI & ORS.
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Appearance:
MR R G DWIVEDI(6601) for the Appellant(s) No. 1
MR Y J PATEL(3985) for the Defendant(s) No. 1
RULE UNSERVED for the Defendant(s) No. 2,3
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CORAM:HONOURABLE MR.JUSTICE MOOL CHAND TYAGI
Date : 01/12/2025
ORAL JUDGMENT
1. The captioned appeal and cross objections have been preferred against the impugned judgment and award dated 19.02.2016 passed by the learned Motor Accident Claims Tribunal (Aux.), Gandhidham at Kachchh in M.A.C.P. No. 30 of 2001, whereby the learned Tribunal partly allowed the Claim Petition and awarded a sum of Rs.3,51,000/- (Rupees Three Lakh Fifty-One Thousand Only) along with interest at the rate of 9% per annum, from the date of filing of the claim petition till its realization, as compensation.
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2. The succinct facts, which led to the filing of the captioned appeal and cross objections are summarized as under:-
i. On 23.06.2000 at about 10:00 hours, the original claimant was going on his Luna bearing Registration No. GJ-12-S-962. When he reached near Swaminarayan Mandir at Gandhidham, opponent No.1 came by driving scooter bearing Registration No. GJ-12-C-5356 in a rash and negligent manner at excessive speed and dashed with the Luna of the original claimant, thereby causing the accident.
ii. It is the case of the original claimant before the learned Tribunal that in the said vehicular accident, the original claimant sustained serious injuries on his left leg, as such, his left leg was amputated above the knee. It is also the case of the claimant before the learned Tribunal that at the time of accident, he was working as a Chowkidhar and was earning salary of Rs.7,049/- per month.
iii. Having been served with the notices/summons of the Claim Petition, Original opponent No.3/appellant herein - United India Insurance
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Company Company filed its Written Statement at Exh.26, thereby denying the averments made in the Claim Petition in toto, and pleaded that the accident occurred owing to the contributory negligence of the original claimant, and in brief, prayed for dismissal of the Claim Petition.
iv. Having considered the pleadings of the parties and the material available on record, the learned Tribunal framed the following issues at Exh.25:-
1. Whether the petitioner proves that he received injuries on date 23/06/2000 by rash and negligent Act of the driver of Scooter No.GH-12-C-5356 i.e., opponent No.1 during his employment with opponent No.2 ?
2. Whether the petitioner proves that he is entitled for compensation from the opponents or any of them ? If yes, what amount and from whom ?
3. What award ?
v. In order to prove his case, the original claimant led oral as well as documentary evidence, such as:-
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Sr. No. Description of documents Exh. No. 1 Affidavit in examination-in-chief of 31 Claimant.
witness - Khengar Bhurabhai Madhavi
Patel
accident
hospital
Sajan Gova Rabari
with disabilities given by G. K. General Hospital, Bhuj
claimant
issued by KPT
opponent No.1
making amputation of claimant's leg 18 Blood Group Report of the claimant 53 to 54
Radhanpur Government Hospital 20 Xerox copy of Case papers of 56 to 58 Radhanpur Government Hospital
Oza,Radhanpur 22 Salary Slip of the claimant 60 to 63
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Rajendra Shah
Prashanti Hospital of Dr. Hotchandani
Mahesh Khandelval, M.S. Ortho Mehsana for taking treatment w.e.f.
7/3/05 to 26/3/05
Micro for taking blood 27 Xerox copy of bill of Dr. Vikram Patel, M. 68 D., Mehsana 28 Xerox copy of bill of Sarvoday Blood 69 to 70 Bank
Gandhidham of Rs. 12,000/-
by Prashanti Hospital Gandhidham from 5/7/2000 to 5/8/2000 31 Xerox copy of bill of Prashanti Hospital, 73 to 76 Gandhidham
Hospital, Gandhidham
Mehsana
Gandhidham
Hospital, Gandhidham
Gandhidham Blood Report 37 Prescriptions of Dr. Hemang Patel 82 to 83
bills 39 X-ray Plates claimant's leg 85 to 93
moped No.GJ-12-S-962
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GJ-32 12-C-5356
Scooter No. GJ-12-C-5356
Opponent No.1
claimant
47 Prashanti Orthopaedic Hospital, Gandhidham
vi. Having considered the oral as well as documentary evidence on record, the learned Tribunal partly allowed the Claim Petition and awarded a sum of Rs.3,51,000/- (Rupees Three Lakh Fifty-One Thousand Only) along with interest at the rate of 9% per annum, from the date of filing of the claim petition till its realization, as compensation.
vii. Being aggrieved and dissatisfied with the impugned judgment and award, the appellant - Insurance Company has preferred the captioned appeal on the ground of quantum and original claimant has preferred the cross objections on the ground of quantum.
3. Heard learned counsels for the parties.
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4. Mr. R. G. Dwivedi, learned counsel appearing on behalf of the appellant - Insurance Company vehemently submitted that the original claimant has not sustained any loss, therefore, the learned Tribunal has committed error in awarding a sum of Rs.3,40,800/- under the head of Loss of amenities of life. In support of his contentions, learned counsel appearing for the Insurance Company relied upon the judgment rendered by the Hon'ble Apex Court in the case of New India Assurance Company Limited vs. Sathish Chandra Sharma and Anr. reported in 2022 ACJ 1211. He further submitted that the learned Tribunal has awarded the compensation at a higher side, therefore, the same is required to be reduced and the impugned judgment and award be modified accordingly.
5. Per contra, Mr. Y. J. Patel, learned counsel appearing on behalf of the original claimant/objector herein vehemently submitted that the learned Tribunal has awarded a meagre amount of Rs.3,40,800/- under the head of Loss of amenities of life. He further submitted that the learned Tribunal has committed error in applying the multiplier of "5", though at the time of accident the claimant was aged about 46 years, therefore, in view of the judgment rendered by the Hon'ble Apex Court in the case of Sarla Verma and Ors. Vs. Delhi Transport Corporation reported in 2009 AIR (SC) 3104 and National Insurance Company Ltd. Vs. Pranay Sethi reported in 2017 (16) SCC 680, the multiplier according to the age of the claimant ought to have been applied for calculating the
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Loss of amenities of life. He further submitted that the learned Tribunal has awarded a meagre amount under the head of Actual loss of income though it is on record that the claimant has sustained grievous injuries in the vehicular accident and resultantly his left leg was amputated above the knee. He further submitted that the learned Tribunal has awarded a meagre amount of Rs.25,000/- under the head of Pain, shock and suffering. He contended that the learned Tribunal failed to appreciate that the claimant had to undergo surgical operations and medical treatment for a long period of time, resultantly, his leg was amputated above the knee. Therefore, the amount awarded under the head of Pain, shock and suffering is required to be enhanced. In support of his contentions, learned counsel appearing for the original claimant placed reliance upon the judgement rendered by the Hon'ble Apex Court in the case of Jagdish v. Mohan & Ors. reported in 2018 (O) AIJEL-SC-61861 and Karthik Subramanian v. B. Sarath Babu & Anr. rendered by the Hon'ble Apex Court in Civil Appeal Nos.799-800 of 2021. He further submitted that the learned Tribunal has awarded meagre amount under the head of Special diet, transportation & attendant charges. He contended that the compensation awarded by the learned Tribunal is required to be enhanced and the impugned judgment and award be modified to that extent.
6. Having considered the submissions of the learned counsels for the parties and having perused the material
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available on record, it is to be noted that the issue of negligence has not been raised either by the appellant - Insurance Company or Cross Objector - original claimant. Both the parties have challenged the impugned judgment and award on the ground of quantum.
7. It is undisputed fact that at the time of accident, the original claimant was aged about 46 years and was working as chowkidhar at Kandla Port, thereby earning salary of Rs.7,049/- per month. It is also not in dispute that in the said accident, the claimant sustained fracture on the left leg and as a result, his left leg was amputated above the knee, and as per the disability certificate, he sustained the disability of 80% and the learned Tribunal has considered the said disability of the claimant as 80% body as a whole.
8. The learned Tribunal for assessing the Loss of amenities of life applied the multiplier of "5". It has been argued on behalf of the learned counsel for the original claimant that the multiplier in accordance to the age of the claimant is required to be applied in view of the judgment rendered by the Hon'ble Apex Court in the case of Karthik Subramanian (supra). In the case of Karthik Subramanian (supra), the Hon'ble Apex Court had applied the multiplier in accordance to the age and thereafter considered 50% of the monthly income to calculate the Loss of earning power. In the judgment of Raj Kumar Vs Ajay Kumar & anr. reported in 2011 (1) SCC 343, the Hon'ble Apex Court observed that in the case of an employee where the claimant has not sustained any monetary loss on
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account of the disability, the Tribunal has to award the compensation under the head of Loss of amenities in the place of Future loss of income. In the case on hand, the learned Tribunal has awarded a sum of Rs.3,40,800 under the head of Loss of amenities of life. In my considered view, the learned Tribunal has not committed any error in awarding a sum of Rs.3,40,800/- under the head of Loss of amenities of life, as such, the compensation awarded the head of Loss of amenities of life is maintained, and the same is not required to be interfered with.
9. So far as the compensation awarded under the head of Actual loss of income is concerned, the learned Tribunal has awarded a sum of Rs.14,200/- as a Loss of actual income. It is on record that the original claimant sustained grievous injuries of fracture in the vehicular accident, as result of which, his left leg was amputated above the knee. The doctor has certified that the original claimant has sustained the disability of 80%. It is also on record that the claimant was admitted as an indoor patient and was treated at several medical facilities, including those of Dr. Hotchandani, Rajasthan Hospital, the Government Hospital at Radhanpur, Dr. Khandelwal (Mehsana), Dr. Vikram Patel (Mehsana), and Dr. Hemant Patel (Khachchh-Bhuj, Gandhidham). Therefore, it is on record that the claimant has undergone medical treatment from many doctors. Thus, considering the nature of injuries, period of medical treatment undergone, it would be just and proper if the Actual loss of income is considered for a period of four months. Accordingly, a sum of Rs.28,400/- (i.e.,
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Rs.7,100/- X 4 months) is awarded under the head of Actual loss of income and accordingly, the compensation awarded under the head of Actual loss of income is enhanced from Rs.14,200/- to Rs.28,400/-.
10. The learned Tribunal had awarded a sum of Rs.25,000/- under the head of Pain, shock and sufferings. It is on record that the claimant's left leg was amputated above the knee and he remained hospitalized for a long period of time. Thus, considering the nature of injuries and amputation of the left leg above the knee, it would be just and proper if a sum of Rs.2,00,000/- is awarded under the head of Pain, shock & sufferings in view of the ratio of judgment of Mohd. Sabeer @ Shabir Hussain v. Regional Manager, U.P. State Road Transport Corporation reported in [2022 SCC Online SC 1701]. Accordingly, the compensation awarded under the head of Pain, shock & sufferings is enhanced from Rs.25,000/- to Rs.2,00,000/-.
11. Further, the learned Tribunal had awarded a meagre amount of Rs.10,000/- under the head of Special diet, transportation and attendant charges. Considering the nature of injuries and period of hospitalization undergone by the claimant, it would be just and proper if a sum of Rs.30,000/- is awarded under the head of Special diet, transportation and attendant charges and accordingly, the compensation awarded under the head of Special diet, transportation and attendant charges is enhanced from Rs.10,000/- to Rs.30,000/-.
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12. Therefore, in view of the above discussion, the original claimant herein shall be entitled for the compensation under the following heads:-
Sr. Head Amount in rupees. No. 1 Loss of amenities of life. 3,40,800/- 2 Actual loss of income for four (+) 28,400/- months. 3 Pain, shock & sufferings. (+) 2,00,000/- 4 Special diet, transportation and (+) 30,000/- attendant charges. 5 Total Compensation 5,99,200/-13. The claimant was held negligent to the extent of 10% for causing the accident. Therefore, 10% of the total compensation amount is to be deducted on account of the claimant's contributory negligence. After such deduction, the original claimant shall be entitled to receive a total compensation of Rs. 5,39,280/- (i.e., Rs. 5,99,200/- minus 10% of Rs. 5,99,200/-).
14. The learned Tribunal vide its impugned judgment and award awarded a total compensation of Rs.3,51,000/- after deducting 10% on account of the negligence of the original claimant. Therefore, the original claimant shall be entitled for an additional compensation to the tune of Rs.1,88,280/- (Rs.5,39,280/- minus Rs.3,51,000/-). The learned Tribunal has awarded interest at the rate of 9% per annum from the date of filing of the Claim Petition till realization. The said rate of
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interest is maintained; accordingly, the original claimant herein shall be entitled to 9% of interest per annum on the additional amount of compensation from the date of filing of the Claim Petition till its realization.
15. Thus, in view of the above discussion, the impugned judgment and award stands modified to the aforesaid extent and accordingly, the captioned appeal stands dismissed, and the cross objections filed by the original claimant stands allowed.
16. The appellant - Insurance Company shall deposit the enhanced amount of compensation along with interest within a period of six weeks from today. Upon depositing the said amount, the learned Tribunal shall disburse the entire awarded amount to the original claimant (deducting deficit Court fee, if any), after due verification.
17. Amount, if any, lying deposited with the Registry of this Court shall be transmitted to the learned Tribunal concerned forthwith. Records & Proceedings if any, be sent to the learned Tribunal concerned. No order as to costs.
18. Pending application, if any, stands disposed of, accordingly.
(MOOL CHAND TYAGI, J) ARUN.
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