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The National Insurance Company ... vs Smti Rekha Barman And 6 Ors
2021 Latest Caselaw 986 Gua

Citation : 2021 Latest Caselaw 986 Gua
Judgement Date : 15 March, 2021

Gauhati High Court
The National Insurance Company ... vs Smti Rekha Barman And 6 Ors on 15 March, 2021
                                                                Page No.# 1/4

GAHC010017072015




                        THE GAUHATI HIGH COURT
  (HIGH COURT OF ASSAM, NAGALAND, MIZORAM AND ARUNACHAL PRADESH)

                        Case No. : MACApp./152/2015

         THE NATIONAL INSURANCE COMPANY LTD
         SUBSIDIARY OF GENERAL INSURANCE CORPORATION OF INDIA,
         REGISTERED HEAD OFFICE AT 3, MIDDLETON STREET, CALCUTTA 700071,
         REPRESENTED BY THE ASSTT. MANAGER, GAUHATI REGIONAL OFFICE,
         BHANAGAGARH, GUWAHATI - 781005



         VERSUS

         SMTI REKHA BARMAN and 6 ORS
         W/O LATE MANTU BARMAN

         2:MISS DEEPAMONI BARMAN

          D/O LATE MANTU BARMAN

         3:MISS SUNU BARMAN

          D/O LATE MANTU BARMAN

         4:MISS MONI BARMAN

          D/O LATE MANTU BARMAN

         5:MISS RUMI BARMAN

          D/O LATE MANTU BARMAN
          ALL ARE R/O VILL. and P.O. MUGURIA
          DIST. BARPETA
          ASSAM
          PIN 781301

         6:NIROD BAISHYA
                                                                                 Page No.# 2/4

             S/O LATE RAJENDRA BAISHYA
             VILL. and P.O. BARNARDDI KALBARI
             DIST. NALBARI
             ASSAM
             PIN 781335

            7:MD. RAJIB ALI

             S/O MOHAR ALI
             VILL. BARAM ROAD
             P.S. and P.O. BARAMA
             DIST. NALBARI
             ASSAM
             PIN 78134

Advocate for the Petitioner   : MS.R D MOZUMDAR

Advocate for the Respondent : MR.L P NATHR-6and7




                                     BEFORE
                    HONOURABLE MR. JUSTICE PARTHIVJYOTI SAIKIA

                                        JUDGMENT

Date : 15-03-2021

Heard Ms. R. D. Mozumder, the learned counsel appearing for the appellant as well as Mr. P.D. Nair and Mr. A.J. Sharma, the learned counsel appearing for the respondent.

2) The instant appeal is filed under Section 173 of the Motor Vehicles Act, 1988 (hereinafter referred to as "MV Act") is preferred against the judgment and award dated 21.01.2015, passed by the learned Additional District Judge (FTC) No. 3, Kamrup, in MAC Case No. 1960/2009. This appeal has been filed for enhancement of award.

3) The MAC Case No. 1960/2009 revolved around the death of 35 years old person because of a motor accident. The Tribunal used the multiplier of 15 and monthly income of the deceased to be Rs. 4000/- per month. Thereafter, the future prospect of 50% was added. The calculation made by the Tribunal is as under:

 Loss of dependency                              = Rs. 8,10,000/-

 Funeral and other expenses                         = Rs. 25,000/-
                                                                                    Page No.# 3/4

 Loss of estate                                     = Rs.10,000/-

 Loss of consortium to the claimant no. 1           = Rs. 1,00,000/-

Loss of love and guidance to other 4 claimants = Rs. 4,00,000/-

                             Total            = Rs. 13,45,000/-

4)      The Insurance Company has claimed that the deceased was below 40 years of age,

therefore, the future prospect should have been 40%.

5) Therefore, the only point for determination is as to whether the Tribunal had erred in adding 50% of future prospect.

6) In National Insurance Company Limited Vs. Pranay Sethi & Others reported in (2017) 16 SCC 680, a five Constitution Bench of Hon'ble Supreme Court has held that in case of a self employed or fixed salaried person 40% of the income should be added. Moreover, so far as the funeral expenses, loss of estate, loss of consortium and loss of love and guidance to others are concerned, Pranay Sethi (supra) has made it clear that for all these heads, all together an amount of Rs. 70,000/- shall be paid. Therefore, the correct calculation will be like this :

Loss of dependency : Rs.4000/- + Rs. 1600/-

Rs.12.5,600/- x12= Rs. 67,200/-

Rs. 67,200/ - Rs. 16,800/- =Rs.50,400/-

Rs. 50,400/- x 15 = 7,56,000/-

Funeral and other expenses

Loss of estate = Rs. 70,000/-

Loss of consortium to the claimant no. 1

Loss of love and guidance to other four claimants

Total = Rs. 8,26000/-

7) That being the position, the respondent will be entitled to received Rs. 8,02,600/- only instead of Rs. 13,45,000/-

Page No.# 4/4

8) The appeal is allowed. It is hereby directed that the respondent shall be entitled to received Rs. 8,26000/- only from the appellant Insurance Company. The Insurance Company has already deposited Rs. 10,000/- on 14.10.2015, out of the earlier awarded amount of Rs. 13, 45000/. The remaining Rs. 1,74,000/- shall be return to the Insurance Company. The rate of interest will be 6% per anum from 14.10.2015.

The appeal is allowed with the aforesaid observation.

JUDGE

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