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The New India Assurance Company ... vs Malati Marik & Ors
2023 Latest Caselaw 3415 Cal

Citation : 2023 Latest Caselaw 3415 Cal
Judgement Date : 16 May, 2023

Calcutta High Court (Appellete Side)
The New India Assurance Company ... vs Malati Marik & Ors on 16 May, 2023
 07 & 08
16.05.2023
Ct. No.237
    pg.
                        IN THE HIGH COURT AT CALCUTTA
                         CIVIL APPELLATE JURISDICTION
                                APPELLATE SIDE

                               FMAT 1490 of 2013
                                       with
                     IA No. CAN 1 of 2014 (CAN 4937 of 2014)
                                       with
                         CAN 2 of 2014 (CAN 494 of 2014)
                                       with
                         CAN 3 of 2014 (CAN 495 of 2014)

                     The New India Assurance Company Limited
                                        Vs.
                                Malati Marik & Ors.
                                       with
                                 COT 75 of 2014

                              Malati Marik & Ors.
                                      Vs.
                The New India Assurance Company Limited & Anr.


                     Mr. Rajesh Singh
                          ... For the appellant/Insurance Co. in FMAT
                             1490 of 2013 & respondent no.1/

Insurance Co. in COT 75 of 2014

Mr. Krishanu Banik ... For the respondents/claimants in FMAT 1490 of 2013 & Cross Appellants/ Claimants in COT 75 of 2014

In re: CAN 3 of 2014 (CAN 495 of 2014)

This application has been filed by the appellant/

New India Assurance Company Limited for condonation of

delay in filing the Motor Accident Claim Appeal after 135

days.

Mr. Rajesh Singh, learned advocate, on behalf of

the applicant/appellant/Insurance Company submits that

delay of 135 days in preferring the appeal may be

condoned for the reasons assigned in the application itself.

Heard learned advocates appearing on behalf of the

parties.

The reason assigned in the application for delay of

135 days being satisfactory, I am inclined to condone the

delay of 135 days in filing the appeal. Thus, the prayer for

condonation of delay is allowed.

The application, being CAN 3 of 2014 (CAN 495 of

2014) stands disposed of.

The Department is directed to register the appeal, if

the same is otherwise in form.

Since the claimants/cross-objectors have entered

appearance through learned counsel, service on the

claimants stands dispensed with.

In re: CAN 2 of 2014 (CAN 494 of 2014)

This application was filed to adduce additional

evidence with regard to the fake driving licence of the

driver of the vehicle involved in this case.

Heard both sides.

The prayer is allowed.

The documents filed on behalf of the appellant/

New India Assurance Company Limited be taken on

record.

The application, being CAN 2 of 2014 (CAN 494 of

2014) stands disposed of.

In re: FMAT 1490 of 2014 with COT 75 of 2014

This appeal is directed against the judgment and

award dated 30th April, 2013 passed by the learned Judge,

XIth Bench, City Civil Court, Calcutta, in connection with

MAC Case No.626 of 2008 under Section 166 of the Motor

Vehicles Act, 1988 whereby the learned Judge awarded

compensation to the tune of Rs.3,91,500/- along with

interest @ 6% per annum from the date of filing of the

application till recovery.

Being aggrieved by and dissatisfied with the said

judgment, New India Assurance Company Limited

preferred this appeal on the ground that the driving

licence of the driver of the lorry, bearing registration

no.WB-03/2197, was fake and, therefore, the Insurance

Company is not liable to pay any compensation.

On the other hand, on behalf of the claimants, one

cross appeal, being COT 75 of 2014, was filed for the

enhancement of the amount of compensation on account

of future prospect and general damages in terms of

principle laid down in National Insurance Co. Ltd. v.

Pranay Sethi & Ors. reported in (2017) 16 SCC 680 =

2017 ACJ 2700.

The claim under Section 166 of the Motor Vehicles

Act, 1988 was filed on account of death of one Bablu

Marik who was driving an Auto Rickshaw, bearing

registration no.WB-11/4054, on 11th March, 2008 at

about 23.05 hours towards Amta Road from Ranihati

Nabaghara More of NH-6. Near Ranihati, one Lorry,

bearing registration no.WB-03/2197, coming from

opposite direction in reckless manner, dashed the Auto

Rickshaw. In effect, the Bablu Marik sustained severe

injury and succumbed on the spot. The accident took

place due to rash and negligent driving of the lorry which

was duly insured with the New India Assurance Company

Limited. That is why the claim petition was filed by the

claimants with a prayer for compensation to the tune of

Rs.4,00,000/-.

New India Assurance Company Limited contested

the case by filing written objection denying all material

averments of the claim petition contending, inter alia, that

claimants are not entitled to any compensation, as prayed

for.

To prove the case, the claimants examined as

many as two witnesses, namely, widow of the deceased as

PW-1 who corroborated the entire averments of the claim

petition and in course of her evidence, certified copy of

First Information Report, seizure list, charge sheet,

insurance policy, post-mortem report, driving licence of

the deceased, voter identity card, school certificate, driving

licence of the driver of the lorry were admitted in evidence.

One Ujjal Baran Ghosh was examined as PW-2

who testified that he saw the accident which took place on

11th March, 2008 at about 23.05 hours over NH-6 at

Ranihati More. He further testified that the accident took

place due to rash and negligent driving of the lorry,

bearing registration no.WB-03/2197.

The learned Judge after evaluation of the evidence

together with the documents recorded her finding that the

accident occurred due to rash and negligent driving of the

lorry, bearing registration no.WB-03/2197, and assessed

the compensation on the notional income of Rs.3,000/-

per month.

Mr. Rajesh Singh, learned advocate, on behalf of

the appellant/New India Assurance Company Limited has

assailed the driving licence of the driver of the lorry,

bearing registration no.WB-03/2197, and tried to convince

this Court that the driving licence was fake. In support of

his contention, he relied on the document filed along with

the application under Order 41 Rule 27 of the Code of Civil

Procedure.

On careful perusal of the documents, it appears

that the driving licence, bearing no.WB-19-102977, stands

in the name of Susanta Mallick originally. But after careful

perusal of the seizure list and charge sheet, I find that the

driving licence was seized from the offending vehicle

against the same number of WB-19-102977. Therefore, it

can be easily presumed that the driver of the offending

vehicle was possessing a fake licence at the time of driving

the said vehicle.

From the entire evidence on record, I find hardly

any scope to discuss on the issue of accidental death of

Bablu Marik due to rash and negligent driving of the lorry,

bearing registration no.WB-03/2197. This appeal was

preferred assailing the fake driving licence possessed by

the driver at the relevant point of time. Therefore, the

Insurance Company is not liable to pay any compensation.

In view of the settled principle laid down by the

Hon'ble Apex Court in Shamanna & Ors. v. The

Divisional Manager, The Oriental Insurance Co. Ltd. &

Ors. reported in AIR 2018 SC 3726 and Oriental

Insurance Co. Ltd. v. Nanjappan & Ors. reported in AIR

2004 SC 1630 : (2004) 13 SCC 244, the Insurance

Company is liable to pay the compensation but to recover

the amount from the owner of the vehicle through filing an

execution case directly.

So far as the compensation is concerned, I find

that the learned Judge could not consider the future

prospect and general damages at the time of computing

compensation. The claimants are entitled to the future

prospect as well as general damages in terms of Pranay

Sethi (supra).

Therefore, I propose to re-assess the compensation

as follows:-

  Monthly Income                             Rs. 3,000/-

  Annual Income (Rs.3,000/- x 12)            Rs. 36,000/-





  Add: Future prospect 40%                        Rs. 14,400/-
                                                  -------------------
                                                  Rs. 50,400/-

  Less: 1/4th Deduction (personal expenses)       Rs. 12,600/-
                                                  -------------------
                                                  Rs. 37,800/-

  Multiplier by 15 (as per age of the victim)     X        15
                                                  Rs.5,67,000/-

  Add: General Damages                            Rs. 70,000/-
                                                  ------------------
                           Total Compensation     Rs.6,37,000/-

  Less: Awarded by ld. Tribunal                   Rs.3,91,500/-
                                                  -------------------
                           ENHANCEMENT            Rs.2,45,500/-
                                                  -------------------

For the reasons, it is seen that the claimants/cross

appellants are entitled to the total compensation to the

tune of Rs.6,37,000/-.

It appears from the records that the appellant/New

India Assurance Company Limited has already deposited

Rs.3,91,500/- along with interest as awarded by the

learned Tribunal before the office of the learned Registrar

General of this Court.

Therefore, the claimants/cross appellants are

entitled to the amount of Rs.3,91,500/- along with interest

and accrued interest as awarded by the learned Court

below which was already deposited before the office of the

learned Registrar General of this Court.

The claimants/cross appellants are also entitled to

the enhanced compensation amount of Rs.2,45,500/-

along with interest @ 6% per annum from the date of filing

of the claim petition, i.e., on 7th August, 2008 till the

deposit of the amount.

Accordingly, the appellant/New India Assurance

Company Limited is directed to deposit the enhanced

compensation amount of Rs.2,45,500/- along with interest

@ 6% per annum from the date of filing of the claim

petition, i.e., on 7th August, 2008 till the actual deposit of

the amount before the office of the learned Registrar

General of this Court, within six weeks from the date of

this order.

The appellant/New India Assurance Company

Limited is at liberty to recover the entire awarded sum

along with interest from the owner of the vehicle, bearing

registration no.WB-03/2197 (lorry), through execution

proceeding in terms of the observations of the Hon'ble

Apex Court in Shamanna & Ors. v. The Divisional

Manager, The Oriental Insurance Co. Ltd. & Ors.

reported in AIR 2018 SC 3726 and Oriental Insurance

Co. Ltd. v. Nanjappan & Ors. reported in AIR 2004 SC

1630 : (2004) 13 SCC 244.

The claimants/cross-appellants are entitled to

withdraw the entire awarded amount with interest, subject

to payment of additional ad valorem court fees on the

amount of Rs.2,37,000/- (Rs.6,37,000/- - Rs.4,00,000/-)

before the learned Tribunal.

The learned Registrar General is requested to

disburse the entire amount with interest and accrued

interest to the claimants/cross-appellants in equal share

on proper identification and proof as the minors have

already attained majority by lapse of time.

With the aforesaid observations, the appeal, being

FMAT 1490 of 2013, and the cross-appeal, being COT 75

of 2014, stand disposed of.

All pending applications, if there be any, stand

disposed of.

In re: CAN 1 of 2014 (CAN 493 of 2014)

The stay granted in the appeal stands vacated.

The application, being CAN 1 of 2014 (CAN 493 of

2014), stands disposed of accordingly.

A copy of this order be forwarded to the learned

Court immediately.

Urgent photostat certified copy of this order, if

applied for, be given to the parties, upon compliance of

necessary formalities.

(Bibhas Ranjan De, J.)

 
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