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The New Indian Assurance Company ... vs Seema Sarkar & Ors
2021 Latest Caselaw 6554 Cal

Citation : 2021 Latest Caselaw 6554 Cal
Judgement Date : 22 December, 2021

Calcutta High Court (Appellete Side)
The New Indian Assurance Company ... vs Seema Sarkar & Ors on 22 December, 2021
 26   22.12.
AGM    2021
RKB
 Ct
                               F.M.A. 275 of 2019
07                                    With
                    CAN 1 of 2018 (Old No. CAN 7116 of 2018)

                     The New Indian Assurance Company Ltd.
                                    Versus
                              Seema Sarkar & Ors.


               Mr. Rajesh Singh
                                    ... for the appellant.

               Ms. Sima Ghosh
                                  ... for the respondents.


                     Learned advocates for both the parties are ad

               idem on the point that the instant appeal may be

               disposed of giving a go by to the technicalities involved

               in the process.

                     It is submitted by the learned advocate for the

               appellant/ insurance company that the appeal may be

               disposed of on the basis of materials furnished by

               both the parties to this case, which is not opposed by

               the learned advocate representing the claimants.

                     When learned advocates for both the parties are

               agreeable to the expeditious disposal of the instant

               appeal, the Court should not stand in the way.

                     This is an appeal of Insurance Company and is

               directed against the judgement and award dated 15th

               May, 2018, passed by Ld. Judge, Motor Accident

               Claims Tribunal, Fast Track Court, Suri at Birbhum,

               in M.A.C. Case No.80 of 2015, on a claim under
                       2




Section 166 of the M.V. Act, 1988, granting an award

to the tune of Rs.14,70,000/- to the dependents of the

deceased, namely, 'Jhinuk Sarkar', for a vehicular

accident occurred on 3rd March, 2015, by reason of

involvement     of    vehicle    No.WB-57/7928      in

consequence of rash and negligent driving.

      Mr. Singh, learned advocate appearing for the

appellant/Insurance Company primarily disputes the

quantum of compensation assessed by the Ld.

Tribunal   on   two   grounds.   Insurance   Company

submits that the Learned Court below has erred in

law in considering the income of the 19 years old

victim, a student of B. Tech., 2nd Year at Bengal

Institute of Technology and Management, at Rs.

10,000/-per     month.    Secondly,   deceased   being

unmarried, the deduction for personal expenses

should have been 50% of victim's income, and not

1/3rd, as decided by the Ld. Tribunal.

      Per contra, Ms. Ghosh, the Learned Advocate

for the respondents /claimants submits that the

award passed by the Learned Tribunal is just and

further prays for consideration of future prospect of

the deceased.

      Ms. Ghosh further submits that though a COT

application has not been taken out as yet, but the

claimants should have been granted 'future prospect'
                          3




in view of the decision of Apex Court rendered in the

case of Surekha and others Vs Santosh and others

reported in 2020 (2) TAC 44 SC.

      On the issue of monthly income, it appears that

Apex Court in the case of Navjot Singh Vs Harpreet

Singh and Others, in exercise of its authority

available to Apex Court held notional income of an

Engineering    student       at   Rs.10,000/-    per   month,

without equating a student pursuing Engineering

Degree Course with minimum wages admissible to an

unskilled     worker.        In    another     case    of   G.

Ravindranath @ R. Chowdhary -Vs.- E. Srinivas &

Anr. reported in 2013 (4) TAC 849 SC the income of

a 19 years old student of PUC, 2nd year, who used to

assist his parents in agricultural works, and also in

vending milk to the customers, was held                 to be

Rs.3,500/- per month.             Similarly, in the case of

Arvind Kumar Mishra -Vs- New India Assurance

Co. Ltd. reported in 2010 (4) TAC 385 SC the income

of a final year engineering student of a reputed

college, with brilliant academic record, having passed

examinations    with     distinction,    was    held   to   be

Rs.5,000/- per month.

      Upon     seeing    such      referred    judgments    as

discussed hereinabove, this court is of the view that

realistic approach has to be applied in the given
                            4




circumstances       of    the    case        for   a   second      year

engineering girl student, who left this world being a

victim of road accident, without being fully blossomed.

For the peculiarity of circumstances involved in this

case, for special features of this case, and after

applying a reasonable approach, if an amount of

Rs.6,000/- per month for a second year B. Tech.

Student, who became a victim of road traffic accident

in 2015, is assessed as income on a claim under

Section 166 of M.V. Act, the same does not appear to

be excessive and exorbitant also.

        The second year girl student pursuing B. Tech.

cannot be equated with an unskilled worker having no

stable income for all purposes.

        This observation is made upon consideration of

the peculiar circumstances involved in this case, and

for special features of this case, which neither can be

generalized    in    any        other    cases,        nor   can    be

straightjacketed in any manner whatsoever.

        Having      considered        the     submissions,         thus

advanced by both the parties, and also taking note of

the judgments referred hereinabove, and bearing in

mind the guidelines prescribed in the cases of Smt.

Sarla     Verma       &        Ors.     Vs     Delhi      Transport

Corporation & Anr., reported in (2009) 6 SCC 121

and National Insurance Company Ltd. Vs Pranay
                      5




Sethi & Ors., reported in (2017) 16 SCC 680 along

with the precedence of this Court, it appears that

there is scope for revisiting the award upon due

consideration of the income, erroneously assessed by

the Tribunal.

      Since 1/3 as personal expenses of the deceased

has been deducted, which in view of decision rendered

in the case of Pranay Sethi & Ors (supra), the

appellant/insurer is justified in submitting that 50%

of the victim's income towards personal expenses of

the deceased should have been deducted instead of

1/3, as erroneously made by the Tribunal.

      At the same time, this court does not prefer to

become hyper-technical in refusing the claim of the

claimants so as to make the awarded sum to be just

and proper, even in the absence of COT being filed for

the purpose.

      For assessing the just compensation, future

prospect to the tune of 40% on the income of the

deceased so assessed, should also be added.

      Accordingly, the award passed by the Tribunal

is thus modified to the extent mentioned hereinabove

and recalculated as hereinunder :

Particulars                           Amounts (Rs.)

Monthly Income                              6,000/-
Add 40% income for future prospect          8,400/-
(Rs.2,400/-)
Yearly Income                         1,00,800/-
                           6




50% deduction for personal expenses             50,400/-
Multiplier (18)                               9,07,200/-
Collective General damages                       30,000/-
                                             ------------
Total                                        9,37,200/-
                                              ---------------

        Mr.   Singh    submits    that   a    total   sum       of

Rs.18,44,417/- is deposited by insurance company,

by way of two separate deposits of Rs.25,000/- and

Rs.18,19,417/- respectively, with the Registrar

General of this Court.

Accordingly, from the above deposit, a sum of

Rs.9,37,200/- along with 6% p.a. interest on the

same, to be calculated from the date of filing of claim

application till the date of payment, may be disbursed

to the claimants in accordance with law and in the

manner and proportion as per the award.

Liberty is given to claimants to make proper

approach to Registrar General for release of such

modified award. Claimants/respondents shall furnish

particulars of their Bank details as also proof of

identity with the Registrar General of this Court as

expeditiously as possible.

Upon deposit of such details, the Registrar

General is directed to pay the said sum directly in the

bank account of the claimants through RTGS/NEFT.

Such payment to claimants must be made within four

weeks from the date of receipt of the Bank details

from the claimants/respondents.

The Learned Registrar General is further

directed to refund the entire balance deposit with

interest accrued, to the insurance company within a

period of four weeks.

With the aforesaid directions the instant appeal

is disposed of.

In view of the disposal of this appeal, connected

application, if any, is also disposed of.

There will no order as to costs.

Urgent photostat certified copy of this order, if

applied for, be given to the parties, upon compliance

of all formalities, on priority basis.

(Subhasis Dasgupta, J)

 
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