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Arun Laxman Mohane vs The New India Assurance Co. Ltd. And Ors
2025 Latest Caselaw 6440 Bom

Citation : 2025 Latest Caselaw 6440 Bom
Judgement Date : 4 October, 2025

Bombay High Court

Arun Laxman Mohane vs The New India Assurance Co. Ltd. And Ors on 4 October, 2025

2025:BHC-AUG:27954



                       IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                  BENCH AT AURANGABAD

                                910 FIRST APPEAL NO. 809 OF 2011
                                      ARUN LAXMAN MOHANE
                                              VERSUS
                      THE NEW INDIA ASSURANCE CO. LTD. AND ORS
                                            .....
          Mr. M. M. Bhokarikar, Advocate for Appellant
          Mr. A. S. Usmanpurkar, Advocate for the Respondents

                                                  CORAM : R. M. JOSHI, J.
                                                  DATE     : 4th OCTOBER, 2025

          P.C. :-

1. This Appeal under Section 170 of the Motor Vehicles Act

takes exception to the judgment and award dated 29/12/2010 passed

by the Motor Accident Claim Tribunal, Jalgaon in MACP No. 78/2005, for

seeking enhancement of the compensation granted by the Tribunal.

2. Appellant/Claimant was travelling as a pillion rider on motor

cycle bearing No. MH-19-H-0672 while returning from Shendurni to

Pimpalgaon Budruk on 02/12/2004 at about 12.30 p.m. It is his case

that when he reached near the field of Shri Bhaurao Patil, Sangavi on

Pahur Shendurni Road, a matador bearing No. MH-19-4198 coming

from the Pahur side gave dash to another matador bearing No.

MH-02/T-5995 which was running ahead of him. It is claimed that the

matador bearing No. MH-19/4198 came in high speed and gave dash to

the other matador plying in front of motorcycle and the said matador

910 FA 809.2011.odt 1 of 8 consequently dashed upon the motorcycle. In the said accident, he

sustained injuries. He was admitted to the Civil Hospital and from there

shifted to Neurology and Trauma Center of Dr. Rajesh Jain, Jalgaon. He

claims to have sustained fracture to the skull and so also to the

shoulder. He claims to have been kept in I.C.U. and that to operation

were performed upon him. It is claimed by him that at the time of

occurrence of the accident he was about 30 years of age with

occupation as an agriculturist and earning approximate income of

Rs.6,000/- per month. He claims to have suffered permanent disability

and was unable to work as before. It is claimed that both matador

vehicles involved in the accident are insured with New India Assurance

Company. The complainant on all accounts claimed compensation of

Rupees Four lakhs jointly and severally from the Respondents.

3. Respondent No.2 though served failed to remain present

before the Tribunal and hence, the proceedings were held ex-parte

against him. Respondent Nos.1 and 3 i.e. Insurer filed say at Exhibit 19

denying the adverse contentions of the claimant. It is claimed that the

accident has occurred due to the negligence of the driver of the

motorcycle on which claimant/appellant was pillion rider.

4. Learned Tribunal framed issues vide Exhibit 46 and burden

was cast upon the claimant to substantiate that he sustained injuries

due to rash and negligence driving of the vehicles of Respondents so

910 FA 809.2011.odt 2 of 8 also he is entitled to receive compensation.

5. Claimant examined himself at Exhibit 49 and placed reliance

on documentary evidence such as FIR (Exhibit 53), spot panchnama

(Exhibit 54), Doctor's certificate (Exhibit 55), insurance policy (Exhibit

60) and medical bills and disability certificate which is marked as Exhibit

58 and 7/12 extract at Exhibits 63 and 64.

6. During the evidence it is claimed by the claimant that rider

was riding motorcycle in moderate speed and that the accident has

occurred due to the rash and negligence driving of matador bearing No.

MH-19-4198. He placed reliance on the spot panchnama, first

information report and other police papers.

7. For the purpose of proving the permanent disability caused

to the claimant he placed reliance on the disability certificate Exhibit 58.

It is necessary to take note of the fact that though the said certificate

was marked as Exhibit 57, it was marked with objection. There is no

dispute about the fact that claimant apart from examining himself has

not examined any other witness and has not examined author of the

said certificate.

8. No other evidence was led by the parties and the Tribunal by

passing impugned judgment and order partly allowed the claim directing

compensation of Rs.60,000/- (inclusive Rs.25,000/- of NFL amount) to

910 FA 809.2011.odt 3 of 8 be paid to the claimant jointly and severally by Respondent Nos.1 and 2

along with the interest at the rate of 7.5% per annum.

9. Being aggrieved by the said judgment and order, present

Appeal is filed on the ground that the Tribunal has committed error and

not considering the provisions of the Motor Vehicles Act and the

precedents of the Apex Court while passing impugned order. It is also

sought to be claimed that the Tribunal has failed to take into

consideration the nature of injuries, the effect of those injuries on the

capacity of claimant to work and on that count future income being

affected adversely. It is also claimed that the Tribunal has failed to take

into account the age of claimant and the loss of efficiency caused to the

claimant on account of the injuries sustained in the accident.

10. Learned Counsel for the claimant submits that the Tribunal

has committed serious error in not considering the future loss of income

caused to the claimant on account of the injuries and consequent

permanent disability. It is his submission that the Tribunal has failed to

take into consideration the physical limitation and disabilities caused to

the claimant on account of the injuries sustained. It is his submission

that the Tribunal ought to have accepted the disability certificate placed

on record and ought to have granted compensation on various heads.

To support his submission he placed reliance on the judgment of the

Hon'ble Supreme Court in case of Jithendran V. New India Assurance

910 FA 809.2011.odt 4 of 8 Co.Ltd. AIR 2021 SC 5382. A specific reference is made to paragraph

No.16 of the said judgment referring to the heads under which the

claimant should be awarded compensation in injury cases. Similarly, he

has placed reliance on the judgment in case of Jagdish V. Mohan and

Ors, AIR 2018 SC 1347 in order to argue that pain and suffering, loss of

income, inability to lead normal life with amenities, medical expenses

and loss of expectation of life ought to have been considered by the

Tribunal which has not been taken into account. He also placed reliance

on the judgment of the Co-ordinate Bench of this Court in First Appeal

No. 1670/2017, dated 09/10/2018 to argue that on the heads such as

future income, loss of actual income, medical expenses, loss of

amenities, loss of expectation of life etc. the compensation ought to

have been granted. Reference is also made to the judgment of this

Court in case of New India Assurance Company Limited, Through its

Authorized Signatory/Branch Manager, Branch Ofce At Jalna Road, Beed

Tq. and Dist. Beed and Anr. Versus Vishal Rameshwar Mote and Anr,

2019(6) BCR 487. It is his submission by referring to the judgment of

the Hon'ble Supreme Court in case of Sunita V. Rajasthan State Road

Transport Corporation, AIR 2019 SC 994 that the strict principles of

proof like criminal case are not attracted to the proceeding under the

Motor Vehicles Act and the proof in such cases must be on

preponderance of probability only. He also placed reliance on following

judgments:

910 FA 809.2011.odt 5 of 8

(i) Pappu Deo Yadav Vs. Naresh Kumar, AIR 2020 SC 4424

(ii) Jagdish V. Mohan and Ors., AIR 2018 SC 1347

(iii) Raj Kumar V. Ajay Kumar, AirOnline 2010 SC 125

(iv) Smt. Pushpa Bajirao Thorat and Ors. Vs. Dnyaneshwar Kondaji Auti Died and Ors., 2019(2) Mh.L.J. 418

(v) Oriental Insurance Co.Ltd., V. Smt. Nanjamma, 2003 Air Kant, H.C.R. 3098

11. Learned Counsel for the Insurer opposed the Appeal by

contending that in order to decide the entitlement, at the outset

claimant is required to prove that permanent disability has been caused

to him. By referring to the record before the Tribunal it is argued that

the permanent disability certificate has not been proved by the

appellant and hence, there is no question of granting any compensation

to the claimant on that count. It is his submission that the Tribunal has

rightly taken into consideration the age and nature of injuries and

granted compensation of Rs.30,000/- towards pains and suffering which

is just and reasonable in the facts of the case. He further drew attention

of the Court to the additional compensation of Rs.80,000/- granted by

the Tribunal towards medical expenses without examining any other

witness by the claimant.

12. There cannot be dispute made with regard to the proposition

sought to be canvassed by the learned Counsel for the claimant that the

principles of strict proof of a fact as in criminal case would not attract to

the proceedings under the Motor Vehicles Act and the proof of the fact is

required on preponderance of probability. This, however, does mean to

910 FA 809.2011.odt 6 of 8 absolve burden on the claimant to substantiate his claim including

factum of permanent disability by leading cogent evidence. Herein this

case, the initial burden was on claimant to prove the occurrence of the

accident and the rash and negligence on the part of the respondents in

the same. The claimant has led evidence to that effect. Apart from his

oral evidence, he placed reliance on the first information report and

other police papers which indicate that the accident in question has

occurred not due to the negligence of the claimant but it is negligence

of the driver of matador in question.

13. Thereafter the claimant was required to establish that in the

said accident on account of the injuries caused therein, he has suffered

permanent disabilities. In this regard though claimant has examined

himself and also has sought to place on record disability certificate.

Admittedly, no witness is examined by claimant to prove the certificate

of disability and as such it cannot be read in evidence since it has not

been proved. This Court, finds no substance in the contention of the

learned Counsel for the Appellant/claimant that even without proving

the certificate, the contends thereof could be read in evidence. Though

claimant is not required to prove the said fact by strict proof but on

probability it ought to have been established.

14. Thus, admittedly the claimant has failed to substantiate that

permanent disability was caused to him. As against this, evidence on

910 FA 809.2011.odt 7 of 8 record i.e. discharge card indicates that he was hospitalized from

02/12/2004 to 03/12/2004 and did not undergo any surgery. This

evidence clearly indicates that the contentions of the claimant with

regard to the having undergone operation etc. can not be accepted.

15. Pertinently, though the claimant has not examined any

witness, the Tribunal has accepted the medical bill to the extent of

Rs.80,000/-. In the facts of the case and having regard to the period of

hospitalization, this Court finds the said assessment to be just and

reasonable.

16. Since the claimant has failed to substantiate his claim of

permanent disability, question of Tribunal requiring to decide any other

issue does not arise. There is no evidence placed on record to indicate

that there was loss of income to the claimant. Moreover, for want of

proof of permanent disability, it cannot be said that his future earning

capacity was hampered. Having regard to the case sought to be made

out by the claimant and the evidence led before the Tribunal, the

compensation granted by the Tribunal needs to be accepted as just and

reasonable. Hence, there is no case made out by the appellant to cause

interference in the order impugned. Hence, Appeal stands dismissed.

(R. M. JOSHI, J.)

ssp

910 FA 809.2011.odt 8 of 8

 
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