Wednesday, 29, Apr, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

The National Insurance Co Ltd vs Mrs Sunita Kamble & Ors
2017 Latest Caselaw 2800 Bom

Citation : 2017 Latest Caselaw 2800 Bom
Judgement Date : 6 June, 2017

Bombay High Court
The National Insurance Co Ltd vs Mrs Sunita Kamble & Ors on 6 June, 2017
Bench: P.R. Bora
                                   1                   FA NO.982 OF 2006


       IN THE HIGH COURT OF JUDICATURE OF BOMBAY
                  BENCH AT AURANGABAD


                      FIRST APPEAL NO.982 OF 2006


           National Insurance Co.Ltd.,
           having it's Head Office and
           Registered Office at 3, Middleton
           Street, Kolkatta, a Branch Office
           at Latur and a Divisional Office at
           Hazari Chambers, Station Road,
           Aurangabad, Now through the
           Divisional Manager at Aurangabad.

                                       ...APPELLANT
                                       (Orig.Respdt.No.2)
                   VERSUS

  1.       Smt. Sunita w/o Avinash Kambale,
           Age 23 years, Occu. Household;
           R/o. Kini (Yelladevi), Tq. Udgir,
           Dist. Latur.

  2.       Padmabhushan s/o Avinash Kambale,
           Age 3-1/2 months - a minor - u/g of
           his natural mother Smt. Sunita
           w/o. Avinash Kambale, Respdt.No.1.

  3.       Pranita d/o Avinash Kambale,
           Age 7 months - a minor, u/g of
           her natural mother Smt.Sunita
           Avinash Kamble, Respdt. No.1.

  4.       Hausabai w/o Raghunath Kamble,
           Age 60 years, Occu. Household;
           R/o Kini ( Yelladevi), Tq. Udgir,
           Dist. Latur.

                                       ...RESPONDENTS




::: Uploaded on - 15/06/2017                ::: Downloaded on - 28/08/2017 05:10:59 :::
                                         2                  FA NO.982 OF 2006

                                            (Respdts.No.1 to 4:
                                            Orig. Claimants No.1 to 4)

  5.       Mrs. Uma w/o Sangiv Limaye,
           Age Major, Occu. Business,
           R/o Karad Nagar, Ahmedpur,
           Tq. Ahmedpur, Dist. Latur.

                                            ...RESPONDENT
                                            (ORIG.RESPDT.NO.1)

  (6.      Haridas s/o Narayan Kendre,
           Age 33 years; Occu. Driver;
           r/o M.S.R.T.C. Department,
           Ahmedpur.)

           (Respondent no.6 deleted as per Hon'ble
           Court's order dt.5.9.2006)
                                      RESPONDENTS
                                      (Orig.Respdt.No.3)

  7.       Divisional Controller, Maharashtra
           State Road Transport Corporation,
           Division, Latur.

                                            ...RESPONDENT
                                            (ORIG.RESPDT NO.4)
                    ...
  Shri R.C.Bora, Advocate, h/f Mr. P.F.Bafna, Advocate for
  appellant.
  Mr.Milind Patil, Advocate for respondent no.5.
  Mrs. R.D.Reddy, Adv., for respondent no.7.
                              ...
                     CORAM: P.R.BORA, J.

                               DATE : JUNE 6th, 2017

                                      ***
  JUDGMENT:

1. The appellant Insurance Company has filed the

3 FA NO.982 OF 2006

present appeal against the judgment and award dated 7 th

of October, 2004, passed by the Motor Accident Claims

Tribunal at Udgir in M.A.C.P.No.162/2002 ( Old MACP

No.246/2001).

2. Respondent nos. 1 to 4 had filed the aforesaid

claim petition claiming compensation on account of death

of Avinash Raghunath Kamble who died in a vehicular

accident occurred on 10th of May, 2001, having

involvement of a mini Bus bearing Registration No.MH-26-

C-4584 and State Transport Bus bearing registration No.

MH-20-D-1773. Learned Tribunal after having assessed

the evidence brought before it has allowed the claim

petition against the owner and insurer of the Mini Bus.

The petition has been dismissed against the driver of the

State Transport Bus and the State Transport Corporation.

Aggrieved thereby, the Insurance Company has preferred

the present appeal.

3. Shri R.C.Bora, learned Counsel, holding for Shri

P.P.Bafna, learned Counsel for the appellant Insurance

Company, at the outset submitted that though the

4 FA NO.982 OF 2006

Insurance company has raised various grounds in

exception to the impugned award, the only ground which

is now being pressed by the Insurance Company is in

relation to the quantum of compensation. Learned

counsel submitted that without any cogent and sufficient

evidence, the Tribunal has awarded the compensation of

Rs.10,000/- inclusive of No Fault Liability compensation.

Learned Counsel further submitted that the learned

Tribunal has failed in appreciating that when the income of

the deceased is on the higher side, while determining the

amount of dependency compensation, the age of the

deceased cannot be the only factor while selecting the

multiplier. Learned counsel submits that in view of the

income of the deceased, the Tribunal should not have

applied the multiplier of 18 and in its place ought to have

applied multiplier of 13.

4. Learned Counsel further submitted that the

Tribunal has also erred in awarding non pecuniary

damages. Learned Counsel, more particularly, assailed

the grant of Rs.25,000/- by the Tribunal towards pains and

agony. Learned Counsel submitted that since the claim

5 FA NO.982 OF 2006

was arising out of the fatal accident, there was no

propriety in awarding compensation to the claimants for

pains and agony. Learned Counsel submitted that when

the Tribunal has awarded compensation of Rs.50,000/- to

the claimants towards loss of love and affection and has

also awarded separate compensation of Rs.25,000/- to the

widow of the deceased for loss of consortium, the Tribunal

could not have again awarded compensation of

Rs.25,000/- towards pains and agony. Learned Counsel

further submitted that the amount of Rs.5,000/- granted

by the Tribunal towards funeral expenses is also on higher

side. Learned Counsel, therefore, prayed for modifying

the award by redetermining the payable compensation.

5. Learned Counsel appearing for the original

respondents supported the impugned judgment.

6. I have carefully considered the arguments

advanced by the learned Counsel appearing for respective

parties. I have perused the impugned judgment, the

evidence on record and the other material available on

record. There is no dispute that deceased Avinash was

6 FA NO.982 OF 2006

serving as a Teacher and was drawing the net monthly

salary to the tune of Rs.6,260/-. The Tribunal, while

determining the amount of dependency compensation, has

rightly deducted one third of the total income of the

deceased towards personal expenses and has determined

the compensation holding the dependency of the claimants

for the income of Rs.4,173/- per month which annually

comes to Rs.50,076/- by multiplying the same with the

multiplier of 18. In so far as the selection of multiplier is

concerned, it is the objection raised on behalf of the

Insurance Company that having regard to the income of

the deceased on higher side, the multiplier of 13 should

have been applied instead of multiplier of 18. I am not

convinced with the argument so advanced. The income of

the deceased to the tune of Rs.6260/- per month cannot

be said to be on higher side. In the circumstances,

having regard to the age of the deceased of 28 years, the

Tribunal has rightly applied the multiplier of 18. Thus,

in so far as the amount of dependency compensation is

concerned, it does not appear to me that the Tribunal has

committed any error in calculating the said amount.

7 FA NO.982 OF 2006

7. The Tribunal has awarded a sum of Rs.50,000/-

towards loss of love and affection and the amount of

Rs.25,000/- to the widow of the deceased towards loss of

consortium. Though it was sought to be canvassed by the

learned Counsel appearing for the appellant that the

amounts as aforesaid awarded by the Tribunal are on

higher side, the contention so raised is liable to be

rejected. It does not appear to me that the compensation

so awarded by the Tribunal under the heads of loss of love

and affection and loss of consortium are in any way

unreasonable or excessive. However, there is substance in

the objections raised on behalf of the appellant as against

the award of compensation to the tune of Rs.25,000/-

towards pain and suffering. No such amount could have

been awarded by the Tribunal. Present was not the

petition filed by an injured claiming compensation on

account of injuries caused to him or disablement sustained

by him in the accident. In fact, when the Tribunal has

awarded the compensation towards loss of love and

affection and towards consortium, the Tribunal could not

have again awarded the compensation towards pain and

sufferings. To that extent, the impugned award needs to

8 FA NO.982 OF 2006

be modified.

7. In view of the discussion made above, the

appellants are held entitled to the total compensation

amounting to Rs.9,25,000/- instead of the compensation

of Rs.9,50,000/- determined by the Tribunal. Save and

except decrease in the amount of compensation as

aforesaid, the remaining part of the impugned award is

kept as it is. Revised award be prepared accordingly.

The Appeal is, thus, partly allowed. No costs.

(P.R.BORA) JUDGE ...

agp/982-06fa

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter