Citation : 2023 Latest Caselaw 2849 UK
Judgement Date : 25 September, 2023
HIGH COURT OF UTTARAKHAND AT
NAINITAL
Writ Petition (M/S) No.2666 of 2023
Bihari Lal ....Petitioner
Versus
State of Uttarakhand and Others ....Respondents
Present:-
Mr. Deep Chandra, Advocate for the petitioners.
Mr. K.K. Sah, Additional C.S.C. for the State.
Mr. Ajay Singh Bisht, Advocate for the respondent no.3/the
Bank.
JUDGMENT
Hon'ble Ravindra Maithani, J. (Oral)
The challenge in this petition is made to recovery
notice dated 01.08.2023 issued by the respondent no.2,
Tehsildar, Bageshwar, District Bageshwar.
2. Heard learned counsel for the parties and
perused the record.
3. It is the case of the petitioner that in the year
2015, he took a loan of Rs. 8 Lakhs from the respondent no.3.
He could not repay the loan amount due to COVID-19
pandemic. Now, the recovery notice has been issued.
4. Learned counsel for the petitioner would submit
that the petitioner had admittedly taken the loan, but he
wanted to repay it after retirement, which was due in the year
2016. But, unfortunately, he did not get his pensionary
benefits due to some disciplinary proceedings and the matter
is still in litigation. He would submit that he needs some time
to repay the loan.
5. Admittedly, the loan had been taken and the
liability is admitted. What is the financial condition of the
petitioner, when he took the loan? What is his capacity today?
What are the financial resources of the petitioner? they may
not be evaluated before this Court and even there is no
material to evaluate the financial condition of the petitioner.
Therefore, there is no reason to make any interference and
the petition deserves to be dismissed at the stage of
admission itself.
6. The writ petition is dismissed in limine.
7. However, if the petitioner intends to deposit the
loan, he may very well approach the respondent no.3/ the
Bank, not by mere words, but by depositing substantial
portion of the dues. Once it is done, and the petitioner seeks
time, this Court has no doubt that the respondent no.3/the
Bank would consider the request within four corners of the
law.
(Ravindra Maithani, J.) 25.09.2023 Ravi Bisht
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