Citation : 2023 Latest Caselaw 1743 Tel
Judgement Date : 24 April, 2023
HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
M.A.C.M.A.No. 1921 of 2007
AND
M.A.C.M.A.No. 5212 of 2008
COMMON JUDGMENT:
Aggrieved by the Award dated 03.08.2006 in
O.P.No. 1178 of 2002 on the file of the Motor Accidents Claims
Tribunal-cum-VI Additional District Judge (Fast Track Court),
Nizamabad at Kamareddy, the Insurance Company filed
M.A.C.M.A.No. 1921 of 2007 and the claimant filed M.A.C.M.A. No.
5212 of 2008.
2. The claimant filed the O.P. seeking compensation of
Rs.3,00,000/- for the injuries sustained by him in a motor vehicle
accident. It is the case of the claimant that on 03.03.2002, he
was going on TVS Scooty bearing No. AP 25 C 6279 as pillion rider
driven by one Sridhar towards Sircilla side from Old Bus Stand,
Kamareddy, when they reached near godown road chowrasta, the
rider of TVS scooty drove it on wrong side of the road and lost
control over it and dashed against the scooterist who was coming
on scooter bearing No. AP 25 C 1668, due to which, the claimant
fell down from the scooty and sustained injuries. He received
multiple fracture to right leg, dislocation of right hip joint and
dislocation of right knee joint, fracture of skull, fracture of ribs,
multiple and grievous injuries all over the body. Immediately, he
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was shifted to Government Hospital, Kamareddy and spent
Rs.2,00,000/- for the treatment of the injuries sustained by him.
According to the claimant, he was working as commission agent
and running petrol pump at Kamareddy and was earning
Rs.20,000/- per month. Due to the accident, he became
permanently-disabled and unable to walk and lost total earning
power.
3. The owner of the TVS scooty filed the counter-
affidavit denying the averments made in the Petition.
4. The Insurance Company filed the counter-affidavit
stating that the claimant did not furnish the copy of the Insurance
policy in respect of TVS scooty and denied that the said vehicle
was insured. It is stated that the liability of the Insurance
Company is strictly governed by the terms and conditions of the
policy and breach of conditions does not make this respondent
liable to pay the compensation. It is further stated that though
the driver was having a valid driving licence, unless the vehicle is
covered by valid fitness, road tax and permit, this respondent
cannot be held liable.
5. The claimant in support of his case, examined
P.Ws.1 and 2 and got marked Exs.A1 to A10. Ex.C1 disability
certificate was also marked on behalf of the claimant. On behalf of
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the Insurance Company, Ex.R1 copy of insurance policy was
marked.
6. The Tribunal on consideration of the entire
evidence, observed that after investigation, the police filed the
charge sheet against one Komma Sridhar, rider of TVS scooty for
riding it in a rash and rash and negligent manner causing injuries
to the claimant. On the basis of oral evidence of P.W.1 coupled
with the documentary evidence under Exs.A1 and A2, the
claimant has amply proved that he sustained injuries in the
accident. The Tribunal therefore, awarded Rs.60,000/- with future
interest thereon at 9% per annum from the date of petition till the
date of realisation.
7. Learned counsel for the Insurance Company
submits that the policy is an 'Act policy' and as per the 'Act policy',
the pillion rider is not covered and the owner of the vehicle is liable
to pay the compensation. He submits that the Insurance
Company is not liable to pay the compensation and this aspect
was not considered by the Tribunal.
8. Learned counsel for the claimant submits that the
Tribunal on the basis of the oral evidence of P.W.1 coupled with
documentary evidence ie. Exs.A1 and A2 held that the claimant
proved that he sustained injuries in the accident.
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9. On perusal of Ex.R1, it is clear that it is an 'Act
Policy' and as per the 'Act Policy', the pillion rider is not covered.
In view of the same, the order of the Tribunal as far as fastening
the liability on the Insurance Company is concerned is set aside.
and the owner of the vehicle alone is liable to pay the
compensation. It is submitted that the Insurance Company has
already deposited half of the amount and the claimant has
withdrawn the said amount. If it is not withdrawn, the Insurance
Company can withdraw the said amount. If the same is withdrawn
by the claimant, the Insurance Company is at liberty to recover
the amount from the owner of the vehicle.
10. The claimant sought enhancement of compensation
in M.A.C.M.A. No. 5212 of 2008. This Court in the Appeal filed by
the Insurance Company has already held that the Insurance
Company is not liable to pay the compensation and it is the owner
alone who has to pay the compensation.
11. Coming to the enhancement of compensation,
according to the claimant, he has sustained two grievous injuries
in the accident ie. to right hip contusion about 3 x 3 cms. and
fracture of neck of femur. Further, the Tribunal has considered
only one injury and granted an amount of Rs.20,000/-. In view of
the evidence on record, this Court is inclined to grant for two
injuries at Rs.40,000/- each i.e. Rs.40,000/- x 2 = Rs.80,000/-.
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12. Coming to the loss of earnings, the Tribunal has
granted Rs.30,000/- and Rs.10,000/- towards pain and suffering
which this Court is not inclined to interfere with. Under the heads
of attendant benefits, transport charges, extra nourishment, this
Court is inclined to grant Rs.10,000/- each.
13. The claimant is therefore, entitled to the
compensation under the following heads:
Head Compensation awarded
(1) For two injuries Rs.80,000/-
(2 x Rs.40,000/-)
(2) Loss of earnings Rs.30,000/-
(Rs.5,000/- x 6 months)
(3) Pain and suffering Rs.10,000/-
(4) Transportation Rs.10,000/-
(5) Extra nourishment Rs.10,000/-
(6) Attendant benefits Rs.10,000/-
(7) Legal expenses Rs.10,000/-
Total Rs.1,60,000/-
10. In the result, M.A.C.M.A. No. 1921 of 2007 is
allowed and the order of the Tribunal as far as fastening the
liability on the Insurance Company to pay the compensation is
set aside. M.A.C.M.A. No. 5212 of 2008 is partly allowed
enhancing the compensation from Rs.60,000/- to Rs.1,60,000/-
(a) The enhanced amount shall carry interest at 7.5% p.a.
from the date of petition till the date of realization.
(b) The owner of the vehicle shall deposit the amount
within a period of eight weeks from the date of receipt of a
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copy of the judgment. On such deposit, the claimant is
entitled to withdraw the entire amount without furnishing
any security.
11. Pending miscellaneous petitions, if any, shall stand
closed.
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LALITHA KANNEGANTI,J 24th April 2023
ksld
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