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New India Assurance Company ... vs Bongari Nagesh,
2022 Latest Caselaw 2 Tel

Citation : 2022 Latest Caselaw 2 Tel
Judgement Date : 3 January, 2022

Telangana High Court
New India Assurance Company ... vs Bongari Nagesh, on 3 January, 2022
Bench: G Sri Devi
                   THE HON'BLE JUSTICE G. SRI DEVI

                        M.A.C.M.A. No. 4141 of 2008

JUDGMENT:

New India Assurance Company Limited, respondent No. 3 before

the Tribunal, preferred this appeal challenging the award and decree, dated

13.03.2006, passed in M.A.T.O.P.No. 607 of 2002 on the file of the Motor

Accidents Claims Tribunal (IV Additional District Judge) (FTC-III),

Khammam.

The claimant, respondent No. 1 herein, filed the O.P. claiming

compensation of Rs.1,50,000/- for the injuries sustained by him in the motor

accident that occurred on 23.04.2002. According to the claimant, after

attending his duty at Khammam while he was returning to Nelakondapally

Village in the offending vehicle/auto bearing No. AP-20-U-8315, owned by

respondent No. 3 herein, , when the auto reached near Gokinapally Village

at Gouthami Granite Factory, the respondent No. 2 herein, being its driver,

drove the auto in a rash and negligent manner at high speed, due to which,

the auto turned turtle. As a result, the claimant sustained fracture, crush

injuries on left leg foot on below knee and multiple injuries all over his body.

According to the claimant, he incurred Rs.35,000/- towards treatment and

other expenses and on account of the accident, he was unable to attend his

normal duties as he suffered permanent disability. Therefore, he claimed

compensation of Rs.1,50,000/-. Considering the claim and the counter filed

by the Insurance Company and on evaluation of the evidence, both oral and

documentary, the learned Tribunal has allowed the O.P. and awarded total

compensation of Rs.48,000/- towards general and specific damages, with

7.5% interest per annum, holding the driver, owner of the offending vehicle

and the insurance company jointly and severally liable to pay the

compensation.

2

Now, the main contention of the learned Standing Counsel for the

appellant is that the learned Tribunal ought to have seen that the driver of

the offending auto was not having a valid driving license to drive the vehicle

and that the driver of the auto is having non-transport license, whereas he

was driving the passenger vehicle and thus, as there was breach of terms

and conditions of the insurance policy, the learned Tribunal ought not to

have fastened liability on the Insurance Company. It is further contended

that in the circumstances of the case, the learned Tribunal ought to have

directed the Insurance Company to pay the compensation in the first

instance and granted liberty to recover the same from the owner of the

offending vehicle, for the breach of terms and conditions of the policy.

On the other hand, learned counsel appearing for respondent No. 1-

claimant, contended that the compensation awarded by the learned

Tribunal is just and reasonable and needs no interference by this Court.

Heard the learned Standing Counsel for the appellant and the

learned counsel for the claimant-respondent No. 1 herein. Perused the

material available on record.

The learned Tribunal, while answering issue No. 2 i.e., whether the

petitioner is entitled to claim compensation? If so, to what amount and from

which of the respondents, evaluating the evidence adduced by the parties,

has observed, at para No. 13, as under:-

"13. As per Ex.B-2 the driver is authorized to drive auto rickshaw non-transport w.e.f. 16-08-1999. D.L. valid from 16-08-1999 to 15-08- 2019. As per Ex.B-2 certificate it is stated that the licence was non- transport licence. But in the typed Commissioner report it is mentioned that it is true to suggest that R-1 is having valid driving licence and issued to help R-3 but in the evidence of RW-1 it is clearly mentioned that it is not true that by mistake and the commissioner noted accordingly. In his cross-examination he stated that Ex.B-2 is not belongs to him and he also stated that he is not an authorized person to issue licence to anybody. He did not produce office record at present. I have seen from the 3

evidence of RW-1 it is held that there are some lacunas in this case, is not authorized to issue licence and Ex.B-2 is not belongs to him. He did not produce office record at present. It is the main lacuna on the insurance company, that by giving the evidence at the time of recording the evidence by commissioner, the witness who is the government employee and who is authorized person and possess all the records related to driving licence of driver but he did not do so and kept all relevant records with him. But he simply stated that he did not possess office records at present it reveals that the evidence was recorded on the basis of endorsement. If the record is available at the time of giving evidence, it has to prove that the driver is having valid driving licence or converted into driving licence etc. In this case R-3 was not examined by any person of company official to prove their contention. Hence, the plea of the insurance company is not properly proved by them and the evidence of RW-1 is also not properly deposed with records. In this case commissioner also not properly do his duty while recording the evidence of witness. As per the above lacunas in the prosecution case, the contention of R-3 is not properly proved. Hence it is not relied. Hence the insurance company is also liable to pay the compensation to the petitioner."

(verbatim reproduced)

Moreover, in the case of Mukund Dewangan v. Oriental Insurance

Co. Ltd.1 While dealing with the reference 'whether a driver who is having a

licence to drive "light motor vehicle" and is driving "transport vehicle" of that

class is required additionally to obtain an endorsement to drive a transport

vehicle', the Apex Court, at para No 60.4, has answered as under:-

"60.4. The effect of amendment of Form 4 by insertion of "transport vehicle" is related only to the categories which were substituted in the year 1994 and the procedure to obtain driving licence for transport vehicle of class of "light motor vehicle" continues to be the same as it was and has not been changed and there is no requirement to obtain separate endorsement to drive transport vehicle, and if a driver is holding licence to drive light motor vehicle, he can drive transport vehicle of such class without any endorsement to that effect."

1

(2017) 4 SCC 663 4

Therefore, the contention of the learned Standing Counsel for the

appellant that as the driver of the offending vehicle is having non-transport

licence, but he drove the passenger vehicle and as such, since there was

breach of conditions of the policy, the learned Tribunal ought to have

directed the Insurance Company to pay the compensation in the first

instance and granted liberty to recover the same from the owner of the

offending vehicle, cannot be considered, in the light of the observations

made by the Apex Court in of Mukund Dewangan (supra). Since the

learned Standing Counsel for the appellant has not raised any other

grounds, this Court finds no reason to interfere with the order of the

Tribunal and the appeal is liable to be dismissed.

The M.A.C.M.A. fails and the same is accordingly dismissed. No

order as to costs.

Miscellaneous petitions, if any pending, shall stand closed.

___________________ JUSTICE G. SRI DEVI

03.01.2022 tsr 5

THE HON'BLE JUSTICE G. SRI DEVI

M.A.C.M.A. No. 4141 of 2008

DATE: 03-01-2022

 
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