Citation : 2022 Latest Caselaw 1743 Tel
Judgement Date : 6 April, 2022
HON'BLE SMT. JUSTICE G. ANUPAMA CHAKRAVARTHY
M.A.C.M.A. No.227 of 2012
JUDGMENT :
This appeal is filed by the Claimant, aggrieved of the order
and decree dated 30.09.2011 in M.V.O.P.No.490 of 2008 on the
file of Chairman, Motor Accident Claims Tribunal-cum-III
Additional District Judge, Warangal.
2. On 08.02.2007, due to the rash and negligent driving of Auto
trolley bearing No.AP-36-W-7439 and due to application of sudden
brakes by its driver, the appellant/claimant fell down and sustained
grievous injuries to his right thigh and right hip joint.
3. The Tribunal, on examining the oral and documentary
evidence on record, partly allowed the O.P., awarding a total
compensation of Rs.51,900/- along with costs and interest @ 6%
per annum from the date of petition till the date of realization, to be
payable by respondent No.1/owner of the vehicle alone, within a
period of one month from the date of the order. The petition
against respondent Nos.2 and 3/Insurance Company was dismissed.
Aggrieved of exonerating the Insurance Company and Seeking
GAC, J MACMA.No.227 of 2012
enhancement of compensation, the appellant-claimant has filed this
appeal.
4. The main ground for dismissing the petition against
respondent Nos.2 and 3 is that respondent No.2 is the insurer/New
India Assurance Company Ltd., and respondent No.3 is its local
office. The liability against them was dismissed on the ground that
the appellant/claimant was a gratuitous passenger, and therefore,
respondent No.1 alone is liable to pay the compensation.
5. Heard both sides and perused the record.
6. It is contended by the learned counsel for appellant/claimant
that the Tribunal has not properly appreciated the facts of the case
and has erroneously taken the income of the claimant as Rs.3,000/-
per month, though it was the case of the claimant before the
Tribunal that he was earning Rs.5,000/- per month from his
agricultural work. The learned counsel further contended that the
Tribunal did not award any amount for the disability sustained by
the appellant.
GAC, J MACMA.No.227 of 2012
7. On the other hand, it is contended by the learned Standing
Counsel for respondent Nos.2 and 3/Insurance Company that the
injured is a gratuitous passenger, and therefore, the Tribunal has
rightly exonerated the insurance Company from payment of
compensation and therefore, there is no infirmity or irregularity in
the order passed by the Tribunal so as to interfere with the same.
However, he did not dispute the quantum of compensation awarded
by the Tribunal, as the compensation is awarded against the 1st
respondent only.
8. As mentioned above, the Tribunal below directed respondent
No.1/owner of the vehicle alone to pay the entire compensation
amount and exonerated the 2nd respondent/Insurance Company
from its liability by holding that the appellant/claimant is a
gratuitous passenger. In this connection, learned counsel for
appellant has relied upon the judgment of Hon'ble Supreme Court
in Manuara Khatun & others v. Rajesh Kumar Singh &
others1, wherein, it is held that the Insurance Company is liable to
pay compensation even to the gratuitous passengers, but it can
(2017) 4 SCC 796
GAC, J MACMA.No.227 of 2012
recover the said amount from the owner of the vehicle insured. In
para 15 of the said judgment, it is held as under :
"This question also fell for consideration recently in National Insurance Co. Ltd. v. Saju P.Paul2 wherein this Court took note of entire previous case law on the subject mentioned above and examined the question in the context of Section 147 of the Act. While allowing the appeal filed by the insurance company by reversing the judgment of the High Court, it was held on facts that since the victim was traveling in offending vehicle as "gratuitous passenger" and hence, the insurance company cannot be held liable to suffer the liability arising out of accident on the strength of the insurance policy. However, this Court keeping in view the benevolent object of the Act and other relevant factors arising in the case, issued the directions against the insurance company to pay the awarded sum to the claimants and then to recover the said sum from the insured in the same proceedings by applying the principle of "pay and recover"".
9. The learned counsel for appellant has also relied on the
judgment of Hon'ble Supreme Court in the case of National
Insurance Co. Ltd. v. Pranay Sethi & others3, wherein, it is held
that the Insurance Company have to pay the compensation and
(2013) 2 SCC 41
2017 ACJ 2700
GAC, J MACMA.No.227 of 2012
recover the same from the owner of the vehicle. As per the above
said judgment, the Insurance Company is liable to pay
compensation and recover from the owner of the vehicle.
10. The learned counsel for appellant has further relied on the
judgment of Hon'ble Supreme Court in Ramla & others v.
National Insurance Company Limited & others4, wherein, the
Apex Court granted interest at the rate of 8% per annum on the
compensation granted. The above judgment squarely applies to the
facts of the present case.
11. It is relevant to mention here that the owner of the vehicle
i.e. the insured has not filed any appeal against the order of the
Tribunal. As far as application of multiplier is concerned, the age
of the injured was 62 years at the time of accident and as per the
judgment of Hon'ble Supreme Court in Smt. Sarla Varma v.
Delhi Transport Corporation5, the multiplier to be applied is 7.
It is further held in the said judgment that the income of a
non-earning member can be taken as Rs.100/- per day, thus, the
(2019) 2 SCC 192
2009 (6) SCC 121
GAC, J MACMA.No.227 of 2012
monthly income of appellant comes to Rs.3,000/-, and Rs.36,000/-
per annum as has been rightly taken by the Tribunal. By applying
multiplier 7, it comes to Rs.2,52,000/-. Ex.A-7 is the disability
certificate, which discloses that the injured sustained 40%
disability, but the Tribunal has not awarded any amount towards
disability. Thus, the disability comes to Rs.1,00,800/-
[2,52,000X40/100]. The Tribunal has rightly awarded Rs.15,000/-
towards pain and suffering, Rs.20,000/- towards loss of amenities
and Rs.2,000/- towards transportation, thus, the total amount comes
to Rs.1,37,800/- [1,00,800+15,000+20,000+2,000].
12. Admittedly, as per Ex.A-3/wound certificate, the appellant
sustained two grievous injuries, namely, fracture to Acetabulam
and fracture of head of femur, but the Tribunal has not awarded
any compensation for those grievous injuries. This Court is of the
considered view that the appellant is entitled for Rs.6,000/- per
each grievous injury and therefore, Rs.12,000/- for both the
grievous injuries. The Tribunal has awarded an amount of
Rs.12,000/- towards loss of earnings during the period of
treatment, which, according to this Court, is reasonable amount.
GAC, J MACMA.No.227 of 2012
The appellant claimed an amount of Rs.35,000/- towards medical
expenses, but the Tribunal has granted Rs.2,964/- only, on the
ground that bills to that effect were not produced by the
appellant/claimant. The Tribunal has further recorded a finding
that the claimant was treated in MGM hospital, Warangal, where
treatment is provided on free of cost. It is relevant to mention here
that though treatment is provided on free of cost, the patients will
be asked to purchase medicines with their own money, when such
medicines are not available in the hospital, and therefore, in view
of the grievous injuries sustained in the accident, the appellant
might have incurred some amount for purchasing medicines.
Further, the evidence of PW-2, who is none other than the Doctor
who treated the appellant, discloses that he prescribed medicines to
the appellant as mentioned under Ex.A-6/prescriptions. In view of
the same, even in the absence of bills, this Court can construe that
the appellant might have incurred some medical expenses, and
hence, a further sum of Rs.10,000/- can be awarded towards
medical expenses, totalling to Rs.12,964/-. Further, the Tribunal
has not awarded any amount towards extra-nourishment and this
GAC, J MACMA.No.227 of 2012
Court is of the considered view that a reasonable sum of Rs.5,000/-
can be granted towards extra-nourishment charges. Thus, the total
compensation amount comes to Rs.1,79,764/- [1,37,800+12,000+
12,000+12,964+5,000] and the same is rounded off to
Rs.1,80,000/-. Admittedly, there is no dispute as far as the
Insurance Policy is concerned, however, the Court did not fix
liability on the Insurance Company, holding that the appellant is a
gratuitous passenger.
13. Accordingly, the appeal is partly allowed with costs,
granting a total compensation of Rs.1,80,000/- with interest at the
rate of 8% per annum from the date of filing of original petition till
the date of realisation, payable by respondent Nos.1 and 2 jointly
and severally within a period of two months from the date of
receipt of a copy of this order. It is further directed that the 2nd
respondent/Insurance Company shall first pay the total
compensation as directed above, to the appellant and later can
recover the same from the 1st respondent/owner of the vehicle by
applying the principle of "pay and recover".
GAC, J MACMA.No.227 of 2012
14. Pending miscellaneous applications, if any, shall stand
closed.
_________________________________ G.ANUPAMA CHAKRAVARTHY, J
Date: 06.04.2022
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