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Hdfc Ergo General Ins. Co. Ltd vs Nemichand And Anr. (2024:Rj-Jd:37070)
2024 Latest Caselaw 7738 Raj

Citation : 2024 Latest Caselaw 7738 Raj
Judgement Date : 6 September, 2024

Rajasthan High Court - Jodhpur

Hdfc Ergo General Ins. Co. Ltd vs Nemichand And Anr. (2024:Rj-Jd:37070) on 6 September, 2024

Author: Nupur Bhati

Bench: Nupur Bhati

[2024:RJ-JD:37070]

        HIGH COURT OF JUDICATURE FOR RAJASTHAN
                       AT JODHPUR
                 S.B. Civil Misc. Appeal No. 3245/2017
HDFC      ERGO       General     Insurance         Company          Limited   through
Assistant Manager Claim, First Floor, N.K. Tower, Plot No. 49,
Opposite Kohinoor Tower, Chopasani Road, Jodhpur.
                                                                        ----Appellant
                                       Versus
1.        Nemichand S/o Gheesa Karar, R/o Laxmipura, Police
          Station Basoli, Tehsil Hindoli, District Bundi. Claimant
2.        Madan Lal S/o Ram Karan Das Bairagi, R/o Mal Ka Khera,
          Tehsil Mandalgarh, District Bhilwara. Owner/driver
                                                                    ----Respondents
                                 Connected With
                 S.B. Civil Misc. Appeal No. 3240/2017
HDFC      ERGO       General     Insurance         Company          Limited   through
Assistant Manager Claim, First Floor, N.K. Tower, Plot No. 49,
Opposite Kohinoor Tower, Chopasani Road, Jodhpur.
                                                                        ----Appellant
                                       Versus
1.        Devraj S/o Jagroop Meena, R/o Khati Khera, Police
          Station Basoli, Tehsil Hindoli, District Bundi. Claimant
2.        Madan Lal S/o Ram Karan Das Bairagi, R/o Mal Ka Khera,
          Tehsil Mandalgarh, District Bhilwara Owner/driver
                                                                    ----Respondents
               S.B. Cross Objection (Civil) No. 119/2020
Nemi Chand S/o Shri Gheesa Karad, aged about 31 years, R/o
Khati Khera, Police Station Basoli, Tehsil Hindoli, District Bundi
(Raj.).
                                                                        ----Appellant
                                       Versus
1.        Madan Lal S/o Ram Karan Das Bairagi, R/o Mal Ka Khera,
          Tehsil Mandalgarh, District Bhilwara (Raj.).
2.        HDFC ERGO General Insurance Company Limited, through
          Branch Manager, Office No. 2, 3Rd Floor, C-98 Sanghvi
          Upsana Tower, Subhash Marg, C-Scheme, Jaipur (Raj.).
          302001. (Insurance Company).
                                                                    ----Respondents

                        (Downloaded on 06/09/2024 at 09:46:28 PM)
 [2024:RJ-JD:37070]                    (2 of 8)                          [CMA-3245/2017]




For Appellant(s)           :     Mr. T.R.S. Sodha.
For Respondent(s)          :     Mr. Sanjay Nahar.
                                 Mr. S.K. Sankhala.



               HON'BLE DR. JUSTICE NUPUR BHATI

Judgment

06/09/2024

1. The appellant/non-claimant No.2, has preferred two misc.

appeals being CMA No.3245/2017 and 3240/2017, assailing the

validity of judgment and award dated 04.09.2017 passed by

learned Judge, Motor Accident Claims Tribunal, Bhilwara

('Tribunal') in MAC Case Nos.1291/2013 and 1289/2013

respectively. The learned Tribunal while passing the impugned

judgment and award has awarded compensation of Rs.87,800/- in

MAC Case No.1291/2013 and Rs.2,89,257/- in MAC Case

No.1289/2013 along with interest @ 6% per annum. The learned

Tribunal held both the non-claimants i.e. appellant and owner of

the offending vehicle liable to pay the compensation.

2. Claimant Nemichand, after being served with the notices of

the instant appealm filed cross objection on 24.09.2018 with a

delay of 128 days with the prayer to dismiss the appeal filed by

the appellant and to enhance the compensation. Along with the

cross-objection, an application under Section 5 of the Limitation

Act for condoning the delay has also been filed.

3. Briefly stated, the facts of the case are that claimants,

namely, Nemichand and Devraj filed claim petitions, claiming

compensation against the non-claimants for the injuries suffered

by them in the accident. It was inter-alia alleged in the claim

[2024:RJ-JD:37070] (3 of 8) [CMA-3245/2017]

petitions that on 16.05.2013 the claimants were going by

motorcycle, they were hit by a jeep (RJE-5784), which was being

plied by its driver rashly and negligently. The claimants sustained

grievous injuries and remained hospitalized. The incident was

report to the police, upon which FIR was registered, wherein after

conducting investigation, charge sheet was filed against non-

claimant No.1. Claimant- Nemichand claimed compensation of

Rs.14,76,000/-, whereas claimant Devraj claimed compensation of

Rs.20,68,000/-.

4. The claim petitions were contested by the non-claimants by

filing their replies. The appellant/non-claimant No.2 filed its reply

while admitting the fact that the at the relevant point of time, the

jeep was insured with it, however, other averments made in the

claim petitions were denied. It was alleged that the rider of the

motorcycle himself was negligent in plying its motorcycle.

Objection with regard to driver of offending jeep not having a valid

and effective licence was taken. Apart from this, objection with

regard to delay in lodging the FIR was also taken by the appellant/

non-claimant No.3.

5. On the basis of pleadings of the parties, the learned Tribunal

framed five issues. The parties led their respective evidence, oral

as well as documentary.

6. The learned Tribunal after considering the arguments made

by respective parties and considering the material produced by

the parties vide judgment and award dated 04.09.2017 partly

allowed the claim petitions and awarded compensation in favour of

claimants, as mentioned above while fastening the liability upon

the non-claimants, jointly and severally.

[2024:RJ-JD:37070] (4 of 8) [CMA-3245/2017]

7. A Coordinate Bench of this Court while admitting the appeals

preferred by the appellant insurance company vide order dated

08.01.2018 stayed the execution of the impugned judgment and

award dated 04.09.2017 qua the appellant insurance company.

8. Learned counsel for the appellant/non-claimant No.2 submits

that the learned Tribunal while passing the impugned judgment

and award has not considered the arguments raised and evidence

led by the appellant/non-claimant No.2. Learned counsel for the

appellant submits that though the accident took place on

16.05.2013, however, FIR of the accident was lodged with

unexplained delay of 18 days. He further submits that in the FIR,

the name of the driver of offending jeep was mentioned as

'Dilkhush S/o Madanlal Bairagi', however, the investigation of the

FIR resulted in filing of a charge sheet against Madanlal (non-

claimant No.1), who is the father of said Dilkhush. Learned

counsel for the appellant further submits that the name of Madan

Lal implicating him as driver of the vehicle was shown later

without there being any reason for the same. Learned counsel for

the appellant submits that this aspect of the matter has not been

considered or dealt with by the learned Tribunal while passing the

impugned judgment and award.

9. Learned counsel for the appellant thus prayed that the misc.

appeals may be allowed and the impugned judgment and award

passed by the learned Tribunal holding the appellant liable to

satisfy the award may be quashed and set aside.

10. On the other hand, learned counsel appearing for

claimant/cross-objector submits that some delay has occasioned

on the part of claimant/cross-objector in filing the cross-objection,

[2024:RJ-JD:37070] (5 of 8) [CMA-3245/2017]

which in the interest of justice may be condoned. He further

submits that the cross-objector, in good faith, had misconstrued

the accurate deadline for filing the cross objection. Learned

counsel for the cross objector submits that the delay is bonafide

and unintentional, therefore, the same may be condoned. Learned

counsel for the claimant submits that the learned Tribunal has

awarded a meager sum of Rs.87,800/- as compensation, which is

on lower side, looking to the nature of injuries the claimant had

suffered in the said accident. Learned counsel for the claimant

submits that the claimant had suffered 15% permanent disability

and the said fact was amply proved by the claimant by exhibiting

medical certificate (Ex.12) issued by the competent authority,

however, the same has not been considered by the learned

Tribunal. Learned counsel for the claimant/cross-objector further

submits that no amount towards future prospects has been

awarded by the learned Tribunal while computing the quantum of

compensation. He further submits that the interest awarded by

the learned Tribunal @ 6% p.a. also deserves to be enhanced to

12% p.a. Learned counsel for the claimant further submits that for

the injuries suffered by the claimant, he remained hospitalized for

two months, however, the learned Tribunal has awarded meager

amount of Rs.6800/- for medical bills, whereas the bills submitted

were of much higher amount. Learned counsel for the claimant

thus submits that the compensation be enhanced appropriately.

11. I have considered the submissions made by counsel for the

appellant and the cross-objector and perused the material

available on record.

[2024:RJ-JD:37070] (6 of 8) [CMA-3245/2017]

12. So far as objections raised by the appellant with regard to

delay in lodging the FIR (Ex.2) and changing the name of driver

while filing the charge sheet are concerned, this Court finds that

while the claimants met with the accident, the first and prime aim

of injured, is to get first treatment and not to rush to concerned

police station and lodge the FIR. The claimants after being

recovered from the trauma being suffered by them in the accident

lodged the FIR and, therefore, delay has occasioned in lodging the

same. At the time of lodging the FIR, the name of Dilkhush was

mentioned by the injured while they were in traumatic state of

mind, however, the investigation of the FIR resulted in filing of

charge sheet against Madan Lal (Non-claimant No.1). This Court

considered the submission made by counsel for the appellant that

merely because Dilkhush, whose name was mentioned in the FIR

as driver at the first instant, was not having a valid licence,

therefore, name of Madan Lal was mentioned later on, it is seen

that no evidence was led by the appellant that Dilkhush was not

having valid and licence. The learned Tribunal also observed that

no efforts were made by the appellant/non-claimant No.2 either to

summon said Dilkhush or against owner/driver i.e. Madanlal with

respect to alleged collusive deal.

13. This Court finds that the learned Tribunal has considered the

testimony of AW.3 Om Prakash, who stated in unequivocal terms

that at the time of accident the jeep was being plied by Madanlal

negligently. Thus the learned Tribunal has not committed any

error while deciding the relevant issue framed in this regard i.e.

issue No.3 and the appeals filed by the appellant are devoid of any

merit.

[2024:RJ-JD:37070] (7 of 8) [CMA-3245/2017]

14. This Court also considered the submissions made by counsel

for the claimant/cross-objector Nemichand. The cross-objection

filed by the claimant/cross-objector is reported to be barred by

limitation. There is delay of 148 days.

15. This Court considered the application preferred by

claimant/cross-objector under Section 5 of the Limitation Act and

having regard to the submissions made therein, the delay

occasioned in filing the cross-objection is condoned.

16. This Court finds that the learned Tribunal has considered the

permanent disability certificate (Ex.73) issued by the Medical

Board, wherein the Medical Board found 15% permanent disability

being sustained by claimant/injured Nemichand. The learned

Tribunal considering the nature of injury found that as such there

no adverse effect in the earning capacity of the claimant,

however, the learned Tribunal has awarded a sum of Rs.75,000/-

for the injuries suffered by him under the head of pain and

suffering @ Rs.5000 for per percentage of permanent disability

being suffered by injured. The claimant/injured had not exhibited

any document either discharge ticket or admit ticket. The learned

Tribunal has awarded Rs.6000/- for four simple injuries and

Rs.6800/- towards the medical expenses incurred by the injured

for his treatment. The compensation awarded by learned Tribunal

in favour of claimant of Rs.87,800/- appears to be adequate and

the same calls for no enhancement.

16. Accordingly and in view of above discussion, this Court finds

no force in the misc. appeals filed by the appellant insurance

company and the cross-objection filed by the claimant/injured

[2024:RJ-JD:37070] (8 of 8) [CMA-3245/2017]

seeking enhancement of the compensation. No interference is

called for in the impugned judgment and award passed by the

learned Tribunal.

17. Consequently, the misc. appeals and cross-objections are

dismissed. The interim order dated 08.01.2018 is vacated and the

stay petitions are also dismissed. No costs.

(DR. NUPUR BHATI),J 59 to 61-DJ/-

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