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Icici Lombard General Insurance Co Ltd vs Jasvir Kaur And Others
2026 Latest Caselaw 2254 P&H

Citation : 2026 Latest Caselaw 2254 P&H
Judgement Date : 10 March, 2026

[Cites 12, Cited by 0]

Punjab-Haryana High Court

Icici Lombard General Insurance Co Ltd vs Jasvir Kaur And Others on 10 March, 2026

Author: Sudeepti Sharma
Bench: Sudeepti Sharma
FAO-3343-2022
         2022 (O&M) &
XOBJC-92-CII
          CII-2022                                                    -1-


          IN THE HIGH COURT OF PUNJAB AND HARYANA
                       AT CHANDIGARH
                             -.-
                               FAO-3343
                                   3343-2022 (O&M) &
                               XOBJC
                               XOBJC-92-CII-2022


ICICI Lombard General Insurance Company Ltd.                          ....Appellant

                                          Vs.

Jasvir Kaur and others                                          ....Respondents

                                    Reserved
                                     eserved on : 06.02.2026
                                    Date of Pronouncement:
                                            Pronouncement:10.03.2026
                                    Uploaded on ::17.03.2026

Whether only the operative part of the judgment is pronounced?NO
Whether full judgment is pronounced?                          YES

CORAM : HON'BLE MRS. JUSTICE SUDEEPTI SHARMA

Present :     Mr. Gaurav, Advocate for
              Mr. Sanjeev Goyal, Advocate,
              for the appellant-Insurance
                                Insurance Company (in FAO No. 3343-2022).

              Mr. Ashwani Arora, Advocate,
              for respondent No. 1 and 2
              for cross-objector (in X Objection No. 92 -2022).
              -.-
SUDEEPTI SHARMA, J.

FAO-3343-20 2022 (O&M)

1. The present appeal has been preferred against the award dated

19.01.2022 passed by the learned Motor Accident Claims Tribunal,

Chandigarh (for short, 'the Tribunal') in the claim petition filed under

Section 166 of the Motor Vehicles Act, 1988, wherein, the

appellant/insurance company was held liable to pay the compensation compensation,, on

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

the ground that Issue No. 1 with respect to negligence driving of offending

vehicle has been wrongly decided against the appellant appellant-Insurance Company.

XOBJC-92-CII CII-2022

2. The present cross-objection objection ha has been preferred by cross--

objectors/claimants (respondents No.1 to 2 herein) against the award dated

19.01.2022 passed in the claim petition filed under Section 16 166 of the Motor

Vehicles Act, 1988 by the learned Tribunal Tribunal, for enhancement of

compensation, granted to the cross-objectors cross objectors/claimants to the tune of

Rs.8,34,094/-- along with interest @ 7.5% per annum on account of death of

Jasvir Singh (deceased).

3. Since the appeal filed by the Insurance Company and the cross cross--

objections filed by the claimants/cross-objectors claimants/cross objectors (respondents No.1 to 2) are

arising out of the same award dated 19.0 .01.2022 passed by the learned

Tribunal, therefore, FAO-3343-2022 and XOBJC XOBJC-92-2022 are decided vide

this common judgment.

BRIEF FACTS OF THE CASE

4. On 18.11.2019, deceased Jasvir Singh after completing his job

in Phase VIII-B, VIII B, Mohali was returning to his house in Village Sante Majra

while sitting on the pillion seat of a motor cycle bearing registration

no.PB27-F-1850 1850 which was being driven at fast speed and in a rash and

negligent manner by Sukhwinder Singh respondent no.

no.3.. When they were on

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

the road leading from Landran to Kharar and had gone little ahead from

Chapar Chiri and reached near the petrol pump of Chapar Chiri at about

06.10 am, at that time a stray cattle came from the left side of the road. Due

to more speed, speed respondent no.3 could not stop his vehicle and in order to

avoid collision with the cattle, he took a sudden right turn and collided with

an unknown car which was in the process of overtaking the motor cycle of

respondent no.3.

no. Due to collision the deceased and respondent no.1 fell on

the road and both received injuries. Respondent espondent no.1 escaped with minor iin-

n-

juries whereas deceased suffered serious injuries and was taken to Civil

Hospital, Kharar immediately where doctors on duty declared him brought

dead. FIR no.141 dated 18.11.2019 under Section 279,304 279,304-A A of IPC was

registered at Police Station Balongi, District rict SAS Naga Nagar.

5. Upon notice of the claim petition, respondents appeared and

admitted the factum of compensation.

6. From the pleadings of the parties, the following issues were

framed by the learned Tribunal :-

:

"1. Whether Jasvir Singh has died in a road side accident due "1.

to composite rash and negligent driving of motorcycle bearing registration no.PB27-F-1850 no.PB27 1850 by respondent no.1 and unknown vehicle?

2. Whether the claimants are entitled to compensation, if so to what amount and from whom? OPP.

3. Whether Whether respondent no.1 was not having a valid and effective driving license at the time of accident?OPR accident?OPR-2.

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

4. Relief."

Relief.

6. After taking into consideration the pleadings and the evidence

on record, the learned Tribunal awarded compensation to the

claimants/respondent Nos. 1 to 2.. However, the appellant appellant-Insurance Insurance

Company was held liable to pay the compensation. Hence, the present

appeal.

SUBMISSIONS OF LEARNED COUNSELS FOR THE PARTIES

7. Learned counsel forr the appellant appellant-Insurance Insurance Company contends

that the First Information Report was registered against an unknown person.

He further argues argue that there are material contradictions between the contents

of the FIR and the testimony of PW-2, PW 2, the alleged eye eye-witness, ss, thereby

casting doubt on the manner of the accident. On this basis, he further

submits that the involvement of the offending vehicle has not been duly

established and the offending vehicle has been falsely implicated in the

present case. Consequently, he prays that the present appeal be allowed.

8. Per contra, learned counsel for the respondent Nos. 1 to 2/cross--

objectors/claimants contends that the learned Tribunal has rightly held that

the accident took place due to composite negligence. He further ccontends ontends

that the amount assessed by the learned Tribunal is on the lower side and

deserves to be enhanced. Therefore, he prays that the cross cross-objection objection be

allowed and the appeal filed by the Insurance Company be dismissed and

amount of compensation be enhanced as per latest law.

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

9. I have heard learned counsel for the parties and perused the

whole record of this case.

10. Before proceeding further, it would be apposite to reproduce the

relevant portion of the award:-

award:

"Issue No. 1:

7. Onus to prove this issue was upon the claimants and they were required to prove that the accident in question took place due to composite rash and negligent driving of motor cycle bearing registration no.PB27 no.PB27-F-1850 1850 by respondent no.1 and driver of unknown own car.

8. The learned counsel for the claimants has argued that in the evidence of PW.2 Sukhvir Singh, who witnessed the accident, factum and manner of occurrence had been sufficiently proved. The involvement of the offending vehicle is also proved from copy of first Information report, Ex.P10, which was lodged with respect to the accident in question. The statement of PW.2 Sukhvir Singh also fortify plea of the claimants as regards factum and manner of the accident showing that respondent no.1 was also negligent in driving the motor cycle in question, which resulted into the accident in which the deceased lost his life. The evidence recorded before the Tribunal has to be given weightage over the contents of the First Information Report. In support of his contention, learned counsel for the claimants has relied upon case law National Insurance Company Ltd. vs. Chamundeswari and others bearing Civil Appeal No.6151 of 2021 decided on 01.10.2021 by the Hon'ble Supreme Court of India.

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

9. On behalf of the respondent no.2, it was argued by learned counsel that factum and manner of occurrence remained unproved. The further contention of the learned counsel for the respondent was that in fact respondent no.1 was not negligent in driving the vehicle in question as the FIR regarding the accident was lodged against the driver of unknown vehicle. As such, the testimony of PW.2 Sukhvir Singh which is contradictory to the contents of FIR cannot be relied upon to prove the accident. The claim petition was filed by the claimants in connivance and collusion with respondent no.1 with an ulterior motive to get compensation.

10. I have considered rival contentions of the learned counsel for the parties and have gone through the record carefully.

11. As per case of the claim claimants ants and as deposed by PW.2 Sukhvir Singh, eye witness of the occurrence and author of First Information Report, that on 18.11.2019, he was going from the side of Landran towards Sante Majra while driving a motor cycle. At about 6.10 am, when he was on the road leading from Landran to Kharar and had gone little ahead from Chapar Chiri and reached near petrol pump of Chapar Chiri, at that time a motor cycle bearing registration no.PB27-F-1850 1850 overtook his motor cycle and the same was being driven at fast spe speed ed and in a rash and negligent manner by its driver Sukhwinder Singh. Jasvir Singh was sitting as a pillion rider on the said motor cycle. After overtaking his motor cycle, a stray cattle came from he left side of the road in front of the motor cycle bear bearing ing

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

registration no.PB27-F-1850.

1850. Due to more speed, the driver of said motor cycle namely Sukhwinder Singh could not stop his vehicle and in order to avoid collision with the cattle, he took a sudden right turn and his motor cycle collided with an unknown car which was in the process of overtaking the motor cycle of Sukhwinder Singh. After the accident the driver of the car immediately ran away from the spot along with his car. Due to collision, both the riders of the motor cycle fell on the road. Sukhwinder Singh escaped with minor injuries whereas Jasvir Singh suffered serious injuries and was taken to Civil Hospital, Kharar immediately where doctors on duty declared him brought dead. The accident took place due to composite negligence of driving of motor cycle bearing registration no.PB27 no.PB27-F-1850 1850 driven by Sukhwinder Singh and the driver of unknown car whose number could not be noted. Despite lengthy cross cross--

examination, the respondent no.2 could not impeach the credit of PW.2 Sukhvir Singh. Responde Respondent nt no.1 Sukhwinder Singh driver of the offending vehicle, also did not appear and contest the claim petition. Even on behalf of the respondent no.2, no evidence was led to rebut the evidence led on behalf of the claimants regarding manner of the accident in n question and the testimony of the eye witnesses led in this behalf remained unrebutted. Moreover, it is well settled that MACT case is to be decided on the basis of the evidence led in the course of the proceedings of case.

12. In the present case, Sukh Sukhvir vir Singh PW.2 while recording the FIR Ex.P10 attributed the entire negligence on the part of unidentified car driver but respondent no.1 cannot be

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

held to be careful while driving the motor cycle in question and he could definitely avoid the accident, in case he had been driving the said motor cycle carefully. In case National Insurance Company Ltd. vs. Chamundeswari and others (supra), it is held if any evidence before the Tribunal runs contrary to the contents in the First Information Report, the evidencee which is recorded before the Tribunal has to be given weightage over the contents of First Information Report.

13. Otherwise also, the Tribunal, in terms of Section 166 of the Act, is not required to hold a regular trial but, according to scheme of Act, it holds an enquiry for adjudication of claims for award of compensation in respect of accidents involving the death or bodily injury to persons, arising out of use of motor vehicles. The adjudication of claim in these proceedings has to be made on the preponderance of probability. The quality of evidence and not the quantity thereof, in totality of circumstances, clearly proves the involvement of the respondent no.1 and the offending vehicle bearing registration no.PB27 no.PB27-F-1850 1850 for the accident in question on and one car. The accident took place due to composite negligence of respondent no.1 and driver of the unknown car. As per copy of postmortem report of deceased Ex.P7, the case of death in this case was neurohaemorrhagic shock caused due to high infant iinjury.

njury.

The said cause was sufficient to lead death in ordinary course of nature.

14. In view of above discussion, it is proved on record that deceased Jasvir Singh died due to composite negligence of

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

respondent no.1-driver of motor cycle bearing registrat registration ion no.PB27-F-1850 1850 and driver of unidentified vehicle as mentioned in FIR Ex.P7. Therefore, this issue is decided in favour of the claimants and against the respondent no.2.

11. A bare perusal of the record shows that tthe he learned Tribunal,

upon a careful appraisal of the oral as well as documentary evidence on

record, has rightly concluded that the accident occurred due to the composite

negligence of respondent No.3 Sukhwinder Singh, driver of the motorcycle

bearing registration stration No. PB27-F-1850, PB27 1850, and the driver of an unidentified car.

A perusal of the award further reveals that PW PW-2 Sukhvir Singh, eye-witness witness

to the occurrence and the author of the First Information Report, gave a

consistent and cogent account of the manner in which the accident took

place. His testimony remained unshaken despite cross cross-examination.

examination.

Significantly, respondent No.3 chose not to step into the witness box and no

evidence was adduced on behalf of the respondents to reb rebut ut the version put

forth by the claimants/respondent claimants/respondent Nos. 1 and 22.

12. It is trite law that proceedings before the Motor Accident

Claims Tribunal are summary in nature and the issue of negligence is

required to be determined on the touchsto touchstone ne of preponderance of

probabilities. In the absence of any rebuttal evidence and in view of the

reliable testimony of the eye-witness, eye witness, the finding recorded by the learned

Tribunal attributing composite negligence to respondent No. 3 and the

unidentified car driver is based on proper appreciation of evidence and

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

settled principles of law. No perversity or illegality has been pointed out so

as to warrant interference by this Court. Conseq Consequently, uently, the finding of the

learned Tribunal on the issue of rash and negligent driving is affirmed.

13. Adverting now to the contention of learned counsel for the

cross objector/respondent Nos. 1 to 2 that the compensation awarded is on

the lower side, the same is decided as under after taking into consideration

the settled law on compensation

SETTLED LAW ON COMPENSATION

14. Hon'ble Supreme Court in the case of Sarla Verma Vs. Delhi

Transport Corporation and Another [(2009) 6 Supreme Court Cases 121] 121],,

laid aid down the law on assessment of compensation and the relevant paras of

the same are as under:-

under:

"30.. Though in some cases the deduction to be made towards personal and living expenses is calculated on the basis of units indicated in Trilok Chandra, the general practice is to apply standardised deductions. Having a considered several subsequent decisions of this Court, we are of the view that where the deceased was married, the deduction towards personal and living expenses of the deceased, should be one one--

third (1/3rd) where the number of dependent family members is 2 to 3, one-fourth fourth (1/4th) where the number of dependent family members is 4 to 6, and one-fifth fifth (1/5th) where the number of dependent family members exceeds six.

31.. Where the deceased was a ba bachelor chelor and the claimants are the parents, the deduction follows a different principle. In

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

regard to bachelors, normally, 50% is deducted as personal and living expenses, because it is assumed that a bachelor would tend to spend more on himself. Even otherw otherwise, ise, there is also the possibility of his getting married in a short time, in which event the contribution to the parent(s) and siblings is likely to be cut drastically. Further, subject to evidence to the contrary, the father is likely to have his own inc income ome and will not be considered as a dependant and the mother alone will be considered as a dependant. In the absence of evidence to the contrary, brothers and sisters will not be considered as dependants, because they will either be independent and earning,, or married, or be dependent on the father.

32.. Thus even if the deceased is survived by parents and siblings, only d the mother would be considered to be a dependant, and 50% would be treated as the personal and living expenses of the bachelor and 50% aass the contribution to the family. However, where the family of the bachelor is large and dependent on the income of the deceased, as in a case where he has a widowed mother and large number of younger non-earning earning sisters or brothers, his personal and livin living g expenses may be restricted to one one-third third and contribution to the family will be taken as two-third.

two third.

* * * * * *

42. We therefore hold that the multiplier to be used should be as mentioned in Column (4) of the table above (prepared by applying Susamma Thomas³, Trilok Chandra and Charlie), which starts with an operative multiplier of 18 (for the age groups of 15 to 20 and 21 to 25 years), reduced by one unit for every five years, that is M-17 17 for 26 to 30 years, M M-16 16 for 31 to

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

35 years, M-15 for 36 to 40 years, M M-14 14 for 41 to 45 years, and M-13 13 for 46 to 50 years, then reduced by two units for every five years, that is, M-11 M 11 for 51 to 55 years, M M-9 9 for 56 to 60 years, M-7 M 7 for 61 to 65 years and M M-5 for 66 to 70 years.

15. Hon'ble Supreme Court in the case of National Insurance

Company Ltd. Vs. Pranay Sethi & Ors. [(2017) 16 SCC 680] has clarified

the law under Sections 166, 163-A 163 A and 168 of the Motor Vehicles Act, 1988,

on the following aspects:-

aspects:

(A) Deduction of personal and living expenses to determine multiplicand;

(B) Selection of multiplier depending on age of deceased; (C) Age of deceased on basis for applying multiplier; (D) Reasonable figures on conventional heads, namely, loss of estate, loss of consortium and fune funeral ral expenses, with escalation;

(E) Future prospects for all categories of persons and for different ages: with permanent job; self self-employed employed or fixed salary.

The relevant portion of the judgment is reproduced as under:

under:-

"52. As far as the conventional head heads are concerned, we find it difficult to agree with the view expressed in Rajesh². It has granted Rs.25,000 towards funeral expenses, Rs 1,00,000 towards loss of consortium and Rs 1,00,000 towards loss of care and guidance for minor children. The head relating ting to loss of care and minor children does not exist. Though Rajesh refers to Santosh Devi, it does not seem to follow the same. The

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

conventional and traditional heads, needless to say, cannot be determined on percentage basis because that would not be an n acceptable criterion. Unlike determination of income, the said heads have to be quantified. Any quantification must have a reasonable foundation. There can be no dispute over the fact that price index, fall in bank interest, escalation of rates in many a field have to be noticed. The court cannot remain oblivious to the same. There has been a thumb rule in this aspect. Otherwise, there will be extreme difficulty in determination of the same and unless the thumb rule is applied, there will be immense varia variation tion lacking any kind of consistency as a consequence of which, the orders passed by the tribunals and courts are likely to be unguided. Therefore, we think it seemly to fix reasonable sums. It seems to us that reasonable figures on conventional heads, nam namely, ely, loss of estate, loss of consortium and funeral expenses should be Rs.15,000, Rs.40,000 and Rs.15,000 respectively. The principle of revisiting the said heads is an acceptable principle. But the revisit should not be fact fact-centric or quantum-centric.

centric.

We think that it would be condign that the amount that we have quantified should be enhanced on percentage basis in every three years and the enhancement should be at the rate of 10% in a span of three years. We are disposed to hold so because that will bbring ring in consistency in respect of those heads.

               *                         *          *            *      *




                              13 of 19

 FAO-3343-2022
         2022 (O&M) &
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59.3.. While determining the income, an addition of 50% of actual salary to the income of the deceased towards future prospects, where the deceased had a permanent job and was below the age of 40 years, should be made. The addition should be 30%, if the age of the deceased was between 40 to 50 years. In case the deceased was between the age of 50 to 60 years, the addition should be 15%. Actual salary should be read as actual salary less tax.

59.4.. In case the deceased was self self-employed employed (or) on a fixed salary, an addition of 40% of the established income should be the warrant where the deceased was below the age of 40 years. An addition of 25% where the deceased was between the age of 40 to 50 year yearss and 10% where the deceased was between the age of 50 to 60 years should be regarded as the necessary method of computation. The established income means the income minus the tax component.

59.5.. For determination of the multiplicand, the deduction for personal rsonal and living expenses, the tribunals and the courts shall be guided by paras 30 to 32 of Sarla Verma which we have reproduced hereinbefore. 59.6. The selection of multiplier shall be as indicated in the Table in Sarla Verma¹ read with para 42 of that judgment.

59.7.. The age of the deceased should be the basis for applying the multiplier.

59.8.. Reasonable figures on conventional heads, namely, loss of estate, loss of consortium and funeral expenses

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

should be Rs 15,000, Rs 40,000 and Rs 15,000 respectively.

ly. The aforesaid amounts should be enhanced at the rate of 10% in every three years.

years."

16. Hon'ble Supreme Court in the case of Magma General

Insurance Company Limited Vs. Nanu Ram alias Chuhru Ram &

Others [2018(18) SCC 130] after considering Sarla Verma(supra) and

Pranay Sethi (Supra) has settled the law regarding consortium. Relevant

paras of the same are reproduced as under:-

under:

"21.. A Constitution Bench of this Court in Pranay Sethi² dealt with the various heads under which compensation is to be awarded in a death case. One of these heads is loss of consortium. In legal parlance, "consortium" is a compendious term which encompasses "spousal consortium", "parental consortium", and "filial consortium". The right to consortium would include the company, care, e, help, comfort, guidance, solace and affection of the deceased, which is a loss to his family. With respect to a spouse, it would include sexual relations with the deceased spouse. 21.1. Spousal consortium is generally defined as rights pertaining to the relationship of a husband husband-wife wife which allows compensation to the surviving spouse for loss of "company, society, cooperation, affection, and aid of the other in every conjugal relation".

21.2. Parental consortium rtium is granted to the child upon the premature death of a parent, for loss of "parental aid, protection, affection, society, discipline, guidance and training".

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

21.3. Filial consortium is the right of the parents to compensation in the case of an acciden accidental tal death of a child. An accident leading to the death of a child causes great shock and agony to the parents and family of the deceased. The greatest agony for a parent is to lose their child during their lifetime. Children are valued for their love, affection, ction, companionship and their role in the family unit.

22.. Consortium is a special prism reflecting changing norms about the status and worth of actual relationships. Modern jurisdictions world world-over over have recognised that the value of a child's consortium ffar ar exceeds the economic value of the compensation awarded in the case of the death of a child. Most jurisdictions therefore permit parents to be awarded compensation under loss of consortium on the death of a child. The amount awarded to the parents is a compensation ompensation for loss of the love, affection, care and companionship of the deceased child.

23.. The Motor Vehicles Act is a beneficial legislation aimed at providing relief to the victims or their families, in cases of genuine claims. In case where a paren parentt has lost their minor child, or unmarried son or daughter, the parents are entitled to be awarded loss of consortium under the head of filial consortium. Parental consortium is awarded to children who lose their parents in motor vehicle accidents under th thee Act. A few High Courts have awarded compensation on this count. However, there was no clarity with respect to the principles on which

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

compensation could be awarded on loss of filial consortium.

24.. The amount of compensation to be awarded as consortium will ill be governed by the principles of awarding compensation under "loss of consortium" as laid down in Pranay Sethi². In the present case, we deem it appropriate to award the father and the sister of the deceased, an amount of Rs 40,000 each for loss of fil filial ial consortium.

17. A perusal of the impugned award reveals that the deceased was

49 years old at the time of the accident. The age of the deceased was not in

dispute, therefore the learned Tribunal has rightly assessed the age of the dde-

e-

ceased as 49 years by placing on reliance upon his driving licence (Ex P11))

and rightly applied the multiplier of 13.

18. A perusal of the impugned aaward ward further reveals that the

deceased was stated to be working as a Security Guard with Fortress

Security in a private company and was stated to be earning Rs.15,000/- per

month. However, no document was produced to substantiate the said

income. Therefore, the learned Tribunal rightly resorted to the minimum

wages notification applicable applicable to unskilled labourer in Chandigarh and rightly

assessed the monthly salary of the deceased as Rs.8777/ Rs.8777/-.. However, this

Court deems it fit to reasonably round of the same to Rs. 9000/-.

19. A further perusal of the award reveals that the learned Tribunal

has rightly deducted 1/3rd towards personal expenditure of the deceased and

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FAO-3343-2022 2022 (O&M) & XOBJC-92-CII

have rightly added 25% towards future prospects. Furthermore, meager

amount is granted under the heads of loss of consortium, loss of estate and

funeral expenses.

expenses. Therefore, the award requires indulgence of this Court.

CONCLUSION

20. In view of the law laid down by the Hon'ble Supreme Court in

the above referred to judgments, the appeal filed by the Insurance Company

is dismissed being devoid of any merits, whereas cross cross-objections objections filed by

the cross-objectors/respondents objectors/respondents No.1 to 2 are allowed.. The award dated

19.01.2022 is modified accordingly. The cross cross-objectors/respondents objectors/respondents No.1

to 2 are held entitled to enhanced compensation as per the calculations made

here-under:-

Sr. Heads Compensation Awarded No. 1 Monthly Income Rs.

Rs.9000/-

2 Future prospects @ 25% Rs.

Rs.2250/- (25% of 9000) 3 Deduction towards personal Rs.

Rs.3750/- (11250 X 1/3)

1/ 4 Total Income Rs.

Rs.7500/- (11250 - 3750)

6 Annual Dependency Rs.

Rs.11,70,000/- (7500 X 12 X 13) 7 Loss of Estate Rs.1 Rs.18,150/-

8 Funeral Expenses Rs.

Rs.18,150/-

9 Loss of Consortium Rs.

Rs.96800/-

       Spousal : Rs.48400
                 Rs.       x1
       Parental Rs. Rs.48400 x 1
       Total Compensation                      Rs.
                                               Rs.13,03,100/-




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         Amount Awarded by the                 Rs.
                                               Rs.8,34,094/-
         Tribunal
         Enhanced amount                       Rs.
                                               Rs.4,69,006/-
                                               (Rs. 13,03,100- 8,34,094)

21. So far as the interest part is concerned, as held by Hon'ble

Supreme Court in Dara Singh @ Dhara Banjara Vs. Shyam Singh Varma

2019 ACJ 3176 and R.Valli and Others VS. Tamil Nadu State Transport

Corporation (2022) 5 Supreme Court Cases 107, the cross-objectors/ objectors/

claimants are granted the interest @ 9% per annum on the enhanced amount

from the date of filing of claim petition till the date of its realization.

22. The appellant-Insurance Insurance Company is directed to deposit the

enhanced amount of compensation compensation with the Tribunal within a period of two

months from the date of receipt of copy of this judgment. The Tribunal is

directed to disburse the amount of compensation along with interest in the

account of cross-objectors/respondents cross objectors/respondents No.1 to 2 as per award. The cross--

objectors/ respondents No.1 to 2 are directed to furnish their bank account

details to the Tribunal.

23. Pending application(s), if any, also stand disposed of.

(SUDEEPTI SHARMA) JUDGE 10.03.2026 Gaurav Arora Whether speaking/non-speaking speaking/non speaking : Speaking Whether reportable : Yes/No

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