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Reliance General Insurance Company ... vs G. Renuka
2024 Latest Caselaw 19938 Mad

Citation : 2024 Latest Caselaw 19938 Mad
Judgement Date : 23 October, 2024

Madras High Court

Reliance General Insurance Company ... vs G. Renuka on 23 October, 2024

Author: R.Hemalatha

Bench: R. Hemalatha

                                                                                 CMA.No.2393 of 2024



                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED: 23.10.2024

                                                      CORAM:

                                  THE HONOURABLE MRS.JUSTICE R. HEMALATHA

                                            C.M.A.No.2393 of 2024 and
                                              C.M.P. No.18992 of 2024


                     Reliance General Insurance Company Limited,
                     Motor Third Party Claims,
                     No.66, Haddows Road
                     Nungambakkam,
                     Chennai 600 035                                   ... Appellant

                                                           vs.
                     1.G. Renuka
                     2. B. Nirmala
                     3. K. Shanthi
                     4. A. Jayanthi
                     5. T. Vedhagiri                                    ... Respondents

                     PRAYER: Civil Miscellaneous Appeal filed under Section 173 of the
                     Motor Vehicles Act, 1988 against the Award dated 30.01.2023 in
                     M.C.O.P.4981/2018 on the file of the Motor Accident Claims Tribunal,
                     III Small Causes Court, Chennai.


                                           For Appellant    : Mr. G. Vasudevan
                                           For R1 to R4     : Mr. L. Monish
                                                              for Mr.I. Mohan Rao

                     1/7
https://www.mhc.tn.gov.in/judis
                                                                               CMA.No.2393 of 2024



                                           R5            : No appearance.
                                                     JUDGMENT

The appellant, the Reliance General Insurance Company

Limited, Chennai, is the second respondent in M.C.O.P.4981/2018 on the

file of the Motor Accident Claims Tribunal, III Small Causes Court,

Chennai.

2. The respondents 1 to 4 filed the abovesaid claim petition

under Section 166 of the Motor Vehicles Act and Rule 3 of MACT Rules

seeking compensation of Rs.9,00,000/- for the death of their mother

Ethirajammal in a road accident that occurred on 12.04.2015.

3. According to the claimants, on 12.04.2015, Ethirajammal

(since deceased) was walking along Manampathy-Eachur Road and at

about 19.00 hours, a speeding motorcycle bearing Registration Number

TN-21-LO-2675 hit her as a result of which she sustained injuries all over

her body. She was immediately rushed to Vijaya hospital, Chennai.

However, she succumbed to injuries on 21.04.2015.

https://www.mhc.tn.gov.in/judis

4. According to the claimants, the rash and negligent driving of

the rider of the motorcycle bearing Registration Number TN-21-LO-2675

was the cause of accident and that since the said vehicle was insured with

the present appellant, the Reliance General Insurance Company Limited,

Chennai, the owner and the insurer are jointly and severally liable to pay

compensation to them.

5. In the Tribunal, the owner of the motorcycle remained absent

and was set exparte. The appellant/Insurance Company resisted the claim

petition on all the grounds available to the insurer under Section 170 of

the Motor vehicles Act.

6. The Tribunal, after analysing the evidence on record,

fastened negligence on the part of the rider of the motorcycle bearing

Registration Number TN-21-LO-2675 and directed the appellant to pay

compensation of Rs.6,48,500/- to the claimants together with interest at

the rate of 7.5% per annum from the date of petition till the date of

realisation. The Tribunal further held that the liability of the owner of the

https://www.mhc.tn.gov.in/judis

two wheeler and the insurance company is joint and several.

7. Aggrieved over the orders passed by the Tribunal, the present

appeal is filed by the Reliance General Insurance Company Limited.

8. Heard Mr. G. Vasudevan, learned counsel appearing for the

appellants and Mr.L. Monish, learned counsel appearing for the

respondents 1 to 4. Though the fifth respondent, the owner of the

motorcycle was served with notice and his name was also printed in the

cause list, he did not appear before this Court either in person or through

a counsel.

9. Mr. G. Vasudevan, learned counsel for the appellants

Insurance Company contended that though the rider of the two wheeler

did not possess a valid driving licence on the date of accident, the

Tribunal did not give the right to recover the award amount from the

owner of the vehicle after paying the same to the claimants (Pay and

Recover). He therefore prayed to set aside the order of the Tribunal.

10. It is seen from the records that though the Insurance

https://www.mhc.tn.gov.in/judis

Company issued notice to the owner of the two wheeler to produce the

driving licene, he did not produce the same. A perusal of the Motor

Vehicle Inspector's Report shows that the owner of the two wheeler did

not produce his driving licence before the Inspector at the time of

inspection of the vehicle. In the circumstances, the appellant Insurance

Company is directed to pay the Award amount to the claimants in the first

instance and then recover the same from the owner of the two wheeler

under the same cause of action.

11. There is no dispute with regard to the quantum of

compensation. A perusal of the records shows that the Tribunal has

awarded just compensation to the claimants.

12. In the result,

i. The Civil Miscellaneous Appeal is partly allowed. No costs.

Consequently connected miscellaneous petition is closed.

ii. The appellant/Insurance company is directed to deposit a sum of

Rs.6,48,500/- (less the amount already deposited) with interest at

https://www.mhc.tn.gov.in/judis

the rate of 7.5% per annum from the date of claim petition till the

date of deposit, in the first instance, within a period of four weeks

from the date of receipt of a copy of this order/uploading of this

order, to the credit of M.C.O.P.4981/2018 on the file of the

Motor Accident Claims Tribunal, III Small Causes Court, Chennai,

and then recover the same from the fifth respondent, the owner of

the motorcycle bearing Registration Number TN-21-LO-2675.

iii. On such deposit being made, the respondents 1 to 4 / claimants

are at liberty to withdraw the same after filing a proper petition for

withdrawal.

23.10.2024 Index : Yes/No Speaking/Non-speaking order Neutral Citation : Yes / No bga

To

1. Motor Accident Claims Tribunal, III Small Causes Court, Chennai.

2. The Section Officer, VR Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis

R.HEMALATHA, J.

bga

C.M.A.No.2393 of 2024 and

23.10.2024

https://www.mhc.tn.gov.in/judis

 
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