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M/S.Hdfc Ergo General Insurance ... vs J.Durgadevi
2024 Latest Caselaw 218 Mad

Citation : 2024 Latest Caselaw 218 Mad
Judgement Date : 4 January, 2024

Madras High Court

M/S.Hdfc Ergo General Insurance ... vs J.Durgadevi on 4 January, 2024

Author: G.Jayachandran

Bench: G.Jayachandran

                       BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                             Dated : 04.01.2024

                                                    CORAM :

                             THE HONOURABLE DR.JUSTICE G.JAYACHANDRAN
                                               AND
                              THE HONOURABLE Mr. JUSTICE C.KUMARAPPAN

                                         C.M.A(MD)No.489 of 2020
                                                  and
                                         C.M.P(MD)No.5389 of 2020

                M/s.HDFC ERGO General Insurance Company Limited,
                4th Floor, Rajanarayanan Towers,
                No.70, Race Course Road,
                Coimbatore.                               ... Appellant/2nd Respondent

                                                      Vs.

                1.J.Durgadevi
                2.Minor J.Kanishka
                3.Minor J.Varshini                     ...Respondents 1to3/Petitioners 1to3
                4.A.Saravanaprabhu                     ...4th Respondents/1st Respondent

                Prayer: Civil Miscellaneous Appeal is filed under Section 173 of the Motor
                Vehicles Act, 1988, against the decree and judgment dated 24.09.2018 passed
                in MCOP No.298 of 2016, by the Motor Accidents Claims Tribunal/Principal
                District Judge, Karur.
                                    For Appellant       : M/s.N.Shyllappa Kalyan
                                    For R1 & R3         : M/s.K.Balasubramani
                                                      ****




https://www.mhc.tn.gov.in/judis
                                                     JUDGMENT

                                  This appeal is filed by the Insurance Company being aggrieved by the

                quantum fixed by the Tribunal as compensation for the untimely death of one

                Janarthanan in the motor accident.



                                  2.The brief facts, leading to the filing of this Civil Miscellaneous

                Appeal, are as follows:

                                  (i) On 29.04.2016, while the deceased Janarthanan was riding a

                motorcycle bearing Registration No.TN-28-AW-2092 near Karur to Salem

                bypass road from east to west, at that time, the first respondent's lorry bearing

                Registration No.TN-02-C-5049 was driven in a rash and negligent manner and

                dashed against the motorcycle. Due to which, the deceased Janarthanan died on

                the spot. At the time of accident, the deceased was 38 years old and he was

                working as a Manager in the hotel viz., 'South Indian Residency' at Vellore and

                earning a sum of Rs.24,000/- per month.

                                  (ii) The second respondent filed a counter affidavit before the

                Tribunal stating that there is no negligence on the part of the driver of the bus

                and only on the negligent driving of the driver of the two wheeler, the accident

                had occurred.




https://www.mhc.tn.gov.in/judis
                                  (iii) The claim petition has been preferred by the wife, two minor

                children and father of the deceased for a sum of Rs.50,00,000/- as

                compensation.

                                  3. Before the Tribunal, on the side of the claimants, three witnesses

                were examined as P.W.1 to P.W.3 and 21 documents were marked as Ex.P.1 to

                Ex.P.21, to substantiate their claim. On the side of the respondent, no witness

                was examined and one document was marked as Ex.R.1-the family card of the

                deceased Janarthanan.



                                  4. After considering the evidence, the trial Court fixed the monthly

                income of the deceased as Rs.24,000/- based on the Salary Certificate marked

                as Ex.P.7 and the evidence of P.W.3, the Manager of the Hotel, in which, the

                petitioner was gainfully employed as the Manager. The age of the deceased at

                the time of accident fixed was 38 years and accordingly, multiplier '15' was

                applied following the judgment of the Hon'ble Supreme Court in National

                Insurance Co. Ltd-vs-Pranay Sethi and others, reported in 2017 ACJ 2700

                and applying the parameters laid in Pranay Sethi case, a sum of Rs.47,06,000/-

                was awarded with interest at the rate of 7.5 % p.a., from the date of application

                till the date of realization.




https://www.mhc.tn.gov.in/judis
                                  5. The Insurance Company is aggrieved by the quantum on two

                grounds:

                                  (i)The acceptance of the Salary Certificate-Ex.P.7 is questioned

                stating that there is no material to show that the deceased was paid a salary of

                Rs.24,000/- and except the salary certificate, there is no proof of genuineness

                and no proof of payment of salary like Bank statement or Income Tax returns.

                                  (ii) Secondly, it is contended that a sum of Rs.1,00,000/- towards love

                and affection, is contrary to the dictum laid down in Pranay Sethi case. The

                Tribunal ought to have awarded only Rs.40,000/- towards love and affection.



                                  6. Per contra, the learned counsel appearing for the claimants submits

                that the deceased, who was 38 years old at the time of untimely death, leaving

                behind his wife, two children and father. He was MBA Graduate with Diploma

                in Hotel Management and Catering Technology. He also had driving license

                and earning more than Rs.25,000/- per month. Apart from boarding and

                lodging, the deceased was paid Rs.24,000/- which is reflected in the Salary

                Certificate-Ex.B.7. Non-payment of income tax or non-production of

                attendance register cannot be a matter to decide the earning capacity of the

                deceased. The Tribunal has rightly held that the Salary Certificate-Ex.B.7 and




https://www.mhc.tn.gov.in/judis
                the testimony of Ex.B.3 cannot be suspected and is reliable. The view of the

                Tribunal based on the evidence needs no interference.



                                  7. On considering the materials regarding the fixation of monthly

                income, this Court finds as a Manager for Catering, he was also provided with

                lodging. Therefore, the trial Court though fixed monthly salary as Rs.24,000/-,

                had deducted ¼ for the personal expenses of the deceased though the employer

                has taken care of food and shelter. Therefore, this Court could not find any

                infirmity in the determination of monthly salary of the deceased.



                                  8.For the aforesaid reasons, this Court is not inclined to interfere with

                the quantum fixed by the Tribunal. Hence, this Civil Miscellaneous Appeal is

                dismissed. No costs. Consequently, connected miscellaneous petition is closed.




                                                                           (G.J.,J.)   (C.K.,J.)
                                                                                04.01.2024
                NCC:Yes/No
                Index:Yes/No
                Internet:Yes/No
                Ns




https://www.mhc.tn.gov.in/judis
                                                         DR G. JAYACHANDRAN,J.

AND C.KUMARAPPAN,J.

Ns To

1.The Motor Accidents Claims Tribunal/ Principal District Judge, Karur.

2.The Section Officer, Vernacular Section, Madurai Bench of Madras High Court, Madurai.

and

04.01.2024

https://www.mhc.tn.gov.in/judis

 
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