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The United India Insurance Co. Ltd vs Kumar
2024 Latest Caselaw 167 Mad

Citation : 2024 Latest Caselaw 167 Mad
Judgement Date : 3 January, 2024

Madras High Court

The United India Insurance Co. Ltd vs Kumar on 3 January, 2024

                                                                              C.M.A.Nos.2287 & 2289 of 2021


                                     IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED : 03.01.2024

                                                           CORAM:

                                    THE HONOURABLE MR. JUSTICE K. RAJASEKAR

                                      Civil Miscellaneous Appeal Nos.2287 & 2289 of 2021

                     C.M.A. No.2287 of 2021
                     The United India Insurance Co. Ltd.,
                     Motor Third Party Claims Hub,
                     No.134, Silingi Buildings,
                     4th floor, Greams Road, Chennai-6
                                                                     ... Appellant / 2nd respondent
                                                              Vs.
                     1.           Kumar
                     2.           Vasantha
                     3.           Ammu
                     4.           Jeya
                     5.           Chitra
                     6.           Powly                                  ... Respondents / Petitioners

                     7.           M/s.Veltech Multitech Dr.R.R.and
                                  Dr.S.R.Engineering College,
                                  No.42, Veltech Road,
                                  Avadi Morai,
                                  Thiruvallur District-600 071
                                                                     ... Respondent/Respondent

                     C.M.A. No.2289 of 2021
                     The United India Insurance Co. Ltd.,
                     Motor Third Party Claims Hub,
                     No.134, Silingi Buildings,
                     4th floor, Greams Road, Chennai-6               ... Appellant / 2nd respondent


                    1/15
https://www.mhc.tn.gov.in/judis
                                                                                C.M.A.Nos.2287 & 2289 of 2021


                     1.           Murugan
                     2.           Ambika                    ... Respondents 1 & 2/ petitioners1 &2

                     3.           M/s.Veltech Multitech Dr.R.R.and
                                  Dr.S.R.Engineering College,
                                  No.42, Veltech Road,
                                  Avadi Morai,
                                  Thiruvallur District-600 071   ... 3rd Respondent / 3rd Respondent

                     Common Prayer Civil Miscellaneous Appeals filed under Section 173 of
                     Motor Vehicles Act, 1988 against the Common Award and Decree dated
                     07.07.2020 passed in M.C.O.P.Nos.3351 & 3353 of 2016 on the file of the
                     Motor Accident Claims Tribunal, II Judge, Small Causes Court, Chennai.


                                  For Appellants in both CMAs       :   Mr.K.Varadha Kamaraj

                                  For R1 to R6
                                  in CMA.No.2287 of 2021        :       M/s.S.Kiruthika

                                  For R7
                                  in CMA.No.2287 of 2021        :       No Appearance

                                  For R1 & R2
                                  in CMA.No.2289 of 2021        :       M/s.S.Kiruthika

                                  For R3 in
                                  CMA.No.2289 of 2021           :       No appearance



                                                    COMMON JUDGMENT

The Insurance Company has filed these Civil Miscellaneous Appeals

challenging the liability as well as the quantum of compensation awarded in

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

M.C.O.P. Nos.3351 & 3353 of 2016, dated 07.07.2020, on the file of the

Motor Accident Claims Tribunal, II Judge,Small Causes Court, Chennai.

2. For the sake of convenience, the parties are referred to

hereunder according to their litigative status and ranking before the

Tribunal.

3. Both the appeals arising out of Common Award relating to

one accident hence both appeals have taken up together for hearing. In the

meantime, the claimants have also filed separate Cross Objection for

enhancement of compensation.

4. On 09.04.2016 at about 5.30 a.m., the Deceased No.1,

Arunkumar was riding his two wheeler bearing Registration No.TN 10 AM

8671 along with pillionare namely Raja (Deceased No.2) on the Sardar Patel

Road at Kotturpuram and in the very same road, the first respondent’s bus

bearing Registration No.TN 12 C 6541 was parked in the dark area without

proper precautions or parking lights. Due to the darkness, the rider of the

two-wheeler hit on the rear side of the bus, which resulted in causing the

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

accident and the rider of the two-wheeler died on the spot and the pillion

rider died at the hospital during treatment.

5. Aggrieved over the loss of breadwinners of their family, the

claimants have filed respective claim petitions seeking compensation for a

sum of Rs.50,00,000/- and 80,00,000/- respectively by invoking under

Section 166 of the motor Vehicles Act.

6. The first respondent, who is the owner of the vehicle has not

contested the claim and the second respondent-Insurance Company has filed

their counter and contended that there is no negligence on the part of the

driver of the bus and that the bus was parked with due diligence with

parking lights/illuminating parking lights. Only due to the rash and negligent

driving of the rider of the two-wheeler, the accident had taken place and they

have also disputed the income, age, occupation of the deceased and

dependency of the claimants.

7. The Tribunal after considering the evidences placed on record

has held that the bus was parked negligently in the middle of the road which

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

resulted in the accident and in Point Nos.3 and 4 the Tribunal has quantified

the compensation and awarded a sum of Rs.18,65,000/- in M.C.O.P.

No.3553 of 2016 (For Deceased No.2) and a sum of Rs.27,60,000/- in

M.C.O.P. No.3357 of 2016 (For Deceased No.1).

8. Aggrieved over the negligence fixed on the part of the driver

of the bus and also challenging the quantum of compensation more

particularly, awarding consortium and love and affection, the Insurance

Company has filed this appeal.

9. The learned counsel for the Insurance Company has

submitted that on their side, they have examined the driver of the bus as a

witness and one another official who speak about the manner in which the

accident had taken place and this was not at all considered by the Tribunal.

The learned counsel further submitted that P.W.3 who was examined as

eyewitness by the claimants is also not an eyewitness and his evidence

contains various discrepancies more particularly, the place of accident. He

further submits that the rider of the two-wheeler travelled with a convoy of 8

other two-wheelers and since they have travelled in a convoy, they rode the

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

two-wheeler in high speed which resulted in accident. Hence, there was a

contributory negligence on the part of the rider as well as the pillion rider

hence prays to fix the contributory negligence on the deceased in this case.

10. The learned counsel for the claimants submitted that the

evidences placed on record to show that the bus was parked in darkness of

the road, which resulted in accident. The driver of the bus has rightly held as

a tortfeasor and there is no contributory negligence on the part of the

deceased herein hence prays to confirm the negligence fixed on the driver of

the bus. He further submitted that the compensation awarded to them more

particularly, the notional income fixed is also not in accordance with the

norms followed by this Court and even though there are evidences placed on

record to show the income and the same was not properly appreciated by the

Tribunal. Hence prays to enhance the compensation awarded.

11. I have considered the rival submissions made on both sides

and also perused the records.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

12. As far as the negligence is concerned, the claimants have

examined P.W.3, who is a person, travelled in the road, had an occasion to

witness to the occurrence. He has stated that the bus was parked on the left-

hand side of the road and there was darkness. There was no parking lights

illuminating in the bus which resulted in the accident. In the cross

examination, he further elaborated that the bus was parked in the big road

200 feet width and he has also asserted that there was no lighting in that

area. The bus was parked just 60 feet opposite to the tea shop.

13. It is the evidence of R.W.1 that the driver of the bus has

parked the bus on the left-hand side of the road and thereafter he went for

drinking tea in the opposite tea shop. According to him, since the bus was a

new bus, he had switched on the indicator and also the parking lights. He

further stated that totally 9 bikes each carrying 2 persons was crossing the

road and one bike was hit on the Iron Barrycade used as speed breaker, and

another bike hit on the bus which resulted in accident.

14. This fact was stated for the first time before the Tribunal and

it is not the case of the respondents that the convey was crossing the bus in

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

which, one vehicle hit on the bus. In the cross-examination R.W.3 has stated

that he had heard the fall of the bike and seen the second bike hitting on the

bus. According to him, he starts the bus at about 5.00 p.m., and thereafter,

stopped the bus at the tea shop for taking tea at that time.

15. The evidence of P.W.3 and reading of the First Information

Report shows that the accident had taken place in the early morning which

is between 5.00 to 5.30 hours. There is no clear evidence whether there was

sufficient light at the time of accident. It is also not clear whether the parking

indicator of the bus was switched on or not. Even though, R.W.1 states that

he switched on the parking lights whereas, the other witnesses claims that

there were no indicator lights switched on.

16. As far as the standard of proof requires for proving the

accident is concerned, the claimants have to prove their case on the standard

of the preponderance of probabilities as held by the Apex Court in Bimla

Devi and Others vs. Himachal Road Transport Corporation and Others

[2009 (13) SCC 530 : MANU/SC/0577/2009] and reiterating also various

subsequent Judgments. In this case, the evidence placed on record shows

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

that the accident had taken place in the early morning. It was a parked

vehicle, in the road. It is not the case of the respondent that the bus was

parked in the safest place to avoid the accident. Admittedly, the bus was

parked in the road and according to the eyewitness that since the occurrence

had taken place in the road. Even it is accepted that the bus was parked after

switching of parking indicators, the evidence of Driver of bus shows that,

there was Iron Barrycade speed breaker and while negotiating the same, one

of the convoy of bikes hit o n the bus. This only probablise that, the place

where speed breaker has put up, the bus was parked and while negotiating

the speed breaker the accident had taken place. This Court is of the view

that the evidence placed on record on behalf of the claimants has to be

accepted since the same is more probable than the evidence of R.W.1.

Accordingly, this Court accepts the case of the claimants that the bus was

parked negligently in the road which resulted in accident.

17. As far as the quantum of compensation is concerned, the

Tribunal has accepted that the Deceased No.1 namely Arun kumar was

working as a cook as per his ID card-Ex.21. As far as the Deceased No.2

Raja is concerned Ex.P13-ID Card showing that he was working as a

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

delivery boy. Both the ID card shows that they were working in a Private

Bakery. Based on the same, their notional income was fixed at Rs.15,000/-

for the deceased Arun Kumar and Rs.10,000/- for the deceased Raja.

However, there was no income proof or any other evidence produced to

show their avocation. Based on the nature of work carried on by them and

age, the Tribunal has fixed the notional income. This Court is of the view

that, notional income fixed by the Tribunal is proper and no need for

interference of this Court.

18. The Tribunal while fixing the future prospects fixed 50% of

the award which is not in accordance with the Apex Court Judgment in

National Insurance Co. Ltd., vs. Pranay Sethi and other reported in

[2017(2) TN MAC 609 (SC): 2017 (16) SCC 680] and eligible

compensation under the head future prospects is only 40%. Accordingly,

future prospects is modified. As per the Apex Court Judgment in Sarla

Verma and others Vs. Delhi Transport Corporation and others [2009

ACJ 1298 SC : 2009 (6) SCC 121], the multiplier is fixed as '18' by

considering the age of the deceased at the time of the accident. Since the

deceased is a bachelor 50% deducted towards his personal expenses.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

Accordingly, the following calculations have been made to calculate the loss

of income for the deceased Arun Kumar is concerned: [15,000 + 6000 (40%

of 15000) x 12 x 18 x 1/2 = Rs.22,68,000/-]. Accordingly, the following

calculations have been made to calculate the loss of income for the deceased

Raja: [10,000 + 4000 (40% of 10000) x 12 x 18 x 1/2 = Rs.15,12,000/-].

19. Similarly, while awarding compensation under the head loss

of love and affection and Filial Consortium is not in accordance with the

Judgment of the Apex Court in Magma General Insurance Co. Ltd., vs.

Nanu Ram and Others [2018 (18 SCC 130 : MANU/SC/1012/2018] and

United India Insurance Co., Limited vs. Satinder Kaur and Ors.

[MANU/SC/0500/2020 : (2021) 11 SCC 780]. Hence, the compensation

awarded under the head love and affection and Filial Consortium is modified

and each claimants are entitled for Rs.40,000/- under the head loss of

consortium. As far as the other conventional heads such as funeral and loss

of estate is concerned, the same are reasonable and the same are hereby

confirmed.

20. Accordingly, the Award passed by the Tribunal under various

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

heads in C.M.A.No.2287 of 2021 are hereby modified as follows:

                       S.           Description         Amount           Amount          Award
                       No                              awarded by     awarded by this confirmed or
                                                        Tribunal          Court       enhanced or
                                                          (Rs)             (Rs)         reduced
                       1. Loss of dependency          Rs.24,30,000/- Rs.22,68,000/-        Reduced
                       2. Loss of love and            Rs.1,00,000/-         ---            Modified
                          affection
                       3. Filial consortium/loss of   Rs.2,00,000/-     Rs.2,40,000/-      Enhanced
                          consortium
                       4. Loss of estate               Rs.15,000/-     Rs.15,000/-        Confirmed
                        5 Funeral Expenses             Rs.15,000/-     Rs.15,000/-        Confirmed
                             Total Compensation       Rs.27,60,000/- Rs.25,38,000/- Reduced by
                                                                                        Rs.2,22,000/-


21. Accordingly, the Award passed by the Tribunal under various

heads in C.M.A.No.2289 of 2021 are hereby modified as follows:

                       S.           Description         Amount           Amount          Award
                       No                              awarded by     awarded by this confirmed or
                                                        Tribunal          Court       enhanced or
                                                          (Rs)             (Rs)         reduced
                       1. Loss of dependency          Rs.16,20,000/- Rs.15,12,000/-        Reduced
                       2. Filial consortium/loss of   Rs.2,00,000/-    Rs.80,000/-         Modified
                          consortium
                       3. Medical Expenses             Rs.15,000/-     Rs.15,000/-        Confirmed
                       4. Loss of estate               Rs.15,000/-     Rs.15,000/-        Confirmed
                        5 Funeral Expenses             Rs.15,000/-     Rs.15,000/-        Confirmed
                             Total Compensation       Rs.18,65,000/- Rs.16,37,000/- Reduced by
                                                                                        Rs.2,28,000/-


https://www.mhc.tn.gov.in/judis
                                                                              C.M.A.Nos.2287 & 2289 of 2021




                                  22.   In the result,

(i) C.M.A.No.2287 of 2021 is partly allowed and the

compensation awarded by the Tribunal at Rs.27,60,800/- is hereby reduced

to Rs.25,38,000/- [Rupees Twenty Five Lakhs and Thirty Eight Thousand

only] along with interest at the rate of 7.5% per annum from the date of

filing of Claim Petition till the date of deposit, excluding the default period,

if any.

(ii) C.M.A.No.2289 of 2021 is partly allowed and the

compensation awarded by the Tribunal at Rs.18,65,000/- is hereby reduced

to Rs.16,37,000/- [Rupees Sixteen Lakhs and Thirty Seven Thousand only]

along with interest at the rate of 7.5% per annum from the date of filing of

Claim Petition till the date of deposit, excluding the default period, if any.

(iii) The Appellant - Insurance Company is directed to deposit

the amount now awarded by this Court along with interest and costs, less

the amount already deposited, if any, within a period of six weeks from the

date of receipt of a copy of this judgment to the credit of respective

M.C.O.P.Nos.3351 & 3353 of 2016 on the file of the Motor Accidents

Claims Tribunal, II Judge, Small Causes Court, Chennai. On such deposit,

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

the appellants are permitted to withdraw the award amount now determined

by this Court along with interest and costs, less the amount if any, already

withdrawn, as per the apportionment fixed by the Tribunal. The Tribunal

shall disburse the amount now awarded by this Court by directly giving

credit to the Savings Bank Account of the claimant. The appellant-Insurance

Company is permitted to withdraw the amount if any lying in the credit of

respective M.C.O.P.Nos.3351 & 3353 of 2016 on the file of the Motor

Accidents Claims Tribunal, II Judge, Small Causes Court, Chennai. There

shall be no order as to costs in the present appeal.

03.01.2024 ssi Index:Yes/No Speaking Order:Yes/No Neutral Citation Case: Yes/No

K. RAJASEKAR, J.

ssi To:

1. The II Judge, Small Causes Court,

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2287 & 2289 of 2021

Motor Accident Claims Tribunal, Chennai.

2. The Section Officer, V.R.Section, High Court, Chennai.

C.M.A.Nos.2287 & 2289 of 2021

03.01.2024

https://www.mhc.tn.gov.in/judis

 
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