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United India Insurance Co. vs Minor Meenakshi Sundaram
2023 Latest Caselaw 7045 Mad

Citation : 2023 Latest Caselaw 7045 Mad
Judgement Date : 26 June, 2023

Madras High Court
United India Insurance Co. vs Minor Meenakshi Sundaram on 26 June, 2023
                                                                                    C.M.A.No.4680 of 2019


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED: 26.06.2023

                                                         CORAM

                                  THE HONOURABLE MR. JUSTICE A.A.NAKKIRAN

                                                 C.M.A.No.4680 of 2019
                                               and C.M.P.No.26490 of 2019

                     United India Insurance Co., Ltd.,
                     Branch Office,
                     No.11-A, MG.Road, Ambur,
                     Vellore District.                                           .. Appellant
                                                          Versus

                     1.Minor Meenakshi Sundaram
                       Rep. by Father and Guardian Veeramani
                     2.G.Mathaiyan
                     3.V.Palani                                          … Respondents
                     Prayer : Civil Miscellaneous Appeal filed under section 173 of Motor
                     Vehicle Act against the judgment and decree dated 06.09.2010 made in
                     MACT O.P.No. 222 of 2008 on the file of the Motor Accident Claims
                     Tribunal, Chief Judicial Magistrate, Dharmapuri.


                                     For Appellant           :     M/s.I.Malar
                                     For Respondents
                                          For R1             :     No such person
                                          For R2 & R3        :     No appearance


                     1/8


https://www.mhc.tn.gov.in/judis
                                                                                         C.M.A.No.4680 of 2019




                                                          JUDGMENT

This Civil Miscellaneous Appeal arises against the award passed by

the Motor Accident Claims Tribunal, Chief Judicial Magistrate,

Dharmapuri, in M.C.O.P.No. 222 of 2008 dated 06.09.2010.

2. The Insurance Company is the appellant herein filed the above

appeal to set aside the judgment passed by the Tribunal in

MACT.O.P.No.222 of 2008 on the ground of liability.

3. Brief facts of the case:-

On 30.05.2006 at about 7.30 a.m., when a Tractor bearing

Regn.No.TN-33-W-8798 driven by its driver, in a rash and negligent

manner, suddenly applied brake, the petitioner who was seating in the

tractor fell down and the wheel of the tractor ran over the left hand and

abdomen. Hence the accident occurred, due to which, the petitioner

sustained fracture on left hand, and abdomen and left and right fore legs.

Immediately, she was taken to Government Head Quarters Hospital,

https://www.mhc.tn.gov.in/judis C.M.A.No.4680 of 2019

Dharmapuri and admitted as in-patient for treatment. Hence the claim

petition.

4. Before the Tribunal, on behalf of the claimant, P.W.1 and P.W.2

were examined and Ex.P1 to Ex.P10 were marked and on the side of the

Respondents no one was examined and no document was marked.

5. On consideration of both oral and documentary evidence, the

Tribunal come to the conclusion that the alleged accident occurred due to

the negligent driving of the driver of the offending vehicle and fixed the

liability initially on the 2nd respondent and after amendment vide order dated

25.05.2011 in I.A.No.24 of 2011, the liability was fixed on the 3rd

respondent / Insurance company and awarded compensation as follows;-

                              Sl.Nos.                  Head                 Compensation
                             1.         Extra nourishment             Rs.5,000/-
                             2.         Medical expenses              Rs.5,000/-
                             3.         Pain and suffering            Rs.25,000/-
                             4.         Permanent disability          Rs.90,000/-
                             5.         Future prospects              Rs.25,000/-
                                        Total                         Rs.1,50,000/-

The said sum was directed to be deposited by the 3 rd respondent /

https://www.mhc.tn.gov.in/judis C.M.A.No.4680 of 2019

appellant herein with interest at the rate of 7.5 % per annum from the date of

numbering of the petitioner till the deposit of compensation. Aggrieved by

the same, the present appeal.

6. The learned counsel for the appellant / Insurance Company

submitted that the Tribunal erred in awarding compensation to the claimant

in the absence of any documentary evidence to show that the appellant is

liable to pay the compensation for the accident occurred due to the negligent

driving of the driver of the tractor. The Tribunal ought to have considered

that the driver of the offending vehicle was carried some children in the

offending vehicle to cope up with the balance of the tractor, which is

violated the policy condition. The Tribunal ought to have considered that

the driver of the offending vehicle called upon the claimant to board the

tractor for the balance of weight and the vehicle so ploughing the field, the

driver of the offending vehicle drove the vehicle in a rash and negligent

manner and suddenly applied brake, the claimant was seating in the

offending vehicle, fell down and wheel of the offending vehicle ran over,

the driver of the offending vehicle was himself cause the accident, the

https://www.mhc.tn.gov.in/judis C.M.A.No.4680 of 2019

appellant is not liable to pay compensation to the claimant. The Tribunal

ought to have considered that the oral and documentary evidence adduced

by the claimant, the accident was occurred due to the negligent act of the

driver of the offending vehicle, it is a clear violation of policy condition.

Hence, the appeal may be allowed.

7. Heard the learned counsel appearing for the appellant and no

representation for the respondents and perused the available materials on

records.

8. On the point of quantum, since there is no dispute with regard to

the compensation awarded by the Tribunal, the compensation awarded by

the Tribunal under various heads are hereby confirmed.

9. On the point of liability, it is seen that the trial Court had not

discussed about the liability issues in its order and mechanically fixed the

liability on the 2nd respondent and after amendment vide order dated

25.05.2011 in I.A.No.24 of 2011, fixed the liability on the 3 rd respondent

https://www.mhc.tn.gov.in/judis C.M.A.No.4680 of 2019

Insurance Corporation / appellant herein. Based on the Ex.P1 and Ex.P5, the

vehicle involved in the alleged accident is a tractor and no passenger will be

allowed to travel in the tractor. Therefore, it is a clear violation of policy

condition and hence, this Court is inclined to fix the liability on the 2nd

respondent herein / owner of the vehicle and the appellant insurance

company is hereby exonerated and accordingly, not liable to pay the

compensation.

10. The 2nd respondent herein / owner of the vehicle is directed to

deposit the entire award amount to the claimant, less the amount already

paid, if any together with interest at 7.5% per annum from the date of

petition till date of deposit and costs to the credit of M.C.O.P.No.222 of

2008 on the file of the Motor Vehicle Accident Claims Tribunal, Chief

Judicial Magistrate, Dharmapuri, within a period of six(6) weeks from the

date of receipt of a copy of this order.

11. On such deposit, the claim petitioner / 1st respondent is permitted

https://www.mhc.tn.gov.in/judis C.M.A.No.4680 of 2019

to withdraw the modified award amount, on due application.

12. Accordingly, this Civil Miscellaneous Appeal is partly allowed.

No costs. Consequently, connected miscellaneous petition is closed.

26.06.2023 Index:yes/no Internet:yes/no ata

To

The Motor Accident Claims Tribunal, Chief Judicial Magistrate, Dharmapuri.

A.A.NAKKIRAN.J.,

https://www.mhc.tn.gov.in/judis C.M.A.No.4680 of 2019

ata

C.M.A.No.4680 of 2019

26.06.2023

https://www.mhc.tn.gov.in/judis

 
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