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National Insurance Co. Ltd vs Santhamani
2022 Latest Caselaw 3538 Mad

Citation : 2022 Latest Caselaw 3538 Mad
Judgement Date : 24 February, 2022

Madras High Court
National Insurance Co. Ltd vs Santhamani on 24 February, 2022
                                                                                  CMA.No.3181 of 2017

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS
                                                 DATED: 24.02.2022
                                                        CORAM:
                                  THE HONOURABLE MR.JUSTICE C.V.KARTHIKEYAN
                                               CMA.No.3181 of 2017
                                                       and
                                               CMP. No.19536 of 2017

                  National Insurance Co. Ltd.,
                  No.10, Flat No.101 – 106,
                  NIBMC House, Connaught Place,
                  New Delhi.
                                                                              ...Appellant
                                                          Vs.

                  1.Santhamani
                  2.Amsaveni
                  3.Venkatachalam
                  4.Saravanan
                  5.Rathinamani
                                                                              ..Respondents

                  Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor
                  Vehicles Act, 1988, against the award and decree dated 10.06.2015 made in
                  MCOP No.358 of 2012 on the file of the Motor Accidents Claims Tribunal /
                  Additional Sub Court, Tiruppur.
                                        For Appellant      : Mr.S.Arunkumar
                                        For R1 to R3       : Mr.M.Lokesh
                                                            For MA.P.Thangavel


                  1/6


https://www.mhc.tn.gov.in/judis
                                                                                     CMA.No.3181 of 2017

                                                     JUDGMENT

The Insurance Company / 3rd respondent in MCOP No.358 of 2012 on

the file of the Motor Accidents Claims Tribunal / Additional Sub Court,

Tiruppur is the appellant herein.

2.The said MCOP No.358 of 2012 had been preferred by the two

daughters and one son of deceased Palanisamy, who died in an accident on

26.03.2012 at around 04.00 a.m, when he was driving a two wheeler and which

two wheeler was hit by a Maruti Omni van bearing Registration No.TN-42-X-

3580. He was taken to the Government Hospital, Palladam and also to PSG

Hospital, Coimbatore. He died in the hospital on the same day. The deceased was

aged 60 years and was an agricultural coolie. It is claimed that he earned a

monthly income of Rs.10,000/-.

3.The Tribunal on consideration of the facts and circumstances had

determined that the accident occurred due to the rash and negligent manner in

which driver of the Maruti Omni van had driven the vehicle and thereafter,

granted compensation and determined the monthly income at Rs.6,000/-. Taking

into consideration that he would have earned as an agricultural coolie a sum of

Rs.200/- per day. Thereafter, an increase of 15% towards future loss of income

https://www.mhc.tn.gov.in/judis CMA.No.3181 of 2017

was granted and 1/3rd amount was deducted towards personal use for expenses

and finally a sum of Rs.4,500/- was arrived at. By considering the age of the

deceased, the Tribunal had adopted the multiplier of 7 and determined the loss of

dependency towards income at Rs.3,78,000/- (Rs.4,500 x 12 x 7 = Rs.3,78,000).

4.The learned counsel for the appellant advanced arguments raising

grievance with respect to the addition of 15% towards the future income. Taking

into consideration the monthly income actually determined at Rs.4,500/-, let me

not disturb that particular finding.

5.However, the Tribunal appears to have strayed away by granting a

sum of Rs.1,00,000/- per claimant towards loss of love and affection and granted

a total sum of Rs.3,00,000/- under that particular head. A perusal of the records

reveals that the 1st claimant was aged 39 years and was married. The 2 nd claimant

was aged 33 years and was also married and the third claimant / son was aged 31

years. Fixing a sum of Rs.1,00,000/- each towards loss of love and affection at

that advanced age, would not be proper particularly because their interests on

their own families would far surpass their loss of their father, I would revise the

same to a sum of Rs.15,000/- per person and grant a total sum of Rs.45,000/-.

https://www.mhc.tn.gov.in/judis CMA.No.3181 of 2017

6.There was yet another compensation granted under the caption of

funeral expenses of Rs.25,000/- which I would not interfere with.

7.The total reduced compensation therefore, now granted is

Rs.4,48,000/- (Rs.3,78,000 + Rs.45,000 + Rs.25,000 = Rs.4,48,000/-). The

Tribunal directed the Insurance Company to deposit the award amount and then

to recover it from the 5th respondent herein, which finding I would not interfere

with. It is informed that 50% of the award amount had been deposited. The

appellant / Insurance Company is directed to deposit the reduced compensation,

along with interest of 7.5 % from the date of filing of the petition till the date of

deposit within a period of eight weeks from the date of receipt of a copy of this

order and less the amount already deposited. On such deposit, the appellants are

permitted to withdraw the same. The reduced compensation amount shall be

apportioned amongst the claimants in the same ratio as ordered by the Tribunal.

The Civil Miscellaneous Appeal is partly allowed. No order as to costs.

Consequently, the connected Civil Miscellaneous Petition is closed.

24.02.2022 smv Index:Yes/No Internet:Yes/No Speaking / Non-speaking order

https://www.mhc.tn.gov.in/judis CMA.No.3181 of 2017

To:-

1.The Motor Accident Claims Tribunal / Additional Sub Court, Tirupur.

https://www.mhc.tn.gov.in/judis CMA.No.3181 of 2017

C.V.KARTHIKEYAN, J.

smv

CMA.No.3181 of 2017 and CMP. No.19536 of 2017

24.02.2022

https://www.mhc.tn.gov.in/judis

 
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